PERSONAL INJURY DEMAND LETTER – KENTUCKY
PRIVILEGED AND CONFIDENTIAL
To: [Insurance Company] | Claim #: [NUMBER] | DOL: [DATE]
1. INTRODUCTION
Demand for injuries to [CLAIMANT] from your insured's negligence on [DATE].
2. FACTS
[Describe incident]
3. LIABILITY
KENTUCKY LAW: Kentucky applies pure comparative fault (KRS § 411.182). Recovery is reduced by plaintiff's fault percentage but not barred.
4. INJURIES & TREATMENT
[Details]
5. DAMAGES
- Economic: [$]
- Non-economic (no cap): [$]
6. DEMAND
[$TOTAL]
7. SOL
⚠️ WARNING: Kentucky has a 1-YEAR statute of limitations – the shortest in the nation (KRS § 413.140). Claim expires: [DATE].
[Attorney]