Dog Bite Demand Letter - Minnesota
DEMAND FOR SETTLEMENT - DOG BITE / ANIMAL ATTACK
STATE OF MINNESOTA
[FIRM NAME]
Attorneys at Law
[Street Address]
[City, Minnesota ZIP]
Telephone: [Phone]
Facsimile: [Fax]
Email: [Email]
Licensed in the State of Minnesota
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND FIRST-CLASS MAIL
[Adjuster Name / Dog Owner Name]
[Insurance Company Name / Address]
[Street Address]
[City, State ZIP]
RE: DOG BITE CLAIM - SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Attack: [Date of Attack]
Location of Attack: [Address where attack occurred]
Dog Owner: [Dog Owner Name]
Dog Breed/Description: [Breed, Size, Color]
Claim Number: [If assigned]
Homeowner's Policy Number: [If known]
Dear [Recipient Name]:
This firm represents [Client Name] ("Claimant") for the serious and permanent injuries sustained as a result of a vicious dog attack that occurred on [Date of Attack] in [City], [County] County, Minnesota. The attack was perpetrated by a [Breed] dog owned by [Dog Owner Name]. This letter constitutes our formal demand for settlement pursuant to Minnesota law.
I. MINNESOTA-SPECIFIC LEGAL FRAMEWORK
A. Minnesota Strict Liability Dog Bite Statute
Minnesota is a strict liability state for dog bite injuries. Minn. Stat. Section 347.22 provides:
"If a dog, without provocation, attacks or injures any person who is acting peaceably in any place where the person may lawfully be, the owner of the dog is liable in damages to the person so attacked or injured to the full amount of the injury sustained. The term 'owner' includes any person harboring or keeping a dog but the owner shall be primarily liable. The term 'dog' includes both male and female of the canine species."
This statute imposes absolute liability on dog owners without requiring proof of:
- Prior viciousness or dangerous propensities
- The owner's knowledge of such propensities
- Negligence on the part of the owner
B. Statute of Limitations
Minn. Stat. Section 541.05, subdivision 1(5), supplies a six-year period for an injury to the person or rights of another not arising on contract and not otherwise enumerated. Confirm accrual, claimant status, and any more specific limitation before calculating the deadline.
C. Modified Comparative Negligence
Section 347.22 itself requires an attack or injury without provocation while the person acted peaceably in a place where the person could lawfully be. Apply Section 604.01 separately to any fault-based theory; do not merge its comparison rule into the statutory elements without current controlling authority.
D. "Owner" Includes Harborers and Keepers
Section 347.22 defines "owner" to include a person harboring or keeping a dog and states that the owner is primarily liable. Determine whether the evidence satisfies harboring or keeping for each proposed defendant.
II. PRESERVATION OF EVIDENCE NOTICE
YOU ARE HEREBY DIRECTED TO PRESERVE ALL EVIDENCE relating to this attack and the subject animal, including but not limited to:
- The animal itself (do not destroy, euthanize, or transfer without notice to our office)
- All veterinary records for the animal
- Vaccination records, including rabies vaccination
- Dog license and registration documents
- All photographs or videos of the animal
- Prior bite reports or complaints regarding this animal
- Prior aggressive incidents involving this animal
- Any "dangerous dog" or "potentially dangerous dog" designations under Minn. Stat. Section 347.50
- Communications with animal control or authorities
- Homeowner's or renter's insurance policies
- Any liability exclusions or breed-specific riders
- Lease agreements (if renting) and any pet policies
This is a preservation request. Any later request for a remedy based on altered or missing evidence must be supported by the governing procedural law, prejudice, and case-specific record; this letter does not create a separate spoliation claim or establish an automatic sanction or inference.
III. STATEMENT OF FACTS
A. The Attack
On [Date of Attack], at approximately [Time], our client was [describe activity - e.g., "walking on the public sidewalk in front of [Address]," "visiting the dog owner's residence as an invited guest," "in [his/her] own yard," etc.] in [City], [County] County, Minnesota.
At that time, [Dog Owner Name]'s [Breed] dog [describe how attack occurred - e.g., "escaped from the owner's property through an unsecured gate," "was off-leash in violation of the local leash law," "attacked without warning or provocation," etc.].
The dog attacked our client viciously and without provocation. [Describe the attack in detail]:
[Example: "The dog lunged at our client, knocked [him/her] to the ground, and bit [him/her] repeatedly on the [body parts affected]. Our client attempted to protect [himself/herself] but was unable to fend off the animal. The attack lasted approximately [duration] before [describe how attack ended]."]
B. Statutory Elements Satisfied
Under Minn. Stat. Section 347.22, liability is established when:
-
The dog attacked or injured a person - The [Breed] dog attacked and injured our client, causing the damages described herein.
-
Without provocation - Our client did nothing to provoke the attack:
- Was not teasing, hitting, or antagonizing the dog
- Was not making aggressive movements toward the dog
- Was engaged in normal, peaceful activity
- Had no prior interaction with the dog -
While acting peaceably - Our client was engaged in peaceful activity:
- Walking on a public sidewalk
- Visiting as an invited guest
- Simply existing in [his/her] own space -
In a place where the person may lawfully be - Our client was:
- [On a public sidewalk/street/park]
- [An invited guest on the property]
- [On the property of the dog owner with permission]
- [On [his/her] own property]
[Explain how the evidence supports each statutory element without assuming the result.]
C. No Provocation
State the claimant's conduct and verify the controlling Section 347.22 provocation standard for the facts; do not import Section 347.50's definition automatically because that definition applies to the dangerous-dog provisions.
Our client did not engage in any conduct that could constitute provocation:
- Did not approach or touch the dog
- Did not make threatening gestures
- Did not enter the dog's enclosure
- Was simply [describe peaceful activity]
D. Post-Attack Response
Following the attack:
- Emergency medical services were summoned
- [City/County] Animal Control was notified
- An incident report was prepared (Report No. [Number])
- The animal was quarantined for rabies observation per Minnesota Board of Animal Health regulations
- Photographs of injuries were taken
- Witness information was obtained
IV. LIABILITY ANALYSIS
A. Strict Liability Under Minn. Stat. Section 347.22
Minnesota imposes strict liability on dog owners for attack injuries. The elements are:
-
Defendant owns or harbors the dog - [Dog Owner Name] is the owner/keeper of the [Breed] dog.
-
The dog attacked or injured the plaintiff - The dog attacked and injured our client.
-
Without provocation - Our client did nothing to provoke the attack.
-
The plaintiff was acting peaceably - Our client was engaged in peaceful activity.
-
In a place where plaintiff could lawfully be - Our client was lawfully present at [location].
[Explain how the evidence satisfies each statutory condition without assuming the result.]
B. Broad Scope of Minnesota Statute
Minnesota's statute is notable for its breadth:
-
"Attacks or injures": Unlike some states that only cover "bites," Minnesota's statute covers any attack or injury caused by a dog, including knockdowns, scratches, and other non-bite injuries.
-
"Harboring or keeping": Liability extends beyond owners to anyone harboring or keeping the dog.
-
All breeds covered: The statute draws no breed distinction; it defines "dog" to include "both male and female of the canine species," and Minnesota's strict-liability rule applies regardless of breed.
C. Additional Negligence Claims
While strict liability applies, the dog owner was also negligent:
1. Negligence Per Se
If asserting an ordinance-based theory, quote the current local provision and verify whether Minnesota law treats the violation as negligence per se or evidence of negligence:
- [City] Ordinance [Number] - Leash Law
- [City] Ordinance [Number] - Dog at Large
- [County] Animal Control Ordinance
2. Common Law Negligence
[Dog Owner Name] breached the duty of care by:
- Failing to properly secure the animal on the property
- Allowing the animal to roam at large
- Failing to maintain adequate fencing
- Failing to adequately supervise the animal
- [Other specific breaches]
D. Dangerous Dog Provisions (If Applicable)
[USE IF DOG HAS PRIOR DANGEROUS DESIGNATION]
Under Minn. Stat. Section 347.50 et seq., this dog has been designated as a "dangerous dog" or "potentially dangerous dog." The owner's failure to comply with registration and containment requirements constitutes additional evidence of negligence and may support enhanced liability.
E. Landlord/Harborer Liability (If Applicable)
[USE IF ATTACK OCCURRED ON RENTAL PROPERTY OR DOG WAS IN CARE OF ANOTHER]
Under Section 347.22, liability may extend to a person shown to be harboring or keeping the dog. Do not treat property ownership, permission, or temporary presence alone as sufficient.
[Additional Defendant Name] is liable because [he/she/it] was harboring or keeping the dog at the time of the attack.
V. INJURIES AND MEDICAL TREATMENT
A. Description of Injuries
The attack caused severe and permanent injuries to our client, including:
Bite Wounds:
- [Location] - [Description: puncture wound, laceration, avulsion, etc.]
- [Location] - [Description]
- [Location] - [Description]
Secondary Injuries:
- Soft tissue damage
- Nerve damage
- Tendon/ligament damage
- Infection (including risk of rabies exposure)
Scarring and Disfigurement:
- Permanent scarring to [body parts]
- Disfigurement requiring plastic surgery
Psychological Injuries:
- Post-Traumatic Stress Disorder (PTSD)
- Cynophobia (fear of dogs)
- Anxiety and panic attacks
- Depression
B. Emergency Treatment
Immediately following the attack, our client was transported to [Hospital Name] Emergency Department, where [he/she] received:
- Wound irrigation and debridement
- Suturing / wound closure ([number] sutures)
- Tetanus prophylaxis
- Rabies post-exposure prophylaxis (PEP) series
- Antibiotic therapy
- Pain management
C. Follow-Up Treatment
Wound Care:
- Provider: [Wound Care Specialist / Primary Care]
- Dates: [Treatment dates]
- Treatment: [Describe wound care protocol]
Plastic/Reconstructive Surgery:
- Surgeon: [Surgeon Name]
- Procedures: [Describe procedures]
- Dates: [Surgery dates]
Mental Health Treatment:
- Provider: [Therapist/Psychiatrist Name]
- Treatment: [PTSD treatment, therapy, medication]
- Duration: [Ongoing / Number of sessions]
D. Current Status and Prognosis
Physical Status:
- Permanent scarring on [body parts]
- Nerve damage resulting in [numbness / tingling / weakness]
- [Other permanent physical effects]
Psychological Status:
- PTSD symptoms triggered by dogs
- Ongoing anxiety and hypervigilance
- [Other psychological effects]
Future Treatment:
- Additional scar revision surgery anticipated
- Ongoing mental health treatment required
VI. DAMAGES
A. Medical Expenses
| Provider | Service | Amount Billed |
|---|---|---|
| [Ambulance Service] | Emergency Transport | $[Amount] |
| [Hospital] | Emergency Department | $[Amount] |
| [Hospital] | Rabies PEP Series | $[Amount] |
| [Wound Care Clinic] | Follow-up Care | $[Amount] |
| [Plastic Surgeon] | Consultation/Surgery | $[Amount] |
| [Mental Health Provider] | Therapy | $[Amount] |
| [Pharmacy] | Medications | $[Amount] |
| TOTAL PAST MEDICAL | $[Total] |
B. Future Medical Expenses
| Treatment | Estimated Cost |
|---|---|
| Future Scar Revision Surgery | $[Amount] |
| Continued Mental Health Treatment | $[Amount] |
| Future Medications | $[Amount] |
| TOTAL FUTURE MEDICAL | $[Total] |
C. Lost Wages
| Category | Amount |
|---|---|
| Lost Wages ([dates]) | $[Amount] |
| Lost PTO/Sick Time | $[Amount] |
| TOTAL LOST WAGES | $[Total] |
D. Pain and Suffering
Physical Pain:
- Excruciating pain from the attack itself
- Pain from wound care, debridement, and suturing
- Pain from rabies vaccination series
- Ongoing pain from scarring and nerve damage
Emotional Distress:
- Terror during the attack
- PTSD symptoms disrupting daily life
- Fear of dogs limiting normal activities
- Depression related to disfigurement
Permanent Disfigurement:
- Visible, permanent scarring on [body parts]
- Impact on self-image and personal relationships
Loss of Enjoyment of Life:
- Unable to enjoy outdoor activities due to fear of dogs
- Avoidance behaviors affecting daily life
Screen medical, governmental, punitive, and other special claims for applicable limits; do not assume a blanket no-cap rule.
E. Summary of Damages
| Category | Amount |
|---|---|
| Past Medical Expenses | $[Amount] |
| Future Medical Expenses | $[Amount] |
| Past Lost Wages | $[Amount] |
| TOTAL ECONOMIC DAMAGES | $[Subtotal] |
| Pain and Suffering | $[Amount] |
| Permanent Disfigurement | $[Amount] |
| Emotional Distress / PTSD | $[Amount] |
| Loss of Enjoyment of Life | $[Amount] |
| TOTAL NON-ECONOMIC DAMAGES | $[Subtotal] |
| TOTAL DAMAGES | $[Grand Total] |
VII. SETTLEMENT DEMAND
A. Demand Amount
Based on the Section 347.22 evidence and the documented injuries and damages, we hereby demand:
$[DEMAND AMOUNT]
[OR - Policy Limits Demand:]
TENDER OF FULL POLICY LIMITS OF $[AMOUNT]
B. Time for Response
This demand will remain open for thirty (30) days from the date of this letter, through and including [Expiration Date].
C. Basis for Demand
This demand reflects:
- Medical specials of $[Amount]
- Lost wages of $[Amount]
- Appropriate compensation for pain, suffering, and disfigurement
- The permanent nature of the scarring and psychological trauma
- The strength of strict liability in Minnesota
VIII. INSURANCE COVERAGE ISSUES
We demand disclosure of all applicable insurance coverage, including:
- Homeowner's insurance policy declarations page
- Renter's insurance policy (if applicable)
- Umbrella/excess liability policy
- Any exclusions or limitations for animal-related claims
- All policy limits applicable to this claim
Breed-Specific Exclusions:
If any breed-specific exclusion exists, we demand complete documentation. If coverage has been denied, we will pursue the dog owner personally for the full amount of damages.
IX. DOCUMENTATION ENCLOSED
- Medical records and bills from all providers
- Photographs of injuries (immediately after attack and during healing)
- [City/County] Animal Control incident report
- Witness statements
- Employment records and wage verification
- Mental health treatment records
- HIPAA authorizations
X. CONCLUSION
The evidence described above supports the asserted Section 347.22 claim if the no-provocation, peaceable-conduct, lawful-place, ownership, and causation conditions are established.
If this matter cannot be resolved, the claimant may file in a court with jurisdiction.
We urge you to resolve this matter promptly and fairly. Please contact me at your earliest convenience to discuss settlement.
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Minnesota Attorney Lic. No. [Number]
Attorney for [Client Name]
ENCLOSURES: [List]
cc: [Client Name]
[File]
MINNESOTA-SPECIFIC PRACTICE NOTES
-
Strict Liability: Minn. Stat. Section 347.22 creates strict liability - no need to prove prior viciousness, knowledge, or negligence.
-
Broad Coverage: Statute covers "attacks or injures" - not limited to bites. Includes knockdowns, scratches, etc.
-
Limitations: Section 541.05, subdivision 1(5), generally supplies six years for the covered injury claim; screen more specific rules.
-
"Harboring or Keeping": Determine whether each proposed defendant actually satisfies the statutory term.
-
Claim-Specific Limits: Screen medical, governmental, punitive, and other special claims.
-
Dangerous Dog Law: Minn. Stat. Sections 347.50-347.565 - check for prior dangerous designations.
-
Special Defendants and Local Law: Verify municipal liability, local ordinances, and any agricultural or other special rule before inclusion.
Official Sources:
- Minn. Stat. Section 347.22: https://www.revisor.mn.gov/statutes/cite/347.22
- Minn. Stat. Sections 347.50 to 347.565: https://www.revisor.mn.gov/statutes/cite/347
- Minn. Stat. Section 541.05: https://www.revisor.mn.gov/statutes/cite/541.05
- Minn. Stat. Section 604.01: https://www.revisor.mn.gov/statutes/cite/604.01
About this template
- Last updated
- July 14, 2026
- Citations checked
- July 14, 2026
- Jurisdiction
- Minnesota
- Category
- Demand Letters
Legal authority
- Minn. Stat. Sections 347.22 and 347.50 to 347.565
- Minn. Stat. Sections 541.05 and 604.01
A demand letter is a formal written request to fix a problem or pay what is owed, sent before anyone files a lawsuit. It gives the other side a real chance to settle, creates a record of your attempt to resolve things, and in many cases (unpaid debts, insurance claims, broken contracts) starts a legally required response window. A well-written demand letter lays out what happened, what you want, and a deadline to act, which is often enough to get results without ever going to court.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on July 14, 2026.
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