Iowa Door-to-Door Residential Home Improvement Contract with Cancellation Notices

Iowa Contracts & Agreements Updated November 3, 2026 Free Word and PDF

IOWA DOOR-TO-DOOR RESIDENTIAL HOME IMPROVEMENT CONTRACT

Before you use this: Use this English-language form only for a covered Iowa door-to-door sale of residential improvement services under Iowa Code § 555A.1(3). That definition has exceptions: check the place and manner of sale, price, and any exception before using it. The contract and notices must be in the language principally used in the oral sales presentation. Complete both detachable Iowa cancellation notices with the transaction date, Seller's business name and address, and the deadline date; calculate the third Iowa business day by excluding Saturdays, Sundays, and public holidays, including those observed on Mondays. Give both notices to Buyer when Buyer signs, and tell Buyer orally about the cancellation right. Print the cancellation statement and both notices in boldface type of at least 10 points. If the sale also falls under the federal Cooling-Off Rule, attach the Federal Home Improvement Cancellation Addendum with its separate federal notice copies. Federal business days include Saturdays unless they are federal holidays; calculate its deadline separately. For catastrophe-related exterior work, also check the separate Iowa catastrophe contract. When Contractor uses subcontractors, give the owner lien notice below in at least 10-point bold type and separately post a notice of commencement to the registry.

Contract date: [__/__/____]

Owner / Buyer: [FULL LEGAL NAME], [MAILING ADDRESS], [PHONE], [EMAIL]

Contractor: [LEGAL BUSINESS NAME], [BUSINESS ADDRESS], [PHONE], [EMAIL]

Property: [STREET ADDRESS, CITY, COUNTY, IOWA ZIP]

Contractor registration or license number, if applicable: [NUMBER / NOT APPLICABLE]

1. Work and materials

Contractor will perform the work described in signed Exhibit A at the property. Exhibit A identifies the work areas, measurements, materials, brands or performance specifications, demolition, disposal, exclusions, and any owner-supplied items. It is part of this contract.

Start date or condition: [DATE / CONDITION]. Target completion: [DATE / EVENT].

Permits and inspections: [IDENTIFY EACH PERMIT, WHO OBTAINS IT, WHO PAYS, AND WHO ARRANGES INSPECTIONS].

Site access and protection: [ACCESS HOURS; STORAGE; UTILITIES; PROTECTION OF OCCUPIED AREAS; CLEANUP].

Contractor will tell Owner promptly about a material delay and its expected effect. A changed scope, price, material, or completion date requires a written change order signed by both parties before the changed work begins, except work the parties separately authorize in writing for an emergency.

2. Price and payment

Item Amount
Labor $[AMOUNT]
Materials $[AMOUNT]
Permits and other specified charges $[AMOUNT]
Total contract price $[AMOUNT]

Deposit: $[AMOUNT / ZERO], due [DATE OR EVENT].

Progress payments: [AMOUNT AND COMPLETED WORK MILESTONE FOR EACH / NONE].

Final payment: $[AMOUNT], due [COMPLETION, INSPECTION, AND DELIVERY CONDITIONS].

Contractor will give Owner an itemized invoice for each payment. Any allowance, tax, or variable charge must be described here or in signed Exhibit A: [DETAILS / NONE]. No oral estimate changes the signed price.

3. Completion and warranty

The parties will inspect the work at completion and record unfinished or disputed items in a written list. Contractor will respond with a proposed correction schedule. Owner's signature on a completion record confirms only the observations stated there.

Contractor's written labor warranty: [COVERAGE, TERM, REMEDY, EXCLUSIONS / NONE OFFERED].

Manufacturer warranties to be delivered: [IDENTIFY / NONE].

4. Residential owner notice about possible liens

This notice applies when Contractor has contracted or will contract with a subcontractor to provide labor or materials for this residential property. Give Owner this notice in boldface type of at least 10 points.

Persons or companies furnishing labor or materials for the improvement of real property may enforce a lien upon the improved property if they are not paid for their contributions, even if the parties have no direct contractual relationship with the owner. The mechanics’ notice and lien registry provides a listing of all persons or companies furnishing labor or materials who have posted a lien or who may post a lien upon the improved property.

Mechanic's Notice and Lien Registry: sos.iowa.gov/MNLR; toll-free telephone 1-888-767-8683.

Notice delivered to Owner on: [__/__/____] by [METHOD]; Owner acknowledgment of receipt: [SIGNATURE] [DATE]. This acknowledgment records delivery and does not release any right or claim.

Notice of commencement record: [POSTED ON DATE; MNLR NUMBER / NOT YET POSTED / NOT APPLICABLE]. Iowa Code § 572.13A(1) requires a general contractor or owner-builder who has or will have a subcontractor to post a notice of commencement to the registry no later than ten days after work begins. The posting must be completed through the registry; this field is only a record.

5. Door-to-door cancellation and signatures

A notice about this contract goes to the mailing address or email each party stated above, subject to the cancellation method in the two attached notices. The following attached exhibits are part of this contract: [EXHIBIT A SCOPE], [CHANGE ORDERS, IF ANY], [TWO COMPLETED DETACHABLE CANCELLATION NOTICES], [OTHER].

The parties agree to the completed terms and attached exhibits. Contractor has explained Buyer's cancellation right orally. Buyer acknowledges receipt of a completed copy of this contract and two completed detachable cancellation notices. This acknowledgment does not waive the right to cancel.

You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction. See the attached notice of cancellation form for an explanation of this right.

Buyer / Owner signature: __________________________ Date: [__/__/____]

Contractor authorized signature: __________________________ Date: [__/__/____]

Contractor signer name and title: [NAME, TITLE]

Copy of signed contract and exhibits delivered to Owner: [DATE AND METHOD]

Detachable cancellation notice — buyer copy 1

NOTICE OF CANCELLATION

Transaction date: [__/__/____]

You may cancel this transaction, without any penalty or obligation, within three business days from the above date.

If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within ten business days following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be canceled.

If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale; or you may if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk.

If you do not agree to return the goods to the seller or if the seller does not pick them up within twenty days of the date of your notice of cancellation, you may retain or dispose of the goods without any further obligation.

To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice or any other written notice, or send a telegram, to [SELLER LEGAL NAME] at [SELLER BUSINESS ADDRESS] not later than midnight of [CANCELLATION DEADLINE DATE].

I hereby cancel this transaction.

Date of cancellation: [__/__/____] Buyer signature: __________________________

Detachable cancellation notice — buyer copy 2

NOTICE OF CANCELLATION

Transaction date: [__/__/____]

You may cancel this transaction, without any penalty or obligation, within three business days from the above date.

If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within ten business days following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be canceled.

If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale; or you may if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk.

If you do not agree to return the goods to the seller or if the seller does not pick them up within twenty days of the date of your notice of cancellation, you may retain or dispose of the goods without any further obligation.

To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice or any other written notice, or send a telegram, to [SELLER LEGAL NAME] at [SELLER BUSINESS ADDRESS] not later than midnight of [CANCELLATION DEADLINE DATE].

I hereby cancel this transaction.

Date of cancellation: [__/__/____] Buyer signature: __________________________

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About this template

Last updated
November 3, 2026
Citations checked
November 3, 2026
Jurisdiction
Iowa
Category
Contracts & Agreements

Legal authority

  • 16 C.F.R. § 429.0(f)
  • 16 C.F.R. § 429.1(b)
  • 16 C.F.R. § 429.2(b)
  • Iowa Code § 555A.1(1)
  • Iowa Code § 555A.1(3)(a)
  • Iowa Code § 555A.2
  • Iowa Code § 555A.3
  • Iowa Code § 555A.4(1)
  • Iowa Code § 555A.4(3)
  • Iowa Code § 572.1(10)
  • Iowa Code § 572.13
  • Iowa Code § 572.13A(1)

A contract is a written record of what two or more parties agreed to and what happens if someone does not follow through. Clear language, defined terms, and clean signature blocks keep disputes small and enforceable. The most common mistakes in contracts come from vague promises, missing details about timing or payment, and skipping standard protective clauses like governing law and dispute resolution.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

A reviewer verified this template's legal citations against the official source on November 3, 2026.

16 C.F.R. § 429.0(f) (checked November 3, 2026): "Any calendar day except Sunday or any federal holiday"

16 C.F.R. § 429.1(b) (checked November 3, 2026): "a completed form in duplicate, captioned either “NOTICE OF RIGHT TO CANCEL” or “NOTICE OF CANCELLATION”"

16 C.F.R. § 429.2(b) (checked November 3, 2026): "This part will not be construed to annul, or exempt any seller from complying with, the laws of any State"

Iowa Code § 555A.1(3)(a) (checked November 3, 2026): "“Door-to-door sale” means a sale, lease, or rental of consumer goods or services with a purchase price of twenty-five dollars or more"

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