New Jersey Home Improvement Contract
New Jersey Home Improvement Contract
Contract date: [__/__/____] Project address: [STREET, CITY, NEW JERSEY ZIP]
Owner: [FULL NAME], [MAILING ADDRESS], [PHONE], [EMAIL].
Contractor business: [LEGAL NAME], [BUSINESS ADDRESS], [PHONE]. New Jersey business registration number: [NUMBER].
Individual contractor who will provide services: [LEGAL NAME AND BUSINESS ADDRESS]. Individual license number, if currently required and issued: [NUMBER / EXPLAIN STATUS].
Sales representative or agent who solicited or negotiated this agreement: [LEGAL NAME AND BUSINESS ADDRESS / NONE].
Other general contractor or person responsible for performance, if any: [LEGAL NAME AND ADDRESS / NONE]. Contractor shall not sell or assign this contract without Owner's written consent.
Owner engages Contractor to perform the work in Exhibit A at the project address. This agreement, Exhibit A, the attached insurance certificate, and any later written change order signed by all parties are the entire project agreement.
1. Work and materials
Contractor shall perform the tasks and furnish the principal products and materials described in Exhibit A. Exhibit A states, where applicable, each product's name, make, model, model year, size, and capacity and each principal material's type, grade, quality, size, or quantity. Represented or Owner-selected products shall be identified there. Contractor shall not substitute a principal product or material without Owner's written agreement.
Work excluded from the price: [SPECIFIC EXCLUSIONS / NONE]. Site access hours: [DAYS AND HOURS]. Owner selections and dates due: [DETAILS / NONE].
Permits and inspections: [CONTRACTOR / OWNER] will obtain [IDENTIFY PERMITS]. Contractor shall not begin work until the required permits have issued. Contractor shall furnish Owner copies of required midpoint and final inspection certificates when construction is complete and before requesting final payment or Owner's completion signature.
2. Start and completion
Work will begin on or within: [DATE OR DEFINITE PERIOD]. Work will be completed by or within: [DATE OR DEFINITE PERIOD]. Contractor shall notify Owner promptly in writing of a material delay and its cause. A change to either period must be in a written change order signed by all parties.
3. Price and payment
Total price, including all finance charges: $[AMOUNT]. Finance charges included in that total: $[AMOUNT / ZERO]. Payment method: [METHOD].
☐ Fixed price. ☐ Time and materials: labor at $[RATE] per hour, materials at [EXACT PRICING METHOD], with [OTHER PRICE TERMS AND CAP / NONE]. The estimated or maximum total, as applicable, is $[AMOUNT]; identify which: [ESTIMATE / CAP].
| Payment | Amount | Due after |
|---|---|---|
| Deposit | $[AMOUNT / ZERO] | [SIGNING / OTHER EVENT] |
| Progress payment | $[AMOUNT / ZERO] | [SPECIFIC COMPLETED WORK] |
| Progress payment | $[AMOUNT / ZERO] | [SPECIFIC COMPLETED WORK] |
| Final payment | $[AMOUNT] | [COMPLETION AND REQUIRED INSPECTION CERTIFICATES] |
Any mortgage or security interest connected with this work or its financing: [DESCRIBE PROPERTY, SECURITY DOCUMENT, AND TERMS / NONE]. If financing or a promissory note is used, attach its complete terms and any separate disclosures that apply; this agreement does not itself create a mortgage or security interest.
4. Warranties and changes
Contractor's labor or service warranty: [EXACT COVERAGE, DURATION, REMEDY, AND EXCLUSIONS / NONE OFFERED]. Product or material warranties: [IDENTIFY EACH WRITTEN WARRANTY AND ATTACH IT / NONE OFFERED]. Contractor shall furnish Owner the written warranties made in connection with this work at bid and contract signing, except a separate manufacturer's warranty may be furnished when its product is installed.
Any change to the work, material, price, financing, or time must be written and signed by Owner and Contractor before changed work is performed. The change order shall identify the changed task and material, the added or reduced price, the revised total, and the revised start or completion date. Oral instructions do not amend this agreement.
Notices under this agreement: Owner at [ADDRESS]; Contractor business at [ADDRESS]. New Jersey law governs this agreement, subject to mandatory consumer protections.
5. Notice to consumer and cancellation
Print the following notice in at least 10-point bold-faced type in the signed copy. Fill in the contractor business contact details.
NOTICE TO CONSUMER
YOU MAY CANCEL THIS CONTRACT AT ANY TIME BEFORE MIDNIGHT OF THE THIRD BUSINESS DAY AFTER RECEIVING A COPY OF THIS CONTRACT. IF YOU WISH TO CANCEL THIS CONTRACT, YOU MUST EITHER:
1. SEND A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION BY REGISTERED OR CERTIFIED MAIL, RETURN RECEIPT REQUESTED; OR
2. PERSONALLY DELIVER A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION TO:
[NAME OF CONTRACTOR BUSINESS]
[ADDRESS OF CONTRACTOR BUSINESS]
[PHONE NUMBER OF CONTRACTOR BUSINESS]
If you cancel this contract within the three-day period, you are entitled to a full refund of your money. Refunds must be made within 30 days of the contractor business's receipt of the cancellation notice.
Contractor business address for cancellation: [STREET, CITY, STATE, ZIP]. Phone: [NUMBER].
6. Signatures and delivery
The parties have read this agreement and its attachments. Contractor shall give Owner a complete signed copy. Signed copy delivered to Owner on: [__/__/____] By: [PERSON AND METHOD].
Owner signature: __________________________ Date: [__/__/____]
Contractor business authorized signature: __________________________ Date: [__/__/____]
Signer name and title: [NAME AND TITLE]
Individual contractor signature, if separately required: __________________________ Date: [__/__/____]
Exhibit A — Work and principal materials
| Area and work | Product name, make, model, size, capacity, and model year, if applicable | Material type, grade, quality, size, and quantity | Included price / allowance |
|---|---|---|---|
| [AREA AND TASK] | [DETAILS / NOT APPLICABLE] | [DETAILS / NOT APPLICABLE] | $[AMOUNT] |
| [AREA AND TASK] | [DETAILS / NOT APPLICABLE] | [DETAILS / NOT APPLICABLE] | $[AMOUNT] |
Plans or specifications incorporated by title and date: [LIST / NONE]. Owner selections specifically represented or requested: [DETAILS / NONE].
Contractor business commercial general liability insurance certificate attached: ☐ Yes. Insurer telephone number: [NUMBER].
Owner initials for Exhibit A and attachments: [____] Contractor initials: [____]
Sources and References
About this template
- Last updated
- October 24, 2026
- Citations checked
- October 24, 2026
- Jurisdiction
- New Jersey
- Category
- Contracts & Agreements
Legal authority
- N.J.S.A. 56:8-151(a)
- N.J.A.C. 13:45A-16.2(a)(10)-(13)
- N.J.A.C. 13:45A-17.13
A contract is a written record of what two or more parties agreed to and what happens if someone does not follow through. Clear language, defined terms, and clean signature blocks keep disputes small and enforceable. The most common mistakes in contracts come from vague promises, missing details about timing or payment, and skipping standard protective clauses like governing law and dispute resolution.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on October 24, 2026.
N.J.S.A. 56:8-151(a) (checked October 24, 2026): "Every home improvement contract for a purchase price in excess of $500, and all changes in the terms and conditions of the contract, shall be in writing."
N.J.S.A. 56:8-151(a)(1), P.L. 2023, c. 237, § 39 (checked October 24, 2026): "The legal name, business address, and registration number of the contractor business, any contractor who will provide home improvement services, and the license number of the contractor licensed pursuant to P.L.2023, c.237"
N.J.S.A. 56:8-151(a)(2)-(3), P.L. 2023, c. 237, § 39 (checked October 24, 2026): "A copy of the certificate of commercial general liability insurance required of a contractor business pursuant to section 7 of P.L.2004, c.16 (C.56:8-142) and the telephone number of the insurance company issuing the certificate"
N.J.S.A. 56:8-151(b), P.L. 2023, c. 237, § 39 (checked October 24, 2026): "a home improvement contract may be cancelled by a consumer for any reason at any time before midnight of the third business day after the consumer receives a copy of it"
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