Small Claims Answer

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IMPORTANT: THIS IS A PREPARATION GUIDE — NOT THE OFFICIAL COURT FORM

Arkansas may require the use of an official court-provided answer form for small claims
responses. This template provides the substantive legal content to help you prepare —
but you must verify the required form with your local District Court clerk and transfer
your content to any official form before filing. Court forms are available at
https://arcourts.gov/forms-and-publications/court-forms.
Do not file this document directly with the court.

IN THE SMALL CLAIMS DIVISION OF THE ___ DISTRICT COURT

___ COUNTY, STATE OF ARKANSAS


PLAINTIFF: [PLAINTIFF FULL LEGAL NAME]
DEFENDANT: [DEFENDANT FULL LEGAL NAME]

Case No.: [___]
Division: Small Claims


DEFENDANT’S ANSWER, AFFIRMATIVE DEFENSES, AND (OPTIONAL) COUNTERCLAIM

Date Filed: [MM/DD/YYYY]


TABLE OF CONTENTS

  1. Preliminary Allegations ..................................... §1
  2. Specific Responses to Complaint ............................. §2
  3. General Denial (Alternative) ................................ §3
  4. Affirmative Defenses ........................................ §4
  5. Counterclaim (Optional) ..................................... §5
  6. Prayer for Relief ........................................... §6
  7. Reservation of Rights ....................................... §7
  8. Verification ................................................ §8
  9. Certificate of Service ...................................... §9

§1 PRELIMINARY ALLEGATIONS

1.1 Defendant [DEFENDANT NAME] appears and answers the Small Claims Complaint filed by Plaintiff [PLAINTIFF NAME] on or about [MM/DD/YYYY].

1.2 This Court has subject-matter jurisdiction pursuant to Arkansas small-claims jurisdictional limits (currently $5,000 exclusive of interest and costs) and personal jurisdiction over the parties.


§2 SPECIFIC RESPONSES TO COMPLAINT

Paragraph No. Response
¶ 1 Admitted / Denied / Without sufficient knowledge, therefore denied.
¶ 2 Admitted / Denied / Without sufficient knowledge, therefore denied.
¶ 3 …continue as necessary…

§3 GENERAL DENIAL (ALTERNATIVE)

Without waiving the specific responses above, Defendant denies each and every allegation not expressly admitted herein.


§4 AFFIRMATIVE DEFENSES

4.1 Failure to State a Claim – The Complaint fails to state facts upon which relief can be granted.

4.2 Statute of Limitations – The alleged claim is barred by the applicable statute of limitations.

4.3 Payment and Accord & Satisfaction – Any amount claimed has been paid in full or otherwise resolved.

4.4 Set-Off/Recoupment – Any liability is subject to set-off for amounts Plaintiff owes Defendant.

4.5 Lack of Standing – Plaintiff lacks legal standing to assert the claims alleged.

4.6 Improper Service – Service of process was insufficient or defective.

4.7 Failure of Consideration – No valid consideration supports the alleged debt/obligation.

4.8 Unjust Enrichment – Awarding Plaintiff the relief sought would unjustly enrich Plaintiff.

4.9 Additional Defenses – Defendant reserves the right to assert any other defenses revealed during discovery or trial preparation.


§5 COUNTERCLAIM (OPTIONAL)

5.1 Defendant realleges and incorporates §1-§4 as though fully set forth.

5.2 Counterclaim Amount: $[___] (exclusive of interest and costs).

5.3 Factual Basis: [Concise statement of facts giving rise to the counterclaim, including dates, amounts, and how Plaintiff’s conduct caused Defendant damages.]

5.4 Legal Basis: [Identify causes of action, e.g., Breach of Contract, Property Damage, etc.]

5.5 Relief Sought:
a. Judgment against Plaintiff in the sum of $[___];
b. Pre-judgment and post-judgment interest as allowed by law;
c. Court costs and reasonable attorney’s fees where permitted; and
d. Such other and further relief as the Court deems just and proper.


§6 PRAYER FOR RELIEF

WHEREFORE, Defendant respectfully requests that the Court:
a. Dismiss Plaintiff’s Complaint with prejudice;
b. Enter judgment in Defendant’s favor on all affirmative defenses;
c. Award Defendant the relief requested in §5 (if applicable);
d. Tax costs against Plaintiff; and
e. Grant such other and further relief as equity and justice require.


§7 RESERVATION OF RIGHTS

Defendant reserves the right to amend this Answer, assert additional affirmative defenses, or modify the Counterclaim as justice may require and as permitted by the Arkansas Small Claims Rules and any applicable scheduling order.


§8 VERIFICATION

I, [DEFENDANT NAME], being first duly sworn, state under penalty of perjury that I am the Defendant in the above-styled action; that I have read the foregoing Answer, Affirmative Defenses, and Counterclaim (if any); and that the facts stated therein are true and correct to the best of my knowledge, information, and belief.

_____________________________
[DEFENDANT NAME], Defendant

Subscribed and sworn before me on this ____ day of __________, 20___.

_____________________________
Notary Public
My Commission Expires: _________


§9 CERTIFICATE OF SERVICE

I certify that on the ____ day of __________, 20___, I served a true and correct copy of the foregoing Answer, Affirmative Defenses, and Counterclaim by:

☐ Hand-delivery  ☐ Certified U.S. Mail, Return Receipt Requested
☐ First-Class Mail  ☐ Other: [Specify]

to:
[PLAINTIFF NAME]
[PLAINTIFF ADDRESS]

_________________________________
[DEFENDANT OR DEFENSE COUNSEL NAME]
Address: [___]
Phone: [___-___-____]
Email: [___]


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About This Template

These are the filings that drive a lawsuit through the system: complaints, answers, motions, briefs, discovery requests and responses, and post-judgment papers. Each has its own format requirements under federal and state procedural rules, and each has a deadline that cannot be missed without consequences. Clean, procedurally correct filings move a case forward; sloppy ones invite motions to strike, amended responses, and avoidable delays.

Important Notice

This template is provided for informational purposes. It is not legal advice. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Last updated: April 2026