Fair Housing Discrimination Complaint
FAIR HOUSING DISCRIMINATION COMPLAINT — SIGNED FACTUAL STATEMENT FOR HUD
Before you use this: Send the facts in this signed narrative through HUD's current online, phone, or official mailed complaint route at HUD's Report Housing Discrimination page. HUD requires its own complaint form and an oath or affirmation; this narrative is supporting material. Under 42 U.S.C. § 3610(a)(1)(A), the administrative filing period is generally one year after the alleged practice occurred or terminated. Calculate from your actual events and preserve proof of receipt.
To: U.S. Department of Housing and Urban Development, Office of Fair Housing and Equal Opportunity
From (complainant): [FULL NAME]. Address: [MAILING ADDRESS]. Phone or safe contact method: [CONTACT]. Email, if safe: [EMAIL]. Preferred contact language and accessibility need: [DETAILS OR NONE].
Respondent(s): [PERSON / LANDLORD / MANAGER / LENDER / ORGANIZATION, ROLE, ADDRESS AND CONTACT IF KNOWN]. Identify each person's conduct separately if more than one respondent is named: [DETAILS].
Housing or program involved: [PROPERTY ADDRESS, UNIT, LISTING OR PROGRAM IDENTIFIER]. My relationship to the housing was [APPLICANT / TENANT / BUYER / OTHER], beginning [DATE].
1. Alleged conduct and dates
The earliest event I am reporting occurred [__/__/____]. The most recent event or termination of the practice occurred [__/__/____]. I first learned of [RELEVANT ACTION] on [__/__/____].
| Date, time and place | Who acted or spoke | Exact words or observed action | Source record or witness |
|---|---|---|---|
| [DATE / PLACE] | [PERSON] | [FACTS; MARK QUOTES ONLY IF REMEMBERED EXACTLY] | [FILE / WITNESS] |
| [DATE / PLACE] | [PERSON] | [FACTS] | [FILE / WITNESS] |
In sequence, this is what happened: [STATE THE EVENTS IN YOUR OWN WORDS, INCLUDING APPLICATION, REQUEST, RESPONSE, COMPARATORS, FOLLOW-UP, AND CURRENT STATUS. Distinguish what you personally saw from what someone else told you.]
The explanation given by the respondent was [EXACT STATEMENT OR NONE]. I believe the actual reason or effect was discriminatory because [SPECIFIC CONNECTING FACTS, COMPARATORS, POLICY, TIMING, STATEMENTS, OR DOCUMENTS]. Facts that may support a different explanation are [FACTS OR NONE KNOWN].
2. Federal basis to be evaluated
Check only a basis supported by the described facts; HUD or counsel should assess the covered housing, actor, exemption, and correct statutory route.
☐ Refusal to rent, sell, negotiate, or make a dwelling available because of [RACE / COLOR / RELIGION / SEX / FAMILIAL STATUS / NATIONAL ORIGIN], with supporting facts [FACTS] (42 U.S.C. § 3604(a)).
☐ Different terms, services, or facilities because of [ACTUAL PROTECTED BASIS], with supporting facts [FACTS] (42 U.S.C. § 3604(b) or (f)(2), as applicable).
☐ A discriminatory housing advertisement or representation, quoting the actual words and identifying the medium and date [FACTS] (42 U.S.C. § 3604(c) or (d), if applicable).
☐ Disability-related denial or terms concerning me, a person who will live in the dwelling, or an associated person, with only the facts needed to explain the restriction [FACTS] (42 U.S.C. § 3604(f)).
☐ A requested change to a rule, policy, practice, or service that may have been necessary for equal opportunity to use and enjoy the dwelling: request [WHAT / WHEN / HOW], disability-related need explained [MINIMUM NECESSARY FACTS], response [WHAT / WHEN] (42 U.S.C. § 3604(f)(3)(B)).
☐ Coercion, intimidation, threat, or interference tied to exercise of or assistance with a fair housing right: [ACT, DATE, LINK TO PROTECTED ACTIVITY] (42 U.S.C. § 3617).
☐ Another federal route, lending claim, or state/local protection: [IDENTIFY SPECIFIC LAW AND FACTS AFTER SEPARATE CURRENT-LAW REVIEW]. A housing voucher, source of income, marital status, age, or other category is not assumed to be a federal § 3604 protected class from this form alone.
3. Effect, documents, and earlier reports
The practical effect on me or the person affected was [DENIAL, DELAY, CHANGED TERMS, COST, ACCESS BARRIER, HARASSMENT, OR OTHER ACTUAL EFFECT]. Documented out-of-pocket loss, if any: [AMOUNT AND RECORD]. Other effects: [ACTUAL FACTS, NOT ESTIMATED DAMAGES]. Current housing/application status: [STATUS].
| Supporting item | Date and what it shows | Where preserved or enclosed |
|---|---|---|
| [LISTING / APPLICATION / LEASE / TEXT / EMAIL / PHOTO / POLICY / WITNESS] | [DATE / RELEVANCE] | [FILE / CONTACT] |
Witnesses who may know these facts: [NAMES, CONTACT IF SAFE, AND WHAT EACH PERSON OBSERVED]. Do not include a diagnosis, Social Security number, full financial account number, or another person's private data unless the intake office requests it through an appropriate channel.
Earlier HUD, state, local, or court complaint about these events: ☐ none ☐ [AGENCY / CASE NUMBER / DATE / STATUS / OUTCOME]. Any settlement or conciliation agreement addressing these events: [DETAILS OR NONE].
4. Requested action and affirmation
I ask HUD to review these facts, contact me using the safe method above, investigate any covered discriminatory housing practice, and consider relief available through the applicable process. My immediate practical request is [SPECIFIC HOUSING OPPORTUNITY / POLICY CHANGE / OTHER RESULT]. I understand that this request is not an agency finding, guaranteed award, civil penalty, or court order.
I affirm that the factual statements in this narrative are true to the best of my knowledge, and that I have identified information based on someone else's report where applicable. I will complete the oath or affirmation and any required verification in HUD's official complaint process.
| Complainant signature | Printed name | Date and place |
|---|---|---|
| [SIGNATURE] | [NAME] | [__/__/____ / CITY, STATE] |
HUD filing record, completed after submission: route [ONLINE / PHONE / MAIL]; date sent [__/__/____]; receipt or reference number [NUMBER]; official complaint copy and oath/affirmation completed [DATE / STATUS]; HUD contact [NAME / CHANNEL]; next notice or response date [DATE / SOURCE].
About this template
- Last updated
- September 26, 2026
- Citations checked
- September 27, 2026
- Jurisdiction
- All states
- Category
- Landlord & Tenant
Legal authority
- 42 U.S.C. § 3604 (selected sale, rental, advertising, and disability claims)
- 42 U.S.C. § 3610(a) (HUD complaint filing, form, and oath or affirmation)
- 42 U.S.C. § 3617 (interference, coercion, or intimidation)
Landlord-tenant paperwork governs who can stay in a property, on what terms, and what happens when something goes wrong. Leases, notices to quit, security deposit demands, and habitability complaints all have state and often city-specific requirements for timing, content, and service. Getting the paperwork right is what makes an eviction actually succeed or a security deposit actually come back, because judges regularly dismiss cases over small procedural mistakes.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on September 27, 2026.
42 U.S.C. § 3604(a) (checked September 26, 2026): "To refuse to sell or rent after the making of a bona fide offer, or to refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, sex, familial status, or national origin."
42 U.S.C. § 3604(f)(3)(B) (checked September 26, 2026): "a refusal to make reasonable accommodations in rules, policies, practices, or services, when such accommodations may be necessary to afford such person equal opportunity to use and enjoy a dwelling"
42 U.S.C. § 3610(a)(1)(A)(i)-(ii) (checked September 26, 2026): "An aggrieved person may, not later than one year after an alleged discriminatory housing practice has occurred or terminated, file a complaint with the Secretary alleging such discriminatory housing practice."
42 U.S.C. § 3610(a)(1)(D) (checked September 26, 2026): "Complaints and answers shall be under oath or affirmation, and may be reasonably and fairly amended at any time."
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