DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF IOWA
[FIRM NAME]
Attorneys at Law
[Street Address]
[City, Iowa ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
Dear [Adjuster Name]:
This firm represents [Client Name] regarding the motor vehicle collision on [Date] in [County] County, Iowa.
I. IOWA-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under Iowa Code Section 614.1(2), the statute of limitations for personal injury is two (2) years.
B. Modified Comparative Negligence (51% Bar)
Iowa follows modified comparative negligence under Iowa Code Section 668.3. Plaintiff cannot recover if fault exceeds 50%.
C. No Damage Caps
Iowa does not cap compensatory damages in auto accident cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Iowa Bar No. [Number]
IOWA PRACTICE NOTES
☐ 51% Bar Rule: Barred if more than 50% at fault
☐ No Damage Caps: Full compensation available
☐ Seat Belt Evidence: Iowa Code Section 321.445 - Not admissible
☐ Punitive Damages: Iowa Code Section 668A.1 - 75% to state fund
☐ Joint Liability: Modified under Iowa Code Section 668.4
Do more with Ezel
This free template is just the beginning. See how Ezel helps legal teams draft, research, and collaborate faster.
AI that drafts while you watch
Tell the AI what you need and watch your document transform in real-time. No more copy-pasting between tools or manually formatting changes.
- Natural language commands: "Add a force majeure clause"
- Context-aware suggestions based on document type
- Real-time streaming shows edits as they happen
- Milestone tracking and version comparison
Research and draft in one conversation
Ask questions, attach documents, and get answers grounded in case law. Link chats to matters so the AI remembers your context.
- Pull statutes, case law, and secondary sources
- Attach and analyze contracts mid-conversation
- Link chats to matters for automatic context
- Your data never trains AI models
Search like you think
Describe your legal question in plain English. Filter by jurisdiction, date, and court level. Read full opinions without leaving Ezel.
- All 50 states plus federal courts
- Natural language queries - no boolean syntax
- Citation analysis and network exploration
- Copy quotes with automatic citation generation
Ready to transform your legal workflow?
Join legal teams using Ezel to draft documents, research case law, and organize matters — all in one workspace.