Mississippi Residential Home Improvement Contract
Mississippi Residential Home Improvement Contract
Before signing: Complete the work description, payment schedule, and insurance details. If this transaction includes an insurance-funded roof repair, an in-home sale, or financing, attach the notices required for that transaction before either party signs. Print the insurance disclosure below in a font larger than the rest of this contract.
1. Parties and property
This agreement is made on [__/__/____] between [OWNER FULL NAME] (Owner) and [CONTRACTOR LEGAL NAME] (Contractor).
| Item | Details |
|---|---|
| Owner's mailing address and contact | [ADDRESS; PHONE; EMAIL] |
| Contractor's business address and contact | [ADDRESS; PHONE; EMAIL] |
| Mississippi contractor license number and classification | [NUMBER; CLASSIFICATION] |
| Property where work will be performed | [STREET ADDRESS; COUNTY] |
2. Work and materials
Contractor will furnish the labor, supervision, materials, and equipment described below and in the signed exhibits identified here: [EXHIBITS OR NONE].
| Area or item | Work and quantity | Material or finish specification |
|---|---|---|
| [AREA 1] | [DESCRIPTION] | [SPECIFICATION] |
| [AREA 2] | [DESCRIPTION] | [SPECIFICATION] |
Work excluded: [DESCRIBE OR NONE]. Owner-furnished items: [DESCRIBE OR NONE]. Protection and cleanup: [DETAILS].
Permits and inspections: [LIST EACH AND THE RESPONSIBLE PARTY]. Contractor will perform its work in accordance with applicable permits and codes.
3. Price and payment
Total contract price: $[AMOUNT], including [DESCRIBE INCLUDED TAXES, FEES, AND ALLOWANCES].
| Payment | Work stage or event | Amount |
|---|---|---|
| Deposit | [EVENT] | $[AMOUNT] |
| Progress 1 | [MILESTONE] | $[AMOUNT] |
| Progress 2 | [MILESTONE] | $[AMOUNT] |
| Final | [COMPLETION AND INSPECTION CONDITION] | $[AMOUNT] |
The amounts above total $[AMOUNT]. Owner will pay by [METHOD] to [PAYEE AND ADDRESS]. Contractor will give Owner a receipt for each payment. An insurance estimate does not change this price without a signed change order.
4. Schedule and changes
Expected start: [__/__/____]. Expected substantial completion: [__/__/____]. Work hours and access: [DETAILS].
Before additional or changed work begins, both parties will sign a change order describing the change, its price, any revised payment stage, and any schedule change. Neither a discussion nor an unsigned estimate changes this agreement.
5. Completion, warranty, and cancellation
At completion Contractor will remove its debris, provide [PERMIT CLOSEOUT AND PRODUCT DOCUMENTS], and give Owner an opportunity to inspect the work. Workmanship warranty, if offered: [TERM, SCOPE, CLAIM METHOD, AND REMEDY / NONE OFFERED]. Manufacturer warranties: [IDENTIFY OR NONE].
The parties may end this agreement before completion on these terms: [STATE GROUNDS, WRITTEN NOTICE METHOD, PAYMENT FOR PERFORMED WORK, AND RETURN OF UNUSED DEPOSIT]. This clause does not limit a cancellation right supplied by applicable law. Additional statutory cancellation notice attached: [IDENTIFY OR NONE AFTER REVIEW].
6. Insurance disclosure and signatures
Contractor must complete the insurer and policy blanks. Print the disclosure in bold, conspicuous type larger than all other contract text, immediately before Owner's signature.
Mississippi law requires that I inform you that I DO carry general liability insurance insuring my work under this contract. The name of the insurer is [INSURER NAME], and the policy number is [POLICY NUMBER]. By your signature below, you signify your understanding and acknowledgement of this fact.
Owner signature: [SIGNATURE] Date: [__/__/____]
Contractor signature: [SIGNATURE] Date: [__/__/____]
Contractor signer's name and title: [NAME; TITLE]
Each party receives a signed copy of this agreement and its listed exhibits.
Sources and references
About this template
- Last updated
- November 4, 2026
- Citations checked
- November 4, 2026
- Jurisdiction
- Mississippi
- Category
- Contracts & Agreements
Legal authority
- Miss. Code Ann. § 73-59-11
- 30 Miss. Code R. § 803-1.3
A contract is a written record of what two or more parties agreed to and what happens if someone does not follow through. Clear language, defined terms, and clean signature blocks keep disputes small and enforceable. The most common mistakes in contracts come from vague promises, missing details about timing or payment, and skipping standard protective clauses like governing law and dispute resolution.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on November 4, 2026.
Miss. Code Ann. § 73-59-11 (checked November 4, 2026): "The holder of a valid license shall disclose to the owner or other person with whom the holder is contracting at the signing of a contract or the initial agreement to perform work whether the holder carries general liability insurance."
30 Miss. Code R. § 803-1.3 (checked November 4, 2026): "This disclosure shall be placed on the contracting document immediately before the space reserved on the document for the signature of the purchaser, shall be in bold and conspicuous type with a font size larger than the font appearing on the remainder of the contract"
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