Templates Real Estate HUD Fair Housing Complaint Form (Form 903)

HUD Fair Housing Complaint Form (Form 903)

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HUD FAIR HOUSING COMPLAINT

Housing Discrimination Complaint Form (Based on HUD Form 903.1)


SECTION 1: COMPLAINANT INFORMATION

1.1 Primary Complainant

Full Legal Name: _____________________________________________________________

Street Address: ______________________________________________________________

City: ________________________________ State: __________ ZIP Code: _____________

Mailing Address (if different): __________________________________________________

City: ________________________________ State: __________ ZIP Code: _____________

Primary Phone: (______) ______-__________ ☐ Home ☐ Mobile ☐ Work

Alternate Phone: (______) ______-__________

Email Address: ______________________________________________________________

Preferred Contact Method: ☐ Phone ☐ Email ☐ Mail

Best Time to Contact: ☐ Morning ☐ Afternoon ☐ Evening

1.2 Additional Complainants (if any)

Name: ____________________________________________________________________

Relationship to Primary Complainant: ___________________________________________

Address: __________________________________________________________________

Phone: (______) ______-__________

Email: ____________________________________________________________________


SECTION 2: RESPONDENT INFORMATION

Provide information about each person or entity you believe discriminated against you.

2.1 Primary Respondent

Name (Individual or Business): _________________________________________________

Title/Position (if applicable): __________________________________________________

Business Name (if different): __________________________________________________

Street Address: ______________________________________________________________

City: ________________________________ State: __________ ZIP Code: _____________

Phone: (______) ______-__________

Email (if known): ____________________________________________________________

Relationship to Housing:
☐ Landlord/Property Owner
☐ Property Manager
☐ Real Estate Agent/Broker
☐ Lender/Mortgage Company
☐ Insurance Company
☐ HOA/Condo Association
☐ Government Agency
☐ Other: _______________________

2.2 Additional Respondents

Name: ____________________________________________________________________

Address: __________________________________________________________________

Phone: (______) ______-__________

Role: _____________________________________________________________________


SECTION 3: PROPERTY INFORMATION

3.1 Subject Property

Property Address: ___________________________________________________________

City: ________________________________ State: __________ ZIP Code: _____________

Property Type:
☐ Single-Family Home
☐ Apartment/Multi-Family
☐ Condominium
☐ Townhouse
☐ Mobile Home
☐ Other: _______________________

Number of Units (if applicable): _____________

Is this property:
☐ For Rent
☐ For Sale
☐ Currently Occupied by Complainant
☐ Other: _______________________


SECTION 4: BASIS OF DISCRIMINATION

Check all protected classes that apply to your complaint under the Fair Housing Act.

4.1 Federal Protected Classes (42 U.S.C. § 3604)

Race - Describe: ________________________________________________________

Color - Describe: _______________________________________________________

National Origin - Describe: _______________________________________________

Religion - Describe: ____________________________________________________

Sex (including sexual harassment, gender identity, sexual orientation) - Describe: ____

___________________________________________________________________________

Familial Status (families with children under 18, pregnant women, persons obtaining custody)

  • Number of children: ______ Ages: __________________________________________

Disability/Handicap (physical or mental impairment substantially limiting major life activities)

  • Nature of disability (you are NOT required to disclose specific diagnosis): ___________

________________________________________________________________________

4.2 Additional State Protected Classes (if applicable)

☐ Age
☐ Marital Status
☐ Sexual Orientation
☐ Gender Identity/Expression
☐ Source of Income
☐ Immigration/Citizenship Status
☐ Military/Veteran Status
☐ Other: _______________________


SECTION 5: TYPE OF DISCRIMINATORY CONDUCT

Check all that apply.

5.1 Rental Discrimination
☐ Refused to rent or negotiate for rental
☐ Set different terms, conditions, or privileges
☐ Provided different housing services or facilities
☐ Falsely denied housing availability
☐ Evicted or threatened eviction
☐ Refused to make reasonable accommodation (disability)
☐ Refused to permit reasonable modification (disability)
☐ Harassment or hostile housing environment

5.2 Sales Discrimination
☐ Refused to sell or negotiate for sale
☐ Set different terms, conditions, or privileges
☐ Falsely denied housing availability
☐ Steered to or away from certain neighborhoods
☐ Blockbusting (inducing sale through fear of demographic change)

5.3 Lending/Financing Discrimination
☐ Refused to make mortgage loan
☐ Set different loan terms or conditions
☐ Refused to provide information about loans
☐ Discriminatory appraisal
☐ Redlining

5.4 Insurance Discrimination
☐ Refused to provide homeowners insurance
☐ Set different insurance terms or conditions
☐ Redlining in insurance coverage

5.5 Advertising Discrimination
☐ Discriminatory advertising statements
☐ Use of discriminatory symbols or images
☐ Selective advertising placement

5.6 Other Discriminatory Conduct
☐ Retaliation for exercising fair housing rights
☐ Coercion, intimidation, threats, or interference
☐ Other: _______________________


SECTION 6: NARRATIVE STATEMENT OF FACTS

Provide a detailed description of what happened. Include dates, times, locations, persons involved, and what was said or done.

6.1 Date(s) of Discrimination

First incident date: ____________________

Most recent incident date: ____________________

Is the discrimination ongoing? ☐ Yes ☐ No

6.2 Detailed Description of Events

Describe the discriminatory act(s) in chronological order. Be specific about what happened, who was involved, what was said, and how you were treated differently.

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

(Attach additional pages if necessary)

6.3 Why do you believe the conduct was discriminatory?

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

6.4 How were you harmed by this discrimination?

☐ Denied housing
☐ Paid higher rent/prices
☐ Forced to move
☐ Emotional distress
☐ Financial harm
☐ Other: _______________________

Describe specific harm: _______________________________________________________

___________________________________________________________________________


SECTION 7: WITNESSES AND EVIDENCE

7.1 Witnesses

List anyone who witnessed the discrimination or has relevant information.

Name Address Phone Relationship

7.2 Documentary Evidence

Check all documents you have that support your complaint.

☐ Rental/Purchase Application
☐ Lease Agreement
☐ Written Correspondence (letters, emails, texts)
☐ Photographs
☐ Video/Audio Recordings
☐ Advertisements
☐ Credit Reports
☐ Financial Documents
☐ Medical Documentation (for disability cases)
☐ Other: _______________________


SECTION 8: COMPARABLE TREATMENT

If known, describe how others were treated differently than you.

Did you observe or learn that persons not in your protected class were treated more favorably?

☐ Yes ☐ No ☐ Unknown

If yes, describe: ____________________________________________________________

___________________________________________________________________________

___________________________________________________________________________


SECTION 9: PRIOR FILINGS

9.1 Have you filed a complaint with any other agency regarding this matter?

☐ No
☐ Yes - Provide details:

Agency Name: ______________________________________________________________

Date Filed: ____________________

Case/Docket Number: ________________________________________________________

Status: ☐ Pending ☐ Closed ☐ Unknown

9.2 Have you filed a lawsuit regarding this matter?

☐ No
☐ Yes - Provide details:

Court: ____________________________________________________________________

Case Number: ______________________________________________________________

Status: ___________________________________________________________________


SECTION 10: RELIEF REQUESTED

Check all remedies you are seeking.

☐ Stop the discriminatory practice
☐ Be allowed to rent/purchase the housing
☐ Compensatory damages (actual monetary losses)
☐ Damages for emotional distress
☐ Civil penalties against respondent
☐ Changes to discriminatory policies
☐ Reasonable accommodation/modification
☐ Training for respondent on fair housing laws
☐ Other: _______________________

Estimated actual monetary damages: $________________

Describe: __________________________________________________________________

___________________________________________________________________________


SECTION 11: CERTIFICATION AND SIGNATURE

I certify under penalty of perjury that the information provided in this complaint is true and correct to the best of my knowledge and belief.

I understand that:

  • HUD will investigate this complaint at no cost to me
  • I must file within ONE YEAR of the alleged discriminatory act
  • I may also file a private lawsuit within TWO YEARS
  • It is illegal for anyone to retaliate against me for filing this complaint

☐ I authorize HUD to release my identity to the respondent(s) for investigation purposes.

Complainant Signature: _________________________________ Date: ________________

Print Name: ______________________________________________________________


SECTION 12: REPRESENTATIVE INFORMATION (IF APPLICABLE)

Is someone assisting you with this complaint?

☐ No
☐ Yes - Complete below:

Representative Name: ________________________________________________________

Organization (if applicable): __________________________________________________

Address: __________________________________________________________________

Phone: (______) ______-__________

Email: ____________________________________________________________________

Relationship: ☐ Attorney ☐ Fair Housing Organization ☐ Family Member ☐ Other: ________


FILING INSTRUCTIONS

How to File This Complaint

Online: https://portalapps.hud.gov/FHEO903/Form903/Form903Start.action

Phone: 1-800-669-9777 (Voice) or 1-800-927-9275 (TTY)

Mail: Send to your regional HUD Office of Fair Housing and Equal Opportunity (FHEO)

Email: Check HUD website for regional email addresses

Important Deadlines

  • HUD Complaint: Must be filed within ONE (1) YEAR of the discriminatory act
  • Federal Court Lawsuit: Must be filed within TWO (2) YEARS of the discriminatory act

STATE-SPECIFIC NOTES

California

  • Additional Agency: California Civil Rights Department (CRD)
  • Phone: (800) 884-1684
  • Website: calcivilrights.ca.gov
  • Additional Protected Classes: Sexual orientation, gender identity, source of income, citizenship status, primary language, age, marital status, genetic information, military/veteran status
  • Filing Deadline: One year for HUD/CRD; Two years for court
  • Note: Complaints filed with HUD are automatically dual-filed with CRD

Texas

  • Additional Agency: Texas Workforce Commission Civil Rights Division
  • Phone: (512) 463-2642
  • Website: twc.texas.gov
  • Filing Deadline: One year from date of discrimination
  • Requirement: Property owner must generally have more than three properties (excluding multi-family dwellings)
  • Submission: Email, fax, hand delivery, online, or mail

Florida

  • Additional Agency: Florida Commission on Human Relations (FCHR)
  • Phone: (850) 488-7082
  • Email: [email protected]
  • Website: fchr.myflorida.com
  • Protected Classes: Race, color, religion, national origin, sex, pregnancy, disability, familial status
  • Filing Deadline: One year from alleged discriminatory act
  • Note: Do NOT file with FCHR if you have already filed with HUD

New York

  • Additional Agency: New York State Division of Human Rights (DHR)
  • Phone: (844) 697-3471 or Fair Housing Hotline: (844) 862-8703
  • Website: dhr.ny.gov
  • Additional Protected Classes: Age, sexual orientation, gender identity/expression, immigration/citizenship status, lawful source of income, domestic violence victim status, military status, marital status, sealed conviction/arrest record
  • Filing Deadline: Three years for incidents occurring after February 15, 2024
  • Note: DHR automatically dual-files qualifying cases with HUD

ATTACHMENTS CHECKLIST

☐ Copy of lease agreement or rental application
☐ Copies of all written communications
☐ Photographs of property or relevant evidence
☐ Timeline of events
☐ List of witnesses with contact information
☐ Supporting documentation (financial records, medical verification if applicable)
☐ Prior complaint filings (if any)


Form based on HUD Form 903.1 - Housing Discrimination Complaint Form
This template is provided for informational purposes only.

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About This Template

Real estate documents transfer ownership, define who can use a property, and record agreements between buyers, sellers, landlords, and tenants. Deeds, purchase agreements, leases, and easements have to be drafted to meet state recording requirements, and mistakes show up at closing or years later in title disputes. Good real estate paperwork moves transactions forward quickly and avoids the kind of problems that only surface when it is time to sell or refinance.

Important Notice

This template is provided for informational purposes. It is not legal advice. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Last updated: February 2026