Karen K. Specie
How Judge Specie rules, drawn from 25 signed orders. Every observation links to the order it came from.
About Judge Specie
Karen K. Specie joined the United States Bankruptcy Court for the Northern District of Florida in July 2012 and now serves as a recalled judge. Before joining the bench, she practiced bankruptcy law and served as a Chapter 7 panel trustee. She earned degrees from the University of South Florida and Florida State University College of Law.
Judge Specie's practices and standing orders
Rules for cases before Judge Specie, as published on the court's website (checked October 11, 2026). Judges revise these often, so confirm the current version on the court's site before you file.
Key rules
Contacting chambers
Do not send letters, emails or calls about a pending matter to Judge Specie or her law clerks.
“Do not write letters to, e-mail, or call Judge Specie or her Law Clerks on any pending case or proceeding.”
Filing
Use the CM/ECF Description field to describe every separately uploaded PDF exhibit.
“filers may use the ‘Category’ options presented by CM/ECF but absolutely must use the ‘Description’ field to fully describe the nature of each PDF exhibit.”
Filing
Submit proposed orders electronically through CM/ECF.
“All proposed orders must be submitted electronically through CM/ECF.”
Motions
Title a motion to continue with the item to be continued and the docket entry number of the motion or application.
“The title of all Motions for Continuance must include: What you are requesting to be continued (e.g., Motion to Incur). The docket entry number of the motion/application being continued (NOT THE DOCKET NUMBER OF THE NOTICE OF HEARING).”
Motions
An emergency motion must include a Statement of Need for Emergency Hearing.
“Emergency motions MUST be accompanied by a Statement of Need for Emergency Hearing (L.R. 9073-1(B)(3))”
Conferences
Arrange a test with the clerk’s office at least three business days before using courtroom presentation equipment.
“To use the courtroom technology, such as the evidence or exhibit presentation system, contact the Clerk's Office at least three business days before the hearing in order to test your presentation and equipment in the courtroom with the IT Department.”
Standing orders for every case in this court
Orders the court applies to all of its cases, whichever judge has them, as published on the court's website (checked October 11, 2026).
How Judge Specie decides
Patterns drawn from this judge's own signed orders. Every observation links to the order it came from.
What persuades
In Sunz Insurance Company v. Payroll Management, Inc., she found the creditor’s collateral description did not reach the oil-spill claim, so its asserted security interest never attached.
“Sunz’ security interest never attached.”
Procedural preferences
In Colon v. Divine Mercy Farms, LLC, she declined to consider outside exhibits and reviewed the dismissal request under Rule 12(b)(6) on the complaint alone.
“The Court declines to consider the exhibits attached to the Motion and reviews the Motion strictly under Rule 12(b)(6).”
Cautions
In In re Bluewater Wellness Group LLC, she found the creditor’s bare denial of receipt insufficient to overcome the presumption that properly mailed notice arrived.
“Lee’s denial of receipt of the notice is not enough to overcome the presumption that she received the notice.”
Signed rulings
A grounded sample of orders signed by this judge, with the verbatim dispositive language.
“ORDERED: The Motion for Relief from Discharge Injunction and/or Order Discharging Debts (ECF No. 171) is DENIED.”
“is DENIED, without prejudice.”
“For the reasons set forth below, the Motion is due to be denied.”
“Defendant’s Motion to Dismiss First Amended Complaint for Failure to State a Claim upon Which Relief Can Be Granted (ECF No. 21) is GRANTED.”
“ORDERED: Redstone Advance, LLC’s [sic] Amended Motion to Remand and Abstain and Memorandum of Law in Support (ECF No. 32) is DENIED.”
“Kingdom of Sweden’s Renewed Motion for Summary Judgment (ECF No. 110) is GRANTED.”
“Defendants’ Remand Motions are GRANTED.”
“Motion to Dismiss Adversary Proceeding or, in the Alternative, for Summary Judgment (ECF No. 23) is DENIED.”
“The Motion of Defendants St. Matthew’s University (Cayman) Ltd. and St. Matthew’s University, Inc. to Dismiss Complaint (ECF No. 87) is GRANTED.”
“ORDERED: the Motion for Reconsideration of Order Granting, in Part, Motion to Pay Broker Blackhawk Technologies, LLC (Doc. 336), ECF No. 350, is DENIED.”
“ORDERED: The Motion for Relief from Order Granting Debtor’s Motion for Sanctions for Violation of the Automatic Stay and Related Findings of Fact and Conclusions of Law (ECF No. 123) is DENIED.”
“The Trustee’s Motion to Pay Broker Blackhawk Technologies, LLC (ECF No. 283) is GRANTED, in part, as set forth in this Order.”
Draft for Judge Specie with the record in hand
Ezel grounds your drafting and research in this profile: what has persuaded Judge Specie, and what has not, cited to the signed orders.
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