DEMAND REGARDING UNFAIR OR DECEPTIVE ACTS

To: [Business Name/Address]
From: [Consumer/Attorney]
Date: [DATE]
Subject: Violations of New York consumer protection laws (e.g., GBL 349/350, as applicable)

1. FACTS

• Transaction: [Product/Service, dates, amounts].
• Misrepresentation/omission/unfair practice: [Describe specific statements/actions and why misleading/unfair].
• Harm: [Monetary loss, time, credit harm, other].

2. LEGAL BASIS

• The conduct constitutes unfair/deceptive acts under New York consumer protection law because [link facts to elements].

3. DEMAND FOR RELIEF

• Refund/credit of [$], correction of [billing/credit], cessation of [practice], and reimbursement of consequential damages [if applicable].
• Attorneys’ fees and statutory remedies reserved as permitted by [statute].

4. DEADLINE

• Provide written confirmation of compliance within [X] days (statutory cure period if applicable). Time is of the essence.

5. PRESERVATION AND NOTICE

• Preserve all records related to this transaction. Failure to resolve may result in complaints to regulators and civil action.

Signed:
[Name/Attorney]
[Address/Email/Phone]