DEMAND REGARDING UNFAIR OR DECEPTIVE ACTS
To: [Business Name/Address]
From: [Consumer/Attorney]
Date: [DATE]
Subject: Violations of New York consumer protection laws (e.g., GBL 349/350, as applicable)
1. FACTS
- Transaction: [Product/Service, dates, amounts].
- Misrepresentation/omission/unfair practice: [Describe specific statements/actions and why misleading/unfair].
- Harm: [Monetary loss, time, credit harm, other].
2. LEGAL BASIS
- The conduct constitutes unfair/deceptive acts under New York consumer protection law because [link facts to elements].
3. DEMAND FOR RELIEF
- Refund/credit of [$], correction of [billing/credit], cessation of [practice], and reimbursement of consequential damages [if applicable].
- Attorneys’ fees and statutory remedies reserved as permitted by [statute].
4. DEADLINE
- Provide written confirmation of compliance within [X] days (statutory cure period if applicable). Time is of the essence.
5. PRESERVATION AND NOTICE
- Preserve all records related to this transaction. Failure to resolve may result in complaints to regulators and civil action.
Signed:
[Name/Attorney]
[Address/Email/Phone]
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