NOTICE OF APPEAL AND PETITION FOR REVIEW
New York State Disability Benefits Law (DBL)
(N.Y. Workers’ Compensation Law, Art. 9)
[// GUIDANCE: This template is designed for appealing the denial or termination of disability benefits under New York’s Disability Benefits Law. It is structured to be filed with the New York Workers’ Compensation Board (the “Board”) and complies with relevant administrative-law requirements. Customize all bracketed placeholders before filing.]
TABLE OF CONTENTS
- Document Header
- Definitions
- Operative Provisions
- Representations & Warranties
- Covenants & Restrictions
- Default & Remedies
- Risk Allocation
- Dispute Resolution
- General Provisions
- Execution Block
- Schedules & Exhibits
1. DOCUMENT HEADER
1.1 Title. Notice of Appeal and Petition for Review of Disability Benefits Denial.
1.2 Parties.
a. Claimant: [CLAIMANT LEGAL NAME], residing at [ADDRESS], SSN: [LAST 4].
b. Respondent/Carrier: [INSURANCE CARRIER LEGAL NAME], NAIC #: [____], with principal business address at [ADDRESS].
1.3 Recitals.
a. On [DENIAL DATE], Respondent issued a written denial/termination of Claimant’s disability benefits pursuant to the DBL.
b. Claimant timely files this Appeal and Petition for Review within the statutory window prescribed by the DBL.
c. Claimant seeks (i) reversal of the denial, (ii) immediate payment of accrued and future benefits, and (iii) any additional relief authorized by law.
1.4 Effective Date. This Petition is deemed filed on the date stamped by the Board (“Effective Date”).
1.5 Governing Jurisdiction. The matter is governed by the New York Workers’ Compensation Law, Article 9, and all implementing regulations.
2. DEFINITIONS
For clarity and consistent usage, the following terms (listed alphabetically) have the meanings assigned below.
“Administrative Law Judge” or “ALJ” – The Board-appointed judge assigned to adjudicate this Appeal.
“Benefit Period” – The maximum duration of payable disability benefits under the DBL for a single period of disability.
“Carrier” – The licensed insurance company or self-insured employer responsible for disability benefits coverage under the DBL.
“DBL” – New York State Disability Benefits Law, codified in N.Y. Workers’ Compensation Law, Article 9.
“Denial Notice” – The written notice issued by the Carrier on [DENIAL DATE] refusing or terminating benefits.
“Medical Evidence” – Objective medical proof of disability, including but not limited to treating-physician reports, diagnostic imaging, laboratory results, and functional-capacity evaluations.
“Petition” – This Notice of Appeal and Petition for Review, including all attachments, exhibits, and schedules.
“Vocational Factors” – Claimant’s age, education, work history, transferable skills, and labor-market considerations relevant to employability.
“WCB” or “Board” – The New York Workers’ Compensation Board.
[// GUIDANCE: Add or delete defined terms as appropriate for the specific fact pattern.]
3. OPERATIVE PROVISIONS
3.1 Jurisdiction & Authority. Claimant invokes the Board’s jurisdiction under the DBL to review the Denial Notice.
3.2 Timeliness. This Petition is filed within thirty (30) days of Claimant’s receipt of the Denial Notice, satisfying all statutory and regulatory filing deadlines.
3.3 Statement of Issues on Appeal.
a. Whether Claimant is “disabled” as defined by DBL § 201(9).
b. Whether sufficient Medical Evidence supports continuous disability from [DISABILITY ONSET DATE] to present.
c. Whether the Carrier properly evaluated Vocational Factors in issuing the Denial Notice.
d. Whether Claimant is entitled to retroactive benefits, statutory interest, and attorney’s fees.
3.4 Relief Requested. Claimant respectfully requests that the Board:
i. Reverse the Denial Notice and find Claimant eligible for disability benefits;
ii. Order immediate payment of back-due benefits with statutory interest;
iii. Award ongoing weekly benefits in the statutorily prescribed amount;
iv. Impose any applicable penalties on the Carrier for improper denial; and
v. Grant such other and further relief as justice may require.
3.5 Supporting Documentation. Claimant contemporaneously files:
• Schedule 1 – Medical Evidence Checklist and copies of medical records;
• Schedule 2 – Vocational Statement and supporting labor-market data;
• Exhibit A – Copy of Denial Notice;
• Exhibit B – Form DB-450 (or DB-300, if self-employed) previously filed.
4. REPRESENTATIONS & WARRANTIES
4.1 Accuracy. Claimant represents that all factual statements herein and in attached schedules are true and correct to the best of Claimant’s knowledge, information, and belief.
4.2 Completeness of Evidence. Claimant warrants that all material Medical Evidence in Claimant’s possession has been disclosed or is concurrently submitted.
4.3 Authorization. Claimant represents that necessary HIPAA-compliant authorizations permitting disclosure of medical records to the Board and Carrier are executed and attached as Exhibit C.
5. COVENANTS & RESTRICTIONS
5.1 Cooperation. Claimant covenants to attend any Board-ordered independent medical examination (“IME”) and to provide additional documentation reasonably requested by the ALJ, subject to all applicable privileges and protections.
5.2 Notification of Status Changes. Claimant shall promptly notify the Board and Carrier of any material change in medical or employment status that may affect benefit eligibility.
6. DEFAULT & REMEDIES
6.1 Carrier Default. Failure of the Carrier to: (i) file a timely Answer, (ii) appear at scheduled hearings, or (iii) comply with discovery orders may constitute default, entitling Claimant to the relief sought herein.
6.2 Board Action. Upon a Carrier default, Claimant may request summary determination and immediate issuance of a Decision and Award.
6.3 Attorney’s Fees & Costs. Pursuant to DBL regulations, Claimant seeks an award of reasonable attorney’s fees and costs to be deducted from any retroactive benefits.
[// GUIDANCE: Adjust fee language to reflect current Board rules and any agreed-upon fee schedules.]
7. RISK ALLOCATION
7.1 Indemnification. Not applicable—no third-party indemnity obligations arise under this administrative appeal.
7.2 Limitation of Liability. Any Carrier liability is statutorily capped at the benefit amounts and penalties authorized by the DBL.
8. DISPUTE RESOLUTION
8.1 Governing Law. This matter is governed exclusively by the DBL and the procedural rules of the WCB.
8.2 Forum Selection. All hearings shall be conducted before the WCB or its duly designated ALJ.
8.3 Arbitration. Not available for DBL appeals.
8.4 Jury Waiver. As an administrative proceeding, no right to jury trial exists.
8.5 Injunctive Relief. Claimant expressly reserves the right to seek judicial enforcement of any Board award directing benefit payment.
9. GENERAL PROVISIONS
9.1 Amendments & Supplements. Claimant may amend or supplement this Petition by leave of the ALJ or as of right prior to the first scheduled hearing.
9.2 Assignment. Claims under the DBL are non-assignable except as expressly permitted by statute.
9.3 Severability. If any provision of this Petition is deemed unenforceable, the remaining provisions shall continue in full force.
9.4 Integration. This Petition, together with all schedules and exhibits, constitutes the complete submission on appeal.
9.5 Electronic Filing. Consistent with WCB eCase protocols, electronic signatures are accepted and deemed originals.
10. EXECUTION BLOCK
IN WITNESS WHEREOF, the undersigned executes this Notice of Appeal and Petition for Review as of the Effective Date.
[CLAIMANT NAME]
Claimant
Date: _______
[// GUIDANCE: If represented, add attorney signature block.]
[ATTORNEY NAME], Esq.
Attorney for Claimant
[LAW FIRM NAME]
[ADDRESS]
Phone: [] | Email: []
Attorney Registration No.: [_]
Date: ____
[// GUIDANCE: Attach notarization or affirmation language only if specifically required by the Board’s current rules.]
11. SCHEDULES & EXHIBITS
• Schedule 1 – Medical Evidence Checklist
• Schedule 2 – Vocational Statement
• Exhibit A – Denial Notice
• Exhibit B – Prior Claim Forms (DB-450/DB-300)
• Exhibit C – HIPAA Authorizations
• Exhibit D – Any Additional Supporting Documents
SCHEDULE 1
MEDICAL EVIDENCE CHECKLIST
- Treating Physician Narrative Report (dated [___])
- Objective Diagnostic Tests (MRI, X-ray, EMG)
- Functional Capacity Evaluation
- Specialist Consult Reports
- Prescription Records & Treatment Plan
- Prognosis & Expected Duration Statement
[// GUIDANCE: Ensure all documents bear provider signatures and license numbers.]
SCHEDULE 2
VOCATIONAL STATEMENT
- Claimant’s Age: [___]
- Education Level: [___]
- Relevant Licenses/Certifications: [___]
- Past 5-Year Employment History:
• Employer, Position, Dates, Job Duties, Physical Demands - Transferable Skills Analysis
- Labor-Market Survey (if available)
- Impact of Functional Limitations on Employability
[// GUIDANCE: Submit any labor-market data or expert vocational assessments that support inability to perform past relevant work or any suitable alternative employment.]
END OF DOCUMENT