FAIR DEBT COLLECTION PRACTICES ACT VIOLATION DEMAND LETTER
DISTRICT OF COLUMBIA
SENT VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED
[DATE]
[DEBT COLLECTOR NAME]
[DEBT COLLECTOR ADDRESS]
[CITY, STATE ZIP]
Re: FDCPA and D.C. CPPA Violation Demand
Consumer: [CONSUMER FULL NAME]
Account/Reference Number: [ACCOUNT NUMBER IF KNOWN]
Dear Sir or Madam:
This law firm represents [CONSUMER FULL NAME], a District of Columbia resident.
I. VIOLATIONS IDENTIFIED
Federal FDCPA Violations:
☐ Validation notice failure (15 U.S.C. Section 1692g)
☐ False representations (15 U.S.C. Section 1692e)
☐ Unfair practices (15 U.S.C. Section 1692f)
☐ Harassment (15 U.S.C. Section 1692d)
D.C. Consumer Protection Procedures Act (D.C. Code Section 28-3904):
☐ Unfair or deceptive trade practices
☐ Misrepresentations of material fact
☐ Unconscionable trade practices
II. LEGAL FRAMEWORK
D.C. Consumer Protection Procedures Act
The D.C. CPPA is one of the strongest consumer protection statutes in the nation. Under D.C. Code Section 28-3905, consumers may recover:
- Treble damages or $1,500 per violation, whichever is greater
- Punitive damages
- Attorney's fees and costs (mandatory)
D.C. Debt Collection Licensing
D.C. requires debt collectors to be licensed. Unlicensed collection activity violates D.C. law.
III. DAMAGES
| Category | Amount |
|---|---|
| FDCPA Statutory Damages | Up to $1,000 |
| D.C. CPPA Treble/$1,500 | $[AMOUNT] |
| Actual Damages | $[AMOUNT] |
| Attorney's Fees | $[AMOUNT] |
| TOTAL | $[AMOUNT] |
IV. DEMAND
Payment of $[SETTLEMENT DEMAND] within thirty (30) days.
Respectfully submitted,
[LAW FIRM NAME]
[ATTORNEY NAME]
[D.C. BAR NUMBER]
D.C.-SPECIFIC REFERENCE
| Element | D.C. Law |
|---|---|
| CPPA | D.C. Code Section 28-3901 et seq. |
| Treble Damages | Yes - or $1,500 per violation |
| Attorney's Fees | Mandatory |
| Punitive Damages | Available |
| Debt Collector Licensing | Required |
Consult a D.C.-licensed attorney before use.