DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF IOWA
[FIRM NAME]
Attorneys at Law
[Street Address]
[City, Iowa ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
Dear [Adjuster Name]:
This firm represents [Client Name] regarding the motor vehicle collision on [Date] in [County] County, Iowa.
I. IOWA-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under Iowa Code Section 614.1(2), the statute of limitations for personal injury is two (2) years.
B. Modified Comparative Negligence (51% Bar)
Iowa follows modified comparative negligence under Iowa Code Section 668.3. Plaintiff cannot recover if fault exceeds 50%.
C. No Damage Caps
Iowa does not cap compensatory damages in auto accident cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Iowa Bar No. [Number]
IOWA PRACTICE NOTES
☐ 51% Bar Rule: Barred if more than 50% at fault
☐ No Damage Caps: Full compensation available
☐ Seat Belt Evidence: Iowa Code Section 321.445 - Not admissible
☐ Punitive Damages: Iowa Code Section 668A.1 - 75% to state fund
☐ Joint Liability: Modified under Iowa Code Section 668.4