Construction Defect Demand Letter - Mississippi

Mississippi Demand Letters Updated July 14, 2026 Free Word and PDF

CONSTRUCTION DEFECT DEMAND LETTER

STATE OF MISSISSIPPI

NOTICE OF CONSTRUCTION DEFECTS

SENT VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND REGULAR FIRST-CLASS MAIL


[DATE]

[CONTRACTOR/BUILDER NAME]
[ADDRESS]
[CITY, STATE ZIP]
Mississippi Contractor License No.: [LICENSE NUMBER]

Re: NOTICE OF CONSTRUCTION DEFECTS
Property Address: [PROPERTY ADDRESS]
Owner: [OWNER NAME]
Original Contract Date: [DATE]
Substantial Completion Date: [DATE]


Dear Sir or Madam:

This firm represents [OWNER NAME] ("Owner" or "Claimant") regarding construction defects at the above-referenced property. This letter constitutes formal notice of construction defects and serves as notice providing you with the opportunity to inspect, offer to repair, and/or settle this claim before litigation is commenced.

YOUR TIMELY RESPONSE IS REQUESTED WITHIN THIRTY (30) DAYS.


I. MISSISSIPPI-SPECIFIC LEGAL FRAMEWORK

A. Purpose and Scope of This Notice

This notice provides a voluntary opportunity to inspect, discuss repair, and explore settlement. The requested 30-day response period is not represented as a statutory Mississippi cure period. Counsel must separately check the contract, warranty, insurance policy, project type, parties, and any administrative or local requirements before filing suit.

B. Statute of Limitations

Mississippi law provides the following limitations periods for construction defect claims:

Claim Type Limitations Period Authority
Potential Claim General Starting Point Authority / Caution
--- --- ---
Open account or unwritten contract 3 years after accrual Miss. Code Ann. Section 15-1-29; an unwritten employment contract has a distinct one-year rule
Claim with no other prescribed period, including many written-contract and negligence claims 3 years after accrual Miss. Code Ann. Section 15-1-49(1); subsection (2) supplies a discovery rule only for latent injury or disease
Qualifying UCC contract-for-sale claim 6 years after accrual Miss. Code Ann. Section 75-2-725; applies to contracts for sale, not automatically to an entire construction-services agreement

The governing period and accrual date depend on the pleaded claim and facts. These periods do not replace the separate outside limit in Section 15-1-41 when that section applies.

C. Statute of Repose

Miss. Code Ann. Section 15-1-41 bars a covered action for personal or property injury arising from a deficiency in design, planning, construction supervision or observation, or construction of an improvement to real property more than six (6) years after the owner's written acceptance or actual occupancy or use, whichever occurs first. It applies to the persons or entities that performed or furnished the covered work. The section does not apply to a person or entity in actual possession and control of the improvement when the defective and unsafe condition causes injury, and it does not apply to wrongful-death actions. Counsel must analyze whether the claim, defendant, improvement, trigger, and exception fit the statute.

D. Warranty and Contract Classification

Do not assume that every project carries the same implied warranty or that every claimed component is governed by UCC Article 2. Identify the claimant's relationship to the builder, whether the project is new construction or an improvement, the contract and express-warranty language, any disclaimer, the nature of the transaction, and the remedy actually sought. Plead only claims supported by those facts and current Mississippi authority.

E. Contractor Licensing Requirements

Miss. Code Ann. Sections 73-59-1 and 73-59-3 and current Mississippi State Board of Contractors guidance require licensing for covered new residential construction over $50,000, residential remodeling or additions over $10,000, and residential roofing over $10,000. Covered construction managers, residential solar contractors, and residential electrical, plumbing, mechanical, and HVAC subcontractors also have licensing requirements described by the Board. Verify the contractor's classification, project scope, exemptions, and license status rather than relying only on the contract amount.


II. PROPERTY AND PROJECT INFORMATION

A. Property Description

Item Details
Property Address [COMPLETE ADDRESS]
County [COUNTY], Mississippi
Property Type ☐ Single-family home ☐ Condominium ☐ Townhouse ☐ Multi-family
Year Built [YEAR]
Square Footage [SQUARE FEET]
Current Owner(s) [NAME(S)]
Date of Purchase [DATE]
Purchase Price $[AMOUNT]

B. Project Information

Item Details
Project Type ☐ New construction ☐ Remodel ☐ Addition ☐ Repair
General Contractor [NAME]
MS Contractor License No. [NUMBER]
Contract Date [DATE]
Contract Amount $[AMOUNT]
Substantial Completion [DATE]
Final Completion [DATE]
Warranty Period [DESCRIBE]

C. Parties Involved

General Contractor:

  • Name: [NAME]
  • License Number: [NUMBER]
  • Address: [ADDRESS]
  • Contact: [PHONE/EMAIL]

Subcontractors: (List all subcontractors whose work is believed defective)

Trade Company Name License No. Work Performed
[TRADE] [NAME] [NUMBER] [DESCRIPTION]
[TRADE] [NAME] [NUMBER] [DESCRIPTION]

III. DESCRIPTION OF DEFECTS

The following is a detailed description of each claimed construction defect:

DEFECT #1: [TITLE - e.g., FOUNDATION CRACKING]

Location: [Specific location within the property]

Description: [Detailed description of the defect, including how it manifests, when it was discovered, and any progression]

Building Components Affected:
☐ Foundation/Slab ☐ Framing ☐ Roofing ☐ Exterior walls/Siding ☐ Windows/Doors
☐ Plumbing ☐ Electrical ☐ HVAC ☐ Insulation ☐ Drywall/Interior finishes
☐ Flooring ☐ Waterproofing ☐ Drainage ☐ Other: [SPECIFY]

Evidence Supporting Defect:
[Describe supporting evidence - expert reports, photographs, testing results, etc.]

Standards Violated:
☐ Applicable state or locally adopted building code
☐ Manufacturer's Installation Instructions
☐ Industry Standards (IRC, IBC, ASTM)
☐ Contract Specifications
☐ Express contract or warranty requirement
☐ Other claim confirmed by Mississippi counsel: [SPECIFY]

Date First Observed: [DATE]

Estimated Cost to Repair: $[AMOUNT]


DEFECT #2: [TITLE]

[REPEAT FORMAT ABOVE FOR EACH DEFECT]


IV. SUMMARY OF DEFECTS AND DAMAGES

Defect Location Est. Repair Cost Related Damages
[DEFECT 1] [LOCATION] $[AMOUNT] $[AMOUNT]
[DEFECT 2] [LOCATION] $[AMOUNT] $[AMOUNT]
SUBTOTAL - Repair Costs $[AMOUNT]
Consequential Damages $[AMOUNT]
Expert/Investigation Costs $[AMOUNT]
Temporary Housing $[AMOUNT]
TOTAL ESTIMATED DAMAGES $[AMOUNT]

V. LEGAL BASIS FOR CLAIMS

A. Breach of Contract

You failed to perform construction in accordance with the contract terms, plans, specifications, and applicable building codes.

B. Breach of Express Warranty

You provided express warranties regarding quality and durability of construction which you have breached.

C. Additional Claim Confirmed by Counsel

[Identify any implied-warranty, negligence, code, statutory, or other theory only after Mississippi counsel confirms that the theory applies to the claimant, defendant, project, transaction, and requested remedy.]


VI. NOTICE AND OPPORTUNITY TO CURE

A. Request for Response

Upon receipt of this notice, you have the opportunity to:

  1. Respond to Notice: Provide written response within 30 days of receiving this notice
  2. Inspect the Property: Request an inspection within a reasonable time
  3. Offer to Repair: Make a written offer to repair some or all defects
  4. Offer Settlement: Make a written offer of monetary compensation
  5. Dispute Claims: Deny responsibility for the claimed defects in writing

B. Response Deadline

Your written response is requested within THIRTY (30) DAYS of receipt of this notice.

Your response should include:

  1. Whether you accept or dispute the claimed defects
  2. Whether you wish to inspect the property
  3. Your offer, if any, to repair or compensate
  4. Any documentation supporting your position

C. If No Response Is Received

If no response is received, the Owner will evaluate available contractual, administrative, and judicial remedies with Mississippi counsel. This letter does not claim that silence automatically waives a defense or inspection opportunity or creates an adverse inference.


VII. DEMAND FOR INSPECTION ACCESS

We hereby offer you the opportunity to inspect the property. To schedule an inspection:

  1. Contact our office in writing within 30 days
  2. Propose inspection dates during reasonable business hours
  3. Identify all persons who will attend
  4. Identify any experts who will participate

Contact Information:
[LAW FIRM NAME]
[ADDRESS]
[PHONE]
[EMAIL]


VIII. PRESERVATION OF EVIDENCE

You are hereby directed to preserve all documents and materials relating to the construction, including:

  • All contracts and subcontracts
  • Plans, specifications, and drawings
  • Inspection reports and quality control records
  • Correspondence with owner and subcontractors
  • Photographs taken during construction
  • Daily logs and progress reports
  • Warranties from manufacturers
  • Insurance policies and certificates

This is a good-faith preservation request. The availability of any evidentiary remedy depends on the governing law, the duty to preserve, the evidence, prejudice, and court findings.


IX. SETTLEMENT DEMAND

To resolve this matter without litigation, we demand:

Option A - Repair by Contractor:

  1. Complete repair of all identified defects within [NUMBER] days
  2. All repairs warranted for minimum of [NUMBER] years
  3. Payment of investigation and expert costs: $[AMOUNT]
  4. Payment of attorney's fees incurred to date: $[AMOUNT]

Option B - Monetary Settlement:
Payment of $[AMOUNT] within 30 days.


X. CONCLUSION

Please respond in writing within 30 days of receipt of this notice. If we do not receive a timely response, our client will proceed with litigation without further notice.

Respectfully submitted,

[LAW FIRM NAME]

By: _________________________________
[ATTORNEY NAME]
Mississippi Bar No. [NUMBER]
[ADDRESS]
[CITY, STATE ZIP]
[TELEPHONE]
[EMAIL]

Attorneys for [OWNER NAME]


ENCLOSURES:
☐ Photographs of defects
☐ Expert report(s)
☐ Repair estimates
☐ Copy of construction contract
☐ Correspondence history


cc: [OWNER NAME]
[INSURANCE CARRIER]
Mississippi State Board of Contractors (if applicable)


MISSISSIPPI-SPECIFIC PRACTICE NOTES

  • Treat the 30-day response period as voluntary unless a separately verified contract or other authority supplies a mandatory process.
  • Calendar both the claim-specific limitation period and Section 15-1-41's separate outside limit when it applies; the repose trigger is not stated as substantial completion.
  • Section 15-1-49(2)'s discovery rule is limited by its text to latent injury or disease. Do not convert it into a universal construction-defect discovery rule.
  • Section 75-2-725 supplies a six-year period for a qualifying contract for sale. Classify mixed goods-and-services transactions before using it.
  • Verify residential and commercial license classifications and current license status directly with the Mississippi State Board of Contractors.

SOURCES AND REFERENCES

  • Mississippi Secretary of State, Mississippi Code public-access link: https://www.sos.ms.gov/publications-external-affairs/mississippi-law
  • Miss. Code Ann. Section 15-1-29: https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-29/
  • Miss. Code Ann. Section 15-1-41: https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-41/
  • Miss. Code Ann. Section 15-1-49: https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-49/
  • Miss. Code Ann. Section 75-2-725: https://law.justia.com/codes/mississippi/title-75/chapter-2/part-7/section-75-2-725/
  • Mississippi State Board of Contractors, licensing FAQ: https://www.msboc.us/general-info/frequently-asked-questions/
  • Mississippi State Board of Contractors, complaint process: https://www.msboc.us/general-info/file-a-complaint/

This template is for informational purposes only and does not constitute legal advice. Consult a licensed Mississippi attorney before use.

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About this template

Last updated
July 14, 2026
Citations checked
July 14, 2026
Jurisdiction
Mississippi
Category
Demand Letters

Legal authority

  • Miss. Code Ann. Section 15-1-29 (open accounts and unwritten contracts)
  • Miss. Code Ann. Section 15-1-41 (covered construction-deficiency claims)
  • Miss. Code Ann. Section 15-1-49 (general limitations and latent-injury accrual)
  • Miss. Code Ann. Section 75-2-725 (contracts for sale)
  • Miss. Code Ann. Sections 73-59-1 and 73-59-3 (residential licensing)

A demand letter is a formal written request to fix a problem or pay what is owed, sent before anyone files a lawsuit. It gives the other side a real chance to settle, creates a record of your attempt to resolve things, and in many cases (unpaid debts, insurance claims, broken contracts) starts a legally required response window. A well-written demand letter lays out what happened, what you want, and a deadline to act, which is often enough to get results without ever going to court.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

A reviewer verified this template's legal citations against the official source on July 14, 2026.

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