Washington Residential Home Improvement Contract and Customer Disclosure
Washington Residential Home Improvement Contract
Before you use this: For covered work on four or fewer residential units or accessory structures at a bid or contract price of $1,000 or more, give the customer the attached RCW 18.27.114 disclosure before work starts, in at least 12-point type with the indicated bold text, and keep the signed copy for at least three years. If this is a roofing or siding contract covered by RCW 19.186.010, also complete Section 7 and include Attachment B in 10-point bold capital letters. Give the homeowner a copy of a covered roofing or siding contract when it is signed. Separately check federal Cooling-Off Rule coverage under 16 C.F.R. § 429.0(a); for a covered door-to-door sale, retain the federal statement above the homeowner signature and deliver both completed copies of Attachment C at signing in the language used for the sale.
This contract is made on [__/__/____] between:
Homeowner: [FULL LEGAL NAME]
Homeowner's address, phone, email: [ADDRESS; PHONE; EMAIL]
Contractor: [LEGAL BUSINESS NAME]
Contractor's address, phone, email: [ADDRESS; PHONE; EMAIL]
Washington contractor registration number: [NUMBER]
Registration expiration date: [__/__/____]
If this project requires the RCW 18.27.114 customer disclosure, Contractor shall notify Homeowner if its registration expires or is revoked or suspended before the work or contract ends.
Property where work will be done: [STREET ADDRESS, CITY, COUNTY, WASHINGTON, ZIP]
1. Work and materials
Contractor will perform only the work described below and in any signed plan or specification attached as Exhibit [____]. The following schedule is part of this contract:
| Item | Work to be performed | Materials: grade, quality, brand | Price |
|---|---|---|---|
| 1 | [DESCRIPTION] | [DESCRIPTION] | $[AMOUNT] |
| 2 | [DESCRIPTION] | [DESCRIPTION] | $[AMOUNT] |
| 3 | [DESCRIPTION] | [DESCRIPTION] | $[AMOUNT] |
Work excluded: [DETAILS]
Plans, specifications, and product sheets attached: [IDENTIFY]
2. Price and payment
Total contract price: $[AMOUNT], including [DESCRIBE TAXES, PERMIT FEES, AND ALLOWANCES].
| Payment | When due or milestone | Amount |
|---|---|---|
| Deposit | [DATE OR MILESTONE] | $[AMOUNT] |
| Progress payment | [MILESTONE] | $[AMOUNT] |
| Final payment | [COMPLETION AND PUNCH-LIST CONDITION] | $[AMOUNT] |
Payment method and address: [METHOD AND ADDRESS]. Any retainage agreed by the parties: [AMOUNT OR PERCENTAGE; RELEASE CONDITION].
3. Schedule, access, and permits
Expected start: [__/__/____]. Expected substantial completion: [__/__/____]. Contractor will notify Homeowner of a material schedule change and its cause. The parties will record an agreed revised date in writing.
Permits and inspections to be obtained by: [CONTRACTOR / HOMEOWNER; SPECIFY EACH PERMIT].
Site access, utilities, and work hours: [DETAILS].
4. Subcontracting and changes
☐ No work is planned to be subcontracted. ☐ The following work is planned for subcontractors: [WORK AND, IF KNOWN, NAMES].
Any change in scope, materials, price, or completion date must be recorded in a written change order signed by both parties before the changed work begins. An approved change order becomes part of this contract.
5. Completion and disputed work
Contractor will remove its debris and present the completed work for Homeowner's inspection. The parties will list unfinished or disputed items in writing. Contractor will complete agreed punch-list items by [DATE OR PERIOD]. Payment for disputed work and any correction will be handled as follows: [AGREED PROCESS].
6. Ending the contract
Either party may give written notice describing a claimed material breach and [NUMBER] days to address it. If it is not addressed, the nonbreaching party may end the remaining work by written notice. The parties will account for work performed, materials supplied, payments made, and any agreed adjustment. This clause does not remove a cancellation right stated in Attachment B or Attachment C or otherwise required by applicable law.
7. Roofing or siding projects — complete when RCW 19.186 applies
Roofing or siding salesperson's name and address: [NAME AND ADDRESS / NOT APPLICABLE]
Contractor's name and address: [NAME AND ADDRESS]
Work to be subcontracted: ☐ None ☐ [IDENTIFY PART AND SUBCONTRACTOR]
Homeowner's financing statement: I intend to obtain a loan to pay for all or part of this roofing or siding work: ☐ Yes ☐ No.
If Yes, Homeowner may rescind this contract within three business days after receiving truth-in-lending disclosures or within three business days after receiving written notice that the loan application was denied, whichever date is later. Attachment B states the required notice and is part of this contract.
8. Signatures
The parties agree to this contract and the identified attachments.
You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction. See the attached notice of cancellation form for an explanation of this right.
Homeowner signature: [________________________________] Date: [__/__/____]
Contractor authorized signature: [________________________________] Date: [__/__/____]
Printed name and title: [________________________________]
Covered roofing/siding contract copy delivered to Homeowner at signing: ☐ Yes ☐ Not applicable.
Attachment A — Washington notice to customer
Print the following disclosure in at least 12-point type, with the uppercase headings in bold. Give it before work starts and retain the signed copy.
NOTICE TO CUSTOMER
This contractor is registered with the state of Washington, registration no. [REGISTRATION NUMBER], and has posted with the state a bond or deposit of $[BOND OR DEPOSIT AMOUNT] for the purpose of satisfying claims against the contractor for breach of contract including negligent or improper work in the conduct of the contractor's business. The expiration date of this contractor's registration is [REGISTRATION EXPIRATION DATE].
THIS BOND OR DEPOSIT MIGHT NOT BE SUFFICIENT TO COVER A CLAIM THAT MIGHT ARISE FROM THE WORK DONE UNDER YOUR CONTRACT.
This bond or deposit is not for your exclusive use because it covers all work performed by this contractor. The bond or deposit is intended to pay valid claims up to $[BOND OR DEPOSIT CLAIM LIMIT] that you and other customers, suppliers, subcontractors, or taxing authorities may have.
FOR GREATER PROTECTION YOU MAY WITHHOLD A PERCENTAGE OF YOUR CONTRACT.
You may withhold a contractually defined percentage of your construction contract as retainage for a stated period of time to provide protection to you and help insure that your project will be completed as required by your contract.
YOUR PROPERTY MAY BE LIENED.
If a supplier of materials used in your construction project or an employee or subcontractor of your contractor or subcontractors is not paid, your property may be liened to force payment and you could pay twice for the same work.
FOR ADDITIONAL PROTECTION, YOU MAY REQUEST THE CONTRACTOR TO PROVIDE YOU WITH ORIGINAL "LIEN RELEASE" DOCUMENTS FROM EACH SUPPLIER OR SUBCONTRACTOR ON YOUR PROJECT.
The contractor is required to provide you with further information about lien release documents if you request it. General information is also available from the state Department of Labor and Industries.
I have received a copy of this disclosure statement.
Customer signature: [________________________________]
Date customer received this disclosure: [__/__/____]
Attachment B — roofing or siding customer's right to cancel
If RCW 19.186 applies, include the following notice in the contract in at least 10-point bold capital letters:
CUSTOMER'S RIGHT TO CANCEL
IF YOU HAVE INDICATED IN THIS CONTRACT THAT YOU INTEND TO OBTAIN A LOAN TO PAY FOR ALL OR PART OF THE WORK SPECIFIED IN THE CONTRACT, YOU HAVE THE RIGHT TO CHANGE YOUR MIND AND CANCEL THIS CONTRACT WITHIN THREE DAYS OF THE DATE WHEN THE LENDER PROVIDES YOU WITH YOUR TRUTH-IN-LENDING DISCLOSURE STATEMENT OR THE DATE WHEN YOU RECEIVE WRITTEN NOTIFICATION THAT YOUR LOAN WAS DENIED.
BE SURE THAT ALL PROMISES MADE BY YOUR CONTRACTOR ARE PUT IN WRITING BEFORE YOU SIGN THIS CONTRACT.
Attachment C — federal notice of cancellation (covered door-to-door sale only)
Under 16 C.F.R. § 429.1, complete both copies with the seller's name, business address, transaction date, and cancellation deadline before giving them to the homeowner at signing. Use bold type of at least 10 points and the same language as the contract and oral sales presentation. Inform the homeowner orally of the right to cancel. This federal notice is separate from the Washington roofing or siding financing notice in Attachment B.
Buyer copy 1 of 2
Notice of Cancellation
[enter date of transaction]
(Date)
You may CANCEL this transaction, without any Penalty or Obligation, within THREE BUSINESS DAYS from the above date.
If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be cancelled.
If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller's expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance of all obligations under the contract.
To cancel this transaction, mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice, or send a telegram, to [ Name of seller ], at [ address of seller's place of business ] NOT LATER THAN MIDNIGHT OF [ date ].
I HEREBY CANCEL THIS TRANSACTION.
(Date)
(Buyer's signature)
Buyer copy 2 of 2
Notice of Cancellation
[enter date of transaction]
(Date)
You may CANCEL this transaction, without any Penalty or Obligation, within THREE BUSINESS DAYS from the above date.
If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be cancelled.
If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller's expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance of all obligations under the contract.
To cancel this transaction, mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice, or send a telegram, to [ Name of seller ], at [ address of seller's place of business ] NOT LATER THAN MIDNIGHT OF [ date ].
I HEREBY CANCEL THIS TRANSACTION.
(Date)
(Buyer's signature)
Sources: RCW 18.27.114; RCW 19.186.010; RCW 19.186.020; 16 C.F.R. §§ 429.0–429.1.
About this template
- Last updated
- November 9, 2026
- Citations checked
- November 2, 2026
- Jurisdiction
- Washington
- Category
- Contracts & Agreements
Legal authority
- RCW 18.27.114
- RCW 19.186.010
- RCW 19.186.020
- 16 C.F.R. § 429.0(a) (covered federal door-to-door sales)
- 16 C.F.R. § 429.1(a)-(c) (federal cancellation statement and notice)
A contract is a written record of what two or more parties agreed to and what happens if someone does not follow through. Clear language, defined terms, and clean signature blocks keep disputes small and enforceable. The most common mistakes in contracts come from vague promises, missing details about timing or payment, and skipping standard protective clauses like governing law and dispute resolution.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on November 2, 2026.
RCW 18.27.114(1)(a) (checked November 2, 2026): "For the repair, alteration, or construction of four or fewer residential units or accessory structures on such residential property when the bid or contract price totals one thousand dollars or more"
RCW 18.27.114(1) (checked November 2, 2026): "must provide the customer with the following disclosure statement in substantially the following form using lower case and upper case twelve-point and bold type where appropriate, prior to starting work on the project"
RCW 18.27.114(2) (checked November 2, 2026): "The contractor must retain a signed copy of the disclosure statement in his or her files for a minimum of three years"
RCW 18.27.114(3) (checked November 2, 2026): "A contractor subject to this section shall notify any consumer to whom notice is required under subsection (1) of this section if the contractor's registration has expired or is revoked or suspended by the department prior to completion or other termination of the contract with the consumer."
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