Construction Accident Complaint - Kentucky

Kentucky Personal Injury Updated November 1, 2026 Free Word and PDF

CONSTRUCTION ACCIDENT COMPLAINT

Before filing: Identify any general contractor, subcontractor, or owner covered as a statutory employer under KRS 342.610(2) and 342.690(1); remove that party from this third-party complaint if the exclusivity rule applies.

Table of Contents

  1. Caption
  2. Parties
  3. Jurisdiction and Venue
  4. Factual Allegations
  5. Count I — Negligence
  6. Count II — Premises Liability
  7. Construction Safety Facts Supporting Negligence
  8. Count III — Product Liability (Defective Equipment)
  9. Count IV — Spouse's Consortium (Optional)
  10. Damages
  11. Jury Demand
  12. State-Specific Notes

Caption

IN THE [________________________________] CIRCUIT COURT
[________________________________] COUNTY, KENTUCKY

CIVIL ACTION NO. [____]

[PLAINTIFF NAME],
[SPOUSE NAME, IF JOINED FOR CONSORTIUM],
Plaintiff(s),
v.
[GENERAL CONTRACTOR NAME],
[SUBCONTRACTOR NAME],
[PROPERTY OWNER NAME],
[EQUIPMENT MANUFACTURER NAME],
Defendants.

Parties

  1. Plaintiff [PLAINTIFF NAME] ("Plaintiff") is an individual residing at [ADDRESS], [CITY], [COUNTY] County, Kentucky [ZIP CODE], who was employed as a [JOB TITLE/TRADE] at the construction site described herein.

1A. [If a consortium claim is included: Co-Plaintiff [SPOUSE NAME] is Plaintiff's spouse and joins this action to assert the spouse's own claim under KRS 411.145. Otherwise delete this paragraph and the optional spouse from the caption.]

  1. Defendant [GENERAL CONTRACTOR NAME] ("General Contractor") is a [ENTITY TYPE] organized under the laws of [STATE], with its principal place of business at [ADDRESS], which served as the general contractor for the construction project at issue.

  2. Defendant [SUBCONTRACTOR NAME] ("Subcontractor") is a [ENTITY TYPE] organized under the laws of [STATE], with its principal place of business at [ADDRESS], which performed [SCOPE OF WORK] at the construction site.

  3. Defendant [PROPERTY OWNER NAME] ("Property Owner") is a [ENTITY TYPE/INDIVIDUAL] with an address at [ADDRESS], who owned and/or controlled the premises where the construction project was undertaken.

  4. Defendant [EQUIPMENT MANUFACTURER NAME] ("Manufacturer") is a [ENTITY TYPE] organized under the laws of [STATE], with its principal place of business at [ADDRESS], which designed, manufactured, and/or distributed [EQUIPMENT DESCRIPTION] used at the construction site.


Jurisdiction and Venue

  1. This Court has original jurisdiction over this matter under Ky. Const. § 112(5) and KRS 23A.010(1).

  2. Venue is proper in [COUNTY] County because [for a corporate Defendant, its Kentucky office or place of business is situated here, its chief officer or agent resides here, or the alleged tort occurred here under KRS 452.450 / for an individual Defendant residing in Kentucky, the Defendant resides here or the injury occurred here under KRS 452.460(1)]. Keep only the ground supported by the parties and facts.

  3. The amount in controversy exceeds the jurisdictional minimum for Circuit Court.


Factual Allegations

  1. At all times relevant hereto, the construction project known as [PROJECT NAME/DESCRIPTION] was located at [PROJECT ADDRESS], [CITY], [COUNTY] County, Kentucky.

  2. Defendant General Contractor was retained to serve as the general contractor for the project and was responsible for overall site safety, coordination of subcontractors, and compliance with applicable safety standards.

  3. Defendant Subcontractor was retained to perform [SCOPE OF WORK] at the project site and owed a duty of care to workers on the site, including Plaintiff.

  4. Defendant Property Owner owned, operated, and/or controlled the premises where the construction project took place and had a duty to maintain the property in a reasonably safe condition.

  5. Plaintiff was employed by [PLAINTIFF'S EMPLOYER] as a [JOB TITLE] and was performing work at the construction site on [DATE OF ACCIDENT].

  6. On or about [DATE OF ACCIDENT], at approximately [TIME], Plaintiff was [DESCRIPTION OF WORK ACTIVITY] when [DESCRIPTION OF ACCIDENT — e.g., a scaffold collapsed, Plaintiff fell from an elevation, equipment malfunctioned, Plaintiff was struck by falling materials].

  7. As a direct and proximate result of the accident, Plaintiff sustained severe and permanent injuries, including but not limited to [DESCRIPTION OF INJURIES].

  8. Plaintiff's employer maintained workers' compensation insurance and Plaintiff has filed a claim for workers' compensation benefits. Pursuant to KRS 342.690, workers' compensation is the exclusive remedy against Plaintiff's employer.

  9. This action is brought against persons allegedly liable for Plaintiff's injuries under KRS 342.700(1). Plaintiff alleges that no named Defendant is Plaintiff's employer or a contractor covered as a statutory employer under KRS 342.610(2) and 342.690(1).


Count I — Negligence

  1. Plaintiff re-alleges and incorporates by reference all preceding paragraphs.

  2. Defendant [NAME] owed Plaintiff a duty of reasonable care in [DESCRIBE CONTROLLED WORK OR SITE CONDITION]. Identify any safety regulation only after confirming that it applied to this Defendant and activity on the incident date.

  3. Defendants breached their duties of care by one or more of the following acts or omissions:

☐ Failing to provide adequate fall protection systems
☐ Failing to inspect and maintain scaffolding, ladders, or elevated work platforms
☐ Failing to secure or barricade hazardous areas
☐ Failing to provide adequate safety equipment and personal protective equipment
☐ Failing to implement and enforce a site-specific safety plan
☐ Failing to properly train and supervise workers regarding safety hazards
☐ Failing to conduct regular safety inspections
☐ Failing to warn of known dangerous conditions
☐ Failing to coordinate work among subcontractors to prevent hazards
☐ [OTHER SPECIFIC ACTS OF NEGLIGENCE]

  1. As a direct and proximate result of Defendants' negligence, Plaintiff suffered the injuries and damages described herein.

Count II — Premises Liability

  1. Plaintiff re-alleges and incorporates by reference all preceding paragraphs.

  2. Defendant Property Owner owned, possessed, and/or controlled the premises where the construction project was located.

  3. Defendant Property Owner had a duty to maintain the premises in a reasonably safe condition and to warn of or remedy any known or discoverable dangerous conditions.

  4. Defendant Property Owner breached this duty by:

☐ Failing to maintain the premises in a reasonably safe condition
☐ Failing to warn of known hazardous conditions on the property
☐ Failing to inspect the property for dangerous conditions
☐ Retaining control over safety conditions at the construction site
☐ [OTHER SPECIFIC ACTS OR OMISSIONS]

  1. As a direct and proximate result of Defendant Property Owner's breach, Plaintiff suffered the injuries and damages described herein.

Construction Safety Facts Supporting Negligence

  1. Plaintiff re-alleges and incorporates by reference all preceding paragraphs.

  2. Defendant [NAME] controlled [DESCRIBE WORK OR SAFETY RESPONSIBILITY] and failed to use reasonable care in that work. Identify any Kentucky or federal safety standard only after confirming that it governed this Defendant, activity, and worksite on the incident date.

  3. The alleged safety failures included [SELECT ONLY FACTS SUPPORTED BY EVIDENCE]:

☐ Unsafe scaffolding or platforms: [DESCRIBE]
☐ Missing fall protection: [DESCRIBE]
☐ Unsafe equipment operation: [DESCRIBE]
☐ Unsafe excavation: [DESCRIBE]
☐ Other unsafe conduct: [DESCRIBE]

  1. These facts support the negligence claim above. A federal OSHA requirement alone does not support a KRS 446.070 claim. If alleging negligence per se, identify a Kentucky statute that bound Defendant and protected Plaintiff from this injury. An applicable federal safety standard may separately inform the ordinary negligence claim; identify its relevance to Defendant's work before using it.

  2. Plaintiff alleges that the unsafe conduct directly and proximately caused the injuries described herein.

  3. Plaintiff seeks compensation for those injuries under the negligence claim above, not under a separate federal OSHA cause of action.


Count III — Product Liability (Defective Equipment)

  1. Plaintiff re-alleges and incorporates by reference all preceding paragraphs.

  2. Defendant Manufacturer designed, manufactured, sold, and/or distributed [EQUIPMENT DESCRIPTION] that was used at the construction site.

  3. The [EQUIPMENT DESCRIPTION] was defective and unreasonably dangerous due to:

☐ Defective design
☐ Manufacturing defect
☐ Failure to provide adequate warnings or instructions
☐ [OTHER SPECIFIC DEFECTS]

  1. Plaintiff asserts a Kentucky common-law strict product liability claim under the rule adopted in Dealers Transport Co. v. Battery Distributing Co., 402 S.W.2d 441 (Ky. 1966), based on the alleged defective and unreasonably dangerous condition of the product. KRS 411.300 defines a product liability action; it is not the source of this strict liability rule.

  2. The defective product was a direct and proximate cause of Plaintiff's injuries and damages.


Count IV — Spouse's Consortium (Optional)

[Include only if the spouse is named as a co-plaintiff in the caption and Parties section.]

37A. Co-Plaintiff [SPOUSE NAME] is the injured Plaintiff's spouse and asserts a personal loss-of-consortium claim under KRS 411.145 against the responsible third-party Defendant(s).

37B. As a result of the alleged wrongful conduct and resulting injury, the spouse has lost [DESCRIBE SERVICES, AID, COMPANIONSHIP, OR CONJUGAL RELATIONSHIP] and seeks damages proved on this separate claim.


Damages

  1. As a direct and proximate result of Defendants' alleged conduct, the injured Plaintiff seeks the following damages; a joined spouse separately seeks only the consortium damages identified below:

a. Past and future medical expenses, including but not limited to hospitalization, surgery, physical therapy, rehabilitation, and prescription medications, in an amount to be proven at trial;

b. Past and future lost wages and loss of earning capacity in an amount to be proven at trial;

c. Physical pain and suffering, past and future;

d. Mental anguish and emotional distress, past and future;

e. Permanent impairment and disability;

f. Loss of enjoyment of life;

g. [If the spouse has joined: the co-plaintiff spouse's own loss of consortium under Count IV; delete if no spouse is joined.]

h. Punitive damages pursuant to KRS 411.184, where Defendants' conduct was oppressive, fraudulent, or malicious, or demonstrated a wanton or reckless disregard for the rights of Plaintiff;

i. Pre-judgment and post-judgment interest as allowed by law;

j. Costs of this action, including reasonable attorney's fees where permitted by law;

k. All other damages to which Plaintiff may be entitled.


Jury Demand

PLAINTIFF HEREBY DEMANDS A TRIAL BY JURY ON ALL ISSUES SO TRIABLE pursuant to the Kentucky Rules of Civil Procedure (CR 38) and the Kentucky Constitution, Section 7.


Prayer for Relief

WHEREFORE, Plaintiff respectfully prays that this Court:

a. Enter judgment against each Defendant for that Defendant's equitable share of fault under KRS 411.182, subject to any proven vicarious liability, for compensatory damages in an amount to be determined at trial;

b. Award punitive damages where warranted under KRS 411.184;

c. Award pre-judgment and post-judgment interest;

d. Award costs and reasonable attorney's fees to the extent permitted by law;

e. Grant such other and further relief as this Court deems just and equitable.

Respectfully submitted,

[________________________________]
[ATTORNEY NAME], Esq.
[BAR NUMBER]
[FIRM NAME]
[ADDRESS]
[CITY], Kentucky [ZIP CODE]
[PHONE]
[EMAIL]

Attorney for Plaintiff

Date: [__/__/____]


Verification

STATE OF KENTUCKY
COUNTY OF [________________________________]

I, [PLAINTIFF NAME], being first duly sworn, state that I have read the foregoing Complaint and that the facts set forth therein are true and correct to the best of my knowledge, information, and belief.

[________________________________]
[PLAINTIFF NAME]

Subscribed and sworn to before me this [____] day of [__________], [____].

[________________________________]
Notary Public signature, Kentucky
Printed name: [________________________________]
Commission number: [________________________________]
My Commission Expires: [__/__/____]


State-Specific Notes — Kentucky

Workers' Compensation Exclusivity (KRS 342.690):

  • Workers' comp is the exclusive remedy against the employer for workplace injuries
  • KRS 342.700(1) allows an action against another person who is legally liable for the injury. A contractor performing regular or recurrent work may be treated as the worker's statutory employer under KRS 342.610(2) and share the employer's exclusivity protection under KRS 342.690(1); evaluate each proposed defendant before naming it.
  • The employer/insurer has subrogation rights against third-party recoveries

Comparative Fault (KRS 411.182):

  • Kentucky follows PURE comparative fault
  • Plaintiff may recover even if found up to 99% at fault, with damages reduced proportionally
  • Fault may be allocated among parties to the action, including third-party defendants, and persons released under KRS 411.182(4).

Statute of Limitations:

  • Personal injury: ONE YEAR from the date of accident (KRS 413.140)
  • Product liability injury tort: generally one year after accrual under KRS 413.140(1)(a); KRS 411.310 creates rebuttable nondefect presumptions, not a two-year discovery limitation
  • Wrongful death / survival: calculate under the underlying limitation and KRS 413.180's personal-representative extension; neither KRS 413.180 nor KRS 411.130 creates the flat alternatives previously stated here

Damage Caps:

  • No cap on compensatory damages
  • Kentucky has no general statutory punitive-damages cap; KRS 411.184 requires clear-and-convincing proof and KRS 411.186 lists assessment factors but does not create a 3-times-or-$60,000 cap

OSHA State Plan:

  • Kentucky has its own OSHA-approved state plan (Kentucky OSH, administered by KY Labor Cabinet)
  • Identify the applicable state or federal standard, covered employer and worksite, and operative version before alleging a regulatory breach

Court System:

  • Circuit Court is the court of general jurisdiction for civil matters exceeding $5,000

Sources and References:

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About this template

Last updated
November 1, 2026
Jurisdiction
Kentucky
Category
Personal Injury

Legal authority

  • Ky. Const. § 112(5) (Circuit Court original jurisdiction)
  • KRS 23A.010(1) (Circuit Court general jurisdiction)
  • KRS 411.182 (Pure Comparative Fault)
  • KRS 342.690 (Workers' Compensation Exclusivity)
  • KRS 342.700 (Third-Party Liability)
  • KRS 413.140 (One-Year Statute of Limitations)
  • 29 CFR 1926 (OSHA Construction Standards)
  • KRS 446.070 (civil damages for injury caused by violation of a qualifying Kentucky statute)
  • KRS 423.360 (Kentucky notarial certificate requirements)

Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

Ky. Const. § 112(5) (checked November 1, 2026): "The Circuit Court shall have original jurisdiction of all justiciable causes not vested in some other court."

KRS 23A.010(1) (checked November 1, 2026): "The Circuit Court is a court of general jurisdiction; it has original jurisdiction of all justiciable causes not exclusively vested in some other court."

KRS 446.070 (checked October 30, 2026): "A person injured by the violation of any statute may recover from the offender such damages as he sustained by reason of the violation"

Dilts v. Maxim Crane Works, L.P., No. 3:07-cv-00038, Doc. 350 at 16 (E.D. Ky. Feb. 24, 2010) (checked October 30, 2026): "Under Kentucky law, violations of state and federal occupational safety and health statutes (“KOSHA” and “OSHA,” respectively) can constitute negligence per se if the plaintiff is within the class of person the statute is intended to protect."

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