Maryland State Court Answer - General Denial

Maryland Litigation & Court Documents Updated September 12, 2026 Free Word and PDF

DEFENDANT'S ANSWER, GENERAL DENIAL, AND AFFIRMATIVE DEFENSES

Maryland Circuit Court


IMPORTANT INSTRUCTIONS FOR ATTORNEYS

  1. Replace all bracketed placeholders with case-specific information.
  2. Answer Deadline — Circuit Court: 30 days after service. Md. Rule 2-321(a).
  3. Answer Deadline — District Court: 15 days after service. Md. Rule 3-307(a). If filed in District Court, substitute Title 3 rules and modify the caption accordingly.
  4. General Denial Availability: Under Md. Rule 2-323(d), a general denial is available count by count when the action in that count is for breach of contract, debt, or tort and seeks money only. A mixed complaint may require a general denial for eligible counts and paragraph-by-paragraph responses for other counts.
  5. Affirmative Defenses: Md. Rule 2-323(g) directs the listed affirmative defenses and any other avoidance to be set forth as separate defenses. Do not assume a blanket reservation preserves an omitted defense; counsel must determine the consequence and any amendment procedure under the current rules.
  6. Electronic Filing: Most Maryland counties require electronic filing via MDEC (Maryland Electronic Courts). Use filing code "ANSWER."
  7. Verification: Not required for most civil answers unless mandated by statute or when pleading special damages for defamation.
  8. Counterclaims: Must be filed with the Answer or by separate pleading within the Answer deadline. Md. Rule 2-331(a).
  9. Remove all instructional notes before filing.

CAPTION

IN THE CIRCUIT COURT FOR [________________________________] COUNTY, MARYLAND

Civil Action No.: [________________________________]

[________________________________],
Plaintiff(s),
v.
[________________________________],
Defendant(s).

DEFENDANT'S ANSWER, GENERAL DENIAL, AND AFFIRMATIVE DEFENSES


I. PRELIMINARY STATEMENT

Pursuant to Maryland Rules 2-321 and 2-323, Defendant [________________________________] ("Defendant"), by and through undersigned counsel, hereby files this Answer to the Complaint of Plaintiff [________________________________] ("Plaintiff") filed on [__/__/____], and states as follows:


II. GENERAL DENIAL

Pursuant to Maryland Rule 2-323(d), Defendant generally denies liability as to Count(s) [________________________________] of the Complaint. Each listed count is:

☐ Breach of contract — seeking money damages only

☐ Debt — seeking money damages only

☐ Tort — seeking money damages only

Because each listed count is for [breach of contract / debt / tort] and seeks money only, Defendant may answer that count by a general denial under Md. Rule 2-323(d). Defendant responds under Rule 2-323(c) to every other count and averment in Section IV.

As to the counts identified above, except as expressly admitted herein, Defendant denies each and every allegation, matter, and thing and demands strict proof thereof at trial.


III. SPECIFIC ADMISSIONS (IF ANY)

Defendant admits the following allegations solely for purposes of this Answer, and denies all remaining allegations:

☐ No specific admissions. Defendant denies all allegations in their entirety.

☐ Limited admissions:

  1. Defendant admits the allegation in Paragraph [____] of the Complaint that [________________________________].

  2. Defendant admits the allegation in Paragraph [____] of the Complaint that [________________________________].

  3. All other allegations not expressly admitted herein are denied.


IV. ALTERNATIVE: PARAGRAPH-BY-PARAGRAPH RESPONSE

(Use this section for every count not eligible for Rule 2-323(d), including a count seeking non-monetary relief, and for any allegation requiring a specific response.)

Paragraph Response
1. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
2. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
3. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
4. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
5. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
6. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
7. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
8. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
9. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation
10. ☐ Admitted ☐ Denied ☐ Denied for lack of knowledge or information sufficient to form a belief as to the truth of the allegation

(Add additional rows as necessary to correspond with each paragraph of the Complaint.)

To the extent any allegation of the Complaint is not expressly admitted above, it is hereby denied.


V. AFFIRMATIVE DEFENSES

Without assuming any burden of proof that the law does not place upon Defendant, and expressly reserving the right to amend, supplement, or withdraw these defenses as discovery proceeds, Defendant asserts the following Affirmative Defenses pursuant to Maryland Rule 2-323(g):

Defense 1: Failure to State a Claim Upon Which Relief Can Be Granted

The Complaint fails to state a claim upon which relief can be granted, and should be dismissed in its entirety. Md. Rule 2-322(b)(2).

Defense 2: Lack of Personal Jurisdiction

This Court lacks personal jurisdiction over Defendant. Md. Rule 2-322(a)(2); Md. Code, Cts. & Jud. Proc. § 6-102 (Long-Arm Statute).

Defense 3: Improper Venue

Venue is improper in [________________________________] County. Md. Code, Cts. & Jud. Proc. § 6-201 et seq.

Defense 4: Insufficiency of Process / Insufficiency of Service of Process

Plaintiff's process and/or service of process were insufficient. Md. Rule 2-322(a)(3), (4); Md. Rule 2-121 et seq.

Defense 5: Statute of Limitations

Plaintiff's claims are barred, in whole or in part, by the applicable statute(s) of limitation, including but not limited to:

☐ Md. Code, Cts. & Jud. Proc. § 5-101 (General three-year limitation)

☐ Md. Code, Cts. & Jud. Proc. § 5-101 (Contract claims — three years)

☐ Md. Code, Cts. & Jud. Proc. § 5-101 (Tort claims — three years)

☐ Other: [________________________________]

Defense 6: Contributory Negligence

Plaintiff's own negligence contributed to and was a proximate cause of Plaintiff's alleged injuries and damages, barring recovery under Maryland's contributory negligence doctrine. See Harrison v. Montgomery Cnty. Bd. of Educ., 295 Md. 442, 456 A.2d 894 (1983).

NOTE: Maryland follows the doctrine of pure contributory negligence, not comparative fault. Even a slight degree of fault on the part of the plaintiff will bar recovery entirely.

Defense 7: Assumption of Risk

Plaintiff assumed the risk of the alleged injuries by voluntarily engaging in [________________________________] with knowledge and appreciation of the attendant dangers. See ADM P'ship v. Martin, 348 Md. 84, 702 A.2d 730 (1997).

Defense 8: Accord and Satisfaction

Plaintiff's claims have been satisfied, in whole or in part, by a prior accord and satisfaction. Md. Rule 2-323(g).

Defense 9: Payment and Release

Plaintiff's claims are barred by payment, release, or discharge. Md. Rule 2-323(g).

Defense 10: Waiver and Estoppel

Plaintiff waived and/or is estopped from asserting the claims set forth in the Complaint due to Plaintiff's conduct, statements, and/or course of dealing. Md. Rule 2-323(g).

Defense 11: Laches

Plaintiff's claims are barred by the doctrine of laches, as Plaintiff unreasonably delayed in asserting these claims, resulting in prejudice to Defendant.

Defense 12: Fraud

Plaintiff's claims are barred or diminished by Plaintiff's own fraud, misrepresentation, or concealment.

Defense 13: Illegality

The transaction or agreement upon which Plaintiff's claims are based is illegal and/or against public policy, rendering it unenforceable.

Defense 14: Statute of Frauds

The alleged agreement or obligation is unenforceable under the applicable statute of frauds. Md. Code, Cts. & Jud. Proc. § 5-901 et seq.

Defense 15: Failure of Consideration

The alleged obligation lacks adequate consideration, or consideration has failed.

Defense 16: Unclean Hands

Plaintiff's own inequitable conduct bars or limits recovery under the doctrine of unclean hands.

Defense 17: Set-Off and Recoupment

Defendant is entitled to set-off and/or recoupment against any amounts that may be awarded to Plaintiff.

Defense 18: Failure to Mitigate Damages

Plaintiff failed to take reasonable steps to mitigate damages, and any recovery should be reduced accordingly.

Defense 19: Collateral Estoppel / Res Judicata

Plaintiff's claims, or issues necessarily decided in prior proceedings, are barred by collateral estoppel and/or res judicata.

Defense 20: Privilege

Defendant's conduct was privileged under applicable law, including but not limited to [________________________________].

Defense 21: Later-Discovered Defense Review

No omitted defense is preserved merely by this paragraph. If investigation or discovery supports another defense, counsel must determine whether and how the current rules permit amendment and seek any required leave or order.


VI. NEGATIVE AVERMENTS UNDER RULE 2-323(f)

Rule 2-323(f) requires a negative averment, with supporting particulars peculiarly within the pleader's knowledge, to contest any complaint averment concerning:

  1. The legal existence of a party, including a partnership or corporation;
  2. A party's capacity to sue or be sued;
  3. A party's authority to sue or be sued in a representative capacity;
  4. Execution of a written instrument; or
  5. Ownership of a motor vehicle.

☐ No Rule 2-323(f) issue is raised.

☐ Defendant raises the following negative averment with supporting particulars: [________________________________].

If not raised by negative averment, these matters are admitted for purposes of the pending action. Do not use Rule 2-323(f) as a general preservation clause.


VII. COUNTERCLAIMS

(Select one)

☐ None at this time. Defendant does not assert a counterclaim at this time but reserves the right to do so if facts warranting a counterclaim are discovered during the course of this litigation.

☐ Counterclaim asserted. Pursuant to Md. Rule 2-331, Defendant asserts the following counterclaim(s) against Plaintiff:

COUNT I — [________________________________]

  1. [________________________________]

  2. [________________________________]

  3. [________________________________]

WHEREFORE, Defendant demands judgment against Plaintiff on the counterclaim in the amount of $[________________________________], plus interest, costs, and attorneys' fees as permitted by law.


VIII. CROSS-CLAIMS

(Select one)

☐ Not applicable. There are no co-defendants against whom a cross-claim is asserted.

☐ Cross-claim asserted. Pursuant to Md. Rule 2-331(b), Defendant asserts the following cross-claim(s) against [________________________________]:

  1. [________________________________]

  2. [________________________________]


IX. JURY DEMAND

(Select one)

☐ Defendant demands a trial by jury on all issues so triable, pursuant to Maryland Rule 2-325.

☐ Defendant does not demand a jury trial at this time but reserves the right to do so within the time permitted by Md. Rule 2-325.


X. PRAYER FOR RELIEF

WHEREFORE, Defendant respectfully requests that this Honorable Court:

A. Dismiss the Complaint in its entirety with prejudice;

B. Enter judgment in favor of Defendant and against Plaintiff on all claims;

C. Enter judgment in favor of Defendant on any counterclaim asserted herein;

D. Award Defendant costs of suit, expenses, and reasonable attorneys' fees as permitted by law or contract;

E. Award pre-judgment and post-judgment interest as permitted by law; and

F. Grant such other and further relief as this Court deems just and proper.


XI. LATER-AMENDMENT CONTROL

This Answer does not purport to preserve an omitted defense, claim, counterclaim, or cross-claim merely by reservation. Before seeking to add or change a matter, counsel should identify:

  1. The newly discovered facts and supporting evidence: [________________________________];
  2. The proposed defense, claim, counterclaim, or cross-claim: [________________________________];
  3. The current rule, deadline, scheduling order, and prejudice analysis: [________________________________]; and
  4. Any consent, leave, or court order required before filing: [________________________________].

SIGNATURE BLOCK

Respectfully submitted,

[________________________________] (Firm Name)
[________________________________] (Street Address)
[________________________________], Maryland [____]
Telephone: [________________________________]
Facsimile: [________________________________]
Email: [________________________________]

By: ________________________________________
[________________________________]
Bar No. [________________________________]
Attorney for Defendant [________________________________]

Date: [__/__/____]


CERTIFICATE OF SERVICE

I HEREBY CERTIFY that on this [____] day of [________________________________], [____], a copy of the foregoing Defendant's Answer, General Denial, and Affirmative Defenses was served upon the following by:

☐ MDEC electronic service

☐ First-class mail, postage prepaid

☐ Hand delivery

☐ Email (with consent of recipient)

upon:

[________________________________]
[________________________________] (Firm Name)
[________________________________] (Street Address)
[________________________________], Maryland [____]
[________________________________] (Email)
Counsel for Plaintiff

________________________________________
[________________________________]


MARYLAND PROCEDURAL REFERENCE GUIDE

(For attorney reference — remove before filing)

Key Deadlines

Event Deadline Rule
Answer to Complaint (Circuit Court) 30 days after service Md. Rule 2-321(a)
Answer to Complaint (District Court) 15 days after service Md. Rule 3-307(a)
Answer to Counterclaim 30 days after service Md. Rule 2-331(a)
Answer to Cross-Claim 30 days after service Md. Rule 2-331(b)
Answer to Third-Party Complaint 30 days after service Md. Rule 2-332(b)
Jury Demand With Answer or within 15 days of service of last permissible pleading Md. Rule 2-325(a)
Amendment of Pleadings (by right) Before responsive pleading is filed Md. Rule 2-341(a)

General Denial Checklist

☐ Is the action for breach of contract, debt, or tort?

☐ Is the claim for relief for money only?

☐ If yes to both for a particular count, a general denial of that count under Md. Rule 2-323(d) is permitted.

☐ Use paragraph-by-paragraph responses under Md. Rule 2-323(c) for every count not eligible for a general denial, including a count seeking equitable or injunctive relief.

Affirmative Defenses Enumerated in Md. Rule 2-323(g)

Rule 2-323(g) directs the following to be set forth as separate defenses. Counsel should determine waiver, preservation, and amendment consequences under all applicable rules and law:

  1. Accord and satisfaction
  2. Merger of a claim by arbitration into an award
  3. Assumption of risk
  4. Collateral estoppel as a defense to a claim
  5. Contributory negligence
  6. Duress
  7. Estoppel
  8. Fraud
  9. Illegality
  10. Laches
  11. Payment
  12. Release
  13. Res judicata
  14. Statute of frauds
  15. Statute of limitations
  16. Ultra vires
  17. Usury
  18. Waiver
  19. Privilege
  20. Total or partial charitable immunity

Other matter constituting an avoidance or affirmative defense on legal or equitable grounds: [________________________________]

Maryland Contributory Negligence Note

Maryland is one of a small number of jurisdictions that continues to follow the pure contributory negligence doctrine. Under this rule, a plaintiff who is even 1% at fault for their own injuries is completely barred from recovery. This defense is critically important in Maryland tort cases.


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About this template

Last updated
September 12, 2026
Jurisdiction
Maryland
Category
Litigation & Court Documents

Legal authority

  • Maryland Rule 2-321 (Time for Filing Answer)
  • Maryland Rule 2-322 (Preliminary Motions)
  • Maryland Rule 2-323 (Answers)
  • Maryland Rule 2-323(d) (General Denial)
  • Maryland Rule 2-323(f) (Negative Defenses)
  • Maryland Rule 2-323(g) (Affirmative Defenses)
  • Maryland Rule 2-325 (Jury Trial)
  • Maryland Rule 2-331 (Counterclaim and Cross-Claim)
  • Maryland Rule 1-324 (Notice of Orders)
  • Md. Code, Courts & Judicial Proceedings § 5-101 et seq. (Statutes of Limitation)

These are the filings that drive a lawsuit through the system: complaints, answers, motions, briefs, discovery requests and responses, and post-judgment papers. Each has its own format requirements under federal and state procedural rules, and each has a deadline that cannot be missed without consequences. Clean, procedurally correct filings move a case forward; sloppy ones invite motions to strike, amended responses, and avoidable delays.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

Md. Rule 2-323(d)-(e) (checked September 12, 2026): "When the action in any count is for breach of contract, debt, or tort and the claim for relief is for money only, a party may answer that count by a general denial of liability. Averments in a pleading to which a responsive pleading is required, other than those as to the amount of damages, are admitted unless denied in the responsive pleading or covered by a general denial."

Md. Rule 2-323(f) (checked September 12, 2026): "Whether proceeding under section (c) or section (d) of this Rule, when a party desires to raise an issue as to (1) the legal existence of a party, including a partnership or a corporation, (2) the capacity of a party to sue or be sued, (3) the authority of a party to sue or be sued in a representative capacity, (4) the averment of the execution of a written instrument, or (5) the averment of the ownership of a motor vehicle, the party shall do so by negative averment, which shall include such supporting particulars as are peculiarly within the pleader's knowledge. If not raised by negative averment, these matters are admitted for the purpose of the pending action."

Md. Rule 2-323(g) (checked September 12, 2026): "Whether proceeding under section (c) or section (d) of this Rule, a party shall set forth by separate defenses: (1) accord and satisfaction, (2) merger of a claim by arbitration into an award, (3) assumption of risk, (4) collateral estoppel as a defense to a claim, (5) contributory negligence, (6) duress, (7) estoppel, (8) fraud, (9) illegality, (10) laches, (11) payment, (12) release, (13) res judicata, (14) statute of frauds, (15) statute of limitations, (16) ultra vires, (17) usury, (18) waiver, (19) privilege, and (20) total or partial charitable immunity. In addition, a party may include by separate defense any other matter constituting an avoidance or affirmative defense on legal or equitable grounds."

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