DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF MINNESOTA
[FIRM NAME]
[Street Address]
[City, Minnesota ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
I. MINNESOTA-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under Minn. Stat. Section 541.05, the statute of limitations for personal injury is six (6) years - one of the longest in the nation.
B. Modified Comparative Negligence (51% Bar)
Minnesota follows modified comparative negligence under Minn. Stat. Section 604.01. Plaintiff barred if fault exceeds that of defendant.
C. No-Fault State
Minnesota requires no-fault PIP coverage under Minn. Stat. Chapter 65B. Tort claims for non-economic damages are permitted when:
- Medical expenses exceed $4,000, OR
- Injury results in permanent injury, permanent disfigurement, disability for 60+ days, or death
Our client meets the threshold because: [Describe]
D. No Damage Caps
Minnesota does not cap compensatory damages in auto accident cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Minnesota Bar No. [Number]
MINNESOTA PRACTICE NOTES
☐ 6-Year SOL: One of the longest in the nation
☐ No-Fault: $4,000 medical or qualifying injury threshold
☐ 51% Bar Rule: Barred if fault exceeds defendant's fault
☐ No Damage Caps: Full compensation available
☐ Stacking: UM/UIM stacking allowed under certain conditions