DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF MISSOURI
[FIRM NAME]
[Street Address]
[City, Missouri ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
I. MISSOURI-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under Mo. Rev. Stat. Section 516.120, the statute of limitations for personal injury is five (5) years.
B. Pure Comparative Negligence
Missouri follows pure comparative negligence under Mo. Rev. Stat. Section 537.765. Plaintiff may recover even if more at fault than defendant.
C. No Damage Caps
Missouri does not cap compensatory damages in auto accident personal injury cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Missouri Bar No. [Number]
MISSOURI PRACTICE NOTES
☐ 5-Year SOL: Generous statute of limitations
☐ Pure Comparative Negligence: Recovery allowed regardless of fault percentage
☐ No Damage Caps: Full compensation available
☐ Punitive Damages: No statutory cap; substantial verdicts possible
☐ Direct Action: Not permitted; must sue tortfeasor