Kentucky Personal Injury Demand Letter

KENTUCKY PERSONAL INJURY DEMAND LETTER

Before you use this: KRS 413.140(1)(a) generally gives one year from accrual for an action for injury to the plaintiff's person. A different claim, including a motor-vehicle or wrongful-death claim, may have a different filing rule. Determine the applicable deadline separately. Sending this letter does not extend a filing deadline.

Date: [__/__/____]

Via: ☐ Email ☐ U.S. mail ☐ Certified mail ☐ Other: [________________________________]

To: [ADJUSTER, INSURER, PERSON, OR BUSINESS NAME]

Address / email: [________________________________]

From: [CLAIMANT OR COUNSEL NAME]

Address / email / telephone: [________________________________]

Re: Injury claim of [CLAIMANT NAME]; incident on [__/__/____] at [LOCATION]

Claim number, if any: [________________________________]

Dear [NAME]:

I represent [CLAIMANT NAME] regarding injuries from the incident identified above. [If the claimant sends this letter personally, replace the preceding sentence with: I write about my injuries from the incident identified above.]

Incident and responsibility

On [__/__/____] at [TIME], [describe where the claimant was and what happened in chronological order: ________________________________________________].

[Describe the recipient's or insured person's specific acts or omissions and the available evidence supporting responsibility: ________________________________________________].

Witnesses, photographs, incident reports, video, or other supporting material include [________________________________]. If you dispute any material fact or identify another potentially responsible person, please explain and provide the evidence you rely on.

Injury, treatment, and loss

The incident caused [describe documented injuries and their connection to the event: ________________________________________________]. Treatment received and current status: [________________________________].

Total documented economic loss to date: $[____________].

[Describe how the injury affected work, daily activities, and recovery, using facts specific to this claimant: ________________________________________________].

Settlement proposal

To resolve the claims arising from this incident, [CLAIMANT NAME] offers to settle for $[____________], subject to a mutually agreed written release identifying the claims and persons released. This amount reflects the facts and losses stated above. The offer is open until [__/__/____] at [TIME AND TIME ZONE], unless extended in writing.

Please send a written response to [ADDRESS OR EMAIL] by that date. If you need a particular record to evaluate the claim, identify it promptly and explain the request. If you dispute coverage, responsibility, causation, or an amount, state your position and the facts or policy terms on which it rests.

This proposal does not waive any claim or defense, and no claim is released unless the parties execute a final written settlement agreement. Please preserve relevant photographs, video, reports, communications, and other evidence concerning the incident and claim.

Sincerely,

Signature: ________________________________________

Printed name: [________________________________]

Role: ☐ Claimant ☐ Counsel for claimant (Kentucky Bar No. [____________])

Attachments: [List itemized bills, treatment records, wage records, photographs, reports, and other enclosed documents: ________________________________________________]