Templates Product Liability Assumption of Risk Defense - Product Liability

Assumption of Risk Defense - Product Liability

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MOTION FOR SUMMARY JUDGMENT: ASSUMPTION OF RISK DEFENSE

IN THE [________________________________] COURT

[________________________________] COUNTY, STATE OF [________________________________]


Case No.: [________________________________]

PLAINTIFF:
[________________________________]

v.

DEFENDANT:
[________________________________]


DEFENDANT'S MOTION FOR SUMMARY JUDGMENT BASED ON ASSUMPTION OF RISK

Defendant [________________________________] ("Defendant"), by and through undersigned counsel, respectfully moves this Court for summary judgment on all claims pursuant to [Rule 56/State Rule], on the ground that Plaintiff assumed the risk of the alleged injuries. In support of this Motion, Defendant states:


I. INTRODUCTION

  1. This is a product liability action in which Plaintiff alleges injuries from [________________________________]. Defendant is entitled to summary judgment because undisputed facts establish that Plaintiff knew of the specific risk that caused the alleged injury and voluntarily chose to encounter that risk.

II. STATEMENT OF UNDISPUTED MATERIAL FACTS

  1. The following facts are undisputed for purposes of this Motion:

A. The Product and Its Risks

  1. The product at issue is [________________________________] manufactured by Defendant.

  2. The product was designed for [________________________________].

  3. The product contained warnings regarding the following risks:
    ☐ [________________________________]
    ☐ [________________________________]
    ☐ [________________________________]

  4. The warnings were located:
    ☐ On the product itself
    ☐ On the product packaging
    ☐ In the instruction manual
    ☐ In promotional/informational materials
    ☐ Other: [________________________________]

B. Plaintiff's Knowledge of the Risk

  1. Plaintiff was aware of the risk of [________________________________] based on:

Warnings Provided:
Plaintiff received and read the warnings provided with the product.
Evidence: [________________________________]

Prior Experience:
Plaintiff had prior experience with similar products and was aware of the risks.
Evidence: [________________________________]

Training/Education:
Plaintiff received training regarding the risks of the product.
Evidence: [________________________________]

Professional Knowledge:
Plaintiff's profession required knowledge of such risks.
Evidence: [________________________________]

Actual Knowledge:
Plaintiff demonstrated actual knowledge through statements or conduct.
Evidence: [________________________________]

Common Knowledge:
The risk is a matter of common knowledge to ordinary consumers.
Evidence: [________________________________]

  1. Specifically, Plaintiff knew:
    - [________________________________]
    - [________________________________]
    - [________________________________]

Supporting Evidence:

  • Plaintiff's deposition testimony at [page/line]: [________________________________]
  • Document: [________________________________]
  • Other: [________________________________]

C. Plaintiff's Voluntary Encounter with the Risk

  1. Despite knowledge of the risk, Plaintiff voluntarily chose to:
    ☐ Use the product
    ☐ Use the product in a manner known to be risky
    ☐ Continue using the product after becoming aware of the risk
    ☐ Disregard warnings
    ☐ Other: [________________________________]

  2. Plaintiff's voluntary choice is evidenced by:
    - [________________________________]
    - [________________________________]
    - [________________________________]

  3. Plaintiff was not coerced or compelled to use the product. Alternatives were available, including:
    ☐ Not using the product
    ☐ Using a different product
    ☐ Using the product differently
    ☐ Other: [________________________________]

D. The Risk That Materialized

  1. The risk that Plaintiff knew and voluntarily encountered is the same risk that caused Plaintiff's alleged injury.

  2. Plaintiff's alleged injury resulted from [________________________________], which is the precise risk that Plaintiff knew and accepted.


III. LEGAL STANDARD

A. Summary Judgment Standard

  1. Summary judgment is appropriate when there is no genuine dispute as to any material fact and the moving party is entitled to judgment as a matter of law. [Rule 56/State Rule]; [Case Citation].

B. Assumption of Risk Doctrine

  1. Assumption of risk is a complete or partial defense to product liability claims when a plaintiff:
    (a) Knew of the specific risk that caused the injury; and
    (b) Voluntarily chose to encounter that risk.

  2. Under the Restatement (Third) of Torts: Products Liability Section 17:

    "A plaintiff's recovery of damages for harm caused by a product defect may be reduced if the conduct of the plaintiff combines with the product defect to cause the harm and the plaintiff's conduct fails to conform to generally applicable rules establishing appropriate standards of care."

C. Types of Assumption of Risk

  1. Courts recognize two types of assumption of risk:

Express Assumption of Risk:
The plaintiff explicitly agrees, usually in writing, to accept the risk.

Implied Assumption of Risk:
The plaintiff's conduct demonstrates knowledge of and voluntary acceptance of the risk. Implied assumption of risk may be:

  • Primary: Where defendant owes no duty (complete bar)
  • Secondary: Where plaintiff knowingly encounters a risk (comparative fault)

IV. ARGUMENT

A. Plaintiff Had Actual Knowledge of the Specific Risk

  1. The undisputed evidence establishes that Plaintiff knew of the specific risk that caused the alleged injury.

  2. [________________________________]
    [________________________________]

  3. Plaintiff's knowledge was not merely of a general danger, but of the specific risk that materialized:
    [________________________________]
    [________________________________]

B. Plaintiff Voluntarily Encountered the Known Risk

  1. Plaintiff's choice to encounter the risk was voluntary. Plaintiff was under no compulsion to use the product or to use it in the manner that caused injury.

  2. [________________________________]
    [________________________________]

  3. Reasonable alternatives were available to Plaintiff:
    [________________________________]
    [________________________________]

C. The Risk Known Equals the Risk That Caused Injury

  1. The risk that Plaintiff knew and accepted is identical to the risk that allegedly caused Plaintiff's injury. There is no gap between the known risk and the actual harm.

  2. [________________________________]

D. Application to Plaintiff's Claims

As to Strict Liability Claims:

  1. Assumption of risk applies to strict liability claims in products cases. Even if the product was defective, Plaintiff's voluntary encounter with a known risk bars or reduces recovery.

As to Negligence Claims:

  1. Plaintiff cannot recover for negligence when Plaintiff voluntarily assumed the very risk that caused the alleged harm.

As to Warranty Claims:

  1. Assumption of risk applies to warranty claims because Plaintiff cannot reasonably expect protection from risks knowingly and voluntarily encountered.

V. RESPONSE TO ANTICIPATED ARGUMENTS

A. "Plaintiff Did Not Appreciate the Full Extent of the Risk"

  1. The defense of assumption of risk does not require that Plaintiff appreciate every possible consequence. It requires only that Plaintiff know of and accept the general type of risk that caused the injury.

B. "Plaintiff Had No Reasonable Alternative"

  1. Plaintiff had reasonable alternatives, as described above. Moreover, where a plaintiff chooses to proceed despite knowledge of a risk when alternatives exist, the choice is voluntary.

C. "Assumption of Risk Has Been Merged into Comparative Fault"

  1. Even in jurisdictions that have merged assumption of risk into comparative fault, the defense still applies to reduce Plaintiff's recovery in proportion to fault. [Alternatively, if primary assumption of risk jurisdiction]: In this jurisdiction, primary assumption of risk remains a complete defense.

VI. CONCLUSION

  1. The undisputed material facts establish that Plaintiff knew of the specific risk of [________________________________] and voluntarily chose to encounter that risk. The risk Plaintiff accepted is the same risk that caused Plaintiff's alleged injuries.

  2. There is no genuine dispute of material fact, and Defendant is entitled to judgment as a matter of law.


VII. PRAYER FOR RELIEF

WHEREFORE, Defendant respectfully requests that this Court:

  1. Grant this Motion for Summary Judgment;
  2. Enter judgment in favor of Defendant on all claims;
  3. Award Defendant costs of suit;
  4. Grant such other relief as the Court deems just and proper.

DATED: [__/__/____]

Respectfully submitted,

________________________________________
[Attorney Name]
[Bar Number]
[Law Firm Name]
[Address]
[City, State ZIP]
[Telephone]
[Email]

Attorney for Defendant


STATEMENT OF UNDISPUTED FACTS (SEPARATE STATEMENT)

Pursuant to [Local Rule], Defendant submits the following Statement of Undisputed Material Facts:

No. Undisputed Fact Supporting Evidence
1 [________________________________] [________________________________]
2 [________________________________] [________________________________]
3 [________________________________] [________________________________]
4 [________________________________] [________________________________]
5 [________________________________] [________________________________]
6 [________________________________] [________________________________]
7 [________________________________] [________________________________]
8 [________________________________] [________________________________]
9 [________________________________] [________________________________]
10 [________________________________] [________________________________]

CERTIFICATE OF SERVICE

I hereby certify that on [__/__/____], a true and correct copy of the foregoing Motion for Summary Judgment and all supporting documents was served upon:

[Plaintiff's Counsel Name]
[Firm Name]
[Address]
[City, State ZIP]

☐ By personal service
☐ By U.S. Mail
☐ By overnight delivery
☐ By electronic service
☐ By facsimile

________________________________________
[Attorney Signature]


FILING CHECKLIST

☐ Motion reviewed and finalized
☐ Statement of Undisputed Facts prepared
☐ Supporting declarations/affidavits prepared
☐ Exhibits compiled and labeled
☐ Memorandum of points and authorities included
☐ Proposed order prepared (if required)
☐ Certificate of service completed
☐ Motion served on opposing counsel
☐ Hearing date obtained (if required)


SUPPORTING DOCUMENTS TO ATTACH

☐ Declaration of [________________________________]
☐ Plaintiff's deposition transcript excerpts
☐ Warning labels/product documentation
☐ Training records (if applicable)
☐ Photographs of warnings
☐ Expert declaration (if applicable)
☐ Other relevant documents: [________________________________]


JURISDICTION NOTES

Complete Defense vs. Comparative Fault:

Different states treat assumption of risk differently:

Complete Bar (Primary Assumption of Risk):

  • States that retain primary assumption of risk as a complete defense for inherent risks
  • Examples: California (for sports/recreation), New York (limited contexts)

Comparative Fault:

  • Most states merge secondary assumption of risk into comparative negligence
  • Plaintiff's recovery reduced by percentage of fault
  • Examples: Most comparative fault jurisdictions

State-Specific Considerations:

  • California: Primary assumption of risk remains complete bar for inherent risks in sports/activities
  • Texas: Comparative responsibility under Tex. Civ. Prac. & Rem. Code Ch. 33
  • Florida: Comparative fault applies
  • New York: Comparative negligence, but primary assumption of risk in limited contexts

SOURCES AND REFERENCES

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About This Template

Product liability cases are brought when a defective product causes injury, either because of a design flaw, a manufacturing defect, or a missing warning. These claims are usually fought by large corporate defendants and their insurers, so the paperwork has to be thorough from the start. Well-drafted complaints and demand letters identify the specific defect, the chain of distribution, and the legal theory clearly enough to survive early motions.

Important Notice

This template is provided for informational purposes. It is not legal advice. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Last updated: February 2026

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