Personal Injury Complaint - Auto Accident - Utah

Utah Personal Injury Updated October 28, 2026 Free Word and PDF

If you do not respond to this document within applicable time limits, judgment could be entered against you as requested.

[LAW FIRM LETTERHEAD]
[ATTORNEY NAME] (UT Bar No. [#####])
[Law Firm Name]
[Street Address]
[City], UT [ZIP]
Tel: [Telephone]
Email: [Email]
Attorney for Plaintiff

IN THE [JUDICIAL DISTRICT] COURT OF THE STATE OF UTAH

IN AND FOR [COUNTY] COUNTY

Party Role
[PLAINTIFF FULL LEGAL NAME], Plaintiff
v.
[DEFENDANT FULL LEGAL NAME], Defendant

COMPLAINT FOR PERSONAL INJURIES (AUTO ACCIDENT)

Civil No. __________
Judge: _____________

COMPLAINT

(TORT CLAIM—MOTOR VEHICLE)


TABLE OF CONTENTS

  1. Parties
  2. Jurisdiction and Venue
  3. Definitions
  4. Factual Allegations
  5. No-Fault Threshold Allegations
  6. Cause of Action – Negligence
  7. Damages
  8. Comparative Negligence Allegation
  9. Reservation of Rights
  10. Prayer for Relief
  11. Demand for Jury Trial
  12. Verification & Certification
  13. Certificate of Service

1. PARTIES

1.1 Plaintiff. [PLAINTIFF FULL LEGAL NAME] (“Plaintiff”) is an individual residing at [Plaintiff Street Address, City, State, ZIP] and was, at all times relevant, a resident of the State of Utah.

1.2 Defendant. Upon information and belief, [DEFENDANT FULL LEGAL NAME] (“Defendant”) is an individual residing at [Defendant Street Address, City, State, ZIP] and was, at all times relevant, a resident of the State of Utah. Defendant owned and/or operated the motor vehicle involved in the collision described below.


2. JURISDICTION AND VENUE

2.1 Subject-Matter Jurisdiction. Under Utah Code § 78A-5-102(1), this Court has original jurisdiction over this civil action, subject to any applicable constitutional or statutory exception.

2.2 Personal Jurisdiction. Defendant is subject to personal jurisdiction in Utah because Defendant resides in this state and the acts and omissions giving rise to this action occurred within Utah.

2.3 Venue. Venue is proper in this Court under Utah Code Ann. § 78B-3a-201 because [the cause of action arose in [County] County, Utah / Defendant resided in [County] County when this action began], subject to any applicable statutory exception.


3. DEFINITIONS

For purposes of this Complaint, the following capitalized terms have the meanings set forth below:

3.1 “Accident” means the motor-vehicle collision occurring on [Date] at or near [Intersection/Roadway] in [City], Utah.

3.2 “PIP Benefits” means Personal Injury Protection benefits available under Utah’s No-Fault Automobile Insurance Act.

3.3 “Threshold” means the statutory criteria that must be satisfied under Utah’s No-Fault law before a tort action for non-economic damages may be brought.


4. FACTUAL ALLEGATIONS

4.1 On [Date] at approximately [Time] a.m./p.m., Plaintiff was lawfully operating a [Year, Make, Model] motor vehicle, traveling [direction] on [Roadway].

4.2 At the same time and place, Defendant was operating a [Year, Make, Model] vehicle traveling [direction] on [Roadway].

4.3 Defendant, in violation of applicable traffic laws and the duty to exercise reasonable care, [describe negligent act—e.g., “failed to stop at a red light,” “was traveling at an excessive speed,” “was distracted by a handheld device,” etc.].

4.4 Defendant’s vehicle collided with Plaintiff’s vehicle, causing significant property damage and bodily injuries to Plaintiff (the “Accident”).

4.5 Emergency medical personnel transported Plaintiff to [Hospital Name], where Plaintiff was diagnosed with [list primary injuries].

4.6 Plaintiff has incurred medical expenses to date in excess of $3,000 and continues to receive treatment, including [physical therapy, surgeries, medications], all of which are reasonable, necessary, and directly related to the Accident.

4.7 Plaintiff has suffered lost wages of approximately $[Amount] and will continue to experience loss of earning capacity.

4.8 Plaintiff has endured, and continues to endure, significant pain, suffering, emotional distress, and loss of enjoyment of life.


5. NO-FAULT THRESHOLD ALLEGATIONS

5.1 Under Utah Code § 31A-22-309, a person with direct benefit coverage that includes personal injury protection may not maintain a cause of action for general (non-economic) damages arising from a motor-vehicle accident unless the claimant has sustained one or more of the statutory Threshold injuries.

5.2 Plaintiff’s injuries satisfy the Threshold because Plaintiff has sustained one or more of the following, as set forth in Utah Code § 31A-22-309(1)(a):

a. Death;
b. Dismemberment;
c. Permanent disability or permanent impairment based upon objective findings;
d. Permanent disfigurement;
e. A bone fracture; and/or
f. Medical expenses to Plaintiff in excess of $3,000.

5.3 Accordingly, Plaintiff seeks general damages upon proving a listed threshold under § 31A-22-309(1)(a). [If Plaintiff is making an uninsured motorist claim: In the alternative, the subsection (1)(a) threshold does not apply to that claim under § 31A-22-309(1)(b).]


6. CAUSE OF ACTION – NEGLIGENCE

6.1 Plaintiff realleges and incorporates by reference all preceding paragraphs as though fully set forth herein.

6.2 Duty. Defendant owed Plaintiff a duty to operate Defendant’s vehicle with reasonable care, to obey traffic laws, and to maintain proper control of the vehicle.

6.3 Breach. Defendant breached that duty by, inter alia, [specify breaches—e.g., failing to yield, speeding, following too closely, distracted driving].

6.4 Causation. Defendant’s breaches were the direct and proximate cause of the Accident and of Plaintiff’s injuries and damages.

6.5 Damages. As a direct and proximate result of Defendant’s negligence, Plaintiff has suffered the damages set forth in Section 7 below.


7. DAMAGES

7.1 Special (Economic) Damages. Plaintiff seeks reimbursement for:

a. Past medical expenses: approximately $[Amount];
b. Future medical expenses: to be proven at trial;
c. Past lost wages: approximately $[Amount];
d. Future loss of earning capacity: to be proven at trial;
e. Property damage: approximately $[Amount]; and
f. Other out-of-pocket expenses: to be proven at trial.

7.2 General (Non-Economic) Damages. Plaintiff seeks compensation for physical pain, mental anguish, inconvenience, emotional distress, and loss of enjoyment of life, in an amount to be determined by the trier of fact, subject to any applicable statutory caps.

7.3 Punitive Damages. Subject to the statutory exceptions, Plaintiff seeks punitive damages if compensatory or general damages are awarded and clear and convincing evidence establishes willful and malicious conduct, intentional fraud, or knowing and reckless indifference toward and disregard of others’ rights under Utah Code § 78B-8-201.

7.4 Discovery Tier. Because Plaintiff does not plead a total damages amount, Plaintiff alleges that the damages claimed qualify for Tier [1 / 2 / 3] discovery under Utah Rules of Civil Procedure 8(a) and 26(c)(3).


8. COMPARATIVE NEGLIGENCE ALLEGATION

8.1 Plaintiff was in no way negligent; however, in the alternative and for avoidance of doubt, Plaintiff alleges that Defendant’s percentage of fault exceeds Plaintiff’s percentage of fault, such that Plaintiff’s fault does not equal or exceed fifty percent (50%), thereby entitling Plaintiff to recovery under Utah Code § 78B-5-818, Utah’s modified comparative-fault scheme.

8.2 Pursuant to Utah Code § 78B-5-820, in the event more than one defendant is found at fault, each defendant’s liability is several only and limited to that defendant’s proportionate share of fault; Utah has abolished joint and several liability except as otherwise provided by statute.


9. RESERVATION OF RIGHTS

9.1 Plaintiff reserves the right to amend this Complaint to assert additional parties, claims, or damages as discovery progresses and as permitted by Rule 15 of the Utah Rules of Civil Procedure.


10. PRAYER FOR RELIEF

WHEREFORE, Plaintiff respectfully requests that the Court enter judgment in Plaintiff’s favor and against Defendant as follows:

A. For general and special damages in amounts to be determined at trial;
B. For punitive damages as allowed by law;
C. For pre-judgment and post-judgment interest as allowed by law;
D. For reasonable attorney fees and costs of suit as allowed by contract or statute;
E. For such other and further relief as the Court deems just and proper.


11. DEMAND FOR JURY TRIAL

Pursuant to Article I, Section 10 of the Utah Constitution and Rule 38 of the Utah Rules of Civil Procedure, Plaintiff hereby demands a trial by jury on all issues so triable and submits the statutory jury fee with this demand.


12. VERIFICATION & CERTIFICATION

I, [PLAINTIFF NAME], have read the foregoing Complaint. I declare under criminal penalty under the law of Utah that the foregoing is true and correct.

Signed on [DATE], at [CITY OR OTHER LOCATION, STATE OR COUNTRY].

_________________________________
[PLAINTIFF NAME], Plaintiff

Attorney Certification (Rule 11, Utah R. Civ. P.)
I certify that, to the best of my knowledge, information, and belief, formed after an inquiry reasonable under the circumstances, this pleading is not being presented for any improper purpose, the claims are warranted by existing law or by a nonfrivolous argument for extension of the law, and the factual contentions have evidentiary support.

_________________________________
[ATTORNEY NAME]


13. CERTIFICATE OF SERVICE

The original Complaint, summons, and required initial-process papers must be served on each new Defendant under Utah R. Civ. P. 4, not Rule 5. Complete the Rule 4 proof of service using the actual server, method, date, recipient, and address. Use Rule 5 only for a separate later-paper service on an existing party.

[Name and address of counsel or unrepresented party]

_________________________________
[ATTORNEY NAME]


This template integrates Utah-specific no-fault, comparative-fault, and damages considerations, uses defensive drafting to preserve all viable claims, and is formatted for immediate use by Utah practitioners.

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About this template

Last updated
October 28, 2026
Jurisdiction
Utah
Category
Personal Injury

Legal authority

  • Utah R. Civ. P. 8(a)
  • Utah Code § 78A-5-102 (district court jurisdiction)
  • Utah Code § 78B-3a-201 (venue — county where cause of action arose or defendant resides)
  • Utah Code § 78B-2-307(4) (four-year residual for relief not otherwise provided for by law; not personal-injury-specific)
  • Utah Code § 31A-22-309 (no-fault tort threshold: death, dismemberment, permanent disability/impairment, permanent disfigurement, bone fracture, or medical expenses exceeding $3,000)
  • Utah Code § 31A-22-302 (Utah No-Fault Automobile Insurance Act; PIP benefits)
  • Utah Code § 78B-5-818 (modified comparative negligence — recovery barred if claimant's fault equals or exceeds 50%)
  • Utah Code § 78B-5-820 (several liability — each defendant liable only for its proportionate share of fault; no joint and several liability)
  • Utah Code § 78B-8-201 (punitive damages standard — clear and convincing evidence)
  • Utah R. Civ. P. 38 (jury trial demand)
  • Utah R. Civ. P. 11 (attorney certification)
  • Utah R. Civ. P. 5 (service of subsequent pleadings)

Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

Utah R. Civ. P. 38(b), (d) (checked October 30, 2026): "Any party may demand a trial by jury of any issue triable of right by a jury by paying the statutory jury fee and serving upon the other parties a demand therefor in writing"

Utah Code § 31A-22-309(1)(a)(v) (checked October 30, 2026): "(iv) permanent disfigurement; (v) a bone fracture; or (vi) medical expenses to a person in excess of $3,000."

Utah Code § 78B-8-201(1)(a) (checked October 28, 2026): "Except as otherwise provided by statute, punitive damages may be awarded only if compensatory or general damages are awarded and it is established by clear and convincing evidence that the acts or omissions of the tortfeasor are the result of willful and malicious or intentionally fraudulent conduct, or conduct that manifests a knowing and reckless indifference toward, and a disregard of, the rights of others."

Utah Code § 78B-18a-106 (checked October 28, 2026): "I declare under criminal penalty under the law of Utah that the foregoing is true and correct."

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