Personal Injury Complaint - Auto Accident - Florida

Florida Personal Injury Updated September 12, 2026 Free Word and PDF

IN THE CIRCUIT COURT OF THE [____] JUDICIAL CIRCUIT

IN AND FOR [COUNTY] COUNTY, FLORIDA

[PLAINTIFF FULL LEGAL NAME], an individual,
Plaintiff,

v.

[DEFENDANT FULL LEGAL NAME], an individual (or corporation/other entity),
Defendant.

Case No.: __________________
Division: Civil


VERIFIED COMPLAINT FOR PERSONAL INJURIES AND PROPERTY DAMAGE

(Motor Vehicle Accident – Florida)


TABLE OF CONTENTS

  1. Parties, Jurisdiction, and Venue
  2. Definitions
  3. General Allegations
  4. Count I – Negligence
  5. Prayer for Relief
  6. Demand for Jury Trial
  7. Conditions Precedent
  8. Reservation of Amendments
  9. Verification
  10. Certificate of Service

1. PARTIES, JURISDICTION, AND VENUE

1.1 Plaintiff [PLAINTIFF] is a resident of [County], State of Florida, over the age of eighteen, and otherwise sui juris.
1.2 Defendant [DEFENDANT] is
    a. [if individual] a resident of [County/State], over the age of eighteen, and sui juris; or
    b. [if business entity] a [State] [corporation/LLC/etc.] registered and authorized to do business in Florida.
1.3 The incident giving rise to this action (the “Subject Accident,” defined below) occurred in [County], Florida.
1.4 Venue under § 47.011, Fla. Stat., is proper in this Court because [☐ Defendant resides in this county ☐ the cause of action accrued in this county ☐ property in litigation is located in this county]. Section 47.011 does not apply to an action against a nonresident; conducting business is not stated as an independent ground in that section.
1.5 Jurisdiction is proper under Art. V, § 5, Fla. Const., and § 26.012(2)(a), Fla. Stat., as the amount in controversy exceeds $50,000.


2. DEFINITIONS

For ease of reference, the following capitalized terms are used throughout this Complaint:
“Accident Date” – [Month Day, Year].
“Plaintiff’s Vehicle” – The motor vehicle owned and/or operated by Plaintiff at the time of the Subject Accident.
“Defendant’s Vehicle” – The motor vehicle owned and/or operated by Defendant at the time of the Subject Accident.
“Subject Accident” – The collision occurring on the Accident Date at or near [specific location/intersection] in [County], Florida.
“PIP Statute” – Florida’s Personal Injury Protection law, § 627.730 et seq., Fla. Stat.
“Serious Injury Threshold” – The threshold defined in § 627.737(2), Fla. Stat., permitting recovery of non-economic damages in a tort action.


3. GENERAL ALLEGATIONS

3.1 On the Accident Date, Plaintiff lawfully operated Plaintiff’s Vehicle in a careful and prudent manner.
3.2 At the same time and place, Defendant negligently operated Defendant’s Vehicle, causing it to collide with Plaintiff’s Vehicle.
3.3 As a direct and proximate result of Defendant’s negligence, Plaintiff sustained bodily injuries, pain and suffering, disability, mental anguish, loss of capacity for the enjoyment of life, past and future medical expenses, lost wages, and property damage to Plaintiff’s Vehicle.
3.4 Plaintiff has complied with all conditions precedent to the maintenance of this action, including but not limited to submission of a PIP application and, where applicable, presuit notice under § 627.736(10), Fla. Stat.
3.5 Plaintiff’s injuries satisfy the Serious Injury Threshold, thereby permitting recovery of non-economic damages pursuant to § 627.737, Fla. Stat.


4. COUNT I – NEGLIGENCE

(Against Defendant)

4.1 Paragraphs 1.1 through 3.5 are realleged and incorporated herein by reference.
4.2 Defendant owed Plaintiff a duty to operate Defendant’s Vehicle with reasonable care under the circumstances and in compliance with all applicable traffic laws and regulations.
4.3 Defendant breached that duty by one or more of the following acts and/or omissions:
    a. Operating at an excessive or unsafe speed;
    b. Failing to maintain a proper lookout;
    c. Following too closely;
    d. Failing to yield the right-of-way;
    e. Operating while distracted and/or impaired;
    f. Operating the vehicle in violation of § 316.1925, Fla. Stat. (careless driving); and/or
    g. Other acts to be proven at trial.
4.4 Defendant’s breach was the direct and proximate cause of the Subject Accident and Plaintiff’s damages.
4.5 Pursuant to Florida’s modified comparative negligence framework (§ 768.81, Fla. Stat. (2023)), any comparative fault attributable to Plaintiff, if determined by the trier of fact, will proportionally reduce—but not bar—Plaintiff’s recovery, provided Plaintiff’s fault does not exceed 50% (a plaintiff at exactly 50% fault may still recover).

DAMAGES

4.6 Plaintiff seeks the following categories of damages:
    a. Past and future medical expenses;
    b. Past and future lost earnings and loss of earning capacity;
    c. Past and future pain, suffering, mental anguish, and loss of enjoyment of life;
    d. Permanent disability and/or disfigurement;
    e. Repair or replacement cost of Plaintiff’s Vehicle and other personal property;
    f. Pre-judgment and post-judgment interest as allowed by law; and
    g. All costs taxable under Fla. R. Civ. P. 1.420 and § 57.041, Fla. Stat.

WHEREFORE, Plaintiff demands judgment against Defendant for all compensatory damages, together with costs, interest, and such further relief as the Court deems just and proper.


5. PRAYER FOR RELIEF

Plaintiff respectfully prays for:

  1. Entry of judgment in an amount exceeding $50,000, exclusive of interest, fees, and costs;
  2. Award of taxable costs and allowable interest; and
  3. Such other and further relief as this Court deems equitable and just.

6. DEMAND FOR JURY TRIAL

Plaintiff hereby demands a trial by jury on all issues so triable as a matter of right pursuant to Art. I, § 22, Fla. Const., and Fla. R. Civ. P. 1.430.


7. CONDITIONS PRECEDENT

All conditions precedent to maintaining this action have been performed, have occurred, or have been waived.


8. RESERVATION OF AMENDMENTS

Plaintiff reserves the right to amend this Complaint to assert additional causes of action, add parties, and/or adjust damages in accordance with Fla. R. Civ. P. 1.190, as discovery may warrant.


9. VERIFICATION

I, [PLAINTIFF], certify under penalty of perjury, pursuant to § 92.525, Fla. Stat., that I have read the foregoing Complaint and that the facts stated herein are true and correct to the best of my knowledge and belief.

Date: ___________________

____________________________________
[PLAINTIFF NAME]
Plaintiff


10. CERTIFICATE OF SERVICE

I HEREBY CERTIFY that a true and correct copy of the foregoing was served via [e-portal/e-mail/hand delivery] on this ___ day of __________, 20__, to:

[DEFENSE COUNSEL NAME]
[Law Firm]
[Address]
[Email]

____________________________________
[PLAINTIFF’S COUNSEL NAME], Esq.
Florida Bar No. ________
[Law Firm]
[Address]
[Telephone] | [Email]
Counsel for Plaintiff

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About this template

Last updated
September 12, 2026
Jurisdiction
Florida
Category
Personal Injury

Legal authority

  • Fla. Stat. § 768.81 (Comparative fault; modified 51%-bar rule, as amended by 2023 HB 837)
  • Fla. Stat. § 95.11(5)(a) (Two-year statute of limitations for negligence actions, as amended by 2023 HB 837)
  • Fla. Stat. § 627.737 (Tort exemption; serious-injury threshold for motor-vehicle bodily-injury actions)
  • Fla. Stat. § 627.730 et seq. (Florida Motor Vehicle No-Fault Law / PIP)
  • Fla. Stat. § 316.1925 (Careless driving)
  • Fla. Stat. § 47.011 (Venue)
  • Fla. Stat. § 26.012(2)(a) (Circuit court jurisdiction)
  • Fla. Stat. § 34.01(1)(c)3 (County court $50,000 jurisdictional threshold, filed on/after 1/1/2023)
  • Fla. Stat. § 92.525 (Verification of documents; perjury by false written declaration)
  • Fla. R. Civ. P. 1.420, 1.430, 1.190

Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

The statutes this template relies on are listed under Legal authority.

Fla. Stat. § 47.011 (checked September 12, 2026): "Actions shall be brought only in the county where the defendant resides, where the cause of action accrued, or where the property in litigation is located. This section shall not apply to actions against nonresidents."

Fla. Stat. § 768.81(2), (6) (checked September 9, 2026): "In a negligence action, contributory fault chargeable to the claimant diminishes proportionately the amount awarded as economic and noneconomic damages for an injury attributable to the claimant's contributory fault, but does not bar recovery, subject to subsection (6). In a negligence action to which this section applies, any party found to be greater than 50 percent at fault for his or her own harm may not recover any damages. This subsection does not apply to an action for damages for personal injury or wrongful death arising out of medical negligence pursuant to chapter 766."

2023 Fla. Laws ch. 15, § 30 (HB 837) (checked September 9, 2026): "Except as otherwise expressly provided in this act, this act shall apply to causes of action filed after the effective date of this act."

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