Marital Settlement Agreement (No Children) - Colorado
MARITAL SETTLEMENT AGREEMENT (NO CHILDREN) — COLORADO
TABLE OF CONTENTS
- Parties and Recitals
- Separation and Grounds
- Division of Real Property
- Division of Personal Property
- Division of Financial Accounts
- Retirement and Pension Benefits
- Debt Allocation
- Spousal Maintenance
- Insurance Provisions
- Tax Filing and Obligations
- Mutual Release and Waiver
- Execution and Notarization
- Colorado Jurisdictional Notes
1. PARTIES AND RECITALS
This Agreement is entered into on [__/__/____] by and between:
Spouse 1: [________________________________] (DOB: [__/__/____])
Address: [________________________________]
Spouse 2: [________________________________] (DOB: [__/__/____])
Address: [________________________________]
The Parties were married on [__/__/____] in [________________________________] (city/county, state). The Parties separated on or about [__/__/____]. There are no minor or dependent children of this marriage and neither Party is currently pregnant. Both Parties have made full financial disclosure, have had the opportunity to consult independent counsel, and enter this Agreement voluntarily.
2. SEPARATION AND GROUNDS
The marriage is irretrievably broken. Reconciliation is neither desired nor feasible.
3. DIVISION OF REAL PROPERTY
Marital Residence: [________________________________]
- Fair Market Value: $[________] | Mortgage Balance: $[________]
☐ Spouse 1 retains and shall refinance solely in his/her name within [____] days of the Final Decree.
☐ Spouse 2 retains and shall refinance solely in his/her name within [____] days of the Final Decree.
☐ Property shall be listed for sale within [____] days; net proceeds divided: [________________________________].
☐ No real property owned.
Other Real Property: [________________________________]
The retaining Party shall execute all deeds/transfers necessary within [____] days.
4. DIVISION OF PERSONAL PROPERTY
To Spouse 1: [________________________________]
To Spouse 2: [________________________________]
Vehicles:
| Vehicle | Year/Make/Model | Awarded To | Loan Balance |
|---|---|---|---|
| 1 | [________________] | ☐ Spouse 1 ☐ Spouse 2 | $[________] |
| 2 | [________________] | ☐ Spouse 1 ☐ Spouse 2 | $[________] |
Each Party shall execute titles/transfers within [____] days.
5. DIVISION OF FINANCIAL ACCOUNTS
| Account Type | Institution | Value | Awarded To |
|---|---|---|---|
| Checking | [________] | $[________] | ☐ Spouse 1 ☐ Spouse 2 |
| Savings | [________] | $[________] | ☐ Spouse 1 ☐ Spouse 2 |
| Investment | [________] | $[________] | ☐ Spouse 1 ☐ Spouse 2 |
Equalization Payment (if any): $[________] from [Spouse __] to [Spouse __] by [__/__/____].
6. RETIREMENT AND PENSION BENEFITS
| Plan Type | Plan Name / Administrator | Marital Value | Division |
|---|---|---|---|
| 401(k) | [________________] | $[________] | [________] |
| IRA | [________________] | $[________] | [________] |
| Pension | [________________] | $[________] | [________] |
☐ A separate retirement-plan division order or other plan-required document shall be prepared for: [________________________________].
☐ Each Party retains own retirement accounts without division.
☐ Other: [________________________________]
7. DEBT ALLOCATION
| Creditor | Acct (last 4) | Balance | Responsible Party |
|---|---|---|---|
| [____________] | [____] | $[________] | ☐ Spouse 1 ☐ Spouse 2 |
| [____________] | [____] | $[________] | ☐ Spouse 1 ☐ Spouse 2 |
As between the Parties, each shall indemnify and hold the other harmless from debts assigned to that Party. Debts incurred individually after the separation date are allocated to the incurring Party as between the Parties.
8. SPOUSAL MAINTENANCE
☐ No Maintenance. Each Party waives any claim to spousal maintenance, now and in the future, knowingly and voluntarily.
☐ Maintenance Payable:
- Payor: ☐ Spouse 1 ☐ Spouse 2
- Amount: $[________] per ☐ month ☐ week
- Start: [__/__/____] | End: [__/__/____]
- Termination terms (select or specify): [________________________________]. Unless this Agreement or the decree provides otherwise, C.R.S. § 14-10-122(2)(a) governs termination of future maintenance. Cohabitation alone is not listed as an automatic statutory termination event.
- Payment method: [________________________________]
☐ Lump Sum: $[________] payable by [__/__/____].
Where the advisory maintenance guidelines apply and either Party is unrepresented by an attorney or licensed legal paraprofessional, each unrepresented Party acknowledges awareness of those guidelines before asking the court to approve a maintenance waiver or a different amount or term (C.R.S. § 14-10-114(7)(b)).
9. INSURANCE PROVISIONS
Health Insurance:
☐ Each Party responsible for own coverage after the Final Decree.
☐ The Parties will arrange any available continuation or replacement coverage separately, subject to the plan's eligibility and enrollment terms: [________________________________].
Life Insurance:
☐ Not applicable.
☐ [Spouse __] maintains policy of $[________] naming other as beneficiary while support obligations continue. Carrier: [________] Policy No.: [________]
10. TAX FILING AND OBLIGATIONS
The Parties will determine their filing status for each tax year under the applicable tax rules and document any agreed allocation of preparation costs, refunds, and liabilities here: [________________________________].
Prior returns: Parties shall cooperate on outstanding returns and divide refunds/liabilities as follows: [________________________________].
Each Party indemnifies the other from tax liability arising from his/her own income or deductions.
11. MUTUAL RELEASE AND WAIVER
Except as provided herein and to the extent permitted by law, each Party releases the other from claims arising from the marriage that are identified here: [________________________________]. Any intended change to a will, beneficiary designation, account title, deed, or retirement-plan election must be completed through the applicable separate document or procedure. This Agreement alone does not change those records.
12. EXECUTION AND NOTARIZATION
This Agreement constitutes the entire agreement between the Parties, may be amended only in writing signed by both, and shall be governed by the laws of Colorado. The Parties will submit it to the court for the review required by C.R.S. § 14-10-112. Select one treatment for the decree:
☐ The Parties request that its terms be set forth in the decree and enforceable as judgment terms, as provided by C.R.S. § 14-10-112(4)(a) and (5).
☐ The Parties request that its terms not be set forth in the decree, and that the decree identify this Agreement and state the court's finding under C.R.S. § 14-10-112(4)(b).
Each Party acknowledges reading, understanding, and voluntarily signing this Agreement.
☐ Both Parties represented by independent counsel.
☐ [Spouse __] proceeding without counsel after advisement, including the maintenance-guideline acknowledgment above when applicable.
SPOUSE 1:
Signature: ___________________________________ Date: [__/__/____]
Printed Name: [________________________________]
SPOUSE 2:
Signature: ___________________________________ Date: [__/__/____]
Printed Name: [________________________________]
NOTARIZATION — STATE OF COLORADO
County of [________________________________]
On [__/__/____], before me personally appeared the above-named Spouse 1 and Spouse 2, known to me or proven by satisfactory evidence, and acknowledged execution of this instrument voluntarily.
Notary Public: ___________________________________ | Commission Expires: [__/__/____]
[NOTARY SEAL]
13. COLORADO JURISDICTIONAL NOTES
Colorado's statutory term is dissolution of marriage. C.R.S. § 14-10-114(3) provides advisory maintenance guidelines when its marriage-duration and income conditions are met; the court makes the required findings and determines a fair and equitable amount and term.
Property Division: Equitable Distribution | Residency: One spouse domiciled in CO for 91+ days before filing
Decree timing: At least 91 days after the court obtains jurisdiction over the respondent by Rule 4 process, joinder as copetitioner, or appearance (C.R.S. § 14-10-106(1)(a)(III)).
Key Statutes:
- C.R.S. § 14-10-112
- C.R.S. § 14-10-113
- C.R.S. § 14-10-114
- C.R.S. § 14-10-122(2)(a)
This template is provided by ezel.ai for informational purposes only. It does not constitute legal advice. Consult a licensed Colorado attorney before executing any legal document.
About this template
- Last updated
- October 9, 2026
- Citations checked
- October 9, 2026
- Jurisdiction
- Colorado
- Category
- Family Law
Legal authority
- C.R.S. § 14-10-106(1)(a) (dissolution decree requirements)
- C.R.S. § 14-10-112 (separation agreements and decree treatment)
- C.R.S. § 14-10-113 (property disposition)
- C.R.S. § 14-10-114 (maintenance and advisory guidelines)
- C.R.S. § 14-10-122(2)(a) (maintenance termination defaults)
Family law covers the paperwork that shapes divorce, custody, child support, adoption, guardianship, and other family matters. These filings are emotional and high-stakes, and they also have to meet strict procedural rules for service, financial disclosure, and parenting plans. Clean, accurate paperwork keeps the focus on getting a workable outcome for the family instead of getting derailed by technical problems that delay hearings or force amended filings.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on October 9, 2026.
C.R.S. § 14-10-106(1)(a)(III) (checked October 9, 2026): "The court finds that ninety-one days or more have elapsed since it acquired jurisdiction over the respondent either as the result of process pursuant to rule 4 of the Colorado rules of civil procedure or as the result of the act of the respondent in joining as copetitioner in the petition or in entering an appearance in any other manner."
C.R.S. § 14-10-112(5) (checked October 9, 2026): "Terms of the agreement set forth in the decree may be enforced by all remedies available for the enforcement of a judgment, including contempt, but are no longer enforceable as contract terms."
C.R.S. § 14-10-113(1) (checked October 9, 2026): "the court, subject to the provisions of subsection (7) of this section, shall set apart to each spouse his or her property and shall divide the marital property, without regard to marital misconduct, in such proportions as the court deems just after considering all relevant factors including:"
C.R.S. § 14-10-114(3)(b) (checked October 9, 2026): "If the duration of the parties' marriage is at least three years and the parties' combined annual adjusted gross income does not exceed two hundred forty thousand dollars, the court shall make additional oral or written findings concerning the duration of the marriage in whole months and the advisory guideline amount and term of maintenance, calculated as follows:"
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