Motorcycle Accident Complaint - Iowa

Iowa Personal Injury Updated October 30, 2026 Free Word and PDF

COMPLAINT FOR DAMAGES (MOTORCYCLE COLLISION) — IOWA

IN THE IOWA DISTRICT COURT FOR [________________] COUNTY

Case No. [________________]

Party Role
[PLAINTIFF FULL LEGAL NAME], Plaintiff
v.
[DEFENDANT DRIVER FULL LEGAL NAME]; and Defendant
[DEFENDANT OWNER / EMPLOYER NAME], Defendant

PETITION AT LAW (MOTORCYCLE COLLISION — PERSONAL INJURY) AND JURY DEMAND


COMES NOW Plaintiff, [PLAINTIFF FULL LEGAL NAME] ("Plaintiff"), by and through undersigned counsel, and for his/her Petition against Defendants states as follows:


I. PARTIES

  1. Plaintiff is, and at all relevant times was, a resident of [CITY], [COUNTY] County, Iowa, and was the operator of a motorcycle at the time of the collision described below.

  2. Defendant [DEFENDANT DRIVER NAME] ("Defendant Driver") is, and at all relevant times was, a resident of [CITY / COUNTY], Iowa, and was the operator of the motor vehicle that collided with Plaintiff's motorcycle.

  3. Defendant [DEFENDANT OWNER / EMPLOYER NAME] ("Defendant Owner") is, and at all relevant times was, the owner of the vehicle operated by Defendant Driver and/or the employer of Defendant Driver, and is named for statutory owner liability, vicarious liability, and negligent entrustment as set forth below.


II. JURISDICTION AND VENUE

  1. This Court has subject-matter jurisdiction over this action pursuant to article V, § 6 of the Iowa Constitution and Iowa Code § 602.6101.

  2. This Court has personal jurisdiction over Defendants because each is domiciled in Iowa and/or committed the tortious acts giving rise to this action within Iowa.

  3. Venue is proper in [________________] County under Iowa Code § 616.18 because [the injury to Plaintiff was sustained in this County / a Defendant resides in this County]. Identify the facts supporting the selected basis: [________________].


III. GENERAL FACTUAL ALLEGATIONS

  1. On or about [__/__/____] at approximately [TIME], Plaintiff was lawfully operating a [YEAR / MAKE / MODEL] motorcycle, traveling [DIRECTION] on [STREET / HIGHWAY] at or near [INTERSECTION] in [CITY], [COUNTY] County, Iowa (the "Collision").

  2. At the same time and place, Defendant Driver was operating a [YEAR / MAKE / MODEL] motor vehicle owned by Defendant Owner, traveling [DIRECTION] on the same or an intersecting roadway.

  3. Plaintiff was operating the motorcycle with reasonable care, with its headlight illuminated, within the posted speed limit, and within his/her lane of travel.

  4. Defendant Driver caused the Collision by, among other acts and omissions described below, [SELECT / DESCRIBE: turning left across Plaintiff's path of travel / failing to yield the right-of-way / making an unsafe lane change into Plaintiff's lane / following too closely / failing to keep a proper lookout].

  1. Plaintiff is informed and believes, and on that basis alleges, that Defendant Driver "looked but failed to see" Plaintiff's plainly visible motorcycle and proceeded into Plaintiff's right-of-way, causing the Collision.

  2. As a result of the Collision, Plaintiff was thrown from the motorcycle and sustained severe and permanent bodily injuries, including but not limited to [DESCRIBE INJURIES].

  3. The [Iowa State Patrol / Sheriff's Office / Police Department] investigated the Collision and cited Defendant Driver for violation of [TRAFFIC STATUTE — e.g., Iowa Code § 321.320].

  4. Plaintiff received emergency and ongoing medical treatment at [HOSPITAL / PROVIDER] and has incurred, and will continue to incur, medical expenses, lost wages, and other damages.


IV. COUNT I — NEGLIGENCE

(Against Defendant Driver)

  1. Plaintiff realleges and incorporates by reference paragraphs 1 through 14 as though fully set forth herein.

  2. At all relevant times, Defendant Driver owed Plaintiff a duty to operate the motor vehicle with reasonable care under the circumstances, to keep a proper lookout for motorcyclists, to obey Iowa's rules of the road, and to refrain from creating an unreasonable risk of harm to others lawfully using the roadway.

  3. Defendant Driver breached that duty by, among other things:

a. Failing to keep a proper and careful lookout for Plaintiff's motorcycle;

b. Failing to yield the right-of-way to Plaintiff;

c. Turning left across the path of Plaintiff's oncoming motorcycle when it was unsafe to do so;

d. Making an improper or unsafe lane change into Plaintiff's lane of travel;

e. Following too closely;

f. Operating the vehicle at a speed greater than was reasonable and proper under the conditions; and/or

g. Otherwise carelessly and negligently operating the vehicle.

  1. Defendant Driver's breaches were a factual cause of the Collision and of Plaintiff's injuries and damages, which fall within the scope of the risks created by those breaches.

V. COUNT II — NEGLIGENCE PER SE

(Against Defendant Driver)

  1. Plaintiff realleges and incorporates by reference paragraphs 1 through 18 as though fully set forth herein.

  2. At the time of the Collision, Defendant Driver violated one or more provisions of Iowa Code chapter 321 enacted for the protection of persons such as Plaintiff, including but not limited to:

  • Iowa Code § 321.320 (Left Turns — Yielding): "The driver of a vehicle who intends to turn to the left within an intersection or into an alley, private road, or driveway shall yield the right-of-way to all vehicles approaching from the opposite direction which are within the intersection or so close as to constitute an immediate hazard.";
  • Iowa Code § 321.319 (Entering Intersections from Different Highways — yield to vehicle on the right);
  • Iowa Code § 321.297 (Driving on Right-Hand Side of Roadway), if Defendant Driver drove outside the proper right half of a sufficiently wide roadway;
  • Iowa Code § 321.306(1) (Roadways Laned for Traffic), if the roadway had at least three clearly marked lanes and Defendant Driver moved from a lane without first determining that the movement could be made safely;
  • Iowa Code § 321.307 (Following Too Closely);
  • Iowa Code § 321.285 (Speed Restrictions); and/or
  • [OTHER APPLICABLE PROVISION — verify exact section].
  1. Plaintiff is within the class of persons the foregoing statutes were enacted to protect, and the Collision is the type of harm those statutes were designed to prevent.

  2. Defendant Driver's violation of these statutes constitutes negligence per se under Iowa law and was a factual cause of Plaintiff's injuries and damages, which fall within the scope of the risks addressed by those statutes.


VI. COUNT III — OWNER LIABILITY / RESPONDEAT SUPERIOR / NEGLIGENT ENTRUSTMENT

(Against Defendant Owner)

  1. Plaintiff realleges and incorporates by reference paragraphs 1 through 22 as though fully set forth herein.

  2. Under Iowa Code § 321.493(1)–(3), Defendant Owner is liable for damage caused by Defendant Driver's negligent operation with the statutory owner's consent if Defendant Owner qualifies as the statutory owner and no applicable rental or completed-transfer exception applies. Defendant Driver operated with Defendant Owner's express or implied consent. The facts establishing statutory ownership and consent are [DESCRIBE].

  3. In the alternative, to the extent Defendant Driver operated the vehicle within the course and scope of employment or agency with Defendant Owner, Defendant Owner is vicariously liable under the doctrine of respondeat superior.

  4. In the further alternative, Defendant Owner negligently entrusted the vehicle to Defendant Driver with actual or constructive knowledge that Defendant Driver was incompetent, inexperienced, reckless, or otherwise unfit to operate the vehicle safely, and such negligent entrustment was a factual cause of Plaintiff's injuries and damages, which fall within the scope of the risks created by entrusting the vehicle to an unfit driver.


VII. DAMAGES

  1. Plaintiff realleges and incorporates by reference paragraphs 1 through 26 as though fully set forth herein.

  2. Special (Economic) Damages. As a result of Defendants' conduct, Plaintiff has incurred and will incur past and future medical and rehabilitation expenses, past and future lost earnings and impaired earning capacity, property damage to the motorcycle and gear, and other out-of-pocket losses, in an amount to be proven at trial.

  3. General (Noneconomic) Damages. Plaintiff has suffered and will suffer past and future physical pain and suffering, mental anguish, emotional distress, disfigurement and scarring, loss of function of mind and body, permanent impairment, and loss of full enjoyment of life, in an amount to be proven at trial.

  4. Enhanced Injuries. Plaintiff alleges that, as an exposed motorcycle operator, Plaintiff sustained injuries materially more severe than those typically suffered by occupants of enclosed vehicles, and seeks recovery for all injuries factually caused by Defendants' negligence that fall within its scope of liability.

  5. Plaintiff seeks interest to the extent authorized by Iowa Code §§ 668.13 and 535.3.


VIII. UNINSURED / UNDERINSURED MOTORIST NOTE

This paragraph is reserved to address any uninsured/underinsured motorist (UM/UIM) claim. If applicable, Plaintiff asserts a claim against [UM/UIM CARRIER] under Policy No. [________], alleging that Plaintiff is an insured, that all conditions precedent have been satisfied, and that UM/UIM benefits due and owing remain unpaid.


IX. PRAYER FOR RELIEF

WHEREFORE, Plaintiff respectfully requests that the Court enter judgment in favor of Plaintiff and against Defendants, and each of them, as follows:

A. Awarding compensatory damages, both special (economic) and general (noneconomic), in an amount to be proven at trial;

B. Awarding prejudgment and post-judgment interest and taxing the costs of this action against Defendants; and

C. Granting such other and further relief as the Court deems just and equitable.


X. DEMAND FOR JURY TRIAL

Plaintiff hereby demands a trial by jury on all issues so triable as a matter of right, pursuant to article I, § 9 of the Iowa Constitution and Iowa R. Civ. P. 1.902.


XI. SIGNATURE

Respectfully submitted,

[LAW FIRM NAME]

By: [________________________________]
[ATTORNEY NAME], AT[________]
[STREET ADDRESS]
[CITY], Iowa [ZIP]
Telephone: [________]
Email: [________]
Attorney for Plaintiff


XII. VERIFICATION (OPTIONAL)

I, [PLAINTIFF FULL LEGAL NAME], certify under penalty of perjury and pursuant to the laws of the State of Iowa that the preceding is true and correct.

Date: [__/__/____]

[________________________________]
[PLAINTIFF FULL LEGAL NAME]


XIII. SOURCES AND REFERENCES

  • Iowa Code § 614.1(2) (Two-year limitation — personal injury) — https://www.legis.iowa.gov/docs/code/614.1.pdf
  • Iowa Code § 668.3 (Comparative fault — effect) — https://www.legis.iowa.gov/docs/code/668.3.pdf
  • Iowa Code § 321.320 (Left turns — yielding) — https://www.legis.iowa.gov/docs/code/321.320.pdf
  • Iowa Code § 321.319 (Entering intersections from different highways) — https://www.legis.iowa.gov/docs/code/321.319.pdf
  • Iowa Code § 321.493 (Owner liability for negligent operation)
  • Iowa Code §§ 321.297, 321.306, 321.307, 321.285 (right-hand roadway use; lane movement; following; speed)
  • Iowa Code ch. 516A (Uninsured/underinsured motorist coverage)
  • Iowa R. Civ. P. 1.402, 1.902 — https://www.legis.iowa.gov/

Disclaimer: This template is provided for informational purposes only and does not constitute legal advice. An attorney licensed in Iowa must review and customize this document before filing. Laws, citations, and court rules change frequently; verify all authorities before use.

Insert Image

Insert Table

Watch Ezel in action (sample case)Choose a plan

All changes saved
Save
Export
Export as DOCX
Export as PDF
Generating PDF...
motorcycle_accident_complaint_ia.pdf
Ready to export as PDF or Word
AI is editing...
Chat
Review

Draft it in the editor

The AI drafts each section from your answers and you review every word. Drafting from scratch takes hours; finish yours for $99 one time.

  • Built on this template
    Uses the Iowa version and the statutes it cites.
  • Formatted like the template
    Captions, numbering and layout stay intact.
  • AI editing
    Rewrite any section from your own notes.
  • Export as PDF and Word
    Yours to review, sign, or file.
Secure checkout via Stripe
Need to customize this document?

About this template

Last updated
October 30, 2026
Jurisdiction
Iowa
Category
Personal Injury

Legal authority

  • Iowa Code § 614.1(2) (Two-year limitation for personal injury)
  • Iowa Code ch. 668 (Liability in Tort — Comparative Fault)
  • Iowa Code § 668.3 (Comparative fault — recovery barred if claimant's fault is greater than 50%)
  • Iowa Code § 602.6101 (District Court jurisdiction)
  • Iowa Code § 616.18 (Venue for actions arising from injury to a person or property)
  • Iowa Code § 321.320 (Left turns — yielding)
  • Iowa Code § 321.319 (Entering intersections from different highways)
  • Iowa Code § 321.297 (Driving on right-hand side of roadway)
  • Iowa Code § 321.306(1) (safe movement between three or more clearly marked traffic lanes)
  • Iowa Code § 622.1 (unsworn certification under penalty of perjury, if verification is used)
  • Iowa Code § 321.307 (Following too closely)
  • Iowa Code § 321.285 (Speed restrictions)
  • Iowa Code § 321.493 (Owner liability for negligent operation)
  • Iowa R. Civ. P. 1.402, 1.902 (Pleadings; jury demand)

Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

Iowa Code § 321.320 (checked October 30, 2026): "The driver of a vehicle who intends to turn to the left within an intersection or into an alley, private road, or driveway shall yield the right-of-way to all vehicles approaching from the opposite direction which are within the intersection or so close as to constitute an immediate hazard."

Iowa Code § 321.297 (checked October 30, 2026): "A vehicle shall be driven upon the right half of the roadway upon all roadways of sufficient width, except as follows:"

Iowa Code § 321.306 (checked October 30, 2026): "A vehicle shall be driven as nearly as practical entirely within a single lane and shall not be moved from such lane until the driver has first ascertained that such movement can be made with safety."

Iowa Code § 622.1 (checked October 30, 2026): "I certify under penalty of perjury and pursuant to the laws of the state of Iowa that the preceding is true and correct."

Draft your Motorcycle Accident Complaint in the editor

Answer a few questions, let the AI editor draft each section from your answers, review it, and download Word and PDF. $99 one time, or $249 per month for every document and every Ezel app.