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Foreclosure Rescue Scam Complaint - Free Editor

FORECLOSURE RESCUE SCAM COMPLAINT

IMPORTANT: IMMEDIATE ACTIONS

If you believe you are the victim of a foreclosure rescue scam, take these steps immediately:

☐ STOP ALL PAYMENTS to the suspected scammer
☐ DO NOT SIGN any additional documents
☐ CONTACT YOUR MORTGAGE SERVICER directly using the number on your monthly statement
☐ CONTACT A HUD-APPROVED HOUSING COUNSELOR at 1-800-569-4287 (free service)
☐ FILE COMPLAINTS with the agencies listed below
☐ CONSULT AN ATTORNEY immediately

PART 1: COMPLAINT INFORMATION FORM

A. YOUR INFORMATION (VICTIM)

Full Legal Name: ________________________________________________

Address: ________________________________________________
________________________________________________

City: __________________ State: _____ ZIP: ___________

Telephone (Primary): (______) _______ - ____________

Telephone (Alternate): (______) _______ - ____________

Email Address: ________________________________________________

Best Time to Contact: ☐ Morning ☐ Afternoon ☐ Evening

B. PROPERTY INFORMATION

Property Address: ________________________________________________
________________________________________________

City: __________________ State: _____ ZIP: ___________

Mortgage Servicer: ________________________________________________

Loan Number: ________________________________________________

Current Loan Status:
☐ Current ☐ Delinquent ☐ In Foreclosure ☐ Sold at Foreclosure ☐ Unknown

C. SUSPECTED SCAMMER INFORMATION

Individual/Company Name: ________________________________________________

Also Known As (Other Names Used): ________________________________________________

Address: ________________________________________________
________________________________________________

City: __________________ State: _____ ZIP: ___________

Telephone Number(s): ________________________________________________

Email Address(es): ________________________________________________

Website(s): ________________________________________________

How Did You Learn About This Individual/Company?
☐ Mail solicitation
☐ Phone call (unsolicited)
☐ Internet advertisement
☐ Television/Radio advertisement
☐ Sign/Flyer/Door hanger
☐ Referral from: ________________________________________________
☐ Other: ________________________________________________

PART 2: DESCRIPTION OF SCAM

A. TYPE OF SCAM (Check all that apply)

Upfront Fee Scams:
☐ Company/individual charged fee before providing any services
☐ Company/individual promised to stop foreclosure for a fee
☐ Company/individual guaranteed loan modification for a fee
☐ Company/individual charged for "forensic loan audit"

Bait and Switch Scams:
☐ Signed documents that turned out to transfer property title
☐ Signed "loan modification" documents that were actually a new loan
☐ Was told it was a loan modification but it was a deed transfer
☐ Was told it was temporary but signed away ownership

Rent-to-Own/Leaseback Scams:
☐ Was told to transfer deed and lease back property
☐ Promised I could buy back the property later
☐ Made rent payments but was told property was sold
☐ Was evicted from my own home

Phantom Help Scams:
☐ Company/individual took fee and did nothing
☐ Company/individual stopped communicating after receiving money
☐ Company/individual made false promises about services
☐ Company/individual provided worthless "services"

Equity Skimming Scams:
☐ Company/individual promised to sell home and give me equity
☐ Company/individual took equity and left me with debt
☐ Company/individual refinanced and took cash out
☐ Company/individual stripped equity from property

Fake Government Program Scams:
☐ Claimed to be affiliated with government program
☐ Used government-sounding name or acronym
☐ Claimed to have special access to government programs
☐ Impersonated government official

Other Types:
☐ Mass joinder lawsuit scam
☐ Bankruptcy mills
☐ Other: ________________________________________________

B. TIMELINE OF EVENTS

Please provide a detailed timeline of what happened:

Initial Contact:
Date: _______________
How contacted: ________________________________________________
What was said/promised: ________________________________________________
________________________________________________

Subsequent Communications:
(Add additional rows as needed)

Date	Type of Contact	What Happened

Documents Signed:
(List all documents you signed)

Date	Document Description	Copy Attached?
		☐ Yes ☐ No
		☐ Yes ☐ No
		☐ Yes ☐ No

Payments Made:

Date	Amount	Method (Check/Cash/Wire/Credit Card)	To Whom
	$
	$
	$
	$

Total Amount Paid: $________________

C. DETAILED NARRATIVE

Please describe in your own words what happened:

________________________________________________________________________________

(Attach additional pages if needed)

D. RED FLAGS OBSERVED (Check all that apply)

☐ Charged an upfront fee before providing any services
☐ Told me to stop paying my mortgage
☐ Told me not to contact my lender
☐ Guaranteed to stop foreclosure or get a loan modification
☐ Told me to make payments directly to them instead of my lender
☐ Pressured me to sign documents immediately
☐ Would not explain documents I was signing
☐ Asked me to sign blank documents
☐ Told me to transfer my deed to them temporarily
☐ Asked me to lie on documents
☐ Said they were from the government or affiliated with government program
☐ Called me from the National Do Not Call Registry
☐ Contacted me from jail/prison
☐ Other: ________________________________________________

E. CURRENT STATUS

What is the current status of your property?
☐ I still own the property
☐ Property was sold at foreclosure
☐ Property was transferred to scammer
☐ Property was sold to third party
☐ Unknown

What is the current status of your mortgage?
☐ Still in default
☐ Foreclosure is pending
☐ Loan was modified (legitimately)
☐ Loan was paid off
☐ Unknown

Have you been contacted by the scammer recently?
☐ Yes - Date of last contact: _______________
☐ No

PART 3: SUPPORTING DOCUMENTATION

Please attach copies (keep originals) of:

☐ All documents signed with suspected scammer
☐ All contracts or agreements
☐ All correspondence (letters, emails, texts)
☐ Receipts or proof of payments made
☐ Canceled checks (front and back)
☐ Bank statements showing payments
☐ Wire transfer confirmations
☐ Credit card statements showing charges
☐ Advertisements, flyers, or solicitations received
☐ Business cards
☐ Screenshots of websites or text messages
☐ Voicemail recordings (if available)
☐ Notes from phone conversations
☐ Recorded documents (deed transfers, liens, etc.)
☐ Other relevant documents

PART 4: AGENCY COMPLAINTS

Federal Agencies

1. Federal Trade Commission (FTC)
- Online: www.ftc.gov/complaint or reportfraud.ftc.gov
- Phone: 1-877-FTC-HELP (1-877-382-4357)
- TTY: 1-866-653-4261