Official Form 113 - Chapter 13 Plan (National Form) - Drafting Worksheet

United States Bankruptcy Court
District of [District]

In re: [Debtor Name(s)]
Case No.: [if known]

Instructions

Worksheet to draft the national Chapter 13 plan terms before populating the official Form 113 (or a local-model plan if required by your district). Confirm whether your district mandates a local form; if so, adapt sections accordingly. Use continuation sheets for complex treatment.

Part 1: Plan Overview

• Plan length (months): [36/60/other]
• Plan base (total to trustee over plan term): $[ ]
• Payment schedule (step or level): [Amount/Month for Months X–Y; then Amount/Month for Months Y–Z].
• Source of payments: [Wage deduction/ACH/direct].
• Applicable commitment period basis: [Above/below median; see 122C-1/2].

Part 2: Administrative and Attorney’s Fees

• Trustee percentage (projected): [ ]% (confirm local percentage).
• Attorney fees: $[Total], of which $[Paid Prepetition], balance $[ ] to be paid through plan.

Part 3: Secured Claims

• Mortgage arrears: Creditor [ ], collateral [ ], arrearage $[ ], cure over [ ] months at $[ ]/mo; ongoing mortgage paid [Inside/Outside] plan.
• Vehicle/other 910/365 claims: Creditor [ ], claim $[ ], value $[ ], interest rate [ ]%, monthly payment $[ ], term [ ] months, adequate protection $[ ]/mo until confirmation.
• Lien avoidance/strip: Creditor [ ], basis (e.g., wholly unsecured junior lien), value $[ ], request to avoid upon discharge.
• Surrender: Collateral [ ], creditor [ ], effective date [ ].

Part 4: Priority Claims (11 U.S.C. §507)

• Domestic support obligations: Creditor/agency [ ], ongoing $[ ]/mo (paid [Inside/Outside] plan); arrears $[ ], paid through plan at $[ ]/mo.
• Taxes: IRS/State $[ ], paid through plan at $[ ]/mo.
• Other priority: [Describe] $[ ].

Part 5: Nonpriority Unsecured Claims

• Estimated pool for unsecured creditors: $[ ] or [MDI × commitment period].
• Percent dividend (if known): [ ]% (subject to claims).
• Special classification (if any): [Describe basis and amount].

Part 6: Executory Contracts and Unexpired Leases

• Assume/reject: [List contracts/leases, cure amounts, and treatment].

Part 7: Vesting and Property of the Estate

• Property vests in debtor [At confirmation / At discharge].
• Estate property post-confirmation: [Remains property of the estate / Revests in debtor] (check local rule).

Part 8: Miscellaneous and Nonstandard Provisions

• Nonstandard provisions (must be clearly labeled and set out in a separate section of the official form):
• [Provision text]
• Conduit mortgage? [Yes/No]. If yes, specify conduit payment amount and start date.
• Tax refunds: [Turnover/Retain up to $ amount/percentage].
• Insurance maintenance: [Debtor to maintain insurance on collateral and provide proof on request].

Part 9: Signatures

Debtor 1 Signature: __________________________ Date: __________
Debtor 2 Signature (if joint): __________________________ Date: __________
Attorney (if any): __________________________ Date: __________

Transfer this plan into the official Form 113 (or required local plan), verify district-specific sections (e.g., mortgage conduit, LBR addenda), and update numbers to match filed proofs of claim before filing.