Executor and Personal-Representative Bond Requirements in Tennessee

Short answer Tennessee generally requires bond before letters unless the will excuses it, the personal representative is the court-approved sole beneficiary, all capable adult beneficiaries unanimously file a sworn or perjury statement and the court approves, or a qualifying bank is exempt. When required, the court sets the amount between the value of the administered estate and twice that value, backed by at least two sufficient sureties or one corporate surety. An interested person may seek bond or stronger security, nonresidents face additional service-agent and asset-removal rules, and failure to obey an administration-bond order within 10 days requires appointment of a bonded replacement.
State
Tennessee
Statute checked
August 29, 2026
Sources
11 statutes

At a glance

Governing law and default bond ruleBond required before letters unless will, sole-beneficiary, unanimous capable-adult-beneficiary, or qualifying-bank exception applies; waste-risk petition can restore bond (Tenn. Code §§ 30-1-201, 30-1-207)
Covered representative and proceedingExecutor, administrator, and administrator with will annexed in ordinary estate administration; bond form and liability reach both testate and intestate offices (§§ 30-1-201, -203 to -204)
Will waiver and limitsWill may excuse representative from bond, but interested-person waste/likely-waste petition may support court-ordered bond (§ 30-1-201(a)(1)(A), (b))
Beneficiary, heir, or distributee waiverSole beneficiary who is representative needs court approval; otherwise all beneficiaries must be capable adults, unanimously file sworn/perjury consent, and obtain court approval (§ 30-1-201(a)(1)(B)-(C))
Demand and court discretionInterested person may petition on waste risk; court may require advisable amount. On showing amount or surety solvency is insufficient, court must increase amount/add sureties; administration-bond petition has 10-day service (§§ 30-1-201(b), -202, -207(a)-(b))
Amount, property base, and reductionCourt-set amount may not be below estate value subject to administration or above 2× that value; court may increase/decrease anytime. Court-approved locked principal can reduce bond to interest only (§§ 30-1-201(a)(2), 35-50-111)
Surety, collateral, deposits, and corporate exceptionsAt least 2 sufficient sureties or 1 corporate surety; qualifying bank may be exempt. Court must add sureties on solvency showing; approved financial-institution lock can exclude principal (§§ 30-1-201, -202, 35-50-111)
Nonresident and special qualification rulesAny nonresident person may serve, but must appoint secretary of state for service. Court may bond personal-estate assets removed from Tennessee despite waiver; intestate nonresident must bond unless all heirs join authorizing petition (§ 35-50-107(a)(2)(B), (b)(2), (c))
Filing timing, letters, suspension, removal, and lapseBond, when required, and oath precede letters. After an administration-bond order, noncompliance within 10 days requires appointment of a bonded administrator who immediately calls the former representative to account (§§ 30-1-111, -201(a)(2), -207)

Requirements one by one

Tennessee lists four routes around the bond default

Under § 30-1-201, the clerk does not require bond before letters when the will excuses it, the court approves the same person as both personal representative and sole beneficiary, all beneficiaries qualify and unanimously file the required statement with court approval, or a bank is exempt under the cross-referenced banking law.

The all-beneficiary route is exacting: every beneficiary must be an adult and free of a disability that would prevent acting, every beneficiary must consent, the filing must be sworn or made under penalty of perjury, and the court must approve. Private consent alone is not enough.

If no exception applies, the clerk takes the bond before issuing letters. Under § 30-1-111, the executor or administrator must also take the office-specific oath before the letters are delivered, either before the clerk or through the stated notarized alternative.

The court sets a bounded amount and the statute fixes the surety choices

Section 30-1-201 requires at least two sufficient sureties or one corporate surety. The court sets the amount, but it cannot be less than the value of the decedent's estate subject to administration or more than twice that value. The court may increase or decrease the amount at any time.

The statutory form in § 30-1-203 makes the bond payable to Tennessee and conditions it on performance of every legally required executor or administrator duty, including specified costs and expenses caused by failure to account for and properly use funds.

§ 30-1-204 extends the bond's office coverage to executors and administrators with the will annexed and reaches their required duties involving both real and personal estate.

For qualifying locked assets, § 35-50-111 supplies a separate reduction. Because the definition in § 35-2-102(a)(2) includes an executor, administrator, and personal representative, a court-approved and filed agreement preventing withdrawal of principal from a bank, trust company, or savings-and-loan account reduces the required bond to the interest. Court- approved withdrawal does not itself require a bond adjustment.

Interested-person proceedings use different proof and remedies

Under § 30-1-201(b), an interested person may petition and show that the representative is wasting or likely to waste the estate. The court may then require bond in an amount it considers advisable.

Section 30-1-202 addresses an existing bond. On a showing by an interested person that the amount or surety solvency is insufficient, the court must increase the amount, require additional sureties, or both so all interested persons are fully protected.

The administration-bond procedure in § 30-1-207 requires service of the petition ten days before the motion. On satisfactory proof, the court directs the representative to enter bond with sureties. Failure to comply within ten days after the order requires appointment of a bonded administrator, who must call the former representative to account immediately.

A nonresident can serve but faces added filing and bond exposure

§ 35-50-107(a)(2)(B) permits any resident or nonresident person to serve as a decedent's personal representative, so the general resident- cofiduciary rule does not bar that office.

Before acting, the nonresident must appoint the Tennessee secretary of state in writing as service agent under § 35-50-107(b)(2), identify the particular estate and address, pay the statutory $10 filing fee, and give the probate court a copy of the receipt.

Even if another rule waives bond, § 35-50-107(c) lets the court require a bond equal to personal-estate assets removed from Tennessee during administration. In an intestate estate, the nonresident cannot serve without bond unless all heirs at law join a petition authorizing that service.

What trips people up

  • Beneficiary consent needs both capacity and court approval. The statute does not permit a minor, disabled beneficiary, or bare private agreement to satisfy the unanimous route.
  • The amount is a range, not an automatic double bond. The court chooses between the administered estate's value and twice that value and may later change the amount.
  • Nonresident intestacy is stricter than testacy. All heirs must join the authorizing petition before a nonresident can serve an intestate estate without bond.

Common questions

Does a waste allegation automatically create a bond requirement?

No. Section 30-1-201(b) says the court may require bond after the interested person suggests and shows waste or likely waste. By contrast, § 30-1-202 says the court must strengthen an existing bond after a showing that its amount or sureties are insufficient.

Must a nonresident personal representative also have a Tennessee cofiduciary?

No. Section 35-50-107(a)(2)(B) expressly allows any nonresident person to serve as personal representative. The separate service-agent filing and bond rules still apply.

What must the replacement administrator do after a bond-order default?

Section 30-1-207 requires the new administrator to give bond, administer the estate according to the will, and call the former personal representative to account forthwith.

Statutes and sources

  • Tenn. Code §§ 30-1-111, 30-1-201 to -204, and 30-1-207 — oath, bond exceptions, amount, sureties, form, interested-person proceedings, service, replacement, and accounting. Public-domain Tennessee Code Title 30 transform (release 76; accessed 2026-08-29; bridged by current-session amendment sweep).
  • Tenn. Code §§ 35-2-102, 35-50-107, and 35-50-111 — fiduciary definition, nonresident service and bond rules, and restricted-principal reduction. Public-domain Tennessee Code Title 35 transform (release 76; accessed 2026-08-29; bridged by current-session amendment sweep).

The current-session post-release bill sweep found no measure that would change the ordinary executor or administrator bond rules summarized here.

Source links

Every statute quoted above, linked, with the date we checked it.

Tenn. Code § 30-1-111 · accessed 2026-08-29
Tenn. Code § 30-1-201 · accessed 2026-08-29
Tenn. Code § 30-1-202 · accessed 2026-08-29
Tenn. Code § 30-1-203 · accessed 2026-08-29
Tenn. Code § 30-1-204 · accessed 2026-08-29
Tenn. Code § 30-1-207 · accessed 2026-08-29
Tenn. Code § 35-2-102(a)(2) · accessed 2026-08-29
Tenn. Code § 35-50-107(a)(2)(B) · accessed 2026-08-29
Tenn. Code § 35-50-107(b)(2) · accessed 2026-08-29
Tenn. Code § 35-50-107(c) · accessed 2026-08-29
Tenn. Code § 35-50-111 · accessed 2026-08-29
This page is general legal information about state-law bond requirements for an executor, administrator, or other ordinary personal representative, not legal, financial, underwriting, fiduciary, creditor, or litigation advice about a particular estate, will, applicant, beneficiary, creditor, bond, surety, premium, asset value, restricted account, waiver, demand, court order, or letters. A will, written waiver, nonwaiving interest, creditor claim, fiduciary type, residence, estate property and income, administration route, court discretion, later petition, and changed asset value can alter whether bond is required and its amount or security. Do not act before appointment and qualification are effective. Special administrators, ancillary and small estates, public administrators, guardians, conservators, trustees, bond claims, surcharge, removal merits, and local filing or surety practice may use different rules. Verified against the cited official sources on the date shown; use current court forms and obtain licensed probate and surety advice before waiving, demanding, posting, replacing, or relying on a bond.

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