Personal Injury Complaint - Auto Accident - Mississippi

Mississippi Personal Injury Updated October 24, 2026 Free Word and PDF

IN THE CIRCUIT COURT OF [COUNTY] COUNTY, MISSISSIPPI

Party Role
[PLAINTIFF FULL LEGAL NAME], an adult individual, Plaintiff
v. Civil Action No. _________
[DEFENDANT DRIVER FULL LEGAL NAME], an adult individual, and [DEFENDANT OWNER/ENTITY, if applicable], a [STATE OF INCORP.] [corporation/LLC/partnership], Defendants

COMPLAINT FOR PERSONAL INJURY – MOTOR VEHICLE COLLISION


TABLE OF CONTENTS

  1. Preliminary Statement
  2. Parties, Jurisdiction, and Venue
  3. Definitions
  4. Factual Allegations
  5. Cause of Action – Negligence
  6. Damages Sought
  7. Comparative Fault Allegations
  8. Reservation of Rights
  9. Prayer for Relief
  10. Jury Demand
  11. Certification & Verification
  12. Signature Block

1. PRELIMINARY STATEMENT

1.1 This civil action arises out of a motor vehicle collision that occurred on [DATE] on [ROAD/HIGHWAY] in [COUNTY] County, Mississippi, causing Plaintiff to sustain severe bodily injuries, economic losses, and non-economic damages.

1.2 Mississippi follows a fault–based (tort) automobile liability system; therefore, Plaintiff brings this action pursuant to Mississippi common and statutory law to recover compensatory and, when appropriate, punitive damages from the persons and entities whose negligence and other wrongful conduct proximately caused Plaintiff's injuries.


2. PARTIES, JURISDICTION, AND VENUE

2.1 Plaintiff. Plaintiff [FULL NAME] ("Plaintiff") is an adult resident citizen of [COUNTY] County, Mississippi, residing at [ADDRESS].

2.2 Defendant Driver. Defendant [DEFENDANT DRIVER] ("Driver Defendant") is an adult resident citizen of [COUNTY/STATE], who may be served with process at [SERVICE ADDRESS].

2.3 Defendant Owner/Entity. Defendant [DEFENDANT OWNER/ENTITY] ("Owner Defendant") is a [STATE] [corporation/LLC] with its principal place of business at [ADDRESS], authorized to do business in Mississippi, and may be served via its registered agent, [NAME & ADDRESS].

2.4 Jurisdiction. This Court has subject-matter jurisdiction under Miss. Const. art. 6, § 156 and Miss. Code Ann. § 9-7-81.

2.5 Venue. Venue is proper in this Court pursuant to Miss. Code Ann. § 11-11-3 because Defendants reside in, and/or a substantial part of the events or omissions giving rise to the claims occurred in, [COUNTY] County, Mississippi.

2.6 Damages. Plaintiff seeks damages in an amount proved at trial.


3. DEFINITIONS

For purposes of this Complaint, the following terms have the meanings set forth below:

(a) "Accident" means the motor vehicle collision occurring on [DATE] at or near the intersection of [LOCATION].

(b) "Vehicle" means the [YEAR, MAKE, MODEL] operated by Driver Defendant.

(c) "Injury" or "Injuries" means all bodily harm, pain, suffering, mental anguish, loss of enjoyment of life, disfigurement, impairment, and related medical conditions sustained by Plaintiff as a direct and proximate result of the Accident.


4. FACTUAL ALLEGATIONS

4.1 On [DATE] at approximately [TIME], Plaintiff was lawfully operating a [YEAR/MAKE/MODEL] traveling [DIRECTION] on [ROAD].

4.2 At the same time and place, Driver Defendant was operating the Vehicle owned by Owner Defendant, traveling [DIRECTION] on [ROAD].

4.3 Driver Defendant, acting within the course and scope of [his/her] agency and/or employment with Owner Defendant, failed to keep a proper lookout, failed to yield the right-of-way, and violated Mississippi traffic statutes, including but not limited to Miss. Code Ann. § 63-3-801 et seq.

4.4 Driver Defendant's Vehicle violently collided with Plaintiff's vehicle, causing severe impact forces to Plaintiff's body.

4.5 As a direct and proximate result of Defendants' acts and omissions, Plaintiff sustained Injuries including but not limited to [LIST INJURIES], incurred medical expenses, experienced lost wages, diminution of earning capacity, property damage, and non-economic damages such as pain and suffering and emotional distress.

4.6 At all relevant times, Plaintiff exercised ordinary care for [his/her] own safety and complied with applicable traffic laws.


5. CAUSE OF ACTION – NEGLIGENCE

5.1 Plaintiff realleges and incorporates by reference Paragraphs 1 through 4 as if fully set forth herein.

5.2 Duty. Defendants owed Plaintiff the duty to operate and/or maintain the Vehicle with reasonable care, to obey all traffic laws, and to refrain from conduct that would foreseeably harm other motorists.

5.3 Breach. Defendants breached their duties by, inter alia:

(a) Operating the Vehicle at an excessive speed;

(b) Failing to keep a proper lookout;

(c) Failing to yield the right-of-way;

(d) Operating the Vehicle while distracted, fatigued, and/or under the influence of [alcohol/drugs];

(e) Entrusting the Vehicle to an unfit or incompetent driver.

5.4 Causation. Defendants' breaches were the direct and proximate cause of the Accident and Plaintiff's resulting Injuries.

5.5 Damages. Plaintiff has suffered actual damages as described herein.

5.6 Punitive Damages (if supported by the facts). Pursuant to Miss. Code Ann. § 11-1-65, Defendants acted with actual malice, gross negligence evidencing willful, wanton, or reckless disregard for the safety of others, or actual fraud, as shown by [PLEAD SPECIFIC SUPPORTING FACTS]. Plaintiff requests punitive damages only if the statutory clear-and-convincing standard and bifurcated procedure are met.


6. DAMAGES SOUGHT

6.1 Economic Damages (special): past and future medical expenses, rehabilitation costs, prescription costs, property damage, loss of earnings, loss of earning capacity, and out-of-pocket expenses.

6.2 Non-Economic Damages (general): pain and suffering, mental anguish, loss of enjoyment of life, inconvenience, disfigurement, and impairment, subject to the statutory cap provided in Miss. Code Ann. § 11-1-60(2)(b) (currently $1,000,000 for civil actions other than medical malpractice).

6.3 Punitive Damages: if supported as pleaded in Paragraph 5.6, subject to the evidentiary and bifurcated procedure of Miss. Code Ann. § 11-1-65, its subsection (3) caps based on the defendant's net worth unless a statutory exception applies, and constitutional limitations. The court applies any cap to the verdict; the cap is not disclosed to the fact finder.

6.4 Pre-Judgment and Post-Judgment Interest.

6.5 Costs of Court and such other relief as the Court deems appropriate.


7. COMPARATIVE FAULT ALLEGATIONS

7.1 Pursuant to Mississippi's pure comparative negligence statute, Miss. Code Ann. § 11-7-15, Plaintiff's recovery shall be diminished only by the percentage of fault, if any, attributable to Plaintiff, and Plaintiff affirmatively pleads that any such percentage is zero or de minimis. Under Mississippi's pure comparative negligence rule, a plaintiff's own fault — even fault exceeding 50% — does not bar recovery; it only reduces the award in proportion to the fault found.

7.2 Plaintiff denies that any act or omission by Plaintiff proximately contributed to the Accident.

7.3 Allocation of fault among Defendants. Pursuant to Miss. Code Ann. § 85-5-7, liability for damages caused by two or more persons is several only, and not joint and several, and each Defendant is liable only for the amount of damages allocated in direct proportion to that Defendant's percentage of fault, except to the extent Defendants are shown to have consciously and deliberately pursued a common plan or design to commit a tortious act or to have actively taken part in it, in which case joint and several liability applies as to those Defendants under § 85-5-7(4).


8. RESERVATION OF RIGHTS

8.1 Plaintiff reserves the right to amend this Complaint to add additional parties, factual allegations, and causes of action as discovery may reveal.

8.2 Plaintiff expressly reserves all rights and remedies available under Mississippi law not herein pled.


9. PRAYER FOR RELIEF

WHEREFORE, PREMISES CONSIDERED, Plaintiff respectfully requests that the Court enter judgment in favor of Plaintiff and against Defendants, severally in proportion to each Defendant's allocated percentage of fault as provided by Miss. Code Ann. § 85-5-7 (and jointly and severally only as to any Defendants found to have acted in concert under § 85-5-7(4)), for:

A. Compensatory damages in an amount to be determined by the jury consistent with Miss. Code Ann. § 11-1-60;

B. Punitive damages pursuant to Miss. Code Ann. § 11-1-65;

C. Pre-judgment and post-judgment interest as allowed by law;

D. Costs of Court; and

E. Such other, further, and different relief—legal or equitable—as the Court deems just and proper.


10. JURY DEMAND

Pursuant to Article 3, Section 31 of the Mississippi Constitution and Rule 38 of the Mississippi Rules of Civil Procedure, Plaintiff hereby demands a trial by a duly-empaneled jury on all triable issues.


11. CERTIFICATION & VERIFICATION

11.1 Filing and Service of Process

Complete the Mississippi Judiciary's Civil Case Filing Form (AOC/01) before filing this Complaint, and submit the required costs deposit. After filing, arrange service of the summons and a copy of this Complaint together under Miss. R. Civ. P. 4. Complete service on each Defendant within 120 days after filing; absent good cause, failure to do so requires dismissal without prejudice as to that Defendant under Rule 4(h). Record completed service separately.

11.2 Verification

STATE OF MISSISSIPPI
COUNTY OF ___________

BEFORE ME, the undersigned authority, personally appeared [PLAINTIFF NAME], who, after being duly sworn, stated under oath that the factual allegations contained in the foregoing Complaint are true and correct to the best of [his/her] knowledge, information, and belief.

_______________________________
[PLAINTIFF NAME]

SWORN TO AND SUBSCRIBED before me on this ___ day of __________, 20__.

________________________________
NOTARY PUBLIC
My Commission Expires: __________


12. SIGNATURE BLOCK

Respectfully submitted this ___ day of [MONTH], [YEAR].

[LAW FIRM NAME]
Post Office Box _______
[ADDRESS]
[City], Mississippi [ZIP]
Telephone: (___) ___-____
Facsimile: (___) ___-____
Email: [EMAIL]

BY: ___________________________________
[ATTORNEY NAME] (MSB No. _______)
Attorney for Plaintiff


Sources and References

  • Miss. Code Ann. § 11-7-15 (pure comparative negligence) — https://law.justia.com/codes/mississippi/title-11/chapter-7/in-general/section-11-7-15/
  • Miss. Code Ann. § 85-5-7 (several-only liability; concert-of-action exception) — https://law.justia.com/codes/mississippi/title-85/chapter-5/section-85-5-7/
  • Miss. Code Ann. § 11-1-60 (noneconomic damages cap) — https://law.justia.com/codes/mississippi/title-11/chapter-1/section-11-1-60/
  • Miss. Code Ann. § 11-1-65 (punitive damages), enacted cap text in signed 2004 1st Extraordinary Session H.B. 13, § 4 — https://billstatus.ls.state.ms.us/documents/20041E/html/HB/0001-0099/HB0013SG.htm
  • Miss. Code Ann. § 15-1-49 (statute of limitations) — https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-49/
  • Miss. Code Ann. § 11-11-3 (venue) — https://law.justia.com/codes/mississippi/title-11/chapter-11/in-general/section-11-11-3/

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About this template

Last updated
October 24, 2026
Jurisdiction
Mississippi
Category
Personal Injury

Legal authority

  • Miss. Code Ann. § 11-7-15 (pure comparative negligence; contributory negligence no bar to recovery, damages diminished in proportion to plaintiff's fault)
  • Miss. Code Ann. § 85-5-7 (several-only liability for most tort claims; joint and several liability limited to defendants acting in concert)
  • Miss. Code Ann. § 11-1-60(2)(b) (noneconomic damages cap — $1,000,000 for civil actions other than medical malpractice)
  • Miss. Code Ann. § 11-1-65 (punitive damages; clear and convincing evidence standard, bifurcated procedure, and net-worth-based caps subject to statutory exceptions)
  • Miss. Code Ann. § 15-1-49 (three-year statute of limitations for personal injury)
  • Miss. Code Ann. § 11-11-3 (venue)
  • Miss. Code Ann. § 9-7-81 (Circuit Court original jurisdiction)

Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

Miss. Code Ann. § 11-1-65(3), as enacted by 2004 1st Extraordinary Session H.B. 13, § 4 (checked October 26, 2026): "In any civil action where an entitlement to punitive damages shall have been established under applicable laws, no award of punitive damages shall exceed the following:"

Miss. R. Civ. P. 4(a)(2) (checked October 8, 2026): "The person to whom the summons is delivered shall be responsible for prompt service of the summons and a copy of the complaint."

Miss. R. Civ. P. 3(a) (checked October 24, 2026): "A civil action is commenced by filing a complaint with the court. A costs deposit shall be made with the filing of the complaint"

Miss. R. Civ. P. 4(h) (checked October 24, 2026): "If a service of the summons and complaint is not made upon a defendant within 120 days after the filing of the complaint and the party on whose behalf such service was required cannot show good cause why such service was not made within that period, the action shall be dismissed as to that defendant without prejudice upon the court’s own initiative with notice to such party or upon motion."

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