Kentucky Comprehensive Bill of Sale Pack

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KENTUCKY COMPREHENSIVE BILL OF SALE PACK

This comprehensive Bill of Sale Pack provides templates for transferring ownership of various types of property under Kentucky law. Select the appropriate form based on the property being transferred.

IMPORTANT: Kentucky vehicle and vessel titling is administered through the county clerk offices. Form TC 96-182 (Application for Kentucky Certificate of Title/Registration) is required for vehicle title transfers, and Form TC 96-184 (Motor Boat Transaction Record/Application for Registration and/or Title) is required for boat title transfers. All applications must be filed within 15 days of purchase.

INSPECTION NOTE: Kentucky requires an annual safety inspection covering lights, wipers, horn, brakes, tires, and exhaust. Kentucky does NOT require emissions testing (the emissions program ended in 2005).

PART ONE: GENERAL PERSONAL PROPERTY BILL OF SALE

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

BILL OF SALE FOR PERSONAL PROPERTY

Document Date: [__/__/____]

SECTION 1: PARTIES TO THIS TRANSACTION

SELLER INFORMATION:

Full Legal Name: [________________________________]

Street Address: [________________________________]

City: [________________________________] State: KY ZIP: [____]

Telephone: [________________________________]

Email: [________________________________]

Driver's License / ID Number: [________________________________]

BUYER INFORMATION:

Full Legal Name: [________________________________]

Street Address: [________________________________]

City: [________________________________] State: [____] ZIP: [____]

Telephone: [________________________________]

Email: [________________________________]

Driver's License / ID Number: [________________________________]

SECTION 2: PROPERTY DESCRIPTION

Type of Property:

☐ Furniture ☐ Electronics ☐ Appliances ☐ Equipment ☐ Jewelry ☐ Art/Collectibles ☐ Musical Instruments ☐ Sporting Equipment ☐ Livestock ☐ Farm Equipment ☐ Firearms ☐ Other: [________________________________]

Detailed Description:

Item 1: [________________________________]

Serial/Model Number: [________________________________]

Condition: ☐ New ☐ Like New ☐ Good ☐ Fair ☐ Poor

Item 2: [________________________________]

Serial/Model Number: [________________________________]

Condition: ☐ New ☐ Like New ☐ Good ☐ Fair ☐ Poor

Item 3: [________________________________]

Serial/Model Number: [________________________________]

Condition: ☐ New ☐ Like New ☐ Good ☐ Fair ☐ Poor

Item 4: [________________________________]

Serial/Model Number: [________________________________]

Condition: ☐ New ☐ Like New ☐ Good ☐ Fair ☐ Poor

Additional Items (attach list if needed):
[________________________________]
[________________________________]
[________________________________]

SECTION 3: PURCHASE PRICE AND PAYMENT

Total Purchase Price: $[________________________________]

Payment Method:

☐ Cash ☐ Certified Funds/Cashier's Check ☐ Personal Check ☐ Money Order ☐ Wire Transfer ☐ Other: [________________________________]

Payment Schedule:

☐ Paid in full at time of sale

☐ Deposit of $[________________________________] paid on [__/__/____]; balance of $[________________________________] due on [__/__/____]

☐ Installment plan: [________________________________]

Tax Note: Kentucky imposes a 6% sales and use tax on retail sales of tangible personal property (KRS Chapter 139). Private party-to-party casual sales of personal property may be subject to use tax. Motor vehicles, regardless of whether sold by a dealer or private party, are subject to the 6% motor vehicle usage tax (KRS Chapter 138). Buyer and Seller should consult the Kentucky Department of Revenue or a tax professional for specific guidance.

SECTION 4: WARRANTY SELECTION

Select ONE of the following warranty options:

☐ OPTION A: "AS-IS" SALE — NO WARRANTY

THIS PROPERTY IS SOLD "AS-IS, WHERE-IS, WITH ALL FAULTS." THE SELLER MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY (KRS § 355.2-314) AND FITNESS FOR A PARTICULAR PURPOSE (KRS § 355.2-315). THE SELLER DISCLAIMS ALL WARRANTIES TO THE FULLEST EXTENT PERMITTED BY KRS § 355.2-316.

BUYER ACKNOWLEDGES HAVING THE OPPORTUNITY TO INSPECT THE PROPERTY AND ACCEPTS IT IN ITS PRESENT CONDITION.

Buyer's Initials: [____] Date: [__/__/____]

☐ OPTION B: LIMITED WARRANTY

Seller warrants the following for a period of [________________________________]:

Coverage: [________________________________]

Exclusions: [________________________________]

Maximum Liability: $[________________________________]

Buyer's Initials: [____] Date: [__/__/____]

☐ OPTION C: EXPRESS WARRANTY

Seller expressly warrants that the property:

☐ Is in good working condition

☐ Is free from defects in materials and workmanship

☐ Conforms to the following description or specifications: [________________________________]

Warranty Period: [________________________________]

Buyer's Initials: [____] Date: [__/__/____]

Kentucky Practice Note: Under KRS § 355.2-316, to effectively disclaim the implied warranty of merchantability, the disclaimer must mention "merchantability" and, if in writing, must be conspicuous. To disclaim the implied warranty of fitness, the disclaimer must be in writing and conspicuous. An "as-is" or "with all faults" disclaimer is effective to exclude all implied warranties under Kentucky law, provided the buyer has had an opportunity to inspect the goods.

SECTION 5: SELLER REPRESENTATIONS

Seller represents and warrants that:

☐ Seller is the lawful owner of the property described herein.

☐ Seller has the full right, power, and authority to sell and transfer the property.

☐ The property is free and clear of all liens, encumbrances, and security interests, except as disclosed below.

☐ The property has not been stolen, and Seller has no knowledge of any adverse claims to the property.

☐ All information provided regarding the property is true and accurate to the best of Seller's knowledge.

☐ Seller has no knowledge of any defects or conditions that would materially affect the value or safety of the property, except as disclosed herein.

SECTION 6: LIEN AND ENCUMBRANCE DISCLOSURE

Check one:

☐ NO LIENS: The property is free and clear of all liens, security interests, and encumbrances.

☐ LIENS EXIST: The following lien(s) or encumbrance(s) exist:

Lienholder: [________________________________]

Amount Owed: $[________________________________]

Description: [________________________________]

Resolution: [________________________________]

SECTION 7: DELIVERY AND RISK OF LOSS

Delivery Date: [__/__/____]

Delivery Location: [________________________________]

Risk of Loss: Risk of loss transfers to Buyer upon:

☐ Execution of this Bill of Sale

☐ Physical delivery of the property to Buyer

☐ Other: [________________________________]

Kentucky UCC Note: Under KRS § 355.2-509, unless otherwise agreed, risk of loss in the absence of breach passes to the buyer on receipt of the goods if the seller is not a merchant. If the seller is a merchant, risk of loss passes upon tender of delivery.

SECTION 8: GOVERNING LAW AND DISPUTE RESOLUTION

This Bill of Sale shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, including the Uniform Commercial Code as adopted in KRS Chapter 355.

Dispute Resolution:

☐ Any disputes arising from this transaction shall be resolved in the courts of [________________________________] County, Kentucky.

☐ Any disputes arising from this transaction shall be submitted to binding arbitration in [________________________________] County, Kentucky, in accordance with the rules of the American Arbitration Association.

☐ The parties agree to attempt mediation before pursuing litigation.

SECTION 9: SIGNATURES

SELLER:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

CO-SELLER (if applicable):

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

BUYER:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

CO-BUYER (if applicable):

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

SECTION 10: WITNESS ATTESTATION (Optional but Recommended)

WITNESS 1:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

Address: [________________________________]

WITNESS 2:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

Address: [________________________________]

SECTION 11: NOTARY ACKNOWLEDGMENT (Optional for In-State Sales; Required for Out-of-State Buyers)

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

Before me, the undersigned Notary Public, on this [____] day of [________________________________], 20[____], personally appeared:

[________________________________] (Seller)
[________________________________] (Buyer)

known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies).

WITNESS my hand and official seal.

Notary Public Signature: ________________________________________

Printed Name: [________________________________]

My Commission Expires: [__/__/____]

Notary ID Number: [________________________________]

[NOTARY SEAL]

Kentucky Note: Notarization is NOT required for private-party bills of sale between Kentucky residents. However, if selling to an out-of-state buyer, the seller must provide a notarized bill of sale. Notarization is recommended for all transactions as added protection.

PART TWO: MOTOR VEHICLE BILL OF SALE

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

MOTOR VEHICLE BILL OF SALE

This document supplements the official Kentucky Form TC 96-182 (Application for Kentucky Certificate of Title/Registration). For titles issued after February 2000, the assignment section is included on the back of the Certificate of Title and may not require a separate TC 96-182. For titles issued before February 2000, Form TC 96-182 must accompany the title.

NOTICE: BUYER MUST APPLY FOR TITLE TRANSFER AT THE COUNTY CLERK'S OFFICE WITHIN 15 DAYS OF THE DATE OF SALE. A 6% MOTOR VEHICLE USAGE TAX IS DUE AT THE TIME OF TRANSFER. PROOF OF CURRENT KENTUCKY INSURANCE IS REQUIRED FOR REGISTRATION.

Document Date: [__/__/____]

SECTION 1: PARTIES

SELLER:

Full Legal Name: [________________________________]

Street Address: [________________________________]

City: [________________________________] State: KY ZIP: [____]

Telephone: [________________________________]

Email: [________________________________]

Driver's License Number: [________________________________]

CO-SELLER (if applicable):

Full Legal Name: [________________________________]

Driver's License Number: [________________________________]

BUYER:

Full Legal Name: [________________________________]

Street Address: [________________________________]

City: [________________________________] State: [____] ZIP: [____]

Telephone: [________________________________]

Email: [________________________________]

Driver's License Number: [________________________________]

CO-BUYER (if applicable):

Full Legal Name: [________________________________]

Driver's License Number: [________________________________]

SECTION 2: VEHICLE INFORMATION

Year: [____] Make: [________________________________] Model: [________________________________]

Body Style: ☐ Sedan ☐ Coupe ☐ SUV ☐ Truck ☐ Van ☐ Motorcycle ☐ Trailer ☐ RV/Motorhome ☐ Other: [________________________________]

Color: [________________________________]

Vehicle Identification Number (VIN): [________________________________]

License Plate Number: [________________________________]

Title Number: [________________________________]

Engine Number (if applicable): [________________________________]

Transmission: ☐ Automatic ☐ Manual

Fuel Type: ☐ Gasoline ☐ Diesel ☐ Electric ☐ Hybrid ☐ Flex Fuel ☐ Other: [________________________________]

Drive Type: ☐ 2WD ☐ 4WD ☐ AWD

Number of Cylinders: [____]

Gross Vehicle Weight Rating (if applicable): [________________________________] lbs.

SECTION 3: ODOMETER DISCLOSURE

Federal and State Odometer Disclosure Statement

The odometer reading at the time of transfer is: [________________________________] miles.

Select ONE:

☐ The odometer reading reflects the ACTUAL mileage of the vehicle.

☐ The odometer reading reflects the amount of mileage in EXCESS of the odometer's mechanical limits (i.e., the odometer has rolled over).

☐ The odometer reading is NOT the actual mileage. WARNING — ODOMETER DISCREPANCY.

Seller certifies that to the best of Seller's knowledge the above odometer statement is true and correct. Federal law (49 U.S.C. § 32703) and Kentucky law prohibit the disconnection, resetting, or alteration of a motor vehicle odometer with intent to change the number of miles indicated. Violation is a criminal offense under both federal and Kentucky law.

Note: The seller must sign his/her name on the back of the title exactly as it appears on the front of the title. The seller's signature must be notarized on the back of the title for the county clerk to process the transfer.

SECTION 4: VEHICLE CONDITION AND HISTORY

Title Status:

☐ Clean Title ☐ Salvage Title ☐ Rebuilt/Reconstructed Title ☐ Flood Title ☐ Lemon Law Buyback ☐ Non-Repairable ☐ Other: [________________________________]

Title Brand Disclosure:

☐ No title brands apply to this vehicle.

☐ The following title brand(s) apply: [________________________________]

Damage History:

☐ No known damage history

☐ Prior damage (describe): [________________________________]

Vehicle History:

Has this vehicle ever been used as:

☐ Rental vehicle ☐ Taxi/Livery ☐ Police/Government ☐ Commercial vehicle ☐ Fleet vehicle ☐ None of the above

Recall Status:

☐ No open recalls to Seller's knowledge

☐ Open recall(s) exist (describe): [________________________________]

Accident/Damage Disclosure:

Has this vehicle sustained damage from any of the following:

☐ Collision ☐ Flood/Water ☐ Fire ☐ Hail ☐ Theft Recovery ☐ None of the above

If yes, describe: [________________________________]

SECTION 5: PURCHASE PRICE AND PAYMENT

Sale Price: $[________________________________]

Trade-In Allowance (if applicable): $[________________________________]

Trade-In Vehicle: [____] [________________________________] [________________________________]
Year Make Model

Trade-In VIN: [________________________________]

Net Amount Due: $[________________________________]

Payment Method:

☐ Cash ☐ Certified Funds/Cashier's Check ☐ Personal Check ☐ Financing ☐ Other: [________________________________]

KENTUCKY MOTOR VEHICLE USAGE TAX:

Kentucky imposes a 6% motor vehicle usage tax on the retail price of every motor vehicle used in Kentucky (KRS Chapter 138). This tax applies to both dealer and private-party sales. The tax is collected by the county clerk at the time of title application.

Tax Calculation:

Purchase Price: $[________________________________]
Trade-In Credit (if applicable): $[________________________________]
Taxable Amount: $[________________________________]
Usage Tax (6%): $[________________________________]

Exemptions (check if applicable):

☐ Gift transfer between immediate family members (notarized affidavit required)

☐ Inheritance/estate transfer

☐ Transfer between spouses incident to divorce

☐ Transfer to/from a trust

☐ Other exemption: [________________________________]

Important: The 6% usage tax is calculated on the greater of the purchase price or the fair market value of the vehicle, as determined by the county clerk using reference guides. If the purchase price is significantly below fair market value, the county clerk may assess tax based on fair market value.

SECTION 6: WARRANTY STATUS

Select ONE:

☐ "AS-IS" SALE — NO WARRANTY

THIS VEHICLE IS SOLD "AS-IS, WHERE-IS, WITH ALL FAULTS." THE SELLER MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE PURSUANT TO KRS § 355.2-316.

BUYER ACKNOWLEDGES HAVING THE OPPORTUNITY TO INSPECT THE VEHICLE OR HAVE IT INSPECTED BY A MECHANIC OF BUYER'S CHOICE PRIOR TO PURCHASE. BUYER ACCEPTS THE VEHICLE IN ITS PRESENT CONDITION AND ASSUMES ALL RISK OF DEFECTS, WHETHER KNOWN OR UNKNOWN.

KENTUCKY LEMON LAW NOTICE (KRS §§ 367.840–367.846):

Kentucky's Motor Vehicle Lemon Law applies to NEW motor vehicles purchased or leased in Kentucky after July 15, 1986 (leased after July 15, 1998) that develop nonconformities substantially impairing the use, market value, or safety of the vehicle. To qualify: (1) the defect must occur within the first 12,000 miles or 12 months of ownership, whichever comes first; (2) a reasonable number of repair attempts must have been made; and (3) the buyer must report the nonconformity in writing to the manufacturer. This law does NOT apply to used vehicles, motorcycles, mopeds, or motor homes sold in private-party transactions. For assistance, contact the Kentucky Attorney General's Office of Consumer Protection.

Buyer's Initials: [____] Date: [__/__/____]

☐ LIMITED WARRANTY

Seller provides the following limited warranty:

Coverage Period: [________________________________]

Covered Components:
[________________________________]
[________________________________]
[________________________________]

Exclusions:
[________________________________]
[________________________________]

Maximum Liability: $[________________________________]

Buyer's Initials: [____] Date: [__/__/____]

☐ MANUFACTURER'S WARRANTY STILL IN EFFECT

Remaining manufacturer's warranty is transferable to Buyer:

Warranty Expiration: [__/__/____] or [________________________________] miles, whichever occurs first

Warranty Coverage: [________________________________]

Transferability confirmed: ☐ Yes ☐ No ☐ Unknown — Buyer should verify with manufacturer

☐ EXTENDED WARRANTY/SERVICE CONTRACT

An extended warranty or service contract is being provided:

Provider: [________________________________]

Policy/Contract Number: [________________________________]

Coverage Period: [________________________________]

Coverage Details: [________________________________]

SECTION 7: LIEN AND ENCUMBRANCE DISCLOSURE

Check one:

☐ FREE AND CLEAR: Seller certifies that the vehicle is free and clear of all liens, security interests, and encumbrances. Seller holds clear title.

☐ EXISTING LIEN: The following lien(s) exist on this vehicle:

Lienholder Information:

Name: [________________________________]

Address: [________________________________]

City: [________________________________] State: [____] ZIP: [____]

Account Number: [________________________________]

Payoff Amount: $[________________________________] (as of [__/__/____])

Daily Per Diem: $[________________________________]

Lien Satisfaction:

☐ Seller will obtain lien release prior to delivery

☐ Seller will pay off lien from sale proceeds at closing; lien release to follow within [____] business days

☐ Buyer is assuming the existing lien as part of this transaction

☐ Title is being held by lienholder; lienholder will release title directly to Buyer upon payoff

SECTION 8: SELLER REPRESENTATIONS

Seller represents and warrants:

☐ Seller is the registered owner of the vehicle and has full authority to sell and transfer title.

☐ The title is genuine and has not been altered, tampered with, or forged.

☐ All statements made herein regarding the vehicle's condition, history, and mileage are true and accurate to the best of Seller's knowledge.

☐ Seller will properly assign the Certificate of Title to Buyer as required by KRS § 186A.060.

☐ Seller's signature on the back of the title matches the name as it appears on the front of the title.

☐ Seller will disclose all liens and encumbrances on the vehicle.

☐ Seller will provide Buyer with all keys, remotes, manuals, and accessories in Seller's possession.

☐ The vehicle has not been the subject of an insurance total-loss claim, except as disclosed herein.

☐ Seller has disclosed all known defects, damage history, and material facts about the vehicle.

SECTION 9: KENTUCKY COUNTY CLERK REQUIREMENTS

SELLER'S OBLIGATIONS:

Per Kentucky law, Seller must:

☐ Properly assign the Certificate of Title to Buyer (sign the back of the title exactly as your name appears on the front of the title)
☐ Have the Seller's signature notarized on the back of the title
☐ Complete the odometer disclosure on the title
☐ Deliver the assigned title to Buyer at time of sale
☐ Provide Buyer with a completed Bill of Sale
☐ Remove license plates from the vehicle (Kentucky plates remain with the seller, NOT the vehicle, unless transferred)
☐ If the title was issued before February 2000, provide a completed Form TC 96-182

BUYER'S OBLIGATIONS:

Per Kentucky law (KRS § 186A.060), Buyer must:

☐ Apply for title transfer at the county clerk's office within 15 days of purchase
☐ Pay the 6% motor vehicle usage tax
☐ Pay all applicable title and registration fees
☐ Provide proof of current Commonwealth of Kentucky insurance (insurance card cannot have an effective/issue date older than 45 days from the date presented)
☐ Obtain a vehicle safety inspection (annual requirement — lights, wipers, horn, brakes, tires, exhaust)
☐ For out-of-state vehicles being titled in Kentucky: obtain a VIN inspection ($15.00) at your county sheriff's office

IMPORTANT: Kentucky requires an annual vehicle safety inspection. The inspection covers lights, wipers, horn, turn signals, glass, brakes, tires, and exhaust system. Inspections are performed at authorized inspection stations. Kentucky does NOT require emissions testing (the emissions program ended in 2005).

Required Documents for Title Transfer:

Properly assigned Certificate of Title (original — no photocopies; Seller's signature must be notarized on the back)
Form TC 96-182 (if title was issued before February 2000)
Bill of Sale
Valid Photo Identification (driver's license or state ID)
Proof of Kentucky Insurance (effective/issue date within 45 days)
Payment for title fee, registration fees, and 6% usage tax
Lien Release (if applicable)
VIN Inspection Certificate (for out-of-state vehicles only — $15.00, obtained from county sheriff)

SECTION 10: DELIVERY AND ACCEPTANCE

Date of Delivery: [__/__/____]

Time of Delivery: [____:____] ☐ AM ☐ PM

Location of Delivery: [________________________________]

Items Delivered with Vehicle:

☐ Certificate of Title (properly assigned — Seller's signature notarized on back)

☐ Bill of Sale

☐ Odometer Disclosure Statement

☐ Form TC 96-182 (if applicable — pre-February 2000 titles)

☐ [____] Key(s)

☐ [____] Remote(s)/Key Fob(s)

☐ Owner's Manual

☐ Service Records

☐ Safety Inspection Certificate

☐ Warranty Documents

☐ Vehicle History Report (if available)

☐ Other: [________________________________]

Buyer's Acceptance:

Buyer acknowledges receipt of the vehicle and all items checked above, and accepts the vehicle in its present condition subject to the warranty terms (if any) set forth in this Bill of Sale.

SECTION 11: SIGNATURES

SELLER:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

CO-SELLER (if applicable):

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

BUYER:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

CO-BUYER (if applicable):

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

SECTION 12: NOTARY ACKNOWLEDGMENT (Required for Out-of-State Buyers; Recommended for All Transactions)

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

Before me, the undersigned Notary Public, on this [____] day of [________________________________], 20[____], personally appeared:

[________________________________] (Seller)
[________________________________] (Buyer)

WITNESS my hand and official seal.

Notary Public Signature: ________________________________________

Printed Name: [________________________________]

My Commission Expires: [__/__/____]

Notary ID Number: [________________________________]

[NOTARY SEAL]

Kentucky Note: Notarization of this Bill of Sale is NOT required for in-state private-party sales. However, the Seller's signature on the back of the Certificate of Title MUST be notarized for the county clerk to process the transfer. If selling to an out-of-state buyer, the seller must provide a notarized bill of sale. Notarization is recommended for all transactions.

PART THREE: BOAT/WATERCRAFT BILL OF SALE

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

WATERCRAFT, VESSEL, AND OUTBOARD MOTOR BILL OF SALE

This document is for use with the Kentucky Transportation Cabinet vessel titling and registration program. All motorized vessels must be titled and registered using Form TC 96-184 (Motor Boat Transaction Record/Application for Registration and/or Title) filed at the county clerk's office within 15 days of purchase.

NOTICE: ALL MOTORIZED VESSELS MUST BE TITLED AND REGISTERED WITH THE KENTUCKY TRANSPORTATION CABINET THROUGH YOUR LOCAL COUNTY CLERK'S OFFICE WITHIN 15 DAYS OF PURCHASE. USE FORM TC 96-184 FOR ALL BOAT TITLE AND REGISTRATION APPLICATIONS.

Document Date: [__/__/____]

SECTION 1: PARTIES

SELLER:

Full Legal Name: [________________________________]

Street Address: [________________________________]

City: [________________________________] State: KY ZIP: [____]

Telephone: [________________________________]

Email: [________________________________]

Driver's License Number: [________________________________]

CO-SELLER (if applicable):

Full Legal Name: [________________________________]

Driver's License Number: [________________________________]

BUYER:

Full Legal Name: [________________________________]

Street Address: [________________________________]

City: [________________________________] State: [____] ZIP: [____]

Telephone: [________________________________]

Email: [________________________________]

Driver's License Number: [________________________________]

CO-BUYER (if applicable):

Full Legal Name: [________________________________]

Driver's License Number: [________________________________]

SECTION 2: WATERCRAFT/VESSEL INFORMATION

Vessel Type:

☐ Motorboat ☐ Sailboat (with motor) ☐ Sailboat (no motor) ☐ Pontoon ☐ Personal Watercraft (Jet Ski) ☐ Bass Boat ☐ Cabin Cruiser ☐ Houseboat ☐ Canoe/Kayak ☐ Jon Boat ☐ Other: [________________________________]

Year Built: [____]

Manufacturer/Make: [________________________________]

Model: [________________________________]

Length: [____] feet [____] inches

Hull Material: ☐ Fiberglass ☐ Aluminum ☐ Wood ☐ Inflatable ☐ Steel ☐ Other: [________________________________]

Hull Identification Number (HIN): [________________________________]

Kentucky Registration Number: KY [________________________________]

Kentucky Title Number: [________________________________]

Primary Color: [________________________________]

Secondary Color: [________________________________]

Fuel Type: ☐ Gasoline ☐ Diesel ☐ Electric ☐ None (Sail/Paddle)

Propulsion: ☐ Inboard ☐ Outboard ☐ Inboard/Outboard (I/O) ☐ Jet Drive ☐ Sail ☐ Paddle

SECTION 3: OUTBOARD MOTOR INFORMATION (If Applicable)

Motor 1:

Year: [____] Make: [________________________________] Horsepower: [____] HP

Serial Number: [________________________________]

Motor 2 (if applicable):

Year: [____] Make: [________________________________] Horsepower: [____] HP

Serial Number: [________________________________]

SECTION 4: TRAILER INFORMATION (If Included in Sale)

☐ Trailer is included in this sale

☐ Trailer is NOT included in this sale

If included:

Year: [____] Make: [________________________________]

VIN: [________________________________]

License Plate: [________________________________]

Title Number: [________________________________]

Trailer Value: $[________________________________]

Note: Boat trailers are titled and registered separately through the county clerk's office using Form TC 96-182.

SECTION 5: PURCHASE PRICE

Watercraft/Vessel Price: $[________________________________]

Outboard Motor(s) Price: $[________________________________]

Trailer Price (if included): $[________________________________]

Accessories Included: $[________________________________]

TOTAL PURCHASE PRICE: $[________________________________]

Payment Method:

☐ Cash ☐ Certified Funds/Cashier's Check ☐ Personal Check ☐ Financing ☐ Other: [________________________________]

Tax Note: Kentucky's 6% motor vehicle usage tax (KRS Chapter 138) applies to vessel purchases. The tax is collected by the county clerk when the buyer applies for title. Tax may be assessed on the greater of the purchase price or the fair market value.

SECTION 6: WARRANTY STATUS

Select ONE:

☐ "AS-IS" SALE — NO WARRANTY

THIS WATERCRAFT, MOTOR(S), AND RELATED EQUIPMENT ARE SOLD "AS-IS, WHERE-IS, WITH ALL FAULTS." SELLER MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR SEAWORTHINESS, PURSUANT TO KRS § 355.2-316.

BUYER ACKNOWLEDGES HAVING HAD THE OPPORTUNITY TO INSPECT THE WATERCRAFT, INCLUDING A WATER TEST, AND ACCEPTS IT IN ITS PRESENT CONDITION.

Buyer's Initials: [____] Date: [__/__/____]

☐ LIMITED WARRANTY

Seller provides the following limited warranty:

Coverage: [________________________________]

Duration: [________________________________]

Exclusions: [________________________________]

Maximum Liability: $[________________________________]

Buyer's Initials: [____] Date: [__/__/____]

☐ FULL WARRANTY

Seller warrants that the watercraft is:

☐ Free from defects in materials and workmanship

☐ Seaworthy and suitable for normal use on Kentucky waterways

☐ Conforms to the description provided herein

Warranty Period: [________________________________]

Buyer's Initials: [____] Date: [__/__/____]

SECTION 7: LIEN AND ENCUMBRANCE DISCLOSURE

Check one:

☐ NO LIENS: The watercraft, motor(s), and trailer (if applicable) are free and clear of all liens and encumbrances.

☐ LIENS EXIST: The following liens exist:

Lienholder: [________________________________]

Address: [________________________________]

Account Number: [________________________________]

Amount Owed: $[________________________________]

Payoff arrangements: [________________________________]

SECTION 8: SELLER REPRESENTATIONS

Seller represents and warrants that:

☐ Seller is the legal owner of the watercraft and has full authority to sell and transfer title.

☐ The Hull Identification Number (HIN) has not been altered, defaced, or removed.

☐ The watercraft has not been reported as stolen.

☐ All information provided regarding the watercraft is true and accurate.

☐ Seller will properly assign the Certificate of Title to Buyer.

☐ Seller will cooperate with county clerk's office for registration and title transfer.

☐ Seller has disclosed all known defects, damage history, and material facts about the watercraft.

SECTION 9: KENTUCKY WATERCRAFT REQUIREMENTS

IMPORTANT KENTUCKY REQUIREMENTS:

Per KRS § 235.130 et seq. and Kentucky Transportation Cabinet regulations:

All motorized vessels must be titled and registered with the Kentucky Transportation Cabinet through the county clerk's office. Use Form TC 96-184 (Motor Boat Transaction Record/Application for Registration and/or Title).
Title applications must be filed within 15 days of purchase. Late filing may result in penalties.
Non-motorized vessels (canoes, kayaks, paddleboards) do not require titling or registration in Kentucky.
Vessel registration must be renewed annually. The registration certificate must be carried aboard the vessel at all times when on Kentucky waterways.
Kentucky registration numbers (KY prefix) must be displayed on both sides of the bow in at least 3-inch block letters and numbers.
All boat operators born on or after January 1, 1984, must successfully complete a boating safety education course approved by the Kentucky Department of Fish and Wildlife Resources.
All children 12 years of age and under must wear a personal flotation device (PFD) while on board a vessel.
A photo ID or pencil tracing of the HIN (Hull Identification Number) may be required by the county clerk to verify the vessel.

Required Documents for Boat Title Transfer:

☐ Properly assigned Certificate of Title (or Manufacturer's Certificate of Origin for new vessels)

☐ Form TC 96-184 (Motor Boat Transaction Record/Application for Registration and/or Title)

☐ Bill of Sale

☐ Photo or pencil tracing of HIN (Hull Identification Number)

☐ Valid Photo Identification

☐ Payment for title fees, registration fees, and 6% usage tax

☐ Lien Release (if applicable)

SECTION 10: ITEMS INCLUDED IN SALE

Check all items included:

☐ Certificate of Title (properly assigned)

☐ Current Registration Certificate

☐ Owner's Manual

☐ Service Records

☐ Anchor and Line

☐ Life Jackets/PFDs (Quantity: [____])

☐ Fire Extinguisher(s) (Quantity: [____])

☐ Navigation Lights

☐ Horn/Whistle

☐ Dock Lines

☐ Fenders/Bumpers

☐ Boat Cover

☐ Bimini Top

☐ Trolling Motor

☐ Fish Finder/Depth Sounder

☐ GPS/Chartplotter

☐ VHF Radio

☐ Electronics (describe): [________________________________]

☐ Other: [________________________________]

SECTION 11: SIGNATURES

SELLER:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

CO-SELLER (if applicable):

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

BUYER:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

CO-BUYER (if applicable):

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

SECTION 12: NOTARY ACKNOWLEDGMENT (Recommended for Watercraft)

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

Before me, the undersigned Notary Public, on this [____] day of [________________________________], 20[____], personally appeared:

SELLER: [________________________________]

☐ Personally known to me, OR

☐ Proved to me on the basis of satisfactory evidence (ID presented: [________________________________])

who acknowledged to me that he/she executed the within instrument.

BUYER: [________________________________]

☐ Personally known to me, OR

☐ Proved to me on the basis of satisfactory evidence (ID presented: [________________________________])

who acknowledged to me that he/she executed the within instrument.

WITNESS my hand and official seal.

Notary Public Signature: ________________________________________

Printed Name: [________________________________]

Notary ID Number: [________________________________]

My Commission Expires: [__/__/____]

[NOTARY SEAL]

PART FOUR: SUPPLEMENTAL FORMS AND DISCLOSURES

FORM A: COMPREHENSIVE LIEN RELEASE AND SATISFACTION

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

LIEN RELEASE AND SATISFACTION

The undersigned lienholder hereby certifies and releases the following:

Property Description:

☐ Motor Vehicle: [____] [________________________________] [________________________________]
Year Make Model

VIN: [________________________________]

☐ Watercraft: [________________________________] HIN: [________________________________]

☐ Personal Property: [________________________________]

Lienholder Information:

Name: [________________________________]

Address: [________________________________]

City: [________________________________] State: [____] ZIP: [____]

Lien Information:

Original Lien Date: [__/__/____]

Original Lien Amount: $[________________________________]

Account/Reference Number: [________________________________]

The undersigned lienholder hereby certifies that:

The above-described lien has been fully satisfied and paid in full.
The lienholder releases all right, title, and interest in the above-described property.
The lienholder authorizes the county clerk's office to remove its name as lienholder from the Certificate of Title.

Authorized Representative:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

Title: [________________________________]

Notary Acknowledgment:

COMMONWEALTH OF [________________________________]
COUNTY OF [________________________________]

Subscribed and sworn to before me this [____] day of [________________________________], 20[____].

Notary Public: ________________________________________

My Commission Expires: [__/__/____]

[NOTARY SEAL]

FORM B: POWER OF ATTORNEY FOR VEHICLE/WATERCRAFT TRANSFER

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

LIMITED POWER OF ATTORNEY

I/We, [________________________________] ("Principal"), hereby appoint:

[________________________________] ("Agent")

Address: [________________________________]

Driver's License Number: [________________________________]

as my/our true and lawful attorney-in-fact to act in my/our name, place, and stead for the following limited purpose:

Property Description:

☐ Motor Vehicle: [____] [________________________________] [________________________________]
Year Make Model

VIN: [________________________________] Title No.: [________________________________]

☐ Watercraft: [________________________________] HIN: [________________________________]

Powers Granted:

☐ To sign and execute any and all documents necessary to transfer title, including Form TC 96-182 or TC 96-184

☐ To obtain duplicate title if original is lost or unavailable

☐ To complete odometer disclosure statements

☐ To apply for registration and license plates

☐ To pay any fees, taxes, or charges associated with the transfer

☐ To appear at the county clerk's office on my behalf

☐ Other: [________________________________]

This Power of Attorney:

☐ Shall remain in effect until [__/__/____]

☐ Shall remain in effect until revoked in writing

Principal's Signature:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

Notary Acknowledgment:

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

Before me, a Notary Public, personally appeared [________________________________], known to me (or proved to me) to be the person whose name is subscribed above, and acknowledged that he/she executed the same for the purposes therein contained.

Notary Public: ________________________________________

My Commission Expires: [__/__/____]

[NOTARY SEAL]

FORM C: GIFT AFFIDAVIT

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

AFFIDAVIT OF GIFT

I, [________________________________], being first duly sworn, depose and state:

I am the owner of the following property:

☐ Motor Vehicle: [____] [________________________________] [________________________________]
Year Make Model
VIN: [________________________________]

☐ Watercraft: [________________________________] HIN: [________________________________]

☐ Personal Property: [________________________________]

I am gifting the above-described property to:

Name: [________________________________]

Relationship: [________________________________]

Address: [________________________________]

NO CONSIDERATION: No money or other consideration of any kind has been or will be exchanged for this gift. The transfer is a bona fide gift.
FAIR MARKET VALUE: The fair market value of this property at the time of gift is: $[________________________________]
TAX NOTE: Kentucky's 6% motor vehicle usage tax may be reduced or waived for bona fide gift transfers between immediate family members. However, the county clerk will assess usage tax based on fair market value unless a valid gift affidavit is provided and the transfer qualifies for an exemption. Contact your county clerk or the Kentucky Department of Revenue for specific guidance on gift transfer tax obligations.
I certify under penalty of perjury that the foregoing is true and correct.

Donor's Signature:

Signature: ________________________________________ Date: [__/__/____]

Printed Name: [________________________________]

Recipient's Acknowledgment:

I, [________________________________], acknowledge receipt of the above-described property as a gift.

Signature: ________________________________________ Date: [__/__/____]

Notary Acknowledgment:

COMMONWEALTH OF KENTUCKY
COUNTY OF [________________________________]

Subscribed and sworn to before me this [____] day of [________________________________], 20[____].

Notary Public: ________________________________________

My Commission Expires: [__/__/____]

[NOTARY SEAL]

FORM D: SELLER'S DISCLOSURE ADDENDUM

ADDITIONAL SELLER DISCLOSURES

This Addendum is attached to and made part of the Bill of Sale dated [__/__/____] between:

Seller: [________________________________]

Buyer: [________________________________]

Property: [________________________________]

DISCLOSURE CHECKLIST

Seller makes the following additional disclosures (check all that apply):

For Vehicles:

☐ Vehicle has been in an accident (describe): [________________________________]

☐ Vehicle has frame/structural damage

☐ Vehicle has been repainted (partially or fully)

☐ Airbags have deployed and/or been replaced

☐ Vehicle has aftermarket modifications (describe): [________________________________]

☐ Vehicle has known mechanical issues (describe): [________________________________]

☐ Vehicle has electrical problems (describe): [________________________________]

☐ Vehicle has water/flood damage

☐ Vehicle has rust or body corrosion (describe): [________________________________]

☐ Check engine light or other warning lights are on (describe): [________________________________]

☐ Vehicle has failed a safety inspection

☐ Title is held by lienholder

☐ Vehicle is being sold by someone other than the titled owner (explain): [________________________________]

☐ Vehicle was a lemon law buyback

☐ Vehicle has a salvage or rebuilt title

☐ Vehicle has open manufacturer recalls (describe): [________________________________]

For Watercraft:

☐ Hull has been repaired (describe): [________________________________]

☐ Vessel has been in a collision or grounding

☐ Engine has been rebuilt or replaced

☐ Electrical system has issues (describe): [________________________________]

☐ Vessel has taken on water/sinking history

☐ Kentucky Department of Fish and Wildlife violations on record

☐ Vessel has hull blisters or osmotic damage

☐ Other: [________________________________]

General Disclosures:

☐ Property is subject to a recall (describe): [________________________________]

☐ Property has been used for commercial purposes

☐ Property has been used as collateral for a loan

☐ Property was previously owned by: [________________________________]

☐ Other material facts: [________________________________]

Seller Certification:

I certify that all disclosures above are true and complete to the best of my knowledge.

Seller Signature: ________________________________________ Date: [__/__/____]

Buyer Acknowledgment:

I acknowledge receipt and review of the above disclosures.

Buyer Signature: ________________________________________ Date: [__/__/____]

IMPORTANT NOTICES AND JURISDICTION NOTES

KENTUCKY TRANSPORTATION CABINET AND COUNTY CLERK CONTACT INFORMATION

Kentucky Transportation Cabinet — Division of Motor Vehicle Licensing

Website: drive.ky.gov
Phone: (502) 564-1257
Forms Library: transportation.ky.gov/Organizational-Resources/Pages/Forms-Library-(TC-96).aspx

Kentucky Department of Revenue — Motor Vehicle Usage Tax

Website: revenue.ky.gov
Phone: (502) 564-5170

Kentucky Attorney General — Consumer Protection (Lemon Law)

Website: ag.ky.gov
Phone: (888) 432-9257 or (502) 696-5389

Kentucky Department of Fish and Wildlife Resources — Boating

Website: fw.ky.gov
Phone: (800) 858-1549

Find Your County Clerk:

Visit drive.ky.gov or contact the Kentucky Transportation Cabinet for your local county clerk's office location and hours

RELEVANT KENTUCKY FORMS

Form TC 96-182: Application for Kentucky Certificate of Title/Registration (for vehicles — required for titles issued before February 2000)
Form TC 96-184: Motor Boat Transaction Record/Application for Registration and/or Title (for boats)
Form TC 95-630: Vehicle Inspection Report (for safety inspections)

KENTUCKY SAFETY INSPECTION REQUIREMENTS

Annual Safety Inspection:

Kentucky requires an annual safety inspection for all vehicles operated on public roads. The inspection covers:

Headlights — high and low beam operation
Tail lights — operation and visibility
Brake lights — operation
Turn signals — front and rear operation
Windshield and windows — glass condition, no cracks obstructing view
Windshield wipers — operation and condition
Horn — operation
Brakes — service brakes and parking brake operation
Tires — tread depth (minimum 2/32"), condition, no exposed cords
Exhaust system — no leaks, proper muffler function
Mirrors — rear-view mirror required
Seat belts — operation (where equipped)

Inspections are performed at authorized inspection stations and by county sheriffs' offices throughout the Commonwealth. Contact your local county sheriff's office for vehicle inspection services.

Emissions Inspection:

Kentucky does NOT require emissions testing. The state's emissions inspection program ended in 2005 and has not been reinstated. There is no county-level emissions requirement anywhere in Kentucky.

TITLE SIGNATURE AND NOTARIZATION REQUIREMENTS

Critical Requirement: When transferring a Kentucky title:

The Seller must sign the back of the title exactly as the name appears on the front of the title.
The Seller's signature on the back of the title must be notarized — this is separate from the bill of sale notarization requirement.
Both the Seller and Buyer sections of the title assignment (or Form TC 96-182 for older titles) must be completed.
The county clerk will NOT process a title transfer without a notarized seller signature on the title.

TIMELINE REQUIREMENTS

Action	Deadline
Buyer applies for title transfer at county clerk	Within 15 days of purchase
Buyer applies for boat title transfer at county clerk	Within 15 days of purchase
Late title transfer penalty	Varies by county
Out-of-state vehicle VIN inspection (county sheriff)	Before title application
Vehicle safety inspection	Annually
Vessel registration renewal	Annually
Insurance card validity for registration	Within 45 days of effective/issue date

FEES (Subject to Change — May Vary by County)

Fee Type	Amount
Title Fee	$9.00 (approximate; varies by county)
Title Lien Fee	$22.00 (approximate)
Registration Fee	Varies by county and vehicle type
Motor Vehicle Usage Tax	6% of purchase price or fair market value
Transfer Fee	$4.00 (approximate; varies by county)
VIN Inspection (out-of-state vehicles)	$15.00
Duplicate Title	Varies by county
Notary Fee	Varies ($2.00–$5.00 typical)
Boat Registration	Varies by vessel length and type
Safety Inspection	Varies by station

KENTUCKY MINIMUM LIABILITY INSURANCE REQUIREMENTS

Kentucky minimum liability insurance requirements (KRS § 304.39-110):

$25,000 per person for bodily injury
$50,000 per accident for bodily injury
$25,000 per accident for property damage
$10,000 Basic Reparation Benefits (BRB/PIP — Personal Injury Protection)

Kentucky is a no-fault insurance state. Proof of insurance is required before operating a motor vehicle on Kentucky public roads. When presenting insurance to the county clerk for registration, the insurance card cannot have an effective/issue date older than 45 days from the date presented.

MOTOR VEHICLE USAGE TAX — 6%

IMPORTANT: Kentucky's 6% motor vehicle usage tax (KRS Chapter 138) applies to ALL vehicle transfers — both dealer and private-party sales. Key points:

The tax is collected by the county clerk at the time of title application.
Tax is calculated on the greater of the purchase price or the fair market value (as determined by reference guides used by the county clerk).
Trade-in credit: If you trade in a vehicle as part of the purchase, the trade-in value may be deducted from the purchase price before calculating tax.
Gift transfers: A bona fide gift between immediate family members may qualify for reduced or waived usage tax with a properly executed gift affidavit.
Out-of-state purchases: If you paid sales tax in another state, you may receive a credit against Kentucky's usage tax (up to the amount of Kentucky's tax).

This Kentucky Bill of Sale Pack is provided for informational purposes. Users should verify current requirements with their county clerk's office and the Kentucky Transportation Cabinet, and consult with a licensed Kentucky attorney for legal advice.

END OF KENTUCKY COMPREHENSIVE BILL OF SALE PACK

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Last updated: March 2026

Kentucky Comprehensive Bill of Sale Pack