Florida Home Improvement Contract
Florida Home Improvement Contract
Transaction and signing date: [__/__/____]
Owner: [FULL LEGAL NAME], [MAILING STREET ADDRESS, CITY, FL ZIP], [PHONE], [EMAIL].
Contractor: [FULL LEGAL BUSINESS NAME], [BUSINESS STREET ADDRESS, CITY, FL ZIP], [PHONE], [EMAIL].
Florida contractor license number and class: [NUMBER; CLASS].
Project location: [STREET ADDRESS, CITY, COUNTY, FL ZIP].
This agreement is for repair, restoration or improvement of residential real property. The parties agree to the work, price, schedule and required notices below. Complete all blanks and applicable notices before signing.
Florida construction lien notice
ACCORDING TO FLORIDA’S CONSTRUCTION LIEN LAW (SECTIONS 713.001 - 713.37, FLORIDA STATUTES), THOSE WHO WORK ON YOUR PROPERTY OR PROVIDE MATERIALS AND SERVICES AND ARE NOT PAID IN FULL HAVE A RIGHT TO ENFORCE THEIR CLAIM FOR PAYMENT AGAINST YOUR PROPERTY. THIS CLAIM IS KNOWN AS A CONSTRUCTION LIEN. IF YOUR CONTRACTOR OR A SUBCONTRACTOR FAILS TO PAY SUBCONTRACTORS, SUB-SUBCONTRACTORS, OR MATERIAL SUPPLIERS, THOSE PEOPLE WHO ARE OWED MONEY MAY LOOK TO YOUR PROPERTY FOR PAYMENT, EVEN IF YOU HAVE ALREADY PAID YOUR CONTRACTOR IN FULL. IF YOU FAIL TO PAY YOUR CONTRACTOR, YOUR CONTRACTOR MAY ALSO HAVE A LIEN ON YOUR PROPERTY. THIS MEANS IF A LIEN IS FILED YOUR PROPERTY COULD BE SOLD AGAINST YOUR WILL TO PAY FOR LABOR, MATERIALS, OR OTHER SERVICES THAT YOUR CONTRACTOR OR A SUBCONTRACTOR MAY HAVE FAILED TO PAY. TO PROTECT YOURSELF, YOU SHOULD STIPULATE IN THIS CONTRACT THAT BEFORE ANY PAYMENT IS MADE, YOUR CONTRACTOR IS REQUIRED TO PROVIDE YOU WITH A WRITTEN RELEASE OF LIEN FROM ANY PERSON OR COMPANY THAT HAS PROVIDED TO YOU A “NOTICE TO OWNER.” FLORIDA’S CONSTRUCTION LIEN LAW IS COMPLEX, AND IT IS RECOMMENDED THAT YOU CONSULT AN ATTORNEY.
Owner's signature acknowledging this notice: ______________________________ Date: [__/__/____]
FLORIDA HOMEOWNERS’ CONSTRUCTION RECOVERY FUND
PAYMENT, UP TO A LIMITED AMOUNT, MAY BE AVAILABLE FROM THE FLORIDA HOMEOWNERS’ CONSTRUCTION RECOVERY FUND IF YOU LOSE MONEY ON A PROJECT PERFORMED UNDER CONTRACT, WHERE THE LOSS RESULTS FROM SPECIFIED VIOLATIONS OF FLORIDA LAW BY A LICENSED CONTRACTOR. FOR INFORMATION ABOUT THE RECOVERY FUND AND FILING A CLAIM, CONTACT THE FLORIDA CONSTRUCTION INDUSTRY LICENSING BOARD AT THE FOLLOWING TELEPHONE NUMBER AND ADDRESS:
Construction Industry Licensing Board, 2601 Blair Stone Road, Tallahassee, FL 32399-0791; telephone: 850-487-1395.
1. Work, materials and permits
Contractor shall furnish the labor, supervision, equipment and materials described in Exhibit A — Scope and Specifications to complete the work at the project address. Exhibit A must identify each work area, task, material, brand or grade, finish, quantity, drawing, allowance and exclusion with enough detail to define the bargain. Contractor shall perform in a good and workmanlike manner and comply with applicable permits, codes and safety rules. Permit application, fee and inspection responsibility: [CONTRACTOR / OWNER; DETAILS].
A change to the work, materials, price or schedule requires a written change order signed by both parties before the changed work begins. Each change order shall describe the change, added or reduced price, and date effect.
2. Dates and site access
Approximate start: [__/__/____]. Target completion: [__/__/____]. Owner shall provide reasonable site access and timely selections stated in Exhibit A. Contractor shall promptly give written notice of a material delay and propose a revised schedule; a price or date change requires a signed change order.
If Contractor receives an initial payment totaling more than 10% of the contract price, Contractor shall apply for needed permits within 30 days after payment and start work within 90 days after all necessary permits are issued, subject to the statutory exceptions for work needing no permit, just cause, or a longer period agreed in writing. Any agreed longer period: [DETAILS AND SIGNED WRITING / NONE].
3. Price and payment
Total contract price: $[AMOUNT], including labor, materials, taxes and charges for the Exhibit A scope, subject to signed changes.
| Payment | Amount | Due when |
|---|---|---|
| Initial payment | $[AMOUNT / 0] | After signing |
| Progress payment 1 | $[AMOUNT / 0] | [SPECIFIC MILESTONE] |
| Progress payment 2 | $[AMOUNT / 0] | [SPECIFIC MILESTONE] |
| Final payment | $[AMOUNT / 0] | [AFTER COMPLETION AND WALKTHROUGH] |
Sum of scheduled payments: $[TOTAL], equal to the contract price. Payment method: [METHOD]. Contractor shall provide an itemized invoice for each payment. Before each progress or final payment, Contractor shall give Owner a written release of lien from each person or company that has provided Owner a Notice to Owner for work covered by that payment, to the extent of the payment actually received. Owner may withhold a reasonable amount tied to disputed incomplete or defective work while paying undisputed amounts.
4. Insurance, completion and warranty
Contractor insurance: [CARRIER, POLICY, COVERAGE AND LIMITS]. Contractor shall protect the work area and reasonably prevent damage to Owner's property. At completion, the parties shall inspect the work and list remaining or defective items in writing. Contractor shall correct those items within [NUMBER] days or another written schedule. Agreed workmanship warranty: [TERM AND REMEDY / NONE BEYOND APPLICABLE LAW]. Manufacturer warranties: [DETAILS / NONE]. This section does not waive Owner's statutory remedies.
5. Home solicitation sale cancellation
Select one after checking how this sale was solicited and completed. The statutory home solicitation sale definition generally requires personal solicitation away from the seller's fixed business location and the buyer's agreement there; it excludes a sale resulting from the buyer's request for specific goods or services and other listed transactions.
☐ Qualifying home solicitation sale. Owner may cancel until midnight of the third business day after signing. For this Florida rule, a business day excludes Sunday and federal holidays; Saturday counts unless it is a federal holiday. Complete the deadline below. The written agreement is dated when Owner actually signs. The seller shall present this section to Owner for signature. Notice of cancellation may be given in person, by telegram, or by mail to Contractor's business address above; mailed notice is effective upon postmarking and need only show intent not to be bound.
BUYER’S RIGHT TO CANCEL
This is a home solicitation sale, and if you do not want the goods or services, you may cancel this agreement by providing written notice to the seller in person, by telegram, or by mail. This notice must indicate that you do not want the goods or services and must be delivered or postmarked before midnight of the third business day after you sign this agreement. If you cancel this agreement, the seller may not keep all or part of any cash down payment.
Cancellation deadline date: [__/__/____]. Seller address for notice: [BUSINESS STREET ADDRESS, CITY, FL ZIP].
☐ Sale outside chapter 501 home solicitation definition. The specific chapter 501 cancellation notice above does not apply. Other rights under this contract or applicable law remain available. Strike through the home solicitation notice if this box is selected.
6. Default, disputes and entire agreement
A party claiming material breach shall describe it in writing and allow [NUMBER] days after receipt to cure, if reasonably possible. If the breach remains uncured, the other party may end the remaining work by written notice and seek relief available under Florida law. The parties shall account for completed work, payments, materials and lawful offsets. A cancellation right that applies under Section 5 remains available.
This agreement and its completed Exhibit A and signed change orders are the entire agreement. Florida law governs. A court with jurisdiction in [COUNTY] County, Florida may resolve a dispute, subject to any mandatory consumer protection or venue rule. Ordinary written notices go to the parties' business or mailing addresses above or by acknowledged email; statutory notices must also meet the method and timing that apply to them.
Owner signature: ______________________________ Date: [__/__/____]
Owner printed name and capacity: [NAME; OWNER / AUTHORIZED AGENT]
Contractor signature: ______________________________ Date: [__/__/____]
Contractor signer's printed name and title: [NAME; TITLE]
Owner acknowledgment of completed contract copy: Received on [__/__/____]. Initials: [____].
Exhibit A — Scope and specifications
Detailed work areas and tasks: [DESCRIPTION]
| Item or area | Material, brand/model, grade and quantity | Drawing, finish or quality specification | Included price or allowance |
|---|---|---|---|
| [ITEM] | [DETAIL] | [DETAIL] | $[AMOUNT] |
| [ITEM] | [DETAIL] | [DETAIL] | $[AMOUNT] |
Drawings incorporated by title and date: [DETAILS / NONE].
Excluded work: [DETAILS / NONE].
Permit and inspection assignments: [DETAILS].
Owner selections and due dates: [DETAILS / NONE].
About this template
- Last updated
- October 24, 2026
- Citations checked
- October 24, 2026
- Jurisdiction
- Florida
- Category
- Contracts & Agreements
Legal authority
- Fla. Stat. § 713.015(1) (construction lien notice for covered direct contracts)
- Fla. Stat. § 489.1425(1) (Homeowners' Construction Recovery Fund statement)
- Fla. Stat. § 489.126(2)(a) (initial payment over 10 percent and permit/start timing)
- Fla. Stat. § 501.021(1)-(2) (qualifying home solicitation sale and business day)
- Fla. Stat. § 501.025 (cancellation deadline and method)
- Fla. Stat. § 501.031(1)-(2) (written agreement and cancellation statement)
A contract is a written record of what two or more parties agreed to and what happens if someone does not follow through. Clear language, defined terms, and clean signature blocks keep disputes small and enforceable. The most common mistakes in contracts come from vague promises, missing details about timing or payment, and skipping standard protective clauses like governing law and dispute resolution.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on October 24, 2026.
Fla. Stat. § 713.015(1) (checked October 24, 2026): "Any direct contract greater than $2,500 between an owner and a contractor, related to improvements to real property consisting of single or multiple family dwellings up to and including four units, must contain the following notice provision printed in no less than 12-point, capitalized, boldfaced type on the front page of the contract or on a separate page, signed by the owner and dated:"
Fla. Stat. § 489.1425(1) (checked October 24, 2026): "Each agreement or contract for repair, restoration, improvement, or construction to residential real property must contain a written statement explaining the consumer’s rights under the recovery fund, except where the value of all labor and materials does not exceed $2,500."
Fla. Stat. § 489.126(2)(a) (checked October 24, 2026): "A contractor who receives, as initial payment, money totaling more than 10 percent of the contract price for repair, restoration, improvement, or construction to residential real property must:"
Fla. Stat. § 489.126(2)(a)1.-2. (checked October 24, 2026): "Apply for permits necessary to do work within 30 days after the date payment is made, except where the work does not require a permit under the applicable codes and ordinances, and 2. Start the work within 90 days after the date all necessary permits for work, if any, are issued"
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