Maine Personal Injury Demand Letter
MAINE PERSONAL INJURY DEMAND LETTER
Date: [__/__/____]
From: [LAW FIRM / CLAIMANT NAME, ADDRESS, EMAIL, PHONE]
To: [CLAIMS REPRESENTATIVE OR OTHER RECIPIENT, ADDRESS]
Delivery method: [CERTIFIED MAIL / EMAIL / OTHER]
Re: Claimant [NAME]; injured person [NAME]; incident [DATE AND LOCATION]; insured or responsible person [NAME]; claim number [NUMBER]
Dear [NAME]:
I represent [CLAIMANT NAME] concerning injuries from the incident identified above. I request settlement of the claim described in this letter. Please direct communications about this claim to [CONTACT].
Incident and responsibility
On [DATE] at [LOCATION], [DESCRIBE WHAT HAPPENED, THE PEOPLE INVOLVED, AND THE CONDUCT ATTRIBUTED TO THE RESPONSIBLE PERSON]. The supporting evidence is [REPORTS, PHOTOGRAPHS, WITNESSES, RECORDS]. The claimed basis for responsibility is [FACTS SUPPORTING DUTY, BREACH, CAUSATION, AND LOSS].
If comparative fault is disputed, the claimant's account is [FACTS AND EVIDENCE]. Under 14 M.R.S. § 156, a claimant found equally at fault may not recover; otherwise the jury's reduction, if any, is recorded in dollars and cents as just and equitable. The claimant's position on any reduction here is [POSITION AND SUPPORT].
Injury and loss
[DESCRIBE DIAGNOSES, TREATMENT DATES, CURRENT CONDITION, PROGNOSIS, AND HOW THE INCIDENT CAUSED THE CLAIMED LOSS. IDENTIFY ANY DISPUTED PREEXISTING CONDITION OR GAP IN CARE.]
| Category | Supporting record or calculation | Amount claimed |
|---|---|---|
| Past medical expense | [PROVIDER, DATE, BILL OR PAYMENT RECORD] | $[AMOUNT] |
| Supported future medical expense | [PROVIDER OPINION OR COST BASIS] | $[AMOUNT] |
| Past income loss | [EMPLOYER AND PAY RECORD] | $[AMOUNT] |
| Supported future earning loss | [METHOD AND ASSUMPTIONS] | $[AMOUNT] |
| Property or other out-of-pocket loss | [ITEMS AND RECEIPTS] | $[AMOUNT] |
| Pain, impairment, or other supported noneconomic loss | [FACTS AND AMOUNT REQUESTED] | $[AMOUNT] |
| Total requested compensation | [RECONCILE OVERLAP AND PRIOR PAYMENTS] | $[AMOUNT] |
[IDENTIFY ANY SEPARATE CLAIMANT OR DERIVATIVE CLAIM AND THAT PERSON'S AUTHORITY OR SIGNATURE. OMIT IF NONE.]
Enclosures: [ITEMIZED BILLS, RECORDS, PHOTOGRAPHS, WAGE MATERIAL, REPORTS, AND OTHER ITEMS ACTUALLY ENCLOSED]. Sensitive records should be sent through [SECURE METHOD].
Demand and response
The claimant offers to resolve the identified claim for $[AMOUNT], subject to a written settlement agreement that states the released parties and claims, payment deadline, treatment of documented payer claims, and dismissal of any pending action. This offer remains open through [DATE AND TIME, TIME ZONE], unless withdrawn earlier in writing. Please respond by [METHOD AND ADDRESS]. If more information is needed, identify the specific item promptly.
The claimant reserves any recoverable prejudgment interest under 14 M.R.S. § 1602-B. Section 1602-B(5) ties precomplaint accrual to a notice of claim that states the cause of action under oath and is served on the defendant personally or by registered or certified mail. This ordinary demand to a claims representative should not be treated as satisfying those requirements unless a separate qualifying notice is actually made and served. If no qualifying notice is given, the statute starts accrual when the complaint is filed. Counsel should calculate any interest under the rate and other conditions applicable to the actual accrual date; the ordinary civil-action rate in § 1602-B(3) is the one-year U.S. Treasury bill rate plus 3%.
The general six-year period in 14 M.R.S. § 752 applies only when another law does not specially provide a different period. This offer does not extend or toll any filing deadline. The applicable claim-specific deadline is [DATE AND BASIS CONFIRMED BY COUNSEL].
Sincerely,
[ATTORNEY OR CLAIMANT NAME]
[CAPACITY AND BAR NUMBER, IF APPLICABLE]
[ADDRESS, EMAIL, PHONE]
Sources and references
About this template
- Last updated
- October 18, 2026
- Citations checked
- October 23, 2026
- Jurisdiction
- Maine
- Category
- Personal Injury
Legal authority
- 14 M.R.S. § 156 (comparative negligence)
- 14 M.R.S. § 752 (general six-year limitations period, subject to specific exceptions)
- 14 M.R.S. § 1602-B (prejudgment interest and notice of claim)
Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on October 23, 2026.
14 M.R.S. § 156 (checked October 23, 2026): "If such claimant is found by the jury to be equally at fault, the claimant may not recover."
14 M.R.S. § 156 (damage reduction) (checked October 23, 2026): "the court shall instruct the jury to find and record the total damages that would have been recoverable if the claimant had not been at fault, and further instruct the jury to reduce the total damages by dollars and cents, and not by percentage"
14 M.R.S. § 752 (checked October 23, 2026): "All civil actions shall be commenced within 6 years after the cause of action accrues and not afterwards, except actions on a judgment or decree of any court of record of the United States, or of any state, or of a justice of the peace in this State, and except as otherwise specially provided."
14 M.R.S. § 1602-B(3) (checked October 23, 2026): "In civil actions other than those set forth in subsections 1 and 2, prejudgment interest is allowed at the one-year United States Treasury bill rate plus 3%."
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