Templates Financial Banking Satisfaction of Judgment
Satisfaction of Judgment
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SATISFACTION OF JUDGMENT

TYPE OF SATISFACTION

FULL SATISFACTION - Judgment paid in full
PARTIAL SATISFACTION - Partial payment received
SATISFACTION BY ACCORD - Settlement accepted as full satisfaction
CONDITIONAL SATISFACTION - Satisfied upon occurrence of condition
SATISFACTION OF LIEN ONLY - Lien released, judgment remains


COURT INFORMATION

Court Name: ____________________________________________________________

Court Address: _________________________________________________________

City, State, ZIP: ______________________________________________________

Case Number: ___________________________________________________________

Department/Division: ___________________________________________________


PARTIES

Judgment Creditor

Name: __________________________________________________________________

Address: _______________________________________________________________

City, State, ZIP: ______________________________________________________

Phone: ______________________________ Email: ________________________

Attorney Name (if applicable): _________________________________________

Attorney Bar Number: ___________________________________________________

Attorney Firm: _________________________________________________________

Attorney Address: ______________________________________________________

Judgment Debtor

Name: __________________________________________________________________

Address: _______________________________________________________________

City, State, ZIP: ______________________________________________________

SSN (last 4 digits): XXX-XX-____________________________________________


JUDGMENT DETAILS

Date Judgment Entered: _________________________________________________

Judge Who Entered Judgment: ____________________________________________

Judgment Book/Page (if applicable): ____________________________________

Type of Judgment:
☐ Default Judgment
☐ Summary Judgment
☐ Judgment After Trial
☐ Stipulated Judgment
☐ Consent Judgment
☐ Confession of Judgment
☐ Other: _________________________________________________________________


FULL SATISFACTION OF JUDGMENT

Original Judgment Amount

Description Amount
Principal Amount $_________________
Prejudgment Interest $_________________
Attorney's Fees $_________________
Court Costs $_________________
Total Original Judgment $_________________

Post-Judgment Amounts

Description Amount
Post-Judgment Interest $_________________
Interest Rate _________% per annum
Interest Period _____________ to _____________
Additional Costs of Collection $_________________
Sheriff/Marshal Fees $_________________
Recording Fees $_________________
Other Fees: _________________ $_________________
Total Post-Judgment Amounts $_________________

Total Satisfied

Description Amount
Total Original Judgment $_________________
Plus: Post-Judgment Amounts $_________________
TOTAL JUDGMENT SATISFIED $_________________

Payment Information

Date of Final Payment: _________________________________________________

Total Amount Received: $________________________________________________

Method of Payment:
☐ Cash
☐ Personal Check (Check #: _____________)
☐ Cashier's Check (Check #: _____________)
☐ Money Order (Serial #: _____________)
☐ Wire Transfer (Confirmation #: _____________)
☐ ACH Transfer (Confirmation #: _____________)
☐ Credit Card
☐ Proceeds from Levy/Execution
☐ Wage Garnishment Payments
☐ Insurance Payment
☐ Other: _________________________________________________________________


PARTIAL SATISFACTION OF JUDGMENT

Original Judgment

Total Original Judgment Amount: $________________________________________

Date of Judgment: ______________________________________________________

Payment Applied

Date Received Amount Received Source/Method
_____________ $______________ _____________
_____________ $______________ _____________
_____________ $______________ _____________
_____________ $______________ _____________
_____________ $______________ _____________
TOTAL PAYMENTS $______________

Application of Payments

☐ Applied to interest first, then principal
☐ Applied to principal first, then interest
☐ Applied proportionally to principal and interest
☐ Applied as directed by court order
☐ Applied as agreed by parties

Remaining Balance

Description Amount
Original Judgment $_________________
Plus: Accrued Interest $_________________
Plus: Additional Costs $_________________
Less: Payments Received ($________________)
REMAINING BALANCE DUE $_________________

SATISFACTION BY ACCORD AND SATISFACTION (SETTLEMENT)

Settlement Terms

Settlement Amount Accepted: $____________________________________________

Original Amount Due: $__________________________________________________

Discount/Reduction: $___________________________________________________

Date Settlement Agreed: ________________________________________________

Settlement Agreement Dated: ____________________________________________

Acknowledgment of Accord

The Judgment Creditor acknowledges that:

☐ The settlement amount has been received in full

☐ The settlement amount is accepted as FULL AND COMPLETE satisfaction of the judgment

☐ Judgment Creditor releases Judgment Debtor from any further liability on this judgment

☐ Judgment Creditor waives any right to collect the remaining balance

☐ The settlement was negotiated in good faith

Settlement Conditions Met

☐ Payment received by deadline: ____________________________________________

☐ All settlement payments completed

☐ All settlement conditions satisfied

☐ Signed release delivered

☐ Other conditions met: ___________________________________________________


LIENS RECORDED

Judgment Liens to Be Released

County Recording Date Book/Page or Doc # Recording Fee Paid
_________________ _____________ _________________ ☐ Yes ☐ N/A
_________________ _____________ _________________ ☐ Yes ☐ N/A
_________________ _____________ _________________ ☐ Yes ☐ N/A
_________________ _____________ _________________ ☐ Yes ☐ N/A

Real Property Subject to Lien

Property Address County APN/Parcel #
_________________________________ _____________ _____________
_________________________________ _____________ _____________

Instructions for Recording Release

☐ Judgment Creditor will record this Satisfaction in all counties where judgment lien was recorded

☐ Judgment Debtor may record this Satisfaction at their expense

☐ Title company to record upon escrow closing


ACKNOWLEDGMENT OF SATISFACTION

Full Satisfaction Declaration

KNOW ALL PERSONS BY THESE PRESENTS:

The undersigned Judgment Creditor hereby acknowledges and declares that:

  1. The judgment entered in the above-entitled action on __________________ in favor of the Judgment Creditor and against the Judgment Debtor has been:

FULLY PAID AND SATISFIED

PARTIALLY SATISFIED in the amount of $__________________

SATISFIED BY SETTLEMENT/ACCORD upon payment of $__________________

  1. The Judgment Creditor has received good and valuable consideration for this satisfaction.

  2. The Judgment Creditor hereby releases and forever discharges the Judgment Debtor from any and all further liability under said judgment.

☐ This release applies ONLY to the amounts stated above (partial satisfaction)

☐ This release applies to the ENTIRE judgment (full satisfaction)

  1. All judgment liens recorded against the Judgment Debtor in connection with this judgment are hereby released.

  2. This Satisfaction of Judgment may be filed with the Court and recorded in the official records of any county where a judgment lien was recorded.


STATE-SPECIFIC REQUIREMENTS

California (CCP § 724.010 et seq.)

☐ Judgment Creditor acknowledges obligation to file satisfaction within 15 days of:
- Judgment being fully satisfied, OR
- Written demand from Judgment Debtor (after satisfaction)

☐ Failure to file may result in Judgment Debtor recovering:
- Actual damages
- $100 statutory damages
- Reasonable attorney's fees

☐ This satisfaction is executed in proper form for filing

New York (CPLR § 5020)

☐ Judgment Creditor shall file satisfaction within 30 days of payment

☐ If creditor fails to file, debtor may file motion for satisfaction

☐ Creditor may be liable for damages caused by failure to file

☐ Satisfaction must be acknowledged or proved

Texas (TX Civil Practice & Remedies Code § 31.006)

☐ Creditor shall execute and deliver satisfaction within 30 days of payment

☐ Upon request, creditor shall record release of judgment lien

☐ Failure to release lien: Debtor entitled to $100 penalty plus attorney's fees

Florida (FL Statute § 55.141)

☐ Satisfaction must be filed within 60 days of final payment

☐ If creditor fails to file, debtor may file motion

☐ Court may award costs and attorney's fees against non-complying creditor

☐ Satisfaction must be properly acknowledged for recording


CREDIT REPORTING OBLIGATIONS

Fair Credit Reporting Act Compliance

☐ Judgment Creditor agrees to notify credit reporting agencies of this satisfaction within 30 days

☐ Creditor will report judgment status as "Paid" or "Satisfied"

☐ Creditor will not report judgment as "Settled for Less" without debtor's knowledge

Credit Bureau Notification

Creditor will notify the following agencies:

☐ Equifax
☐ Experian
☐ TransUnion

Expected date of notification: __________________________________________

Creditor's reference/account number: ____________________________________


GARNISHMENT AND LEVY RELEASES

Active Garnishments to Be Terminated

☐ No active garnishments

☐ Wage garnishment with employer: __________________________________________
- Creditor will send release to employer within _____ days

☐ Bank levy with institution: ______________________________________________
- Creditor will send release to bank within _____ days

Instructions to Levying Officers

To Sheriff/Marshal of __________________ County:

Please release any active levy or writ of execution related to Case Number __________________ as the judgment has been satisfied.


DECLARATIONS AND CERTIFICATIONS

Judgment Creditor Declaration

I, __________________________________________, declare under penalty of perjury under the laws of the State of __________________ that:

  1. I am the Judgment Creditor in the above-entitled matter, or I am authorized to execute this document on behalf of the Judgment Creditor.

  2. The statements contained in this Satisfaction of Judgment are true and correct.

  3. The judgment described herein has been:
    ☐ Fully satisfied
    ☐ Partially satisfied in the amount stated
    ☐ Satisfied by accord and satisfaction

  4. I have not assigned, transferred, or sold this judgment to any third party.
    ☐ OR: The judgment was assigned to __________________ on __________________, who has authorized this satisfaction.

  5. I agree to notify all relevant parties and agencies of this satisfaction as required by law.


SIGNATURES

Judgment Creditor

Signature: _____________________________________________________________

Printed Name: __________________________________________________________

Date: __________________________________________________________________

If Judgment Creditor is an Entity

Entity Name: ___________________________________________________________

Authorized Signatory: __________________________________________________

Title: _________________________________________________________________

Signature: _____________________________________________________________

Date: __________________________________________________________________

Attorney for Judgment Creditor (if applicable)

Signature: _____________________________________________________________

Printed Name: __________________________________________________________

Bar Number: ____________________________________________________________

Date: __________________________________________________________________


NOTARIZATION

STATE OF ____________________

COUNTY OF __________________

On this _____ day of __________________, 20_____, before me personally appeared __________________________________________, who is ☐ personally known to me ☐ proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.

WITNESS my hand and official seal.

Notary Public Signature: _______________________________________________

Printed Name: __________________________________________________________

Commission Number: _____________________________________________________

My Commission Expires: _________________________________________________

[NOTARY SEAL]


COURT FILING

For Court Use Only

Filed: _________________________________________________________________

Clerk: _________________________________________________________________

Book/Page: _____________________________________________________________

Fee: $__________________________________________________________________


RECORDING INFORMATION

For Recorder's Use

County Document Number Recording Date Book/Page
_________________ _________________ _________________ _________________
_________________ _________________ _________________ _________________
_________________ _________________ _________________ _________________

CHECKLIST FOR JUDGMENT CREDITOR

Before Filing Satisfaction

☐ Verify all payments have been received and cleared

☐ Calculate final payoff including all interest and costs

☐ Confirm payment method and receipt (keep records)

☐ Identify all counties where judgment liens were recorded

Filing Satisfaction

☐ Complete this Satisfaction of Judgment form

☐ Sign before notary public (if required in jurisdiction)

☐ File original with the Court

☐ Record in all counties where liens exist

☐ Obtain certified copies for debtor

After Filing

☐ Provide copy to Judgment Debtor

☐ Notify credit reporting agencies

☐ Release any active wage garnishments

☐ Release any active bank levies

☐ Notify any collection agencies involved

☐ Close collection file

☐ Retain records per applicable retention requirements


CHECKLIST FOR JUDGMENT DEBTOR

Confirming Satisfaction

☐ Obtain copy of filed Satisfaction from Creditor or Court

☐ Verify satisfaction filed with Court

☐ Verify liens released in all recorded counties

☐ Check credit reports after 30-60 days

☐ Dispute any inaccurate credit reporting

☐ Request release letters for employer (if garnishment)

☐ Request release letters for bank (if levy)

☐ Keep copies of all satisfaction documents permanently


This Satisfaction of Judgment is executed pursuant to the applicable statutes and rules of the jurisdiction in which the judgment was entered.

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About This Template

Jurisdiction-Specific

This template is drafted for general use across all U.S. jurisdictions. State-specific versions with local statutory references are also available.

How It's Made

Drafted using current statutory databases and legal standards for financial banking. Each template includes proper legal citations, defined terms, and standard protective clauses.

Important Notice

This template is provided for informational purposes. It is not legal advice. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Last updated: February 2026