North Carolina Bilingual Limited Banking Power of Attorney / Poder bancario limitado bilingüe de Carolina del Norte

North Carolina Spanish Language Updated November 5, 2026 Free Word and PDF

North Carolina Limited Banking Power of Attorney / Poder bancario limitado de Carolina del Norte

Before signing / Antes de firmar: This document is for one identified account and the payments listed below. The principal must sign and acknowledge it before an authorized officer. / Este documento se limita a una cuenta identificada y a los pagos indicados abajo. El poderdante debe firmarlo y reconocerlo ante una persona autorizada.

1. People and account / Personas y cuenta

Principal / Poderdante: [FULL LEGAL NAME / NOMBRE LEGAL COMPLETO]

Principal's address / Dirección del poderdante: [ADDRESS / DIRECCIÓN]

Agent / Representante: [FULL LEGAL NAME / NOMBRE LEGAL COMPLETO]

Agent's address / Dirección del representante: [ADDRESS / DIRECCIÓN]

Bank or credit union / Banco o cooperativa de crédito: [INSTITUTION / INSTITUCIÓN]

Account owner and number / Titular y número de cuenta: [OWNER AND NUMBER / TITULAR Y NÚMERO]

2. Limited authority / Facultades limitadas

I appoint the agent named above to act only with respect to the account identified above. The agent may ask the institution for its balance, statements, and transaction records. The agent may pay only the recipients and expenses in the schedule, using a check or electronic transfer from that account, within the stated limits.

Designo al representante indicado arriba para actuar únicamente respecto de la cuenta identificada. Podrá solicitar a la institución el saldo, los estados de cuenta y los registros de movimientos. Podrá pagar únicamente a los destinatarios y por los gastos del cuadro, mediante cheque o transferencia electrónica desde esa cuenta, dentro de los límites indicados.

Authorized recipient / Destinatario autorizado Expense / Gasto Maximum for each payment / Máximo por pago
[NAME / NOMBRE] [PURPOSE / PROPÓSITO] $[AMOUNT / MONTO]
[NAME / NOMBRE] [PURPOSE / PROPÓSITO] $[AMOUNT / MONTO]

Maximum for all payments combined / Máximo total de todos los pagos: $[AMOUNT / MONTO]

Permitted payment dates / Fechas permitidas para los pagos: [DATES / FECHAS]

The agent may sign bank payment instructions needed for those listed payments. A blank recipient or purpose authorizes no payment. / El representante podrá firmar las instrucciones bancarias necesarias para esos pagos. Un destinatario o propósito sin completar no autoriza ningún pago.

3. Authority withheld / Facultades excluidas

This power does not grant general authority over financial institutions. The agent may not open or close an account, withdraw cash, borrow, pledge property, add an account owner, change beneficiaries, transfer funds to the agent or the agent's family, or use another account. The agent may not make gifts, delegate this authority, make health-care decisions, or act with respect to real property.

Este poder no concede facultades bancarias generales. El representante no podrá abrir ni cerrar cuentas, retirar efectivo, pedir préstamos, dar bienes en garantía, agregar titulares, cambiar beneficiarios, transferir fondos a sí mismo o a su familia ni usar otra cuenta. Tampoco podrá hacer donaciones, delegar estas facultades, tomar decisiones médicas ni actuar respecto de bienes inmuebles.

4. Duties and duration / Deberes y vigencia

The agent must act in good faith, within this grant, and according to my known reasonable expectations or otherwise in my best interest. The agent must keep a record of payments and other transactions made for me. / El representante debe actuar de buena fe, dentro de estas facultades y conforme a mis expectativas razonables que conozca o, de lo contrario, en mi mejor interés. Debe conservar un registro de los pagos y demás transacciones realizados en mi nombre.

This power takes effect when executed. It remains effective if I later become incapacitated. It ends at [TIME AND TIME ZONE / HORA Y ZONA HORARIA] on [DATE / FECHA], or earlier if I revoke it, die, or its stated purpose is completed. It does not revoke a power of attorney I signed earlier. / Este poder entra en vigor cuando se otorga y sigue vigente si después pierdo la capacidad. Termina a la hora y fecha indicadas, o antes si lo revoco, fallezco o se cumple su propósito. No revoca un poder que haya firmado anteriormente.

5. Principal's signature / Firma del poderdante

I have read both language versions or had them explained to me. I grant only the authority stated here. / He leído las dos versiones lingüísticas o me las han explicado. Concedo únicamente las facultades aquí indicadas.

Principal's signature / Firma del poderdante: ______________________________

Printed name / Nombre en letra de imprenta: [NAME / NOMBRE]

Date and place / Fecha y lugar: [__/__/____], [CITY, STATE / CIUDAD, ESTADO]

6. Acknowledgment / Reconocimiento

State of [STATE], County of [COUNTY]. This instrument was acknowledged before me on [__/__/____] by [PRINCIPAL'S FULL LEGAL NAME].

Notary public or other authorized officer / Notario u otra persona autorizada: ______________________________

Printed name and title / Nombre y cargo: [NAME AND TITLE / NOMBRE Y CARGO]

Official seal / Sello oficial: [SEAL]

Commission expires / Vencimiento del nombramiento: [__/__/____]

Official source / Fuente oficial

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About this template

Last updated
November 5, 2026
Citations checked
November 5, 2026
Jurisdiction
North Carolina
Category
Spanish Language

Legal authority

  • N.C. Gen. Stat. § 32C-1-104
  • N.C. Gen. Stat. § 32C-1-105
  • N.C. Gen. Stat. § 32C-1-109(a)
  • N.C. Gen. Stat. § 32C-1-110(a), (f)
  • N.C. Gen. Stat. § 32C-1-114(a)-(b)
  • N.C. Gen. Stat. § 32C-2-201(a)
  • N.C. Gen. Stat. § 32C-2-208(4)-(5)

Estas plantillas son versiones en español de documentos legales comunes en Estados Unidos, diseñadas para quienes prefieren trabajar en su idioma principal. Las versiones en español siguen los mismos requisitos legales de los estados y cortes, e incluyen los mismos campos, cláusulas y estructura que sus equivalentes en inglés. Cuando un documento se firma en español, es importante asegurarse de que todas las partes entiendan el contenido y, cuando la ley lo requiera, obtener una traducción certificada al inglés para presentarlo ante la corte.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

A reviewer verified this template's legal citations against the official source on November 5, 2026.

N.C. Gen. Stat. § 32C-1-104 (checked November 5, 2026): "A power of attorney created pursuant to this Chapter is durable unless the instrument expressly provides that it is terminated by the incapacity of the principal."

N.C. Gen. Stat. § 32C-1-105 (checked November 5, 2026): "A power of attorney must be (i) signed by the principal or in the principal's conscious presence by another individual directed by the principal to sign the principal's name on the power of attorney and (ii) acknowledged."

N.C. Gen. Stat. § 32C-1-109(a) (checked November 5, 2026): "A power of attorney is effective when executed unless the principal provides in the power of attorney that it becomes effective at a future date or upon the occurrence of a future event or contingency."

N.C. Gen. Stat. § 32C-1-110(a)(1)-(3) (checked November 5, 2026): "(a) A power of attorney terminates when any of the following occur: (1) The principal dies. (2) If the power of attorney is not durable, the principal becomes incapacitated. (3) The principal revokes the power of attorney."

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