Arizona Insured Storm Repair Home Improvement Addendum

Arizona Insured Storm Repair Home Improvement Addendum

Use with the signed Arizona Residential Home Improvement Contract. This addendum applies to residential repair or replacement of damage directly from a catastrophic storm in an area designated by an insurer, for an owner who lives in the home or intends to live there after completion. Complete the base contract's identity, price, payment, completion, complaint, and signature terms as well. If the two documents conflict, the additional protections stated here govern the covered storm work.

Do not solicit a signature while the loss-producing event continues at the premises or while a public safety service is responding there. Work to maintain or restore essential services or prevent immediate further damage is handled as allowed by A.R.S. § 32-1158.02(O).

Original contract date: [__/__/____] Addendum date: [__/__/____]

Insured owner: [FULL NAME AND MAILING ADDRESS] Project address: [STREET, CITY, ARIZONA ZIP]

Licensed contractor: [LEGAL NAME, LICENSE NUMBER, BUSINESS ADDRESS, PHONE]

Insurer and claim reference, if known: [NAME AND NUMBER / PENDING]

1. Owner cancellation statements

Print both statements in at least 10-point bold type in the signed contract and owner copy.

You may cancel this contract at any time within seventy-two hours after you have been notified that your insurer has denied your claim to pay for the goods and services to be provided under this contract.

You may cancel this contract at any time, for any reason, within four business days after signing this contract.

The insured owner may cancel by giving written notice to Contractor at [FULL CONTRACTOR ADDRESS]. The notice need only state the owner's intent not to be bound; no particular form is required. The insurer-denial period and four-business-day period are separate rights under A.R.S. § 32-1158.02(B)-(C).

Within ten days after a cancellation under that section, Contractor will return the owner's payments and debt evidence. If emergency services were performed, Contractor may retain reasonable compensation for them only after giving the owner a detailed description and itemized charges, as the statute provides.

2. Repair estimate attached to the contract

Attach the full estimate and supporting photographs or other damage documentation. Complete each field before signing.

Contractor makes no assurance that the insurer will cover the claimed loss. Owner remains responsible for payment for work performed if the insurer denies payment or coverage for any part of the loss, subject to the cancellation and emergency-service provisions above.

3. Price, deposit, claim, and start of work

Total contract price: $[AMOUNT]. Down payment due at signing: $[AMOUNT], which is no more than 50% of the total contract price. Remaining payment stages: [AMOUNT, COMPLETED STAGE, AND DUE EVENT].

Contractor will not pay, rebate, or promise to pay the owner's insurance deductible, directly or indirectly. Contractor will not begin repair or replacement until the insurer approves or denies the claim, except work necessary to prevent further loss. Insurer decision and date: [APPROVED / DENIED / PENDING; DATE]. Immediate loss-prevention work, if any: [SCOPE, DATE, PRICE, AND ITEMIZATION / NONE].

Contractor is not the owner's claim adjuster and will not negotiate an insurance settlement for the owner. Any communication with the insurer to assist in a claim dispute requires the owner's permission and is uncompensated, as provided in A.R.S. § 32-1158.02(L).

4. Written changes and coverage notice

Every addition, deletion, or change to the original work order must be recorded in a written change order signed by the homeowner. The order must describe the changed work, price and payment effect, revised total, and schedule effect. Signed change orders attached: [NUMBERS, DATES, AND PAGES / NONE].

Contractor will immediately notify Owner in writing of any cancellation of Contractor's workers' compensation coverage. Current coverage confirmation or written status: [DETAILS AND DATE].

5. Signatures and delivery

The parties have reviewed the attached estimate, both cancellation statements, down payment, and work-start conditions. Contractor gives Owner a legible signed copy of this addendum and the attached estimate with the base contract.

Owner signature: ______________________________ Date: [__/__/____]

Contractor or designated representative signature: ______________________________ Date: [__/__/____]

Printed signer name and title: [NAME AND TITLE]

Signed copy and estimate delivered to Owner: [DATE, METHOD, RECIPIENT]