South Dakota: Power of Attorney Requirements
The short answer
South Dakota requires a financial power of attorney to be signed by the principal, or by another individual in the principal's conscious presence and at the principal's direction, and every signature must be acknowledged before a notary — notarization is mandatory, not optional. No witnesses are required. Unlike most states, South Dakota is NOT durable by default: the document must contain specific words saying the agent's authority survives the principal's later disability, or it ends at incapacity like an ordinary power of attorney.
| Governing law | Uniform Power of Attorney Act, S.D. Codified Laws ch. 59-12 (§§ 59-12-1 to -43), enacted 2020 (SL 2020, ch. 214), based on the national UPOAA; applies to a power of attorney executed in South Dakota on or after July 1, 2020 (§ 59-12-5(1)) |
|---|---|
| Who must sign | Principal, or in the principal's conscious presence by another individual directed by the principal to sign the principal's name (§ 59-12-4) |
| Notarization | Mandatory, not merely a presumption aid: 'Any signature under this section shall be acknowledged before a notary public or other individual authorized by law to take acknowledgments' (§ 59-12-4) |
| Witnesses | None required by statute |
| Statutory form | Yes — optional South Dakota Statutory Form Power of Attorney at § 59-12-41, with companion optional Agent's Certification (§ 59-12-42) and Revocation (§ 59-12-43) forms |
| Durable by default? | No. South Dakota kept the older opt-in model instead of the modern default-durable rule: the document must contain words such as 'This power of attorney shall not be affected by disability of the principal' or similar language for the agent's authority to survive the principal's later incapacity (§ 59-12-3); without it, incapacity ends the power like an ordinary, non-durable one |
| Springing POA allowed? | Yes (§ 59-12-8(1)). The principal may name one or more persons to certify in writing that a triggering event occurred; for an incapacity trigger with no one named, or the named person unable or unwilling, a physician or licensed psychologist (or, for the missing/detained/abroad definition of incapacity, an attorney at law, judge, or government official) makes the determination (§ 59-12-8(3)) |
| Real estate extras | No mandatory recording requirement for validity. A power of attorney may be recorded with the register of deeds, and if so, must meet the same general document-formatting rules as any other recorded real estate instrument (§§ 43-28-23, 7-9-1, cross-referenced at § 59-12-41) |
| Out-of-state POAs | Yes. A power of attorney executed outside South Dakota is valid here if its execution complied with the law of the jurisdiction that governs its meaning and effect, or with the federal military power-of-attorney statute (§ 59-12-5(3)) |
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The short answer
South Dakota adopted the Uniform Power of Attorney Act effective July 1,
2020, codified at S.D. Codified Laws chapter 59-12. Under § 59-12-4, a
financial power of attorney "shall be signed by the principal or in the
principal's conscious presence by another individual directed by the
principal to sign the principal's name," and "any signature under this
section shall be acknowledged before a notary public or other individual
authorized by law to take acknowledgments" — notarization is mandatory, not
a mere presumption booster. No witnesses are required. Unlike most UPOAA
states, South Dakota did not adopt default durability: a power of attorney
survives the principal's later incapacity only if the document contains
words like "This power of attorney shall not be affected by disability of
the principal" (§ 59-12-3).
Requirements one by one
Governing law
Financial powers of attorney are governed by the Uniform Power of Attorney
Act, SDCL chapter 59-12, enacted by 2020 S.D. Sess. Laws ch. 214 and
applicable to powers of attorney executed in South Dakota on or after July
1, 2020 (§ 59-12-5(1)). One executed before that date remains valid if it
complied with the law in effect at the time (§ 59-12-5(2)). The chapter
excludes health care decisions, powers coupled with a creditor's interest,
and a few other narrow categories (§ 59-12-2).
Who must sign
The principal signs the power of attorney. If the principal cannot sign,
another individual may sign the principal's name instead, but only "in the
principal's conscious presence" and at the principal's direction
(§ 59-12-4).
Notarization
Mandatory. Section 59-12-4 doesn't offer South Dakota's usual UPOAA-style
presumption-only option: "any signature under this section shall be
acknowledged before a notary public or other individual authorized by law to
take acknowledgments." Skipping notarization means the signature
requirement itself isn't satisfied.
Witnesses
None required by statute. Section 59-12-4 — South Dakota's execution
provision for a financial power of attorney — imposes no witness
requirement.
Statutory form
Yes, but optional. South Dakota publishes a fill-in-the-blank "Statutory
Form Power of Attorney" at § 59-12-41, with companion optional Agent's
Certification (§ 59-12-42) and Revocation (§ 59-12-43) forms. Any document
that satisfies § 59-12-4 is valid without using them.
Durable by default?
No — this is South Dakota's biggest departure from the modern UPOAA pattern.
Rather than making a power of attorney durable unless it says otherwise,
§ 59-12-3 requires the document to contain words showing the principal's
intent that the agent's authority survive incapacity — "This power of
attorney shall not be affected by disability of the principal," "This power
of attorney shall become effective upon the disability of the principal," or
similar language. Leave that language out, and the power of attorney ends
when the principal becomes incapacitated, just like an ordinary,
non-durable one.
Springing POA allowed?
Yes. A power of attorney "is effective when executed unless the principal
provides ... that it becomes effective at a future date or upon the
occurrence of a future event or contingency" (§ 59-12-8(1)) — typically
incapacity. The principal may name one or more people to determine in
writing that the event occurred (§ 59-12-8(2)). If no one is named, or the
named person is unwilling or unable to decide, a physician or licensed
psychologist makes the incapacity determination for the standard
"impairment" definition of incapacity, or an attorney at law, judge, or
appropriate government official makes it for the "missing, detained, or
outside the United States" definition (§ 59-12-8(3)).
Real estate extras
No mandatory recording requirement for validity. Section 59-12-41 notes that
"the provisions of §§ 43-28-23 and 7-9-1 apply to any power of attorney that
is to be recorded with the register of deeds" — meaning recording is
available, and if you choose it, the document must meet the same
general formatting rules (paper size, margins, a blank space for recording
information, a "prepared by" legend) that apply to any recorded real estate
instrument, not a special POA-specific rule.
Out-of-state POAs
Yes. A power of attorney "executed other than in this state is valid in
this state" if its execution complied with the law of the jurisdiction that
governs the power of attorney's meaning and effect, or with the federal
military power-of-attorney statute, 10 U.S.C. § 1044(b) (§ 59-12-5(3)).
What trips people up
- Durability isn't automatic here. Because South Dakota didn't adopt the
default-durable rule most UPOAA states use, a power of attorney copied
from another state's template — or one that simply omits the
survives-disability language — can silently stop working exactly when the
principal becomes incapacitated. - Notarization is a validity requirement, not an option. Unlike states
where an unnotarized signature is still valid (just less protected),
South Dakota's § 59-12-4 folds acknowledgment into the signing
requirement itself. - Recording is available, not required. Because §§ 43-28-23 and 7-9-1
only govern the format of a document that IS recorded, people sometimes
assume South Dakota mandates recording a real-estate power of attorney —
it doesn't; the rules simply apply if and when you choose to record.
Common questions
Do I need to get my South Dakota power of attorney notarized? Yes —
§ 59-12-4 requires every signature to be acknowledged before a notary public
or other person authorized to take acknowledgments; there's no unnotarized
option.
Does my South Dakota POA need witnesses? No. South Dakota's
financial-POA statute imposes no witness requirement.
Will an out-of-state power of attorney work in South Dakota? Yes, if it
was validly executed under the law that governs its meaning and effect —
usually the state named in the document, or the state of execution — under
§ 59-12-5(3).
Can I make my POA effective only if I become incapacitated? Yes, that's
a springing power of attorney under § 59-12-8. Name someone in the document
to certify the incapacity in writing; otherwise a physician or licensed
psychologist (or, in narrower cases, an attorney, judge, or government
official) makes that call instead.
Statutes and sources
All quotations are from the Uniform Power of Attorney Act as codified in the
South Dakota Codified Laws, and from the general register-of-deeds recording
statutes, accessed 2026-07-04.
- SDCL 59-12-2 — "This chapter applies to all powers of attorney other
than: (1) A power to the extent it is coupled with an interest in the
subject of the power, including a power given to or for the benefit of a
creditor in connection with a credit transaction; (2) A power to make
health care decisions; (3) A proxy or other delegation to exercise voting
rights or management rights with respect to an entity; or (4) A power
created on a form prescribed by a government or governmental subdivision,
agency, or instrumentality for a governmental purpose."
View official text (sdlegislature.gov) - SDCL 59-12-3 — "If a principal designates another as the principal's
agent by a written power of attorney which contains the words 'This power
of attorney shall not be affected by disability of the principal,' or
'This power of attorney shall become effective upon the disability of the
principal,' or similar words showing the intent of the principal that the
authority conferred is exercisable notwithstanding the principal's
disability, the authority of the power of attorney is exercisable by the
agent ... notwithstanding any later disability or incapacity of the
principal ...."
View official text (sdlegislature.gov) - SDCL 59-12-4 — "A power of attorney shall be signed by the principal or
in the principal's conscious presence by another individual directed by
the principal to sign the principal's name on the power of attorney. Any
signature under this section shall be acknowledged before a notary public
or other individual authorized by law to take acknowledgments."
View official text (sdlegislature.gov) - SDCL 59-12-5 — "A power of attorney executed other than in this state
is valid in this state if, when the power of attorney was executed, the
execution complied with: (a) The law of the jurisdiction that determines
the meaning and effect of the power of attorney pursuant to § 59-12-6; or
(b) The requirements for a military power of attorney pursuant to 10
U.S.C. § 1044(b)."
View official text (sdlegislature.gov) - SDCL 59-12-8 — "A power of attorney is effective when executed unless
the principal provides in the power of attorney that it becomes effective
at a future date or upon the occurrence of a future event or contingency."
View official text (sdlegislature.gov) - SDCL 59-12-41 — "A document substantially in the following form may be
used to create a statutory form power of attorney that has the meaning and
effect prescribed by this chapter. The provisions of §§ 43-28-23 and 7-9-1
apply to any power of attorney that is to be recorded with the register of
deeds."
View official text (sdlegislature.gov) - SDCL 43-28-23 — "Any real estate document recorded with the register
of deeds, except for plats, shall: (1) Consist of one or more individual
sheets measuring no larger than 8.5 inches by 14 inches and no smaller
than 8.5 inches by 11 inches ...."
View official text (sdlegislature.gov) - SDCL 7-9-1 — "The register of deeds shall keep full and true records in
proper books, of all deeds, mortgages, and other instruments authorized by
law to be recorded in the register of deeds' office ...."
View official text (sdlegislature.gov)
Source links
Every statute quoted above, linked, with the date we checked it.