Irrevocable Trust - Washington

Washington Estate Planning & Wills Updated October 21, 2026 Free Word and PDF

IRREVOCABLE TRUST

[TRUST NAME] — Washington — [__/__/____]

Before you use this: Identify property actually delivered in Schedule A and complete the current beneficiaries, termination date, remainder shares and alternates before signing. Titled assets may require a separate deed, assignment, or retitling; a schedule alone does not complete that transfer.

1. Creation and property

I, [SETTLOR FULL NAME], of [ADDRESS], create the [TRUST NAME] Irrevocable Trust by delivering the property identified as presently transferred in Schedule A to [TRUSTEE FULL NAME], of [ADDRESS], as trustee. The trustee acknowledges receipt and accepts the trust. The trustee shall also hold later property effectively transferred to the trustee under these terms. Washington law governs this trust.

The current beneficiaries and the distinct remainder beneficiaries are identified in Schedule B. The trustee has duties to hold and administer the property under this instrument and applicable law.

2. Irrevocability and lawful changes

This trust is irrevocable. I reserve no unilateral right to revoke, amend, or terminate it, and no right under this instrument to receive trust property. A private instruction by me alone does not change this trust. This provision does not prevent a binding agreement or court action that meets applicable Washington law, including RCW 11.96A.220.

3. Distributions before termination

Until the termination date in Schedule B, the trustee may distribute income or principal to or for a current beneficiary's health, education, maintenance, or support. The trustee may consider each beneficiary's other resources known to the trustee and may make unequal distributions according to need. Undistributed income becomes principal at the end of each trust accounting year. The trustee shall not distribute to the settlor under this instrument.

4. Trustee and administration

The trustee shall keep trust property separate from personal property, preserve records of receipts, expenses, investments, and distributions, and administer the trust solely in the beneficiaries' interests under RCW 11.98.078. The trustee may retain, invest, sell, lease, insure, and manage trust property; employ advisers; pay proper trust expenses; and make distributions this instrument directs, subject to RCW 11.98.070. The trustee shall keep qualified beneficiaries reasonably informed and give notices and information as required by RCW 11.98.072. The trustee may receive reasonable compensation and reimbursement of proper expenses from trust property.

My first successor trustee is [FULL NAME AND ADDRESS]. If that person cannot or will not serve, my next successor is [FULL NAME AND ADDRESS]. A successor accepts in a signed writing kept with the trust records. The outgoing trustee shall deliver trust property and records to the successor. A trustee may resign by signed notice to the current adult beneficiaries and next named successor; any further appointment or removal shall follow applicable law. Nothing here excuses a trustee's breach of trust or categorically limits personal liability for contracts or torts; RCW 11.98.110 governs third-party claims.

5. Termination and remainder

This trust terminates on [__/__/____]. After reserving proper administration expenses and satisfying enforceable trust obligations, the trustee shall distribute the remaining trust property outright in the percentages in Schedule B. Each share passes to the named remainder beneficiary if living on the termination date, otherwise to the alternate in the same row. If neither survives, that share is divided proportionately among the other surviving remainder beneficiaries or alternates. If none survives, the trustee shall distribute the remainder to [FINAL CONTINGENT RECIPIENT FULL NAME AND ADDRESS]. The trustee may distribute cash or property in kind, using fair values to allocate shares, and shall provide a final accounting.

6. Signatures

I intend to create this irrevocable trust and have delivered the initial property in Schedule A to the trustee.

Settlor signature: ______________________________ Date: [__/__/____]

Printed name: [SETTLOR FULL NAME]

I acknowledge receipt of the initial trust property and accept the trusteeship under these terms.

Trustee signature: ______________________________ Date: [__/__/____]

Printed name: [TRUSTEE FULL NAME]

Schedule A — initial trust property

Identifiable property and location or account identifier Actual transfer method and date
[DESCRIPTION] [DELIVERY / DEED / RETITLING; DATE]
[DESCRIPTION] [METHOD; DATE]

Schedule B — beneficiaries and termination

Termination date: [__/__/____]

Current beneficiaries eligible for discretionary distributions before termination: [FULL NAMES AND ADDRESSES]

Remainder shares must total 100%.

Remainder beneficiary (full name and address) Share Alternate (full name and address)
[NAME AND ADDRESS] [__]% [NAME AND ADDRESS]
[NAME AND ADDRESS] [__]% [NAME AND ADDRESS]
Total 100%

Final contingent recipient: [FULL NAME AND ADDRESS]

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About this template

Last updated
October 21, 2026
Citations checked
October 21, 2026
Jurisdiction
Washington
Category
Estate Planning & Wills

Legal authority

  • RCW 11.98.008
  • RCW 11.98.011
  • RCW 11.98.070
  • RCW 11.98.072
  • RCW 11.98.078
  • RCW 11.98.110
  • RCW 11.96A.050
  • RCW 11.96A.170
  • RCW 11.96A.220

Estate planning documents decide what happens to your property, your children, and your medical care when you cannot make those decisions yourself. Wills, trusts, powers of attorney, and health care directives each serve different purposes and each have to meet state law requirements for signing, witnessing, and notarization. A document that looks fine on the page but was not executed correctly can be rejected in probate, which is exactly when it is too late to fix.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

A reviewer verified this template's legal citations against the official source on October 21, 2026.

RCW 11.96A.050(1)-(2) (checked October 21, 2026): "For all other trusts, in the superior court of the county where any qualified beneficiary of the trust as defined in RCW 11.98.002 resides, the county where any trustee resides or has a place of business, or the county where any real property that is an asset of the trust is located."

RCW 11.98.110(2) (checked October 21, 2026): "If the action is on a contract made by the trustee, the trustee may be held personally liable on the contract, if personal liability is not excluded."

RCW 11.96A.170 (checked October 21, 2026): "If a jury is not demanded, the court shall try the issues, and sign and file its findings and decision in writing, as provided for in civil actions."

RCW 11.98.008 (checked October 21, 2026): "A trust may be created by: (1) Transfer of property to another person as trustee during the trustor's lifetime"

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