DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF MISSISSIPPI
[FIRM NAME]
[Street Address]
[City, Mississippi ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
I. MISSISSIPPI-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under Miss. Code Ann. Section 15-1-49, the statute of limitations for personal injury is three (3) years.
B. Pure Comparative Negligence
Mississippi follows pure comparative negligence under Miss. Code Ann. Section 11-7-15. Plaintiff may recover even if more at fault than defendant (reduced by fault percentage).
C. No Damage Caps
Mississippi does not cap compensatory damages in auto accident personal injury cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Mississippi Bar No. [Number]
MISSISSIPPI PRACTICE NOTES
☐ Pure Comparative Negligence: Recovery allowed regardless of plaintiff's fault percentage
☐ No Damage Caps: Full compensation available
☐ Punitive Damages: Miss. Code Ann. Section 11-1-65 - capped with exceptions
☐ Joint Liability: Several liability unless concert of action