FAIR DEBT COLLECTION PRACTICES ACT VIOLATION DEMAND LETTER
KANSAS
SENT VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[DATE]
[DEBT COLLECTOR NAME]
[DEBT COLLECTOR ADDRESS]
[CITY, STATE ZIP]
Re: FDCPA and Kansas CPA Violation Demand
Consumer: [CONSUMER FULL NAME]
Account Number: [ACCOUNT NUMBER]
Dear Sir or Madam:
This law firm represents [CONSUMER FULL NAME], a Kansas resident.
I. VIOLATIONS IDENTIFIED
Federal FDCPA Violations:
☐ Validation notice failure (15 U.S.C. Section 1692g)
☐ False representations (15 U.S.C. Section 1692e)
☐ Unfair practices (15 U.S.C. Section 1692f)
☐ Harassment (15 U.S.C. Section 1692d)
Kansas Consumer Protection Act (K.S.A. Section 50-626):
☐ Deceptive acts and practices
☐ Unconscionable acts and practices
II. LEGAL FRAMEWORK
Kansas Consumer Protection Act
K.S.A. Section 50-626 prohibits deceptive acts and practices. K.S.A. Section 50-627 prohibits unconscionable acts.
III. DAMAGES
| Category | Amount |
|---|---|
| FDCPA Statutory Damages | Up to $1,000 |
| Actual Damages | $[AMOUNT] |
| Attorney's Fees | $[AMOUNT] |
IV. DEMAND
Payment of $[SETTLEMENT DEMAND] within thirty (30) days.
Respectfully submitted,
[LAW FIRM NAME]
[ATTORNEY NAME]
[KANSAS BAR NUMBER]
KANSAS-SPECIFIC REFERENCE
| Element | Kansas Law |
|---|---|
| Consumer Protection Act | K.S.A. Section 50-623 et seq. |
| State Enforcement | Kansas AG |
Consult a Kansas-licensed attorney before use.