Termination Letter
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NOTICE OF TERMINATION OF EMPLOYMENT

[EMPLOYER LEGAL NAME]
[EMPLOYER STREET ADDRESS]
[EMPLOYER CITY, STATE ZIP]
[PHONE] | [EMAIL]

Date: [DATE]

Via:   [☐ Hand Delivery]  [☐ Certified Mail – Return Receipt Requested]  [☐ Email]

To:
[EMPLOYEE LEGAL NAME]
[EMPLOYEE STREET ADDRESS]
[EMPLOYEE CITY, STATE ZIP]


TABLE OF CONTENTS

  1. Recitals & Effective Date
  2. Termination of Employment
  3. Final Pay & Accrued Benefits
  4. Continuation of Health Coverage (COBRA)
  5. Return of Company Property & Confidential Information
  6. Post-Employment Obligations
  7. Unemployment Insurance Notice
  8. Governing Law
  9. Acknowledgment & Signature

1. RECITALS & EFFECTIVE DATE

This letter (the “Notice”) confirms the termination of the at-will employment relationship between [EMPLOYER LEGAL NAME] (the “Company”) and [EMPLOYEE LEGAL NAME] (the “Employee”), effective as of [TERMINATION DATE] (the “Termination Date”).


2. TERMINATION OF EMPLOYMENT

2.1 Nature of Separation. Your employment with the Company is terminated effective as of the Termination Date for the following reason: [INSERT “Reduction in Force,” “Unsatisfactory Performance,” “Violation of Company Policy,” etc.].

2.2 At-Will Status. Nothing in this Notice alters the at-will nature of your prior employment, and no future rights to employment are created.


3. FINAL PAY & ACCRUED BENEFITS

3.1 Final Paycheck. Pursuant to Mo. Rev. Stat. § 290.110, all wages earned through the Termination Date, together with any accrued but unused vacation or paid time off that is payable under Company policy, will be paid on the Termination Date (day of discharge), as required by Mo. Rev. Stat. § 290.110.

Missouri Penalty Notice. Under Mo. Rev. Stat. § 290.110, if final wages are not paid on the day of discharge, the Employee may make written demand for payment. If the employer fails to pay within seven (7) days of receiving that written demand, the Employee's wages shall continue at the same rate until paid, for a period not to exceed sixty (60) days, as a statutory penalty.

3.2 Deductions. Applicable federal, state, and local taxes and any authorized deductions will be withheld.

3.3 Outstanding Expenses. If you have outstanding, properly documented business expenses, submit them within [X] calendar days for reimbursement.


4. CONTINUATION OF HEALTH COVERAGE (COBRA)

4.1 COBRA Notice. Under the Consolidated Omnibus Budget Reconciliation Act, 29 U.S.C. §§ 1161-1168, you and your covered dependents may be eligible to continue group health benefits at your own expense. A separate “COBRA Election Notice” will be sent to your last known address within the statutory time-frame.

4.2 Payment of Premiums. If you timely elect COBRA, you will be responsible for the full premium plus the permitted administrative fee, retroactive to the day after your current coverage ends.


5. RETURN OF COMPANY PROPERTY & CONFIDENTIAL INFORMATION

5.1 Property. No later than 5:00 p.m. on the Termination Date, return all Company property, including but not limited to keys, access cards, identification badges, computers, mobile devices, credit cards, documents, and any electronically stored information.

5.2 Confidential Information. You remain bound by all confidentiality, non-disclosure, invention-assignment, and similar obligations contained in [IDENTIFY AGREEMENT(S)], which survive termination.


6. POST-EMPLOYMENT OBLIGATIONS

6.1 Restrictive Covenants. Any post-employment covenants (e.g., non-competition, non-solicitation, confidentiality) contained in prior agreements remain in full force and effect.

6.2 Non-Disparagement. You agree not to make statements that could reasonably be construed as disparaging the Company, its affiliates, or their respective directors, officers, or employees.

6.3 Cooperation. Upon reasonable request, you will cooperate with the Company in the orderly transition of duties and in any investigations, proceedings, or litigation relating to events that occurred during your employment.


7. UNEMPLOYMENT INSURANCE NOTICE

You may be eligible for unemployment benefits administered by the Missouri Department of Labor and Industrial Relations, Division of Employment Security. Eligibility is determined by that agency, not the Company. To file a claim, visit https://uinteract.labor.mo.gov or call (800) 320-2519.


8. GOVERNING LAW

This Notice is governed by the laws of the State of Missouri, without regard to its conflict-of-laws rules. Any dispute arising out of or related to this Notice shall be resolved exclusively in the state courts located in [COUNTY], Missouri.


9. ACKNOWLEDGMENT & SIGNATURE

Please acknowledge receipt of this Notice by signing below and returning a copy to Human Resources no later than [DATE]. Your signature acknowledges receipt only and does not signify agreement with the stated reason for termination.


[EMPLOYER LEGAL NAME]

By: ___________________________________
Name: [NAME]
Title: [TITLE]
Date: _____________

ACKNOWLEDGED: [EMPLOYEE LEGAL NAME]

Signature: _____________________________
Date: _____________


ATTACHMENTS

• Attachment A – COBRA Election Notice
• Attachment B – Unemployment Insurance Information Sheet
• Attachment C – Expense Reimbursement Form

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Jurisdiction-Specific

This template is drafted specifically for Missouri, incorporating applicable state statutes, local court rules, and jurisdiction-specific compliance requirements.

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Last updated: April 2026