FAIR DEBT COLLECTION PRACTICES ACT VIOLATION DEMAND LETTER
DELAWARE
SENT VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[DATE]
[DEBT COLLECTOR NAME]
[DEBT COLLECTOR ADDRESS]
[CITY, STATE ZIP]
Re: FDCPA Violation Demand - Delaware Consumer
Consumer: [CONSUMER FULL NAME]
Account/Reference Number: [ACCOUNT NUMBER IF KNOWN]
Dear Sir or Madam:
This law firm represents [CONSUMER FULL NAME], a Delaware resident, regarding your collection activities.
I. VIOLATIONS IDENTIFIED
Federal FDCPA Violations:
☐ Validation notice failure (15 U.S.C. Section 1692g)
☐ False representations (15 U.S.C. Section 1692e)
☐ Unfair practices (15 U.S.C. Section 1692f)
☐ Harassment (15 U.S.C. Section 1692d)
Delaware Consumer Fraud Act (6 Del. Code Section 2513):
☐ Use of deception, fraud, false pretense, or misrepresentation
☐ Concealment or omission of material fact
II. LEGAL FRAMEWORK
Delaware Consumer Fraud Act
6 Del. Code Section 2513 prohibits the use of deception, fraud, false pretense, false promise, misrepresentation, or knowing concealment of material fact in connection with the sale or advertisement of merchandise.
III. DAMAGES
| Category | Amount |
|---|---|
| FDCPA Statutory Damages | Up to $1,000 |
| Actual Damages | $[AMOUNT] |
| Attorney's Fees | $[AMOUNT] |
IV. DEMAND
Payment of $[SETTLEMENT DEMAND] within thirty (30) days.
Respectfully submitted,
[LAW FIRM NAME]
[ATTORNEY NAME]
[DELAWARE BAR NUMBER]
DELAWARE-SPECIFIC REFERENCE
| Element | Delaware Law |
|---|---|
| Consumer Fraud Act | 6 Del. Code Section 2511 et seq. |
| Mini-FDCPA | None |
| State Enforcement | Delaware AG |
Consult a Delaware-licensed attorney before use.