DEMAND FOR SETTLEMENT - MOTOR VEHICLE COLLISION
STATE OF MAINE
[FIRM NAME]
[Street Address]
[City, Maine ZIP]
Telephone: [Phone]
DATE: [Date]
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[Adjuster Name]
[Insurance Company Name]
[Street Address]
[City, State ZIP]
RE: SETTLEMENT DEMAND
Our Client: [Client Full Name]
Date of Loss: [Date of Accident]
Your Insured: [At-Fault Driver Name]
Claim Number: [Claim Number]
I. MAINE-SPECIFIC LEGAL FRAMEWORK
A. Statute of Limitations
Under 14 M.R.S. Section 752, the statute of limitations for personal injury is SIX (6) YEARS - one of the longest in the nation.
B. Modified Comparative Negligence (50% Bar)
Maine follows modified comparative negligence under 14 M.R.S. Section 156. Plaintiff barred if equally or more at fault than combined fault of defendants.
C. No Damage Caps
Maine does not cap compensatory damages in personal injury cases.
II. STATEMENT OF FACTS
[Describe collision]
III. DAMAGES
| Category | Amount |
|---|---|
| Medical Expenses | $[Amount] |
| Lost Wages | $[Amount] |
| Pain and Suffering | $[Amount] |
| TOTAL | $[Amount] |
IV. SETTLEMENT DEMAND
$[DEMAND AMOUNT]
Open for thirty (30) days until [Date].
Respectfully submitted,
[FIRM NAME]
By: _________________________________
[Attorney Name]
Maine Bar No. [Number]
MAINE PRACTICE NOTES
☐ 6-Year SOL: Maine has longest personal injury SOL
☐ 50% Bar Rule: Barred if equal to or greater than 50% at fault
☐ No Damage Caps: Full compensation available
☐ Joint Liability: Modified under 14 M.R.S. Section 156
☐ UM/UIM: Mandatory coverage requirements