Motorcycle Accident Complaint - Minnesota
MOTORCYCLE ACCIDENT COMPLAINT — MINNESOTA
TABLE OF CONTENTS
- Caption
- Parties
- Jurisdiction and Venue
- General Factual Allegations
- No-Fault / Threshold Allegations
- Count I — Negligence (Against Defendant Driver)
- Count II — Negligence Per Se / Statutory Violation (Against Defendant Driver)
- Count III — Owner's Vicarious Liability / Negligent Entrustment (Against Defendant Owner)
- Damages
- Comparative Fault Allegations
- Prayer for Relief
- Demand for Jury Trial
- Acknowledgment, Verification, and Signature
- Certificate of Service
- Minnesota Practice Notes
- Sources and References
1. CAPTION
STATE OF MINNESOTA
DISTRICT COURT — [____] JUDICIAL DISTRICT
COUNTY OF [COUNTY] Case Type: Personal Injury
Court File No. [____________]
| Party | Role |
|---|---|
| [PLAINTIFF'S FULL LEGAL NAME], | Plaintiff |
| v. | |
| [DEFENDANT DRIVER'S FULL LEGAL NAME], and | Defendant |
| [DEFENDANT OWNER / EMPLOYER'S FULL LEGAL NAME], | Defendant |
COMPLAINT FOR DAMAGES (MOTORCYCLE COLLISION)
AND DEMAND FOR JURY TRIAL
Plaintiff, for the Complaint against the Defendants, states and alleges as follows:
2. PARTIES
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Plaintiff [PLAINTIFF NAME] ("Plaintiff") is an individual resident of [COUNTY] County, Minnesota, who at all material times was lawfully operating a motorcycle on the public roadways of this State.
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Defendant [DRIVER NAME] ("Driver Defendant") is, upon information and belief, an individual resident of [COUNTY/STATE] who, at all material times, operated the motor vehicle described below.
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Defendant [OWNER / EMPLOYER NAME] ("Owner Defendant") is [an individual resident of / a corporation or other entity with its principal place of business in] [COUNTY/STATE] and, at all material times, was the titled and/or registered owner of the vehicle operated by Driver Defendant, and/or employed Driver Defendant.
3. JURISDICTION AND VENUE
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This action arises under Minnesota common and statutory law for personal injuries sustained in a motor-vehicle collision occurring in [CITY], [COUNTY] County, Minnesota, on [__/__/____].
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This Court has subject-matter jurisdiction pursuant to Minn. Const. art. VI, § 3 and Minn. Stat. § 484.01.
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This Court has personal jurisdiction over the Defendants because they reside in, transact business in, and/or committed a tortious act within the State of Minnesota.
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Venue is proper in this county under Minn. Stat. § 542.09 because the Collision occurred in this county and/or one or more Defendants resides in this county.
4. GENERAL FACTUAL ALLEGATIONS
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On [__/__/____] at approximately [TIME], Plaintiff was lawfully operating a [YEAR / MAKE / MODEL] motorcycle traveling [northbound / southbound / etc.] on [ROADWAY] at or near its intersection with [CROSS STREET / LANDMARK], in [CITY], Minnesota (the "Collision").
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At the same time and place, Driver Defendant was operating a [YEAR / MAKE / MODEL] [passenger vehicle / pickup truck / SUV / commercial vehicle] — a "motor vehicle" within the meaning of Minn. Stat. § 65B.43, subd. 2 — owned by Owner Defendant.
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Traffic, lighting, roadway, and weather conditions were [describe — e.g., clear, dry, daylight], and Plaintiff's motorcycle headlamp was illuminated and operating as required by law.
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The Collision occurred when Driver Defendant [SELECT / DESCRIBE THE MANNER OF COLLISION — e.g., turned left across Plaintiff's path of travel; failed to yield the right-of-way at the intersection; changed lanes into the lane occupied by Plaintiff's motorcycle; followed Plaintiff's motorcycle too closely and struck it from the rear; pulled out from a stop sign, side street, or private drive into Plaintiff's path].
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Although Plaintiff's motorcycle was plainly visible and approaching with the right-of-way, Driver Defendant "looked but failed to see" Plaintiff's motorcycle, misjudged its speed and distance, and/or failed to keep a proper lookout for motorcyclists lawfully sharing the roadway.
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Plaintiff had the right-of-way and operated the motorcycle in a lawful, prudent, and careful manner at all material times.
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As a direct and proximate result of the Collision, Plaintiff was violently thrown from the motorcycle and sustained severe, painful, and permanent bodily injuries, including but not limited to [LIST INJURIES — e.g., orthopedic fractures, traumatic brain injury, spinal injury, internal injuries, road rash / degloving, and disfiguring scarring].
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Because a motorcyclist lacks the structural protection, occupant restraints, and crumple zones of an enclosed vehicle, the forces of the Collision caused Plaintiff to suffer injuries materially more severe than those typically sustained by occupants of passenger vehicles.
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Plaintiff received emergency care at [HOSPITAL / EMS PROVIDER] and has since undergone [SURGERIES / HOSPITALIZATION / REHABILITATION / ONGOING TREATMENT], and will require future medical care.
5. NO-FAULT / THRESHOLD ALLEGATIONS
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Under the Minnesota No-Fault Automobile Insurance Act, Minn. Stat. §§ 65B.41–65B.71, a motorcycle is excluded from the definition of "motor vehicle" (§ 65B.43, subd. 2). Plaintiff therefore did not automatically receive basic economic loss (PIP) benefits as a motorcyclist, except to the extent Plaintiff purchased optional motorcycle medical or economic-loss coverage; all available first-party benefits have been or are being pursued, and any applicable coordination of benefits will be resolved.
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To the extent the tort threshold of Minn. Stat. § 65B.51, subd. 3 applies to this action, Plaintiff satisfies it because Plaintiff has incurred reasonable medical expense benefits exceeding $4,000 (exclusive of diagnostic and rehabilitative items as provided in the statute) and/or has sustained permanent disfigurement, permanent injury, and/or disability for 60 days or more, thereby permitting recovery of damages for noneconomic detriment.
6. COUNT I — NEGLIGENCE (Against Defendant Driver)
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Plaintiff realleges and incorporates Paragraphs 1 through 18 as if fully set forth herein.
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Driver Defendant owed Plaintiff a duty to exercise reasonable care in the operation of a motor vehicle, to obey the Minnesota traffic laws, to keep a proper lookout for motorcyclists lawfully sharing the roadway, and to refrain from conduct endangering others.
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Driver Defendant breached that duty by, among other things:
- Failing to keep a proper and careful lookout for Plaintiff's plainly visible motorcycle;
- Failing to yield the right-of-way to Plaintiff's oncoming or approaching motorcycle;
- Turning left across the path of Plaintiff's oncoming motorcycle when it was unsafe to do so;
- Making an unsafe lane change into the lane occupied by Plaintiff's motorcycle;
- Following Plaintiff's motorcycle more closely than was reasonable and prudent;
- Misjudging the speed and distance of Plaintiff's approaching motorcycle;
- Operating the vehicle at a speed greater than was reasonable and prudent for conditions;
- Driving while distracted or inattentive; and
- Failing to maintain proper control of the vehicle.
- Each of the foregoing acts and omissions, separately and in combination, was a direct and proximate cause of the Collision and of Plaintiff's injuries and damages described below.
7. COUNT II — NEGLIGENCE PER SE / STATUTORY VIOLATION (Against Defendant Driver)
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Plaintiff realleges and incorporates Paragraphs 1 through 22 as if fully set forth herein.
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The Minnesota traffic laws impose specific statutory duties on Driver Defendant for the protection of persons lawfully using the roadway, including motorcyclists such as Plaintiff. These include, as applicable to the manner of the Collision:
- Minn. Stat. § 169.20, subd. 2 — a driver intending to turn left within an intersection or into an alley, private road, or driveway shall yield the right-of-way to a vehicle approaching from the opposite direction that is within the intersection or so close as to constitute an immediate hazard;
- Minn. Stat. § 169.20, subd. 1 — when two vehicles enter an uncontrolled intersection from different highways at approximately the same time, the driver on the left shall yield to the vehicle on the right;
- Minn. Stat. § 169.20, subd. 3 — a driver shall stop and yield as required at stop signs and through highways;
- Minn. Stat. § 169.18, subd. 8 — a driver shall not follow another vehicle more closely than is reasonable and prudent;
- Minn. Stat. § 169.19 — a driver shall not turn or change lanes unless and until the movement can be made with reasonable safety after giving an appropriate signal; and
- Minn. Stat. § 169.14 — a driver shall not drive at a speed greater than is reasonable and prudent under the conditions.
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Pursuant to Minn. Stat. § 169.96(b), Driver Defendant's violation of the foregoing traffic regulations is prima facie evidence of negligence. Plaintiff is within the class of persons the foregoing statutes were enacted to protect, and the Collision is the type of harm those statutes were designed to prevent.
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Driver Defendant violated [CITE THE SPECIFIC SECTION(S) APPLICABLE], and was cited for [TRAFFIC CITATION, IF ANY], which violation was a direct and proximate cause of Plaintiff's injuries and damages.
8. COUNT III — OWNER'S VICARIOUS LIABILITY / NEGLIGENT ENTRUSTMENT (Against Defendant Owner)
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Plaintiff realleges and incorporates Paragraphs 1 through 26 as if fully set forth herein.
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At the time of the Collision, the subject vehicle was being operated with the express or implied consent of Owner Defendant. Owner Defendant is therefore vicariously liable for the negligent operation of the vehicle pursuant to Minn. Stat. § 169.09, subd. 5a.
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In the alternative, Owner Defendant negligently entrusted the subject vehicle to Driver Defendant when Owner Defendant knew, or in the exercise of reasonable care should have known, that Driver Defendant was an incompetent, inexperienced, reckless, or otherwise unfit driver; and/or Driver Defendant was operating the vehicle as the agent, servant, or employee of Owner Defendant within the scope of that agency or employment, rendering Owner Defendant vicariously liable under respondeat superior.
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Owner Defendant's statutory and/or common-law liability was a direct and proximate cause of Plaintiff's injuries and damages.
9. DAMAGES
- As a direct and proximate result of Defendants' conduct, Plaintiff has suffered and seeks recovery of the following, past and future:
- Reasonable medical, hospital, surgical, rehabilitative, and pharmaceutical expenses, including future medical and life-care expenses;
- Wage loss and impairment of earning capacity;
- Pain, suffering, disability, and emotional distress;
- Permanent injury, impairment, and disfigurement, including scarring from road rash and surgical intervention;
- Loss of the enjoyment of life; and
- Property damage to the motorcycle, riding gear, helmet, and personal effects, including loss of use, to the extent recoverable.
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Plaintiff's damages exceed $50,000, exclusive of interest and costs, in an amount to be proven at trial. Any recovery shall be subject to the deduction of basic economic loss benefits paid or payable as provided in Minn. Stat. § 65B.51, subd. 1.
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Plaintiff reserves the right to move to amend the pleadings to seek punitive damages pursuant to Minn. Stat. §§ 549.191 and 549.20 upon a prima facie showing of deliberate disregard for the rights or safety of others (e.g., impaired driving or extreme recklessness).
10. COMPARATIVE FAULT ALLEGATIONS
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Plaintiff denies any comparative fault.
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In the alternative, and pursuant to Minnesota's comparative-fault statute, Minn. Stat. § 604.01, any fault attributable to Plaintiff was not greater than the fault of each person against whom recovery is sought and does not bar recovery against that person; any allowed damages shall be reduced in proportion to the fault attributable to Plaintiff.
11. PRAYER FOR RELIEF
WHEREFORE, Plaintiff respectfully requests that the Court enter judgment in favor of Plaintiff and against the Defendants, jointly and/or severally as the law allows, as follows:
- A. Awarding general and special damages in an amount in excess of $50,000, to be determined at trial;
- B. Awarding costs, disbursements, and pre-judgment and post-judgment interest as allowed by law;
- C. Awarding punitive damages upon proper amendment and proof; and
- D. Granting such other and further relief as the Court deems just and equitable.
12. DEMAND FOR JURY TRIAL
Plaintiff hereby demands a trial by jury on all issues so triable, pursuant to Minn. R. Civ. P. 38.
13. ACKNOWLEDGMENT, VERIFICATION, AND SIGNATURE
The undersigned attorney acknowledges, pursuant to Minn. Stat. § 549.211, that to the best of the undersigned's knowledge, information, and belief, formed after reasonable inquiry, this pleading is well-grounded in fact and warranted by existing law or a good-faith argument for the extension, modification, or reversal of existing law.
Respectfully submitted,
/s/ [________________________________]
[ATTORNEY NAME] (Atty. Reg. No. [________])
[LAW FIRM NAME]
Attorney for Plaintiff
[STREET ADDRESS]
[CITY, STATE ZIP]
Telephone: [___-___-____]
Email: [EMAIL]
Dated: [__/__/____]
VERIFICATION. I, [PLAINTIFF NAME], declare under penalty of perjury that I have read the foregoing Complaint and that its factual statements are true and correct to the best of my knowledge, information, and belief.
Date: [__/__/____] [________________________________]
[PLAINTIFF NAME], Plaintiff
14. CERTIFICATE OF SERVICE
I hereby certify that on [__/__/____], the foregoing COMPLAINT was served upon the Defendant(s) by [personal service of the Summons and Complaint under Minn. R. Civ. P. 4 / the Minnesota E-Filing System (eFS) upon counsel of record].
/s/ [________________________________]
[ATTORNEY NAME]
15. MINNESOTA PRACTICE NOTES
- Statute of limitations. A personal-injury action must be commenced within six years. Minn. Stat. § 541.05, subd. 1(5). (Note: Minnesota's six-year period is longer than the three-year period in many states; wrongful-death actions are governed by Minn. Stat. § 573.02.) Commencement occurs upon service under Minn. R. Civ. P. 3.01.
- Motorcycles and no-fault — the central issue. The No-Fault Act excludes motorcycles from "motor vehicle" (§ 65B.43, subd. 2). A motorcyclist therefore receives NO automatic basic economic loss (PIP) benefits unless the rider purchased optional motorcycle medical/economic-loss coverage. Riders typically rely on a combination of the at-fault motorist's liability coverage, any optional motorcycle medical coverage, UM/UIM coverage, and health insurance. Because the § 65B.51 tort threshold applies to actions "arising out of the operation, ownership, maintenance or use of a motor vehicle," its application to a motorcyclist's claim is fact-dependent — analyze it against the specific vehicles involved.
- Tort threshold (§ 65B.51, subd. 3). Where applicable, noneconomic damages require more than $4,000 in qualifying medical expense (excluding diagnostic and rehabilitative items per the statute), OR permanent disfigurement, permanent injury, death, or disability for 60 days or more. Plead the threshold (see ¶ 18).
- Comparative fault (person-specific comparison). Under Minn. Stat. § 604.01, the plaintiff may recover against a person if the plaintiff's fault is not greater than that person's fault; recovery is barred as to that person when the plaintiff's fault is greater, and allowed damages are otherwise reduced proportionally.
- Helmet law and "biker bias." Minnesota does NOT have a universal-helmet law. Under Minn. Stat. § 169.974, riders and passengers under 18, and instruction-permit holders, must wear DOT-approved protective headgear; eye protection is required for all riders. A helmet decision by an adult rider should not bar recovery, but anticipate a defense argument that helmet non-use bears on the head-injury component of damages and/or comparative fault; retain medical/biomechanical experts to separate crash causation from injury causation and address "biker bias" in voir dire.
- Owner vicarious liability. Minn. Stat. § 169.09, subd. 5a makes the owner liable for the negligent operation of the vehicle with the owner's express or implied consent.
- UM/UIM context. Motorcyclists are frequently struck by uninsured or underinsured drivers, and medical costs commonly exceed liability limits. Promptly identify and notify the rider's own UM/UIM carrier and any household policies, preserve those claims, and comply with consent-to-settle / subrogation procedures before resolving the liability claim.
16. SOURCES AND REFERENCES
- Minnesota Statutes — https://www.revisor.mn.gov/statutes/
- Minn. Stat. § 541.05 (limitations) — https://www.revisor.mn.gov/statutes/cite/541.05
- Minn. Stat. § 604.01 (comparative fault) — https://www.revisor.mn.gov/statutes/cite/604.01
- Minn. Stat. § 65B.43 (No-Fault definitions; motorcycle excluded) — https://www.revisor.mn.gov/statutes/cite/65B.43
- Minn. Stat. § 65B.51 (tort threshold) — https://www.revisor.mn.gov/statutes/cite/65B.51
- Minn. Stat. § 169.20 (right-of-way; left turn) — https://www.revisor.mn.gov/statutes/cite/169.20
- Minn. Stat. § 169.18 (following too closely) — https://www.revisor.mn.gov/statutes/cite/169.18
- Minn. Stat. § 169.96 (violation as prima facie evidence of negligence) — https://www.revisor.mn.gov/statutes/cite/169.96
- Minn. Stat. § 169.974 (motorcycle operation; headgear) — https://www.revisor.mn.gov/statutes/cite/169.974
- Minn. Stat. § 169.09 (owner liability) — https://www.revisor.mn.gov/statutes/cite/169.09
- Minnesota Rules of Civil Procedure (Rules 3, 4, 8, 38)
Disclaimer: This template is provided for informational purposes only and does not constitute legal advice. An attorney licensed in Minnesota must review and customize this document before filing. Laws, citations, and court rules change frequently; verify all authorities before use.
About this template
- Last updated
- September 5, 2026
- Jurisdiction
- Minnesota
- Category
- Personal Injury
Legal authority
- Minn. Stat. § 541.05, subd. 1(5) (six-year statute of limitations for personal injury)
- Minn. Stat. § 604.01 (comparative fault; recovery barred if plaintiff's fault is greater than defendant's)
- Minn. Stat. § 65B.43, subd. 2 (No-Fault Act; 'motor vehicle' excludes motorcycle)
- Minn. Stat. § 65B.44 (basic economic loss benefits)
- Minn. Stat. § 65B.51, subd. 3 (tort threshold; limitation on recovery of noneconomic detriment)
- Minn. Stat. § 169.20 (right-of-way; intersections; left turn; stop and yield signs)
- Minn. Stat. § 169.18, subd. 8 (following too closely)
- Minn. Stat. § 169.14 (speed; reasonable and prudent)
- Minn. Stat. § 169.19 (turning; signaling)
- Minn. Stat. § 169.96(b) (violation of traffic regulation is prima facie evidence of negligence)
- Minn. Stat. § 169.974 (operation of motorcycle; protective headgear)
- Minn. Stat. § 169.09, subd. 5a (owner liability for negligent operation)
- Minn. Stat. § 484.01 (District Court jurisdiction); Minn. Stat. § 542.09 (venue)
Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
The statutes this template relies on are listed under Legal authority.
Minn. Stat. § 604.01, subd. 1 (checked September 5, 2026): "Contributory fault does not bar recovery in an action by any person or the person's legal representative to recover damages for fault resulting in death, in injury to person or property, or in economic loss, if the contributory fault was not greater than the fault of the person against whom recovery is sought, but any damages allowed must be diminished in proportion to the amount of fault attributable to the person recovering."
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