Alabama Insured Residential Roofing Contract

Alabama Insured Residential Roofing Contract

Before signing: Complete the contractor's name and business address in both detachable cancellation notices. Give the insured the statutory warning and two completed notices before signing. Print the warning and notices in bold type of at least 10 points. Determine whether a separate cancellation rule also applies.

1. Parties and property

Date of contract: [__/__/____]

Insured property owner / customer: [FULL LEGAL NAME]

Residential property: [STREET ADDRESS, CITY, ALABAMA ZIP]

Customer mailing address, if different: [ADDRESS]

Residential roofing contractor: [LEGAL NAME]

Contractor's business address for cancellation: [ADDRESS]

Contractor's email address for cancellation: [EMAIL ADDRESS]

Contractor telephone: [NUMBER] License number, if required: [NUMBER]

This agreement covers work to a roof system on residential real estate, with payment expected from property and casualty insurance proceeds. The customer controls the insurance claim. The contractor will not represent, negotiate, advertise, or offer to negotiate the claim for the customer.

2. Work and schedule

Roof components and existing damage: [DESCRIBE]

Work, materials, and specifications: [DETAILED SCOPE OR SIGNED EXHIBIT]

Excluded work: [DETAILS OR NONE]

Permits and inspections; responsible party: [DETAILS]

Estimated start date: [__/__/____] Estimated completion date: [__/__/____]

Site access, protection, debris removal, and cleanup: [DETAILS]

Workmanship and manufacturer warranties, if any: [TERMS OR NONE]

Any change to the work, price, or schedule requires a written change order signed by both parties before the changed work begins.

3. Price, insurance, and payment

Total contract price: $[AMOUNT] Itemized price exhibit: [IDENTIFY OR NONE]

Insurer and claim number, if known: [DETAILS OR UNKNOWN]

Customer deductible and other customer-paid amounts: [AMOUNTS AND PURPOSES OR UNKNOWN]

Payment milestones after the cancellation period expires: [DATES, AMOUNTS, AND CONDITIONS]

The contractor will not require payment until the cancellation period under Ala. Code § 8-36-2 has expired. A necessary emergency service may be charged when rendered only if the insured acknowledges in writing that it is needed to prevent damage to the property. If the insured cancels under that section, a fee for other work is unenforceable.

4. Emergency services, if authorized

Damage that the emergency service will prevent: [DESCRIBE OR NONE]

Authorized emergency work and price: [DETAILS AND AMOUNT OR NONE]

Insured's written acknowledgment that this service is necessary to prevent damage: [STATEMENT OR NONE]

Insured signature for emergency authorization: ____________________ Date: [__/__/____]

5. Statutory warning and cancellation

You may cancel this contract at any time before midnight on the fifth business day after you have received written notification from your insurer that all or any part of the claim or contract is not a covered loss under the insurance policy or that the covered claim will not be sufficient to cover the amount of the contract. This right to cancel is in addition to any other rights of cancellation which may be found in state or federal law or regulation. See attached notice of cancellation form for an explanation of this right.

If the insurer gives written notice that all or part of the claim or contract is not covered, or that covered proceeds will be insufficient for this contract, the insured may cancel before midnight of the fifth business day after receiving the insurer's notice. A written cancellation may be mailed, emailed, or delivered to the contractor's address above. Mailed notice is effective upon proper deposit in the United States mail; emailed notice is effective if sent to the email address stated above. Any written expression of intent not to be bound is sufficient.

Insured acknowledges receipt of the warning and two completed, detachable notices before signing: [INITIALS] Date: [__/__/____]

6. Builder liability insurance disclosure

For a residential roofer whose undertaking exceeds $2,500, complete this disclosure before work begins. Select one route and sign it. This is the contractor's liability insurance status, separate from the customer's property and casualty policy.

☐ Insurance maintained. The builder has obtained and is currently maintaining liability insurance. Insurer and policy reference, if supplied: [DETAILS]. Builder and homeowner sign or initial this disclosure.

Builder signature or initials: __________ Homeowner signature or initials: __________ Date: [__/__/____]

☐ Insurance not maintained. The builder has not obtained or does not currently maintain liability insurance. The homeowner selects the witness below.

Builder signature: ____________________ Homeowner signature: ____________________ Date: [__/__/____]

Witness selected by homeowner: ____________________ Witness printed name: [NAME] Date: [__/__/____]

7. Contract signatures

Insured / customer signature: ______________________________ Date: [__/__/____]

Contractor authorized signature: ______________________________ Date: [__/__/____]

Contractor printed name and title: [NAME AND TITLE]

Completed contract and two detachable notices delivered to insured: [DATE AND METHOD]

Detachable notice of cancellation — copy 1

NOTICE OF CANCELLATION

If you are notified by your insurer that all or any part of the claim or contract is not a covered loss under the insurance policy, or that the covered claim will not be sufficient to cover the amount of the contract, you may cancel the contract by mailing, electronic mailing, or delivering a signed and dated copy of this cancellation notice or any other written notice to [CONTRACTOR NAME] at [CONTRACTOR BUSINESS ADDRESS], at any time prior to midnight on the fifth business day after you have received such notice from your insurer.

I HEREBY CANCEL THIS TRANSACTION

_______________

Date

_______________

Insured’s Signature

Detachable notice of cancellation — copy 2

NOTICE OF CANCELLATION

If you are notified by your insurer that all or any part of the claim or contract is not a covered loss under the insurance policy, or that the covered claim will not be sufficient to cover the amount of the contract, you may cancel the contract by mailing, electronic mailing, or delivering a signed and dated copy of this cancellation notice or any other written notice to [CONTRACTOR NAME] at [CONTRACTOR BUSINESS ADDRESS], at any time prior to midnight on the fifth business day after you have received such notice from your insurer.

I HEREBY CANCEL THIS TRANSACTION

_______________

Date

_______________

Insured’s Signature

Sources and references

• Alabama Legislature current Code: § 8-36-1, § 8-36-2, § 34-14A-2, and § 34-14A-19. The last section includes Act 2026-320 in its official history.