Scott-Pontzer v. Liberty Mutual Fire Insurance
Is it still good law? What later courts have actually done to this case.
Status
More on how this was screened
The First Circuit declined to follow its policy construction under Maine law. The other reviewed opinions applied those decisions, distinguished different policy text, or used “overruled” as loose history shorthand for Galatis's narrower limiting act.
963 later cases cite Scott-Pontzer v. Liberty Mutual Fire Insurance; 108 of those citations sat close to treatment language and were flagged for reading, and all of them have been read. Citations that did not sit near treatment language were not flagged and were not read one by one, so a court that weakened this case without using any of that language would not appear here.
Relying on Scott-Pontzer v. Liberty Mutual Fire Insurance?
This page shows what later courts did to it. Ask about your specific facts and see whether it still carries your argument, with citations you can check.
Treatments
Superseded by Statute
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The Supreme Court of Ohio recognized that the General Assembly's 2001 amendments to Ohio's uninsured-motorist statute expressly superseded Scott-Pontzer.
Westfield Insurance Co. v. Galatis · Supreme Court of Ohio · filed
The General Assembly has enacted changes to R.C. 3937.18 expressly to supersede Scott-Pontzer. Section 3, 2001 Am.Sub.S.B. No. 97 (eff. Oct. 31, 2001).
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Limited
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The Supreme Court of Ohio limited Scott-Pontzer's extension of corporate uninsured-motorist coverage to off-duty employees, retaining it only for losses within the course and scope of employment absent contrary policy language.
Westfield Insurance Co. v. Galatis · Supreme Court of Ohio · filed
For the foregoing reasons, we hereby limit Scott-Pontzer v. Liberty Mut. Fire Ins. Co. to apply only where an employee is within the course and scope of employment. We overrule Ezawa v. Yasuda Fire & Marine Ins. Co. of Am.
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Declined to Follow
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The First Circuit declined to follow Scott-Pontzer's conclusion that “you” in a corporate uninsured-motorist endorsement was ambiguous, calling that reading anomalous under Maine contract law.
Seaco Insurance Co. v. Davis-Irish · First Circuit · filed
We consider Scott-Pontzer an anomaly and we therefore decline to follow it.
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