Maryland State Court Answer - General Denial

DEFENDANT'S ANSWER, GENERAL DENIAL, AFFIRMATIVE DEFENSES, AND RESERVATION OF RIGHTS

Maryland Circuit Court

IMPORTANT INSTRUCTIONS FOR ATTORNEYS

1. Replace all bracketed placeholders with case-specific information.
2. Answer Deadline — Circuit Court: 30 days after service. Md. Rule 2-321(a).
3. Answer Deadline — District Court: 15 days after service. Md. Rule 3-307(a). If filed in District Court, substitute Title 3 rules and modify the caption accordingly.
4. General Denial Availability: Under Md. Rule 2-323(d), a general denial is permitted only when the action is for breach of contract, debt, or tort and the claim for relief is for money only. If the complaint seeks equitable relief, injunctive relief, or specific performance, a paragraph-by-paragraph response is required.
5. Affirmative Defenses: Must be raised in the Answer or they are waived. Md. Rule 2-323(g). This is a critical requirement — "use them or lose them."
6. Electronic Filing: Most Maryland counties require electronic filing via MDEC (Maryland Electronic Courts). Use filing code "ANSWER."
7. Verification: Not required for most civil answers unless mandated by statute or when pleading special damages for defamation.
8. Counterclaims: Must be filed with the Answer or by separate pleading within the Answer deadline. Md. Rule 2-331(a).
9. Remove all instructional notes before filing.

CAPTION

IN THE CIRCUIT COURT FOR [________________________________] COUNTY, MARYLAND

Civil Action No.: [________________________________]

DEFENDANT'S ANSWER, GENERAL DENIAL, AFFIRMATIVE DEFENSES, AND RESERVATION OF RIGHTS

I. PRELIMINARY STATEMENT

Pursuant to Maryland Rules 2-321 and 2-323, Defendant [________________________________] ("Defendant"), by and through undersigned counsel, hereby files this Answer to the Complaint of Plaintiff [________________________________] ("Plaintiff") filed on [__/__/____], and states as follows:

II. GENERAL DENIAL

Pursuant to Maryland Rule 2-323(d), Defendant hereby generally denies liability as to all counts of the Complaint. The Complaint asserts claims for:

☐ Breach of contract — seeking money damages only

☐ Debt — seeking money damages only

☐ Tort — seeking money damages only

Because the action is for [________________________________] and the claim for relief is for money only, Defendant is entitled to interpose a general denial under Md. Rule 2-323(d).

Except as expressly admitted herein, Defendant denies each and every allegation, matter, and thing contained in Plaintiff's Complaint, and demands strict proof thereof at trial.

III. SPECIFIC ADMISSIONS (IF ANY)

Defendant admits the following allegations solely for purposes of this Answer, and denies all remaining allegations:

☐ No specific admissions. Defendant denies all allegations in their entirety.

☐ Limited admissions:

1. Defendant admits the allegation in Paragraph [____] of the Complaint that [________________________________].

2. Defendant admits the allegation in Paragraph [____] of the Complaint that [________________________________].

3. All other allegations not expressly admitted herein are denied.

IV. ALTERNATIVE: PARAGRAPH-BY-PARAGRAPH RESPONSE

(Use this section instead of Section II if a general denial is not available because the complaint seeks non-monetary relief)

(Add additional rows as necessary to correspond with each paragraph of the Complaint.)

To the extent any allegation of the Complaint is not expressly admitted above, it is hereby denied.

V. AFFIRMATIVE DEFENSES

Without assuming any burden of proof that the law does not place upon Defendant, and expressly reserving the right to amend, supplement, or withdraw these defenses as discovery proceeds, Defendant asserts the following Affirmative Defenses pursuant to Maryland Rule 2-323(g):

Defense 1: Failure to State a Claim Upon Which Relief Can Be Granted

The Complaint fails to state a claim upon which relief can be granted, and should be dismissed in its entirety. Md. Rule 2-322(b)(2).

Defense 2: Lack of Personal Jurisdiction

This Court lacks personal jurisdiction over Defendant. Md. Rule 2-322(a)(2); Md. Code, Cts. & Jud. Proc. § 6-102 (Long-Arm Statute).

Defense 3: Improper Venue

Venue is improper in [________________________________] County. Md. Code, Cts. & Jud. Proc. § 6-201 et seq.

Defense 4: Insufficiency of Process / Insufficiency of Service of Process

Plaintiff's process and/or service of process were insufficient. Md. Rule 2-322(a)(3), (4); Md. Rule 2-121 et seq.

Defense 5: Statute of Limitations

Plaintiff's claims are barred, in whole or in part, by the applicable statute(s) of limitation, including but not limited to:

☐ Md. Code, Cts. & Jud. Proc. § 5-101 (General three-year limitation)

☐ Md. Code, Cts. & Jud. Proc. § 5-101 (Contract claims — three years)

☐ Md. Code, Cts. & Jud. Proc. § 5-101 (Tort claims — three years)

☐ Other: [________________________________]

Defense 6: Contributory Negligence

Plaintiff's own negligence contributed to and was a proximate cause of Plaintiff's alleged injuries and damages, barring recovery under Maryland's contributory negligence doctrine. See Harrison v. Montgomery Cnty. Bd. of Educ., 295 Md. 442, 456 A.2d 894 (1983).

NOTE: Maryland follows the doctrine of pure contributory negligence, not comparative fault. Even a slight degree of fault on the part of the plaintiff will bar recovery entirely.

Defense 7: Assumption of Risk

Plaintiff assumed the risk of the alleged injuries by voluntarily engaging in [________________________________] with knowledge and appreciation of the attendant dangers. See ADM P'ship v. Martin, 348 Md. 84, 702 A.2d 730 (1997).

Defense 8: Accord and Satisfaction

Plaintiff's claims have been satisfied, in whole or in part, by a prior accord and satisfaction. Md. Rule 2-323(g).

Defense 9: Payment and Release

Plaintiff's claims are barred by payment, release, or discharge. Md. Rule 2-323(g).

Defense 10: Waiver and Estoppel

Plaintiff waived and/or is estopped from asserting the claims set forth in the Complaint due to Plaintiff's conduct, statements, and/or course of dealing. Md. Rule 2-323(g).

Defense 11: Laches

Plaintiff's claims are barred by the doctrine of laches, as Plaintiff unreasonably delayed in asserting these claims, resulting in prejudice to Defendant.

Defense 12: Fraud

Plaintiff's claims are barred or diminished by Plaintiff's own fraud, misrepresentation, or concealment.

Defense 13: Illegality

The transaction or agreement upon which Plaintiff's claims are based is illegal and/or against public policy, rendering it unenforceable.

Defense 14: Statute of Frauds

The alleged agreement or obligation is unenforceable under the applicable statute of frauds. Md. Code, Cts. & Jud. Proc. § 5-901 et seq.

Defense 15: Failure of Consideration

The alleged obligation lacks adequate consideration, or consideration has failed.

Defense 16: Unclean Hands

Plaintiff's own inequitable conduct bars or limits recovery under the doctrine of unclean hands.

Defense 17: Set-Off and Recoupment

Defendant is entitled to set-off and/or recoupment against any amounts that may be awarded to Plaintiff.

Defense 18: Failure to Mitigate Damages

Plaintiff failed to take reasonable steps to mitigate damages, and any recovery should be reduced accordingly.

Defense 19: Collateral Estoppel / Res Judicata

Plaintiff's claims, or issues necessarily decided in prior proceedings, are barred by collateral estoppel and/or res judicata.

Defense 20: Privilege

Defendant's conduct was privileged under applicable law, including but not limited to [________________________________].

Defense 21: Reservation of Additional Defenses

Defendant expressly reserves the right to assert additional affirmative defenses, including those enumerated in Md. Rule 2-323(g), as they become known through discovery, investigation, or further development of the facts.

VI. DEFENSES NOT WAIVED BY FAILURE TO ASSERT IN PRELIMINARY MOTION

Pursuant to Maryland Rule 2-323(f), the following defenses are preserved even though Defendant has not raised them by preliminary motion under Md. Rule 2-322:

1. Failure to state a claim upon which relief can be granted;
2. Failure to join a party under Md. Rule 2-211;
3. Any other defense that Md. Rule 2-323(f) specifies is not waived by omission from a preliminary motion.

VII. COUNTERCLAIMS

(Select one)

☐ None at this time. Defendant does not assert a counterclaim at this time but reserves the right to do so if facts warranting a counterclaim are discovered during the course of this litigation.

☐ Counterclaim asserted. Pursuant to Md. Rule 2-331, Defendant asserts the following counterclaim(s) against Plaintiff:

COUNT I — [________________________________]

1. [________________________________]

2. [________________________________]

3. [________________________________]

WHEREFORE, Defendant demands judgment against Plaintiff on the counterclaim in the amount of $[________________________________], plus interest, costs, and attorneys' fees as permitted by law.

VIII. CROSS-CLAIMS

(Select one)

☐ Not applicable. There are no co-defendants against whom a cross-claim is asserted.

☐ Cross-claim asserted. Pursuant to Md. Rule 2-331(b), Defendant asserts the following cross-claim(s) against [________________________________]:

1. [________________________________]

2. [________________________________]

IX. JURY DEMAND

(Select one)

☐ Defendant demands a trial by jury on all issues so triable, pursuant to Maryland Rule 2-325.

☐ Defendant does not demand a jury trial at this time but reserves the right to do so within the time permitted by Md. Rule 2-325.

X. PRAYER FOR RELIEF

WHEREFORE, Defendant respectfully requests that this Honorable Court:

A. Dismiss the Complaint in its entirety with prejudice;

B. Enter judgment in favor of Defendant and against Plaintiff on all claims;

C. Enter judgment in favor of Defendant on any counterclaim asserted herein;

D. Award Defendant costs of suit, expenses, and reasonable attorneys' fees as permitted by law or contract;

E. Award pre-judgment and post-judgment interest as permitted by law; and

F. Grant such other and further relief as this Court deems just and proper.

XI. RESERVATION OF RIGHTS

Defendant reserves all rights, claims, and defenses, both legal and equitable, that may be available now or discovered hereafter, including but not limited to:

1. The right to file dispositive motions under Md. Rule 2-322;
2. The right to amend this Answer pursuant to Md. Rule 2-341;
3. The right to assert additional affirmative defenses under Md. Rule 2-323(g);
4. The right to file additional counterclaims or cross-claims under Md. Rule 2-331; and
5. All rights preserved under the Maryland Rules and applicable law.

SIGNATURE BLOCK

Respectfully submitted,

[________________________________] (Firm Name)
[________________________________] (Street Address)
[________________________________], Maryland [____]
Telephone: [________________________________]
Facsimile: [________________________________]
Email: [________________________________]

By: ________________________________________
[________________________________]
Bar No. [________________________________]
Attorney for Defendant [________________________________]

Date: [__/__/____]

CERTIFICATE OF SERVICE

I HEREBY CERTIFY that on this [____] day of [________________________________], [____], a copy of the foregoing Defendant's Answer, General Denial, Affirmative Defenses, and Reservation of Rights was served upon the following by:

☐ MDEC electronic service

☐ First-class mail, postage prepaid

☐ Hand delivery

☐ Email (with consent of recipient)

upon:

[________________________________]
[________________________________] (Firm Name)
[________________________________] (Street Address)
[________________________________], Maryland [____]
[________________________________] (Email)
Counsel for Plaintiff

________________________________________
[________________________________]

MARYLAND PROCEDURAL REFERENCE GUIDE

(For attorney reference — remove before filing)

Key Deadlines

General Denial Checklist

☐ Is the action for breach of contract, debt, or tort?

☐ Is the claim for relief for money only?

☐ If yes to both, a general denial under Md. Rule 2-323(d) is permitted.

☐ If the complaint seeks equitable or injunctive relief, use paragraph-by-paragraph responses under Md. Rule 2-323(c).

Affirmative Defenses Enumerated in Md. Rule 2-323(g)

The following must be pled affirmatively or they are waived:

1. Accord and satisfaction
2. Merger of a claim by arbitration into an award
3. Assumption of risk
4. Collateral estoppel as a defense to a claim
5. Contributory negligence
6. Duress
7. Estoppel
8. Fraud
9. Illegality
10. Laches
11. Payment
12. Release
13. Res judicata
14. Statute of frauds
15. Statute of limitations
16. Ultra vires
17. Usury
18. Waiver
19. Privilege
20. Total or other affirmative defenses on legal or equitable grounds

Maryland Contributory Negligence Note

Maryland is one of a small number of jurisdictions that continues to follow the pure contributory negligence doctrine. Under this rule, a plaintiff who is even 1% at fault for their own injuries is completely barred from recovery. This defense is critically important in Maryland tort cases.

SOURCES AND REFERENCES

• Maryland Rules, Title 2 — Civil Procedure — Circuit Court: https://www.courts.state.md.us/rules
• Maryland Rule 2-321 — Time for Filing Answer
• Maryland Rule 2-322 — Preliminary Motions
• Maryland Rule 2-323 — Answers (including General Denial and Affirmative Defenses)
• Maryland Rule 2-325 — Jury Trial
• Maryland Rule 2-331 — Counterclaim and Cross-Claim
• Maryland Rule 2-341 — Amendment of Pleadings
• Maryland Affirmative Defenses Under Rule 2-323(g): https://www.millerandzois.com/professional-attorney-information-center/pre-trial/sample-pleadings/affirmative-defenses-in-maryland/
• Responding to a Complaint: Maryland (Kramon & Graham): https://www.kramonandgraham.com/siteFiles/News/Responding%20to%20a%20Complaint%20Maryland.pdf
• Md. Code, Cts. & Jud. Proc. § 5-101 et seq. — Statutes of Limitation
• Md. Code, Cts. & Jud. Proc. § 6-102 — Long-Arm Statute
• Md. Code, Cts. & Jud. Proc. § 6-201 et seq. — Venue
• MDEC Electronic Filing: https://mdcourts.gov/mdec
• Harrison v. Montgomery Cnty. Bd. of Educ., 295 Md. 442, 456 A.2d 894 (1983) — Contributory negligence
• ADM P'ship v. Martin, 348 Md. 84, 702 A.2d 730 (1997) — Assumption of risk