DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF RHODE ISLAND
[FIRM NAME]
[Street Address]
[City, Rhode Island ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
I. RHODE ISLAND-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under R.I.G.L. Section 9-1-14, the statute of limitations for personal injury is three (3) years.
B. Pure Comparative Negligence
Rhode Island follows pure comparative negligence under R.I.G.L. Section 9-20-4. Plaintiff may recover even if more at fault than defendant.
C. No Damage Caps
Rhode Island does not cap compensatory damages in auto accident personal injury cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Rhode Island Bar No. [Number]
RHODE ISLAND PRACTICE NOTES
☐ Pure Comparative Negligence: Recovery allowed regardless of fault percentage
☐ No Damage Caps: Full compensation available
☐ Punitive Damages: Rare; require malice or willful misconduct
☐ Joint Liability: R.I.G.L. Section 9-20-4 - Several liability for defendants less at fault than plaintiff