Construction Accident Complaint - Missouri

Missouri Personal Injury Updated October 19, 2026 Free Word and PDF

CONSTRUCTION ACCIDENT PETITION

Table of Contents

  1. Caption
  2. Parties
  3. Jurisdiction and Venue
  4. Factual Allegations
  5. Count I — Negligence
  6. Count II — Premises Liability
  7. Worksite Safety Allegations Supporting Count I
  8. Count IV — Product Liability
  9. Damages
  10. Jury Demand
  11. State-Specific Notes

Caption

IN THE CIRCUIT COURT OF [________________________________] COUNTY, MISSOURI

DIVISION [____]
CASE NO. [____]

[PLAINTIFF NAME],
Plaintiff,
v.
[GENERAL CONTRACTOR NAME],
[SUBCONTRACTOR NAME],
[PROPERTY OWNER NAME],
[EQUIPMENT MANUFACTURER NAME],
Defendants.

PETITION


Parties

  1. Plaintiff [PLAINTIFF NAME] resides at [ADDRESS], [CITY], [COUNTY] County, Missouri [ZIP CODE].

  2. Defendant [GENERAL CONTRACTOR NAME] is a [ENTITY TYPE] at [ADDRESS].

  3. Defendant [SUBCONTRACTOR NAME] is a [ENTITY TYPE] at [ADDRESS].

  4. Defendant [PROPERTY OWNER NAME] is a [ENTITY TYPE/INDIVIDUAL] at [ADDRESS].

  5. Defendant [EQUIPMENT MANUFACTURER NAME] is a [ENTITY TYPE] at [ADDRESS].


Jurisdiction and Venue

  1. This Court has jurisdiction under Mo. Const. art. V, § 14.

  2. Venue is proper in [COUNTY] County pursuant to RSMo § 508.010.


Factual Allegations

  1. The construction project at [PROJECT ADDRESS], [CITY], Missouri, was managed by Defendant General Contractor.

  2. Plaintiff was employed by [EMPLOYER NAME] and performing work on [DATE OF ACCIDENT].

  3. On [DATE OF ACCIDENT], Plaintiff was [DESCRIPTION OF WORK ACTIVITY] when [DESCRIPTION OF ACCIDENT].

  4. Plaintiff sustained injuries including [DESCRIPTION OF INJURIES].

  5. Workers' compensation is the exclusive remedy against Plaintiff's employer (RSMo § 287.120). This action targets third parties under RSMo § 287.150.


Count I — Negligence

  1. Plaintiff re-alleges all preceding paragraphs.

  2. Defendants owed Plaintiff a duty of reasonable care.

  3. Defendants breached their duty by:

☐ Failing to provide fall protection
☐ Failing to maintain scaffolding and platforms
☐ Failing to secure hazardous areas
☐ Failing to provide PPE
☐ Failing to implement safety plans
☐ Failing to train workers
☐ Failing to conduct inspections
☐ Failing to warn of hazards
☐ Failing to coordinate subcontractor work
☐ [OTHER SPECIFIC NEGLIGENCE]

  1. Defendants' negligence directly caused Plaintiff's injuries.

Count II — Premises Liability

  1. Plaintiff re-alleges all preceding paragraphs.

  2. Defendant Property Owner owed Plaintiff a duty as a business invitee.

  3. Defendant Property Owner breached this duty by:

☐ Failing to maintain safe premises
☐ Failing to warn of hazards
☐ Retaining control over site safety
☐ [OTHER BREACHES]

  1. The premises condition directly caused Plaintiff's injuries.

Worksite Safety Allegations Supporting Count I

  1. Plaintiff incorporates these allegations into the negligence claim in Count I; they do not assert a separate damages claim under OSHA.

  2. Defendant [NAME] controlled [SPECIFIC WORK OR CONDITION] at the worksite and owed Plaintiff an independent duty under [IDENTIFY THE SUPPORTED MISSOURI NEGLIGENCE BASIS].

  3. At [PLACE AND TIME], Defendant [DESCRIBE THE SPECIFIC UNSAFE ACT OR OMISSION], exposing Plaintiff to [HAZARD] and causing [INJURY]. [If an occupational safety standard covered this Defendant and activity, identify its current section, the covered conduct, and the supporting facts.]

24. The pleaded conduct supports the Count I negligence theory to the extent Missouri law permits; determine the applicable standard's evidentiary role before relying on it.

Count IV — Product Liability

  1. Plaintiff re-alleges all preceding paragraphs.

  2. Defendant Manufacturer designed, manufactured, and/or distributed [EQUIPMENT DESCRIPTION].

  3. The product was defective due to:

☐ Design defect
☐ Manufacturing defect
☐ Inadequate warnings

  1. Under RSMo § 537.760 and Missouri common law (strict liability under Keener v. Dayton Electric Mfg. Co.), Defendant is liable.

  2. The defective product directly caused Plaintiff's injuries.


Damages

  1. Plaintiff has suffered:

a. Past and future medical expenses;
b. Past and future lost wages and loss of earning capacity;
c. Physical pain and suffering;
d. Mental anguish and emotional distress;
e. Permanent disability and disfigurement;
f. Loss of enjoyment of life;
g. Loss of consortium (if applicable);
h. If leave to amend has been granted, punitive damages where clear and convincing evidence shows intentional harm without just cause or deliberate and flagrant disregard for the safety of others (RSMo § 510.261; bifurcation procedure at § 510.263);
i. All other compensatory damages.


Jury Demand

Plaintiff demands trial by jury on all issues pursuant to Mo. Const. art. I, § 22(a).


Prayer for Relief

WHEREFORE, Plaintiff requests judgment against Defendants for compensatory damages, costs, and such other relief as the Court deems just. Plaintiff reserves any request for punitive damages for a later pleading only if the Court grants leave under RSMo § 510.261.5.

Respectfully submitted,

[________________________________]
[ATTORNEY NAME], Esq.
[BAR NUMBER]
[FIRM NAME]
[ADDRESS]
[CITY], Missouri [ZIP CODE]
[PHONE] | [EMAIL]

Attorney for Plaintiff

Date: [__/__/____]


State-Specific Notes — Missouri

Workers' Compensation Exclusivity (RSMo § 287.120):

  • Exclusive remedy against employer; third-party claims under § 287.150
  • Construction employers with ONE or more employees must carry workers' comp
  • Employer/insurer has subrogation lien on third-party recovery

Comparative Fault (Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983)):

  • PURE comparative fault — plaintiff may recover even at 99% at fault
  • Damages reduced by plaintiff's percentage of fault

Statute of Limitations:

  • Personal injury: FIVE YEARS (RSMo § 516.120(4)) — among the longest in the nation
  • Wrongful death: THREE YEARS (RSMo § 537.100)
  • Workers' comp: TWO YEARS from injury

Damage Caps:

  • No cap on compensatory damages in personal injury cases
  • Punitive damages: limited and require clear and convincing evidence (RSMo § 510.263)

OSHA:

  • Check whether federal OSHA covers the worksite and Defendant before relying on a federal construction standard

Court System:

  • Circuit Court is the trial court of general jurisdiction

Sources and References:

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About this template

Last updated
October 19, 2026
Jurisdiction
Missouri
Category
Personal Injury

Legal authority

  • Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983) (judicial adoption of pure comparative fault for negligence claims); RSMo § 537.765 codifies pure comparative fault only for products-liability claims
  • RSMo § 287.120 (Workers' Compensation Exclusivity)
  • RSMo § 287.150 (Third-Party Claims)
  • RSMo § 516.120(4) (Five-Year Statute of Limitations)
  • RSMo § 510.261 (Punitive damages)
  • 29 CFR 1926 (OSHA Construction Standards)

Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

RSMo § 510.261.5 (checked October 14, 2026): "No initial pleading in a civil action shall contain a claim for a punitive damage award. Any later pleading containing a claim for a punitive damage award may be filed only with leave of the court."

29 U.S.C. § 653(b)(4) (checked October 19, 2026): "Nothing in this chapter shall be construed to supersede or in any manner affect any workmen’s compensation law or to enlarge or diminish or affect in any other manner the common law or statutory rights, duties, or liabilities of employers and employees under any law with respect to injuries, diseases, or death of employees arising out of, or in the course of, employment."

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