Indiana Residential Home Improvement Contract

Indiana Residential Home Improvement Contract

Submitted to Homeowner on: [DATE AND TIME] Offer expires on: [DATE AND TIME OR NO LIMIT]

Homeowner 1: [FULL LEGAL NAME] Phone: [NUMBER] Email: [EMAIL]

Homeowner 2, if a party: [FULL LEGAL NAME] Phone: [NUMBER] Email: [EMAIL]

Mailing address: [STREET, CITY, STATE, ZIP]

Improvement property: [STREET, CITY, INDIANA ZIP]

Contractor legal name: [CONTRACTOR LEGAL NAME] Business address: [CONTRACTOR BUSINESS ADDRESS]

Contractor phone: [NUMBER] Contractor email used for consumer communications: [CONTRACTOR EMAIL]

Person handling problems and inquiries: [NAME, TITLE, PHONE, EMAIL]

The Homeowner and Contractor agree to the work and payment terms below. This agreement covers improvement of Indiana residential real property containing one to four dwelling units and used at least partly as a dwelling. Complete it before the Homeowner signs; the Contractor signs first. The parties will each retain a completed copy.

1. Work, specifications, and materials

Work description, with areas, tasks, measurements, and exclusions: [DETAILED DESCRIPTION]

Materials, brands, grades, quantities, and finishes: [DETAILS]

Plans and specifications delivered with this contract: [IDENTIFY SIGNED EXHIBITS OR NONE]

☐ The description above and attached exhibits include the specifications.

☐ The complete specifications will be delivered before any work begins. Work is subject to each Homeowner's separate written and dated approval of those specifications before commencement. Attach the approval to this agreement.

Who obtains required permits and licenses: [PARTY AND PARTICULARS]. Any required license or permit must be obtained by the responsible party before work begins. This agreement is conditioned on that step.

2. Schedule

Approximate start: [DATE] Approximate completion: [DATE]

Contingencies that could materially change completion: [WEATHER, PERMITS, MATERIALS, INSPECTIONS, OR NONE]

Worksite access and hours: [DETAILS]

The Contractor will notify the Homeowner promptly of a material delay, explain its cause, and give a revised approximate completion date. A change to the contract itself requires the Homeowner's signed written approval under Section 6.

3. Full contract price and payment

Labor: $[AMOUNT] Materials and equipment: $[AMOUNT] Other work charges: $[AMOUNT]

Discounts offered: $[AMOUNT OR ZERO] Full contract price after discounts: $[AMOUNT]

The price above is the full amount charged for the work, services, and materials under this agreement, less stated discounts. Separately identify any taxes, governmental fees, or financing costs paid by the Homeowner: [ITEM AND AMOUNT OR NONE].

Deposit after both parties sign: $[AMOUNT] Payment method and destination: [DETAILS]

The Contractor will give an itemized invoice for each payment. A proposed extra charge is effective only through a change order signed by the Homeowner.

4. Third parties and insurance-funded work

Will a subcontractor, vendor, or other nonparty furnish labor, services, materials, equipment, or machinery for this job? ☐ Yes ☐ No

If yes, identify each known third party, its work or supply, and its contact information: [DETAILS]. The Contractor remains responsible to the Homeowner for the work promised here.

Will an insurance policy or payment from another liable party fund any part of this job? ☐ Yes ☐ No

If yes, identify the insurer or payer, claim number if available, covered work, and the Homeowner's remaining payment obligation: [DETAILS]. Neither the Contractor nor a third party furnishing work or materials under this agreement may initiate or pursue a claim with the insured Homeowner's insurance company when Ind. Code § 24-5-11-10(c)(8) and (e) apply. The Contractor will not offer to pay or rebate an insurance deductible to induce this contract and will not act as a public adjuster under § 24-5-11-10.5.

No term of this agreement assigns the Homeowner's rights to the Contractor or a third party.

5. Performance and completion

The Contractor will perform the described work in a workmanlike manner using the specified materials and applicable permits. The Homeowner will provide agreed access and identify known site restrictions: [DETAILS].

Debris removal and site protection: [DETAILS]

Final inspection and punch-list procedure: [DETAILS]

Express workmanship or product warranty, if any: [EXACT TERMS, EXCLUSIONS, AND CONTACT OR NONE]. Manufacturer warranties, if supplied, are identified in [EXHIBIT OR NONE].

6. Written changes and disputes

A change order must describe the revised work, materials, price, and approximate dates and must be signed by each Homeowner who is a party before it binds that Homeowner. The Contractor will give the Homeowner a copy of each signed change order.

Notices to Homeowner: [POSTAL ADDRESS AND EMAIL]

Notices to Contractor: [POSTAL ADDRESS AND EMAIL]

Indiana law governs this agreement. Either party may seek relief in a court with jurisdiction. This agreement, its signed exhibits, and signed change orders state the parties' complete work arrangement; no oral change increases the Homeowner's obligations.

7. Statutory cancellation right

For a covered agreement signed after June 30, 2017, Ind. Code § 24-5-11-10.6 gives the Homeowner until midnight on the third business day after the later of the date both parties sign or, if applicable, the date the Homeowner receives the insurer's written final coverage determination. Deliver the statement below before signature. Fill the contractor name, business address, and email identically in this agreement and both notices. Print the notice text in at least 10-point bold type and attach two easily detachable copies before signature.

Insurer's final written coverage determination applicable? ☐ Yes, received on [DATE] ☐ Pending ☐ No

Current cancellation deadline: [DATE AND TIME; UPDATE IF INSURER FINAL DETERMINATION IS LATER]

You may cancel this contract at any time before midnight on the third business day after the later of the following:

(A) The date this contract is signed by you and [CONTRACTOR LEGAL NAME].

(B) If applicable, the date you receive written notification from your insurance company of a final determination as to whether all or any part of your claim or this contract is a covered loss under your insurance policy.

See attached notice of cancellation form for an explanation of this right.

8. Signatures and copy delivery

The Contractor signs before any Homeowner signs or is required to pay a deposit. Each signer receives a completed copy immediately after the last Homeowner signs.

Contractor or authorized agent signature: ____________________ Printed name: [NAME] Title: [TITLE] Date: [DATE]

Homeowner 1 signature: ____________________ Printed name: [NAME] Date: [DATE]

Homeowner 2 signature, if a party: ____________________ Printed name: [NAME] Date: [DATE]

Fully signed copy delivered to Homeowner on: [DATE AND TIME] Method: [METHOD]

Attachment A — cancellation notice, detachable copy 1

NOTICE OF CANCELLATION

You may cancel this contract by mailing, delivering, or submitting by electronic mail a signed and dated copy of this cancellation notice or any other written notice to [CONTRACTOR LEGAL NAME] at [CONTRACTOR BUSINESS ADDRESS], or [CONTRACTOR EMAIL], at any time before midnight on the third business day after the later of the following:

(A) The date this contract is signed by you and [CONTRACTOR LEGAL NAME].

(B) If applicable, the date you receive written notification from your insurance company of a final determination as to whether all or any part of your claim or this contract is a covered loss under your insurance policy.

If you cancel this contract, any payments made by you under the contract will be returned to you within ten (10) business days following receipt by [CONTRACTOR LEGAL NAME] of your cancellation notice, minus any amounts you may owe for work already done by [CONTRACTOR LEGAL NAME].

I HEREBY CANCEL THIS TRANSACTION

[DATE OF CANCELLATION]

[HOMEOWNER SIGNATURE]

Attachment B — cancellation notice, detachable copy 2

NOTICE OF CANCELLATION

You may cancel this contract by mailing, delivering, or submitting by electronic mail a signed and dated copy of this cancellation notice or any other written notice to [CONTRACTOR LEGAL NAME] at [CONTRACTOR BUSINESS ADDRESS], or [CONTRACTOR EMAIL], at any time before midnight on the third business day after the later of the following:

(A) The date this contract is signed by you and [CONTRACTOR LEGAL NAME].

(B) If applicable, the date you receive written notification from your insurance company of a final determination as to whether all or any part of your claim or this contract is a covered loss under your insurance policy.

If you cancel this contract, any payments made by you under the contract will be returned to you within ten (10) business days following receipt by [CONTRACTOR LEGAL NAME] of your cancellation notice, minus any amounts you may owe for work already done by [CONTRACTOR LEGAL NAME].

I HEREBY CANCEL THIS TRANSACTION

[DATE OF CANCELLATION]

[HOMEOWNER SIGNATURE]