Slip and Fall / Premises Liability Demand Letter - Minnesota

Minnesota Demand Letters Updated July 12, 2026 Free Word and PDF

DEMAND FOR SETTLEMENT - PREMISES LIABILITY / SLIP AND FALL

STATE OF MINNESOTA


[FIRM NAME]
Attorneys at Law
[Street Address]
[City, Minnesota ZIP]
Telephone: [Phone]
Facsimile: [Fax]
Email: [Email]
Licensed in the State of Minnesota


DATE: [Date]

VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND FIRST-CLASS MAIL

[Claims Representative Name / General Counsel]
[Property Owner / Management Company / Insurance Company Name]
[Street Address]
[City, State ZIP]

RE: PREMISES LIABILITY DEMAND - SLIP AND FALL
Our Client: [Client Full Name]
Date of Incident: [Date of Fall]
Location of Incident: [Full Address of Property]
Property Owner: [Property Owner Name]
Claim Number: [Claim Number, if assigned]


Dear [Recipient Name]:

This firm represents [Client Name] ("Claimant") for injuries sustained on [Date of Incident] at premises owned and/or controlled by your insured/client, located at [Property Address] in [City], [County] County, Minnesota. This letter constitutes our formal demand for settlement.


I. MINNESOTA-SPECIFIC LEGAL FRAMEWORK

A. Statute of Limitations

Minnesota Statutes § 541.05, subdivision 1(5), generally requires an action for injury to the person or rights of another to be commenced within six years. Section 541.01 measures Chapter 541 periods after the cause of action accrues. Do not calculate an expiration date solely from the incident date without analyzing accrual, the defendant, any shorter claim-specific statute, and any tolling rule.

Limitations review: [Describe accrual analysis, special defendant, tolling, and calculated deadline]

B. Minnesota Comparative Fault

Minnesota Statutes § 604.01 provides that contributory fault does not bar recovery when the claimant's fault is not greater than the fault of the person against whom recovery is sought; recoverable damages are reduced in proportion to the claimant's fault. Allocation among multiple liable persons is governed by § 604.02, which generally uses several liability but preserves specified joint-liability exceptions.

Our client was exercising all reasonable care and bears no fault for this incident.

C. Minnesota Premises Liability Standards

In Peterson v. Balach, 294 Minn. 161, 199 N.W.2d 639 (1972), the Minnesota Supreme Court abolished the traditional licensee/invitee distinction as the controlling test. For licensees and invitees, the land possessor's duty is ordinary reasonable care under the circumstances; entrant status remains one circumstance rather than a rigid liability category.

For a transient condition in a store, Messner v. Red Owl Stores, Inc., 238 Minn. 411, 57 N.W.2d 659 (1953), requires evidence that the defendant created the condition or knew or, through reasonable care, should have known it existed. The possessor is not an insurer of customer safety.

D. Minnesota Snow and Ice Liability

Under Mattson v. St. Luke's Hospital of St. Paul, 252 Minn. 230, 89 N.W.2d 743 (1958), absent extraordinary circumstances, a possessor ordinarily may await the end of freezing precipitation and a reasonable time afterward before removing ice or snow or taking other corrective action. The rule does not excuse a preexisting hazardous condition merely because later precipitation made it worse. Analyze storm timing, the condition's source and duration, prior treatment, inspections, and actual or constructive notice.

Government property: Minnesota Statutes § 466.03, subdivision 4, generally immunizes a municipality from snow-or-ice claims on a highway or public sidewalk that does not abut a publicly owned building or parking lot, unless municipal negligence affirmatively caused the condition. Section 3.736, subdivision 3(d), contains a parallel state-law exclusion. The exact property, owner, abutment, and affirmative-causation facts matter.

[If snow/ice case:] Your insured failed to exercise reasonable care in addressing the snow and ice accumulation at the subject premises.

E. Notice Requirements for Government Claims

For a municipal claim, Minn. Stat. § 466.05 generally requires notice to the municipality's governing body within 180 days after the alleged loss or injury is discovered. The notice states the time, place, and circumstances; known municipal employees; and the relief demanded, subject to the statute's actual-notice, incapacity, and wrongful-death provisions.

For a claim against the State or a state employee, Minn. Stat. § 3.736, subdivision 5, generally requires notice within 180 days after discovery to the attorney general (or designated University attorney for a University claim) and any state employee from whom compensation will be sought.

[If applicable:] Notice satisfying [§ 466.05 / § 3.736] was presented to [recipient] on [Date], stating [required contents].


II. PRESERVATION OF EVIDENCE - LITIGATION HOLD NOTICE

YOU ARE HEREBY DIRECTED TO IMMEDIATELY PRESERVE ALL EVIDENCE relating to this incident, including:

  • All surveillance video footage from the date of incident
  • Surveillance footage from 48 hours before and after the incident
  • Incident/accident reports
  • Maintenance logs and repair records
  • Inspection records and checklists
  • Cleaning schedules and logs
  • Weather records from the date of incident
  • Snow removal logs, contracts, and salt/sand application records
  • Prior complaints and prior incidents
  • Photographs of the incident location

Minnesota courts may impose a discovery sanction when unavailable evidence prejudices the opposing party. Foss v. Kincade, 766 N.W.2d 317 (Minn. 2009) (applying Patton v. Newmar Corp., 538 N.W.2d 116 (Minn. 1995)). The existence and form of any remedy are court- and fact-dependent; this request does not predetermine a sanction.


III. STATEMENT OF FACTS

A. The Premises

The incident occurred at [Property Address], which is [describe property type] in [City], [County] County, Minnesota. At all relevant times, [Property Owner Name] owned, operated, and/or controlled the subject premises.

B. The Hazardous Condition

On the date of the incident, a dangerous condition existed on the premises: [Describe hazard in detail]

[CUSTOMIZE BASED ON TYPE OF HAZARD:]

Wet/Slippery Floor: A liquid substance was present on the floor creating a slippery and dangerous surface. There were no warning signs or barriers in place.

Ice/Snow: Ice and/or snow created a hazardous condition at [location]. Your insured failed to take reasonable steps to remove or remediate this hazard within a reasonable time after the precipitation event.

Uneven Surface/Tripping Hazard: A [defect] created a tripping hazard.

C. The Incident

On [Date of Incident], at approximately [Time], our client was [describe activity] when [he/she] [describe the fall]:

[Detailed narrative]


IV. LIABILITY ANALYSIS

A. Duty of Care

Under Minnesota's ordinary-reasonable-care standard, the evidence supports that your insured was required to:

  1. Use reasonable care in inspecting and maintaining the premises under the circumstances
  2. Address a condition the insured created or actually or constructively knew about
  3. Take reasonable corrective or warning measures in light of the foreseeable risk

Peterson v. Balach, 294 Minn. 161, 199 N.W.2d 639 (1972); Messner v. Red Owl Stores, Inc., 238 Minn. 411, 57 N.W.2d 659 (1953).

B. Breach of Duty

Your insured breached this duty by:

  1. Failure to Discover the Hazard:
    Your insured failed to conduct reasonable inspections.

  2. Failure to Correct or Warn:
    Your insured failed to remedy the condition or warn of the danger.

  3. Actual or Constructive Notice:
    Your insured [created the condition / had actual knowledge / had constructive knowledge because the condition existed for sufficient time to be discovered through reasonable inspection].

[If snow/ice case:]

  1. Failure to Exercise Reasonable Care with Snow/Ice:
    Under Mattson, the storm had [abated / not abated], [extraordinary circumstances did / did not] exist, and the evidence shows [why the response after notice and opportunity was unreasonable].

C. The Hazard Was Not Open and Obvious

Under Restatement § 343A as applied in Baber v. Dill, 531 N.W.2d 493 (Minn. 1995), obviousness may negate a duty to warn or make safe, but a possessor can still have a duty when harm should be anticipated despite the obvious condition. Here:

  • [Explain why the hazard was not discoverable by the invitee]
  • [Describe any factors that obscured the danger]

D. Causation

The dangerous condition was the direct and proximate cause of our client's fall and resulting injuries.

E. Comparative Fault Defense Rejected

Our client was free from fault:

  • [Evidence of due care by client]
  • The hazard was not reasonably observable
  • Our client had no reason to anticipate the danger

V. INJURIES AND MEDICAL TREATMENT

A. Immediate Injuries

Primary Diagnoses:

  • [Injury 1]
  • [Injury 2]
  • [Injury 3]

B. Medical Treatment

Emergency Treatment:
[Details]

Subsequent Treatment:
[Details]

C. Current Status and Prognosis

[Current condition and prognosis]


VI. DAMAGES

A. Past Medical Expenses

Provider Service Dates Amount Billed
[Provider] [Date] $[Amount]
TOTAL PAST MEDICAL $[Total]

B. Future Medical Expenses

Future Treatment Estimated Cost
[Treatment] $[Amount]
TOTAL FUTURE MEDICAL $[Total]

C. Lost Wages

Category Amount
Past Lost Wages $[Amount]
Future Lost Earning Capacity $[Amount]
TOTAL LOST WAGES $[Total]

D. Non-Economic Damages

Subject to any defendant- or claim-specific limitation, our client has experienced:

  • Physical pain and suffering
  • Emotional distress
  • Loss of enjoyment of life
  • [Other non-economic damages]

E. Summary of Damages

Category Amount
Past Medical Expenses $[Amount]
Future Medical Expenses $[Amount]
Past Lost Wages $[Amount]
Future Lost Earnings $[Amount]
TOTAL ECONOMIC DAMAGES $[Subtotal]
Pain and Suffering $[Amount]
TOTAL DAMAGES $[Grand Total]

VII. SETTLEMENT DEMAND

Based upon the liability of your insured, the severity of our client's injuries, and the damages incurred, we hereby demand:

$[DEMAND AMOUNT]

This demand will remain open for thirty (30) days from the date of this letter, expiring on [Expiration Date].


VIII. DOCUMENTATION ENCLOSED

  • Complete medical records and bills
  • Photographs of the incident location
  • Photographs of injuries
  • Incident report (if obtained)
  • Employment records and wage verification
  • Weather records (if applicable)

IX. CONCLUSION

The evidence establishes clear liability under Minnesota's Peterson v. Balach standard. Your insured failed to maintain safe premises and our client was injured as a direct result. We urge prompt resolution.

Respectfully submitted,

[FIRM NAME]

By: _________________________________
[Attorney Name]
Minnesota Attorney Registration No. [Number]
Attorney for [Client Name]


ENCLOSURES: As noted above

cc: [Client Name]
File


MINNESOTA-SPECIFIC PRACTICE NOTES

  • Limitations: Section 541.05, subdivision 1(5), generally supplies a six-year period, but § 541.01 begins the analysis at accrual and special defendants or claims can trigger different rules.

  • Premises Standard: Peterson uses ordinary reasonable care under the circumstances for licensees and invitees; it does not make entrant status a controlling category.

  • Comparative Fault: Apply § 604.01's “not greater than” comparison and § 604.02's several-liability rule and listed joint-liability exceptions to the actual parties.

  • Snow/Ice Liability: Apply Mattson's storm-in-progress rule, reasonable-time requirement, extraordinary-circumstances qualification, and preexisting-condition limitation to the weather evidence.

  • Damages and Special Defendants: Do not use a categorical no-cap statement. Sections 3.736 and 466.04 currently limit covered State and municipal tort claims to $500,000 per claimant and $1,500,000 per occurrence, and § 466.04 bars punitive damages against a municipality. Other claim-specific limits may apply.

  • Punitive Damages: Minnesota Statutes § 549.20 requires clear and convincing evidence of deliberate disregard. Under § 549.191, an initial complaint must not seek punitive damages; a party must later obtain leave to amend on the required prima facie showing. Section 549.20 states no fixed dollar or multiplier cap.

  • Interest: Section 549.09 contains a claim-notice, action-commencement, settlement-offer, damages-category, judgment-amount, and defendant-specific framework. It is not a flat “Treasury yield plus 4%” rule. A written claim notice can affect preverdict interest only if the action is commenced within two years, and future and punitive damages are excluded.

  • Venue: For actions governed by Minn. Stat. § 542.09, venue generally lies in a county where one or more defendants resided when the action began or where the cause of action, or some part of it, arose; the statute contains additional entity-specific rules.

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About this template

Last updated
July 12, 2026
Citations checked
July 12, 2026
Jurisdiction
Minnesota
Category
Demand Letters

Legal authority

  • Minn. Stat. §§ 541.01 and 541.05, subd. 1(5)
  • Minn. Stat. §§ 604.01 and 604.02
  • Minn. Stat. §§ 3.736 and 466.03-.05
  • Minn. Stat. §§ 549.09, 549.191, and 549.20

A demand letter is a formal written request to fix a problem or pay what is owed, sent before anyone files a lawsuit. It gives the other side a real chance to settle, creates a record of your attempt to resolve things, and in many cases (unpaid debts, insurance claims, broken contracts) starts a legally required response window. A well-written demand letter lays out what happened, what you want, and a deadline to act, which is often enough to get results without ever going to court.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

A reviewer verified this template's legal citations against the official source on July 12, 2026.

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