Kentucky Home-Solicitation Home Improvement Contract

KENTUCKY HOME-SOLICITATION HOME IMPROVEMENT CONTRACT

Before signing: Complete every blank and both attached notices, calculate the cancellation date, and give Buyer a complete signed copy and two detachable notices at the sale. Use this form for home-improvement services personally solicited and agreed at Buyer's residence where the price is at least $25 and both Kentucky's home-solicitation law and the federal Cooling-Off Rule apply. If the sales presentation was principally in another language, prepare the agreement and notices in that language. Do not use this form for a loan secured by Buyer's principal dwelling, an emergency sale, or a sale within an exclusion without checking the separate governing rules.

Transaction and signing date: [__/__/____]

Buyer legal name: [________________________________]

Buyer residence and work site: [STREET, CITY, KY ZIP]

Buyer telephone and email: [PHONE; EMAIL]

Contractor legal name and trade name: [________________________________]

Contractor's permanent business and cancellation-notice address: [STREET, CITY, STATE ZIP]

Contractor telephone and email: [PHONE; EMAIL]

Place of personal solicitation and signing: [________________________________]

1. Work, materials, and permits

Contractor shall perform the home improvements described in Exhibit A at the work site above. Exhibit A identifies each task, plan, material, brand or grade, allowance, and exclusion. Contractor will supply the labor, supervision, tools, and materials required for that scope. Permit responsibility and cost: [CONTRACTOR / BUYER; DETAILS]. Contractor shall perform work in a workmanlike manner and comply with applicable permits and safety requirements.

Contractor shall give Buyer reasonable access to the work and keep the site reasonably safe and clean. Buyer shall provide access to the agreed work areas on these dates and hours: [DETAILS].

2. Price and payment

Total contract price: $[AMOUNT], including labor, materials, taxes, fees, and charges identified in Exhibit A.

The scheduled amounts total the contract price, subject to signed change orders. Contractor shall give Buyer an itemized invoice for each payment and a receipt for money received. No payment schedule or work begun during a cancellation period limits Buyer's cancellation rights.

3. Schedule, changes, and completion

Approximate start date: [__/__/____]. Approximate completion date: [__/__/____].

Contractor shall promptly describe a material delay in writing and propose a revised schedule. A change to the work, materials, price, or dates requires a written change order signed by both parties before the changed work starts. Each order states its price and schedule effect.

At completion, the parties will inspect the work and record unfinished or disputed items: [ATTACH LIST / NONE]. Contractor shall address agreed items by [DATE OR WRITTEN SCHEDULE]. Buyer's final payment remains subject to applicable law and any agreed written list.

4. Cancellation and statutory rights

Buyer may cancel a covered home-solicitation sale before midnight of the third business day after signing this agreement. Under Kentucky law, a written notice expressing an intent not to be bound is sufficient; if mailed, it is given when placed in a properly addressed, postage-paid mailbox. Send it to Contractor's business address above. The two attached federal notices provide a way to cancel and state the completed deadline. Contractor will orally explain the cancellation right at signing.

Upon an effective cancellation, Contractor shall return payments and any note or other evidence of indebtedness as KRS 367.440 requires, and handle any goods under KRS 367.450 and the federal rule. Contractor receives no compensation for services performed before cancellation of a covered Kentucky sale. The parties do not waive a right under KRS 367.410–367.450. The buyer may use any other cancellation right that applies to this transaction.

Completed cancellation deadline: [DAY, MONTH, DATE, YEAR] at midnight, calculated under all applicable rules.

Delivered at signing: ☐ Completed signed contract ☐ Completed Exhibit A ☐ Two completed, detachable Notices of Cancellation.

5. Other terms and signatures

Kentucky law governs this agreement, subject to rights that cannot be waived. The parties may address a dispute through a court with jurisdiction. A party alleging breach shall describe it in writing and request a reasonable response, without limiting a statutory cancellation or other remedy.

Print the two statements beside Buyer's signature in bold type of at least 10 points. Print each detachable notice in bold type of at least 10 points. Complete each notice before delivery.

This agreement and its completed exhibits and notices state the parties' agreement. Later changes require both parties' signatures. Each party acknowledges receiving a signed copy.

BUYER'S RIGHT TO CANCEL

If this agreement was solicited to your residence and you do not want the goods or services, you may cancel this agreement by mailing a notice to the seller. The notice must say that you do not want the goods or services and must be mailed before midnight of the third business day after you sign this agreement.The notice must be mailed to:

[CONTRACTOR LEGAL NAME]

[CONTRACTOR BUSINESS ADDRESS]

You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction. See the attached notice of cancellation form for an explanation of this right.

Buyer signature: ____________________ Date and time: [__/__/____, __:__]

Contractor or authorized representative signature: ____________________ Date: [__/__/____]

Printed name and title: [________________________________]

Exhibit A — work and materials

Additional plans or specifications attached: [IDENTIFY / NONE].

NOTICE OF CANCELLATION — copy 1, detach and give to buyer

Transaction date: [DATE OF TRANSACTION]

You may CANCEL this transaction, without any Penalty or Obligation, within THREE BUSINESS DAYS from the above date.

If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be cancelled.

If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller's expense and risk.

If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance of all obligations under the contract.

To cancel this transaction, mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice, or send a telegram, to [CONTRACTOR LEGAL NAME], at [CONTRACTOR BUSINESS ADDRESS] NOT LATER THAN MIDNIGHT OF [CANCELLATION DEADLINE].

I HEREBY CANCEL THIS TRANSACTION.

Date: [__/__/____] Buyer's signature: ____________________

NOTICE OF CANCELLATION — copy 2, detach and give to buyer

Transaction date: [DATE OF TRANSACTION]

You may CANCEL this transaction, without any Penalty or Obligation, within THREE BUSINESS DAYS from the above date.

If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be cancelled.

If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller's expense and risk.

If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance of all obligations under the contract.

To cancel this transaction, mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice, or send a telegram, to [CONTRACTOR LEGAL NAME], at [CONTRACTOR BUSINESS ADDRESS] NOT LATER THAN MIDNIGHT OF [CANCELLATION DEADLINE].

I HEREBY CANCEL THIS TRANSACTION.

Date: [__/__/____] Buyer's signature: ____________________

Official sources

• Kentucky Revised Statutes, Chapter 367 home-solicitation provisions
• FTC Cooling-Off Rule, 16 C.F.R. part 429, official 2026 CFR